Media OutReach
AIA Launches GlobalFlexi Savings Insurance Plan Combining Flexibility and Potential Wealth Accumulation to Empower Customers to Achieve Their Aspirations
Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, said, “At every stage of life, financial resilience is key to empowering individuals to pursue their aspirations and confidently navigate unforeseen challenges. For example, many parents aspire to support their children in studying abroad at prestigious universities – a goal that often involves significant financial commitments and uncertainties, such as exchange rate fluctuations. Prudent planning and choosing a flexible wealth solution are therefore essential. AIA understands these evolving needs, which is why we have introduced the new GlobalFlexi Savings Insurance Plan. Thoughtfully designed, it empowers customers with financial clarity and provides peace of mind for their loved ones.”
She added: “Rooted in Asia for over a century, AIA remains committed to its customer-centric approach, offering innovative and reliable propositions that support individuals through every life stage and aspiration. We are dedicated to helping our customers live Healthier, Longer, Better Lives, enabling them and their loved ones to accomplish their dreams.”
Key features of the GlobalFlexi Savings Insurance Plan:
Wealth Accumulation & Liquidity
- Projected break-even period as short as seven years%, with a competitive projected IRR of up to 6.5% by the end of the 30th policy year#.
- Rare-in-market Flexi Withdrawal Option* enables customers to withdraw policy values regularly as needed and designate a loved one as the recipient.
- Rare-in-market Value Safeguard Option* allows customers to withdraw and transfer cash value while earning non-guaranteed interest, providing liquidity for near-term life goals.
- Market-first Currency Exchange Option^ enables policyholders to switch among nine different currencies&, facilitating diversified asset allocation.
Addressing Health & Future Challenges
- Market-first Health Impairment Option^ provides financial protection and policy ownership transfer arrangements if the policyholder loses capacity due to a mental issue or a specified illness including Apallic Syndrome and Coma, ensuring financial stability for the family.
To further support customers in preparing their children for a successful future, AIA has partnered with a professional education consulting institution from 1 July to 31 December 2025 to provide GlobalFlexi Savings Insurance Plan customers with exclusive privileges. These include overseas education strategy seminars, consultancy on further studies, personalised education roadmap, tutoring and interview coaching. This partnership equips parents and students with the tools to navigate global education trends confidently and plan ahead.
As part of its latest campaign for the GlobalFlexi Savings Insurance Plan, AIA has enlisted Michelle Wai, one of its Rethink Healthy Ambassadors and a seven-time award-winning actress, to embody the product spirit. In the advertising video, Michelle reflects on her acting career, highlighting perseverance and resilient — values that align with AIA’s enduring commitment to its customers. The campaign debuted on 8 July 2025 across major promotional platforms in Hong Kong, including the latest prime locations such as MTR Kai Tak Station and Sung Wong Toi Station.
[Watch the campaign video by clicking here]
AIA Group is the largest independent publicly listed pan-Asian life insurance group, with over 600 investment employees1 across the Asia Pacific. AIA Hong Kong has ranked No. 1 in the number of new business policies in Hong Kong for 11 consecutive years2 and has been named Hong Kong’s Most Popular Insurance Brand for nine straight years3, a testament to the trust and support of its customers.
All information above is for reference only and does not constitute any offer and/or insurance product recommendation. The product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, please refer to the product brochure and policy contract of relevant products or visit the AIA Hong Kong’s website.
Remarks
* Multiple rare-in-market features
- Flexi Withdrawal Option: Compared with the savings insurance products provided by Hong Kong major insurance companies as of 23 June 2025.
- Velue Safeguard Option: Compared with the savings insurance products provided by Hong Kong major insurance companies as of 23 June 2025.
^ Multiple market-first features
- Currency Exchange Option: Pioneered by AIA in the Global Power Multi-Currency Plan on 1 June 2021.
- Health Impairment Option: This option allows the policy owner to designate up to 2 different designated recipients and elect for both benefit payment and transfer of ownership at the same time. This feature is first-in-market when compared with the savings insurance products provided by Hong Kong major insurance companies, pioneered by AIA with the Wealth Generation life insurance plan on 23 June 2025.
# Illustrative case example: assuming a policyholder purchases the GlobalFlexi Savings Insurance Plan with a 5-year premium payment, annual premium of US$100,000, total premiums of US$500,000. This is a hypothetical example for illustrative purposes only. Actual bonuses and dividends are not guaranteed and determined solely at AIA’s discretion. The total IRR does not represent future performance and is non-guaranteed. In the worst-case scenario, the actual total IRR by the end of the 30th policy year may be equal to the guaranteed IRR of 3.48%.
% “Projected total breakeven period” is the policy year at the end of which the projected total surrender value is greater than or equal to the single premium paid for the first time. Illustrative case example: assuming a policyholder purchases the GlobalFlexi Savings Insurance Plan with a 5-year premium payment, annual premium of US$100,000, total premiums of US$500,000. In the worst-case scenario, the projected break-even period is by the end of the 18th policy year. Expected breakeven periods and total IRR vary by premium payment method. Single premium payments may achieve an expected breakeven period as short as 5 years. Expected breakeven periods are not guaranteed. Single premiums are invested once across diversified assets per strategy, while 5-year premium plans invest in five tranches any may benefit from dollar-cost averaging. In comparison, single premium payment policies may experience greater investment volatility with wider fluctuations in projected bonuses and dividends. In the worst-case scenario, the actual total IRR may be equal to the guaranteed rate.
& Starting from the end of the 2nd policy year and within 30 days after the end of a policy year, you may apply once per policy year to switch your policy currency to one of the following 9 different currencies, including Renminbi (RMB), British pound sterling (GBP), US dollar (US$), Australian dollar (AUD), Canadian dollar (CAD), HK dollar (HK$), Macau pataca (MOP; only for policies issued in Macau), Euro (EUR) and Singapore dollar (SGD), by exchanging your GlobalFlexi Savings Insurance Plan policy for the latest plan under the GlobalFlexi Series which we offer in the new policy currency at the time of currency exchange. The approval of Currency Exchange Option’s application and the availability of currency for selection at the time of exercising the Currency Exchange Option will be subject to the prevailing laws and regulations, and our prevailing rules and conditions.
1. As of 31 December 2024
2. Based on statistics from Insurance Authority released since 2014 – Provisional statistics of the Insurance Authority on Hong Kong long-term insurance business for full year 2014-2024.
3. According to YouGov, an international research and data analytics company, Hong Kong BrandIndex 2016-2024. AIA has been the Top Insurance Brand in Brand Consideration and Most Likely to Purchase in Hong Kong for nine consecutive years since 2016.
Hashtag: #AIA #友邦
The issuer is solely responsible for the content of this announcement.
About AIA Hong Kong & Macau
AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have over 18,000 financial planners1, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers2, offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers.
1 As of 31 March 2025
2 Including AIA Hong Kong and AIA Macau’s individual life, group insurance and pension customers (as of 31 March 2025)
Media OutReach
YF Life Clinches Hong Kong Economic Journal’s “Outstanding Application of Diversified Investment Strategies” Award Once Again
Driving Sustainable Long-Term Value for Clients via the Innovative “Invesurance” Philosophy
HONG KONG SAR – Media OutReach Newswire – 26 June 2026 – YF Life Insurance International Limited (YF Life) has once again been recognized at the Hong Kong Economic Journal (HKEJ) Insurance Excellence Awards 2026, clinching the prestigious “Outstanding Application of Diversified Investment Strategies” Award1. This accolade reaffirms YF Life’s leadership in insurance investment landscape, underscoring the company’s success in leveraging systematic asset allocation to generate long-term value for clients for its clients through its unique “Invesurance” (Insurance + Investment) philosophy.
Mr. Dennis Luk, Chief Investment Officer of YF Life, stated: “We are deeply honored to receive this prestigious recognition for the second consecutive year. At the core of YF Life’s investment strategy is the profound integration of ‘insurance’ and ‘investment’. Moving beyond traditional models, we utilize a dynamic, multi-asset allocation framework that spans fixed income, public equities, and private markets. Under our ‘1+N’ architecture, we partner with Barings2 to manage high-quality bond portfolios, while simultaneously collaborating with leading global asset management institutions to deploy capital across private equity and alternative investments. This strategic approach optimizes risk-adjusted returns and effectively mitigates market volatility.”
YF Life’s financial strength continues to be validated by leading international rating agencies. Following eight consecutive years of receiving an “A-” (Strong) Insurer Financial Strength (IFS) rating from Fitch, YF Life has also secured its “A3” Insurance Financial Strength Rating (IFSR) from Moody’s. These milestones are a testament to YF Life’s robust financial position, prudent capital management, and stringent risk-control capabilities.
Looking ahead, YF Life remains committed to deepening its “Invesurance” philosophy. The company will continue to focus on delivering sustainable and stable asset growth for clients, further building a forward-looking and resilient wealth management blueprint.
Organized by the Hong Kong Economic Journal, the Insurance Excellence Awards aim to honor outstanding enterprises within the insurance sector, recognizing industry peers who consistently innovate and enhance the quality of their products and services. This year, more than 10 awards were presented following a rigorous selection process conducted by a panel of professional judges.
Notes:
[1] https://features.hkej.com/template/features/html/isa2026/index.html
[2] https://www.barings.com/en-hk/guest
Hashtag: #YFLife
The issuer is solely responsible for the content of this announcement.
Media OutReach
Singapore Institute of Management: Student Life and Campus Communities Becoming a Key Deciding Factor in Higher Education
This shift reflects a broader trend across the sector, where institutions are being evaluated not only on academic outcomes, but also on their ability to provide holistic student experiences that support mental wellbeing, social integration, and career readiness.
At the Singapore Institute of Management (SIM), student engagement has become a central pillar of the learning experience, with a wide network of student led clubs and communities designed to support both personal and professional development.
A Growing Priority: Belonging and Wellbeing
Industry observations indicate that students, particularly those transitioning from secondary education or arriving from overseas, often face challenges such as social isolation, cultural adjustment, and limited peer support networks. Research also highlights that being away from familiar support systems and adapting to a new cultural and academic environment can be an isolating process, contributing to increased stress, anxiety, and reduced perceived social support
To address this, SIM has developed a structured student life ecosystem supported by its Student Development initiatives and programmes such as Project1095, which emphasises learning beyond the classroom and holistic growth. With close to 80 student clubs and co-curricular activities available, students are provided with multiple avenues to build connections and integrate into campus life.
From Co-Curricular Activities to Career Readiness
Student clubs are increasingly seen as more than recreational clubs, playing a meaningful role in preparing students for the workforce. Participation in such communities enables students to develop transferable skills aligned with employer expectations, including leadership, collaboration, and communication.
At SIM, student led initiatives span a broad spectrum, from arts and cultural groups that foster creativity and teamwork through performances and events, to sports and wellness communities that promote physical resilience and discipline. Leadership platforms such as student councils provide opportunities for students to organise initiatives and represent the student body, while international student communities support cultural integration and inclusivity.
In addition, special interest and professional clubs offer exposure to industry trends and peer led learning. Collectively, these platforms provide practical experiences that complement academic programmes and contribute to graduates’ overall employability.
Reflecting a Broader Shift in Higher Education
The increasing importance placed on student life reflects a wider evolution in higher education, where institutions are expected to support both academic achievement and personal development.
By investing in student communities and engagement, institutions like SIM are responding to this shift, providing environments where students can not only gain qualifications, but also build networks, resilience, and a strong sense of identity.
As prospective students weigh their options, the availability of vibrant campus communities and support systems is likely to remain a key differentiator in the higher education landscape.
Reference:
- The experience of loneliness among international students participating in the BBC Loneliness Experiment: Thematic analysis of qualitative survey data – https://www.sciencedirect.com/science/article/pii/S2666518223000189?
- Mental health concerns and needs of international students in higher education settings: A scoping review protocol – https://pmc.ncbi.nlm.nih.gov/articles/PMC12334020/
- SIM CCA – https://www.sim.edu.sg/degrees-diplomas/life-at-sim/co-curricular-activities
- SIM Project 1095 – https://project1095.simge.edu.sg/
Hashtag: #SIMGlobalEducation #SIMGE #GlobalEducation #InternationalDegree #CareerReady #FutureSkills
The issuer is solely responsible for the content of this announcement.
About SIM Global Education
SIM Global Education (SIM GE) is a leading private education institution in Singapore and the region. We offer more than 140 academic programmes ranging from diplomas and graduate diploma programmes to bachelor’s and master’s degree programmes with some of the world’s most reputable universities from Australia, Canada, Europe, United Kingdom, and the United States. SIM GE’s cohort is made up of 17,000 full- and part-time students and adult learners, of which approximately 41% are international students hailing from over 50 countries.
SIM GE’s holistic learning approach and culturally diverse learning environment aim to equip students with knowledge, industry skills and employability competencies, as well as a global perspective to succeed as future leaders in a fast-changing, technologically driven world.
For more information on SIM Global Education, visit www.sim.edu.sg
Media OutReach
Nexus Aesthetic Clinic to Host Pro Bono Aesthetic Literacy Talk for Women in Singapore
The session is designed to help members of the public ask clearer questions before deciding whether a medical aesthetic treatment is appropriate for them. Rather than focusing on any one procedure, the talk will cover consultation-first decision-making, how medical assessment should come before choosing treatments such as fil, and why natural-looking outcomes depend on suitability, restraint, and medical judgement.
As aesthetic treatments become more visible across social media and everyday conversation, consumers are often exposed to trend-led content before receiving a proper clinical assessment. Nexus Aesthetic Clinic says the pro bono session aims to bring the conversation back to patient suitability, risk-aware planning, and thoughtful decision-making.
The talk will be led by Dr Samantha Tay, Medical Director of Nexus Aesthetic Clinic. Attendees will learn what a responsible consultation should cover, including treatment history, skin condition, facial structure, medical considerations, expected trade-offs, and when a conservative approach may be more appropriate.
“Patients today are more informed than before, but they are also exposed to more aesthetic trends than ever,” said Dr Samantha Tay. “A good aesthetic decision should not begin with a treatment name. It should begin with a proper assessment of the patient’s face, skin quality, concerns, medical history, and whether treatment is appropriate in the first place.”
Community organisations interested in hosting similar pro bono education sessions may reach Nexus Aesthetic Clinic through the collaboration page.
Hashtag: #NexusAestheticClinic
The issuer is solely responsible for the content of this announcement.
About Nexus Aesthetic Clinic
Nexus Aesthetic Clinic is a natural-led medical aesthetic clinic located at TripleOne Somerset in Singapore. Led by Medical Director Dr Samantha Tay, the clinic focuses on consultation-led aesthetic care, conservative treatment planning, and natural-looking outcomes.
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