Media OutReach
DFI Retail Group Outlines 3-Year Plan for Sustained Profitable Growth and Returns
HONG KONG SAR – Media OutReach Newswire – 3 December 2025 – At its 2025 investor day, DFI Retail Group Holdings Limited (‘DFI’ or the ‘Group’) outlined strategic initiatives for driving sustained profitable growth and enhanced shareholder returns. These priorities will position DFI to better serve customers across Asia’s diverse markets while delivering double-digit profit growth and higher investor payouts over the next three years. This includes plans to:
- Increase sales per store: Grow store sales density through enhanced value propositions and omnichannel capabilities
- Expand retail footprint: Strategically expand the Health & Beauty and Convenience store network through a capex-light franchise model
- Accelerate Own Brand innovation: Launch more Own Brand products, providing affordable, high-quality choices that meet Asian consumers’ growing demand for value – building customer loyalty and margins in the process
- Leverage data for digital growth: Harness the Group’s substantial customer data insights to power e-commerce expansion and retail media monetisation
- Maintain capital discipline: Continue rigorous capital allocation and cost efficiency while ensuring investments focus on higher-growth, higher-return opportunities to maximise shareholder returns
“DFI is uniquely positioned to deliver sustained, profitable growth as we advance our value-accretive strategic priorities and expand our digital ecosystem,” said Scott Price, Group Chief Executive. “Customers across Asia are increasingly seeking quality and convenience at great value. With our broad format portfolio and omnichannel capabilities, we can meet these needs effectively across all channels. Our strong balance sheet and disciplined use of capital give us the flexibility to invest in growth while consistently increasing returns to shareholders in the years ahead.”
In line with these objectives, the Group expects to:
- Deliver underlying profit CAGR of 11-15%, with ambition to achieve US$310-350 million by 20281
- Grow organic subsidiaries revenue by an average of 2-3% annually through 2028, supported by increased store sales density, market share and operational efficiency across formats
- Drive online sales penetration to 7-10% by 2028
- Improve return on capital employed to at least 15% by 2028
The Group concurrently announces a new dividend policy based on a 70% payout ratio, effective from the final dividend of 2025, up from the previous 60% payout guidance.
“Our plan strikes the right balance between growth and returns,” said Tom van der Lee, Group CFO. “By focusing on higher-margin businesses, operational efficiencies, and disciplined use of capital, we expect to deliver 11–15% underlying earnings CAGR while improving ROCE to at least 15% by 2028. Coupled with a stronger balance sheet and strategic initiatives, our three-year plan supports improved returns. The new 70% dividend payout policy reflects our confidence in DFI’s cash generation, and commitment to returning value to shareholders.”
Presentations are available on DFI’s website at www.dfiretailgroup.com under the “Investors” section.
Forwards-looking statements
The information set out herein is for information purposes only and is not intended to be investment, financial, tax, legal or other advice or recommendations for any person and you should take independent advice. There is no intention to invite, and this document should not be regarded as any invitation for, any dealings in any securities. Any forward-looking statements mentioned in this document are statements regarding our intent, belief or current expectations with respect to DFI Retail Group’s businesses and operations, market conditions, etc. You are expressly advised not to rely on these forward-looking statements, as they are subjective views which are subject to risks and uncertainties that could cause actual results to differ materially.
Hashtag: #DFIRetailGroup#Mannings#Guardian#7-Eleven#Wellcome#MarketPlace#IKEA#yuu
The issuer is solely responsible for the content of this announcement.
DFI Retail Group
DFI Retail Group (the Group) is a leading Asian retailer, driven by its purpose to ‘Sustainably Serve Asia for Generations with Everyday Moments’. At 1 Dec 2025, the Group and its associates operated over 7,400 outlets and employed over 81,000 people across 12 markets. The Group had total annual revenue in 2024 of US$24.9 billion and reported revenue of US$8.9 billion.
The Group is dedicated to delivering quality, value and service to Asian consumers through a compelling retail experience supported by an extensive store network and highly efficient supply chains.
The Group, including associates, operates a portfolio of well-known brands across five key divisions: health and beauty, convenience, food, home furnishings and restaurants.
The Group’s parent company, DFI Retail Group Holdings Limited, is incorporated in Bermuda and has a primary listing in the equity shares (transition) category of the London Stock Exchange, with secondary listings in Bermuda and Singapore. The Group’s businesses are managed from Hong Kong. DFI Retail Group is a member of the Jardine Matheson group.
Media OutReach
AEON Bank Helps Ease Festive Season’s Budget Constraints with No-Hassle Personal Financing-i
From December 2025 till March 2026, the bustling seasons present convergence of multiple spending needs for many households. Acknowledging that this might raise the need for flexible liquidity, AEON Bank provides a solution to address such budgetary constraints in the form of the PF-i; an inclusive, hassle-free financing facility, easily accessible via its digital banking app.
Optimising a Risk-Based Pricing (RBP) framework to determine a competitive and personalised profit rate, AEON Bank ensures that customers can seamlessly apply for PF-i online, as long as they are Malaysian citizens aged 18 to 55, with a minimum monthly gross income of RM2,500 – be it salaried employees or self-employed individuals, freelancers, as well as gig economy workers.
Aligned with Shariah banking principles, PF-i offers financing facility from RM1,000 up to RM100,000 with flexible tenure options ranging from 3 to 84 months, allowing for repayments tailored to individual budget needs. The Flat Profit Rate starting from 3.88% p.a. and a nominal Wakalah Fee of RM1 is applicable upon acceptance.
The entire process, from the application to fund disbursement are all managed online via the AEON Bank app. This simplifies the process and eliminates the need for physical paperwork or branch visits. To apply for PF-i, customers simply need to follow these steps :
- Step 1 : Activated Savings Account-i pre-requisite
Download the AEON Bank app and activate the Savings Account-i, prior to applying for PF-i.
- Step 2 : Eligibility check and employment details
Applicants must be Malaysian citizens aged 18 and above, earning a minimum monthly gross income of RM2,500 – either as salaried employees, self-employed or gig workers.
- Step 3 : Financing selection
Select the preferred financing amount ranging from RM1,000 up to RM100,000 and flexible repayment tenure, with options between 3 to 84 months.
- Step 4 : Supporting document submission
Upload the latest EPF (KWSP) statement, reflecting the latest consecutive 6-months contributions (for salaried workers) or latest consecutive 6-month bank statement (for self-employed/gig workers).
- Step 5 : Approval and fund disbursement
Applications will be processed immediately and upon approval, funds will be disbursed directly into the applicant’s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.
PF-i enables Malaysians to access a Shariah compliant financing facility to ease their needs; be it an emergency financial support, family budget constraint, small renovation, vehicle repair or a much needed financial aid to bridge the temporary cashflow gaps.
For comprehensive details on the Personal Financing-i (PF-i), including full terms and conditions, click here to browse the website and scan the QR Code to download the AEON Bank app: https://www.aeonbank.com.my/api/qr-handler
Hashtag: #AEONBank #DigitalBanking #IslamicDigitalBank #ShariahCompliant #FinancialInclusion #IslamicFintech #PersonalFinancing
https://www.aeonbank.com.my/
https://www.linkedin.com/company/aeonbankmy/?viewAsMember=true
https://x.com/aeonbankmy
https://www.facebook.com/aeonbankmalaysia
https://www.instagram.com/aeonbankmy
The issuer is solely responsible for the content of this announcement.
AEON Bank (M) Berhad
AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).
Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.
On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, with the initial onboarding of vendors from AEON Credit Service (M) Berhad and suppliers within the broader AEON ecosystem. The targeted approach is designed to create an integrated value chain linking AEON’s retail and financial services networks, supporting strategic growth and greater inclusivity. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for business owners and entrepreneurs. AEON Bank Biz’s products and services will soon be extended to more local businesses and entrepreneurs across Malaysia.
Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia and it is. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.
AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.
Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.
AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.
Media OutReach
AEON Bank Helps Ease Festive Season’s Budget Constraints with No-Hassle Personal Financing-i
From December 2025 till March 2026, the bustling seasons present convergence of multiple spending needs for many households. Acknowledging that this might raise the need for flexible liquidity, AEON Bank provides a solution to address such budgetary constraints in the form of the PF-i; an inclusive, hassle-free financing facility, easily accessible via its digital banking app.
Optimising a Risk-Based Pricing (RBP) framework to determine a competitive and personalised profit rate, AEON Bank ensures that customers can seamlessly apply for PF-i online, as long as they are Malaysian citizens aged 18 to 55, with a minimum monthly gross income of RM2,500 – be it salaried employees or self-employed individuals, freelancers, as well as gig economy workers.
Aligned with Shariah banking principles, PF-i offers financing facility from RM1,000 up to RM100,000 with flexible tenure options ranging from 3 to 84 months, allowing for repayments tailored to individual budget needs. The Flat Profit Rate starting from 3.88% p.a. and a nominal Wakalah Fee of RM1 is applicable upon acceptance.
The entire process, from the application to fund disbursement are all managed online via the AEON Bank app. This simplifies the process and eliminates the need for physical paperwork or branch visits. To apply for PF-i, customers simply need to follow these steps :
- Step 1 : Activated Savings Account-i pre-requisite
Download the AEON Bank app and activate the Savings Account-i, prior to applying for PF-i.
- Step 2 : Eligibility check and employment details
Applicants must be Malaysian citizens aged 18 and above, earning a minimum monthly gross income of RM2,500 – either as salaried employees, self-employed or gig workers.
- Step 3 : Financing selection
Select the preferred financing amount ranging from RM1,000 up to RM100,000 and flexible repayment tenure, with options between 3 to 84 months.
- Step 4 : Supporting document submission
Upload the latest EPF (KWSP) statement, reflecting the latest consecutive 6-months contributions (for salaried workers) or latest consecutive 6-month bank statement (for self-employed/gig workers).
- Step 5 : Approval and fund disbursement
Applications will be processed immediately and upon approval, funds will be disbursed directly into the applicant’s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.
PF-i enables Malaysians to access a Shariah compliant financing facility to ease their needs; be it an emergency financial support, family budget constraint, small renovation, vehicle repair or a much needed financial aid to bridge the temporary cashflow gaps.
For comprehensive details on the Personal Financing-i (PF-i), including full terms and conditions, click here to browse the website and scan the QR Code to download the AEON Bank app: https://www.aeonbank.com.my/api/qr-handler
Hashtag: #AEONBank #DigitalBanking #IslamicDigitalBank #ShariahCompliant #FinancialInclusion #IslamicFintech #PersonalFinancing
https://www.aeonbank.com.my/
https://www.linkedin.com/company/aeonbankmy/?viewAsMember=true
https://x.com/aeonbankmy
https://www.facebook.com/aeonbankmalaysia
https://www.instagram.com/aeonbankmy
The issuer is solely responsible for the content of this announcement.
AEON Bank (M) Berhad
AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).
Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.
On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, with the initial onboarding of vendors from AEON Credit Service (M) Berhad and suppliers within the broader AEON ecosystem. The targeted approach is designed to create an integrated value chain linking AEON’s retail and financial services networks, supporting strategic growth and greater inclusivity. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for business owners and entrepreneurs. AEON Bank Biz’s products and services will soon be extended to more local businesses and entrepreneurs across Malaysia.
Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia and it is. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.
AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.
Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.
AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.
Japan’s MONJI+—A WebOps Enablement Platform Inspired by Voices from 77 Countries—Launches Its English Edition
OSAKA, JAPAN – Media OutReach Newswire – 24 December 2025 – ALAKI Inc., celebrating its 15th anniversary, has officially launched the English edition of MONJI+, an evolution of its 2018-born feedback tool MONJI β, now reimagined as a comprehensive WebOps Enablement Platform.
Alongside its free plan, available indefinitely, MONJI+ begins its full-scale expansion into the ASEAN market, helping teams elevate their website operations. In addition, a free Academic Edition is now offered to educational institutions to foster the next generation of web and IT talent.
Since its launch in Japan in 2018, MONJI β has been adopted by web agencies, corporations, and advertising firms worldwide—across 77 countries and regions—streamlining feedback workflows for website management and development.
In everyday website operations, teams often face:
- Feedback scattered across tools and channels
- Miscommunication between internal teams and agencies
- Unclear priorities that fail to drive results
- Knowledge loss when members change
- Valuable learnings buried and forgotten
MONJI+ connects creation, publishing, maintenance, and optimization into a single workflow—eliminating silos and enabling all members to move forward toward shared goals.
▶️ See how MONJI+ transforms your workflow
Since its official launch in Japan in January 2025, MONJI+ has rapidly spread among enterprises and educational institutions. It is increasingly adopted as a practical standard among agencies and in-house teams, improving productivity and measurable outcomes.
During forums and seminars held alongside the Expo 2025 Osaka, Kansai, Japan, ALAKI engaged with government representatives and industry leaders from around the world.
The feedback was clear: inefficiencies in website operations, lack of improvement cycles, and a shortage of web marketing expertise are universal challenges. But one issue stood out above all—the shortage of skilled web and IT professionals.
Some governments even requested that MONJI+ contribute to national web/IT talent development, not just productivity gains. Following the Expo, inquiries from multiple countries confirmed the demand, prompting the official release of the English edition of MONJI+.
As part of its ASEAN expansion, ALAKI visited SWITCH 2025 (Singapore Week of Innovation & Technology), held from October 29–31. Through dialogues with government agencies, corporations, startups, and academic institutions, the importance of website operations productivity and digital talent development was reaffirmed.
Insights from leading ASEAN web and IT innovators will continue to shape the evolution of MONJI+.
Eliminate inefficiencies and dependency on individuals—enhancing both productivity and performance in website operations.
- Workflow Efficiency: Centralize feedback and progress tracking to prevent oversights
- Error Reduction: Detect typos automatically with AI proofreading
- Results-Oriented: Integration with analytics tools helps identify improvement areas instantly
- Team Collaboration: Share real-time updates across internal and external members
- Knowledge Building: Use the Wiki feature to retain expertise and reduce training costs
MONJI+ evolves beyond a simple management tool—it becomes an AI-driven partner that learns from operational data to support human decision-making and creativity.
Our vision: a human-in-the-loop “Agentic WebOps” environment that helps teams achieve outcomes with AI-assisted decision support.
Available AI Features:
- AI typo and error detection for feedback
- AI chatbot assistance
Upcoming AI Features (Examples):
- Content suggestion and creation
- Feedback trend analysis and improvement recommendations
- Design assistance
- Webpage performance analysis and enhancement
- Global Marketing Agency (Singapore): “Sharing the same interface greatly improved collaboration across our international offices.”
- Web Production Agency (Japan): “Centralized feedback management accelerated delivery times by roughly 30%.”
- E-commerce Company (Japan): “By linking with an analytics tool, we identified key improvement areas instantly—our conversion rate increased by over 20%.”
- Recruitment Platform (Japan): “With AI detecting typos automatically, our job listing checks became faster and more reliable.”
Discover how MONJI+ envisions the future of website operations.
“Website operations shouldn’t be about chasing scattered messages—it should be about generating results that matter. With MONJI+, we unify feedback, workflow, and analytics, while AI suggests the next strategic move. Our mission is to help ASEAN teams reach outcomes faster and more reliably.”
— Yuji Yamauchi, Founder & CEO, ALAKI Inc.
Getting started is easy, with no credit card required. MONJI+ aims to be the shared foundation for website operations, accessible to everyone.
- Forever-Free Plan: Access essential functions without time limits
- 30-Day Free Trial: Experience all features in a live environment
▶️ Start your free 30-day trial now
To empower the next generation of web and IT professionals, MONJI+ offers an Academic Edition free of charge to universities, vocational schools, and online programs. Students and educators can experience real-world website operations, gain practical skills, and collaborate through shared projects.
▶️ Learn more about the Academic Edition
Hashtag: #MONJI+
The issuer is solely responsible for the content of this announcement.
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