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HDBank posts US$562.4 million profit in nine months, proposes 30% dividend and bonus share plan
Profitability indicators remained among the highest in the banking sector, with Return on Equity (ROE) at 25.2% and Return on Assets (ROA) at 2.1%, underscoring efficient operations and a solid financial foundation.
As of 30 September 2025, total assets stood at VND782 trillion (US$29.7 billion), a 12.1% increase YTD. Credit growth reached 22.6 %, focused on priority sectors and essential business activities. The non-performing loan ratio was 1.97%, while the Capital Adequacy Ratio under Basel II reached 15%, among the highest in the industry.
Non-interest income rose sharply to VND5.37 trillion (US$204.1 million), up 178.6% YoY, driven by income diversification and digitalisation. Transactions via digital channels grew by 47%, accounting for 94% of total retail transactions, thus, Cost-to-Income Ratio recorded at 25.7%, one of the lowest in the sector. HDBank currently serves over 20 million customers.
Subsidiaries and affiliates also posted strong results. HD SAISON recorded profit of VND1.1 trillion (US$41.8 million) with an ROE of 24.4%, maintaining its leading position in consumer finance. HD Securities earned VND614 billion (US$23.3 million) in profit, up 30% YoY, while Vikki Bank turned profitable after seven months of transaction, attracting over 1.3 million new customers and launching the innovative Vikki Café model – a new-generation experience branch.
HDBank will seek shareholder approval for a 30% total dividend and bonus share distribution for 2025, including a 25% stock dividend and 5% bonus shares, reaffirming its commitment to high and stable shareholder returns.
Following the amended Decree 69, the bank’s foreign ownership limit has been lifted to 49%, improving its ability to attract international investors and enhance stock liquidity.
During General Secretary Tô Lâm’s official visit to the United Kingdom, the London Stock Exchange discussed a Memorandum of Understanding with HDBank to promote potential listings, international capital mobilisation and access to global investors.
With outstanding profitability, an attractive dividend policy, and a clear strategy for digitalisation and international integration, HDBank is well positioned to sustain double-digit growth, reinforcing its position among the most high-performing and profitable banks in Vietnam.
Hashtag: #HDBank
The issuer is solely responsible for the content of this announcement.
Media OutReach
TUMI Unveils The Next Generation Of The Tumi Alpha Collection With Campaigns Starring Lando Norris And Wei Daxun
Global Brand Ambassador Lando Norris and Asia-Pacific Brand Ambassador Wei Daxun gear up to launch the latest evolution of TUMI Alpha.
HONG KONG SAR – Media OutReach Newswire – 28 January 2026 – Today, international travel, lifestyle, and accessories brand TUMI unveils the next generation of the Alpha collection, brought to life through individual campaigns starring Formula 1 World Champion and Global Brand Ambassador Lando Norris, and Asia-Pacific Brand Ambassador and actor Wei Daxun. Together, they embody a revitalized expression of Alpha: sleek, precise, and intentionally understated — designed for modern movement.

The global campaign, directed by Alice Schillaci and photographed by Reto Schmid, casts Norris in a cinematic, suspense-driven narrative. Framed as a man preparing for a mission, the visuals draw from classic action storytelling, defined by precision, focus, and intent.
“When you’re preparing for something important, you don’t want distractions — you want everything to work exactly as it should,” says Norris. “Whether I’m racing or on the move, it’s about being ready. Alpha feels built for that mindset.”
That same sensibility continues in the campaign starring Asia-Pacific Brand Ambassador Wei Daxun. Directed by David Pun and photographed by GK (国琨), the campaign captures Daxun moving through sleek, modern spaces, highlighting Alpha’s clean lines, smooth movement, and refined design.
“Alpha is designed with real intention — you feel it in the materials, the balance, the way it moves with you. It’s something I trust to be there, no matter where the day takes me.” says Wei.
“Alpha represents a blueprint for modern movement,” says Victor Sanz, TUMI Global Creative Director. “It’s where we return to rethink performance. We look at how people move, what they carry, and how design can support that journey.”
“Both Lando Norris and Wei Daxun represent that next generation. Alpha isn’t just designed to keep up with them; it’s designed to perform alongside them.”
Across both campaigns, Alpha’s design intelligence takes focus. Signature FXTTM Ballistic Nylon anchors the collection, paired with streamlined pocketing, silent magnetic closures, and intuitive access points engineered for efficiency. Core styles — including the Dual Access Expandable Carry-On, TUMI Brief PackTM, Double Expansion Duffel, and Convertible Clutch Crossbody — are refined to support movement without interruption.
To celebrate Alpha’s latest evolution, TUMI debuts Ultra Blue, identified by vivid blue accents across key touchpoints on six iconic Alpha silhouettes. The colorway aims to commemorate TUMI’s relentless innovation and commitment to excellence.
This next generation of Alpha reflects TUMI’s enduring commitment to understanding its customer and supporting every moment of their journey, wherever it leads.
PRODUCT HIGHLIGHTS
* TUMI Brief PackTM
Built for those who demand more from every journey. Take your office with you — and then some — with our iconic design. Intuitively crafted to be spacious and well-organized, every item has its place, from the organizational panel to the hidden phone pocket.
* Double Expansion Duffel
Built for travelers who demand more from every journey. Cleverly crafted to maximize packing
capacity, this bestselling duffel features impressive depth and expansion, making it the ultimate companion for long weekends.
* Dual Access Expandable 4 Wheeled Carry-On
Built for travelers who demand more from every journey—this large-capacity, dual-access
expandable carry-on features our signature FXTTM Ballistic Nylon and best-in-class functionality.
* Convertible Clutch Crossbody
Built for those who demand more from every journey. This compact style features signature TUMI design elements and is versatile by design. Carry as a crossbody, wristlet or clutch by
interchanging the included straps accordingly.
Explore the TUMI Alpha Collection now at TUMI.com and in TUMI stores worldwide. Follow @TUMITravel for exclusive behind-the-scenes content from the campaign.
Hashtag: #TUMI
The issuer is solely responsible for the content of this announcement.
About TUMI
Since 1975, TUMI has been creating world-class business, travel, and performance luxury essentials, designed to upgrade, uncomplicate and beautify all aspects of life on the move. Blending flawless functionality with a spirit of ingenuity, we’re committed to empowering journeys as a lifelong partner to movers and makers in pursuit of their passions. For more about TUMI, visit
TUMI.com and follow on
Instagram,
TikTok,
Facebook, and
YouTube.
TUMI and TUMI logo are registered trademarks of Tumi, Inc. © 2026 Tumi, Inc.
Media OutReach
Experience Elevated Luxury at The Ritz-Carlton, Hong Kong
Unveil a New Level of Sophistication Transforming the Stays
HONG KONG SAR – Media OutReach Newswire – 28 January 2026 – The Ritz-Carlton, Hong Kong is delighted to announce a collection of curated experiences to elevate the guest journey in 2026. Experience the comfort of luxurious accommodations while embarking on a variety of adventures. From culinary journeys and cultural discoveries to wellness and rejuvenation, the hotel has crafted seven exclusive activities for the distinguished guests. From the moment they step into the hotel, guests will embark on a sky-high luxurious journey of discovery, creating meaningful and unforgettable #RCMemories.

For high-res photos, please click here
A Cultural Exploration Journey
This adventure begins with a private guided tour of the magnificent Hong Kong Palace Museum, where Chinese art and culture come alive in an intimate and elegant setting. The personal expert guide will tailor the experience to reflect guests’ interests, unveiling the rich narratives behind exquisite artifacts and masterpieces. Each participating guest will receive a personalized Ritz-Carlton Lion plush toy, gracefully inscribed with the guest’s name on its ribbon as a keepsake for the journey. This experience promises not only a tour, but also an unforgettable journey into the essence of Hong Kong’s culture, enriched with thoughtful touches that create long-lasting memories. Priced at HKD6,200 net per group, each group accommodates 2 to 4 guests. The 2-hour package includes a tour of the Palace Museum with Admission Tickets, a personalized lion plush toy. Guests are also entitled to an exclusive 20% discount at The Ritz-Carlton Spa to relax and unwind after strolling through the serene museum.
Heritage in Your Hands
Mahjong is a classic Chinese tile-based game of skill and luck, while Seal Carving is an ancient art in China. This hands-on cultural journey celebrates Hong Kong’s rich artistic heritage through the Mahjong Coloring and Seal Carving workshop. Begin with a luxurious limousine transfer from the hotel to The Jockey Club Creative Arts Centre in Shek Kip Mei, where the 1.5-hour workshop will be hosted to allow guests to discover the intricate charm of Mahjong tiles while personalizing them with vibrant colors and unique patterns, harmoniously merging tradition with modern artistry. Following this, enjoy a scenic limousine ride to Tai Kwun in the Central district for a 1.5-hour Seal Carving workshop. Under expert guidance, learn the ancient craft of carving your own personalized seal – an enduring symbol of identity and cultural legacy in Chinese art. Throughout the 4-hour experience, a private guide ensures seamless transitions and enriching insights. The tour concludes in Central, with an optional limousine return to your hotel for ultimate convenience. Priced at HKD7,000 net per group of 2 guests, including a set of Mahjong Tiles with blessing card, a handcrafted seal with ink pad per guest.
The Tea Alchemist
Presented by the Tea Sommelier from Tin Lung Heen, the two MICHELIN-starred Chinese restaurant, the Tea Experience invites guests to explore the elegant world of tea. This indulgent journey begins with a guided tasting session featuring a curated selection of refined teas, allowing guests to uncover their personal preferences while embracing the rich traditions of Chinese tea culture and etiquette. A highlight of this experience is the art of tea blending, showcasing that the essence of Hong Kong milk tea lies in its carefully crafted blend of various black teas, such as Ceylon, Assam, and Orange Pekoe. Three types of crafted dim sum will be included for guests to complement the tea. To conclude, the exclusive bespoke tea blend, Nectar Black Orchid, will be presented as a distinguished gift. Embark on this exquisite tea journey with dim sum pairing that celebrates the harmonious interplay of flavor and tradition. Priced at HKD1,526 per person, subject to 10% service charge. Each session welcomes minimum 2 guests.
The Master’s Brew
Embark on an exceptional guided tour to one of Hong Kong’s most iconic breweries, hosted by Young Master Brewery. In this exclusive 60-minute experience, the guests will delve into the artistry and craftsmanship behind exquisite brews. Uncover the intricate brewing process, from the careful selection of premium ingredients to the finesse of fermentation, all while savoring a curated selection of unique beers that highlight the local flavor and creativity. Take this remarkable opportunity to deepen the appreciation for craft beer, learn from industry experts, and connect with fellow connoisseurs. Priced at HKD2,800 per person, subject to 10% service charge.
Pinnacle Serenity
A transformative experience designed to rejuvenate the mind, body, and spirit. Envision stepping into an elegant sanctuary at level 118 where relaxation and personal well-being take center stage. Whether guests gravitate toward the gentle flow of Yoga, the meditative calm of Mindfulness, or the soothing resonance of Singing Bowl Therapy, this exclusive experience offers a one-hour private class at the Medication Corner tailored to each guest’s preferences. Each session is expertly led by seasoned instructors committed to nurturing the wellness path. Following the class, indulge in a refreshing detox drink designed to revitalize your body. As an added delight, guests will receive a personalized wellness advice card and a complimentary day pass for the Fitness Center, allowing them to explore a variety of fitness options and further enhance the wellness experience. The 1-hour class is priced at HKD880 net per person.
OZONE Nexus Mixology Class
An exclusive cocktail-making class, masterfully hosted by the talented mixologists of OZONE, the highest rooftop bar in the world. Dive into the sophisticated art of mixology as you learn to craft delicate cocktails using premium ingredients and innovative techniques. Enjoy breathtaking panoramic views while perfecting your skills in a vibrant and engaging atmosphere. Suitable for both novices and seasoned enthusiasts, this class features signature cocktails inspired by OZONE’s celebrated menu, including the Walled City, a tribute to Kowloon’s legendary past. The Nexus theme seamlessly bridges history with a tropical future, showcasing drinks like Neon Lights, which captures the essence of Hong Kong’s luminous neon signs. While Tropical Noir invites guests to explore lost paradises with cocktails such as The Redeemer, blending intriguing noir flavors with a nod to the Christ the Redeemer statue. Each participating guest will receive a bottled cocktail accompanied by its recipe, allowing them to continue their mixology journey at home. Priced at HKD1,320 per person, subject to 10% service charge. Each session welcomes minimum 2 guests which include 3 glasses of crafted cocktail.
Meridian Flow
The class is meticulously designed to alleviate stagnation points within the body where energy and tension tend to gather, at the Meditation Corner on the outdoor terrace at level 118. By integrating targeted acupressure points – rooted in the traditional Chinese Meridian System – combined with refined yoga poses and techniques, this therapy provides a nurturing path to release tension and enhance flexibility. Experience a profound rejuvenation of both body and mind as flowing into tranquility. Priced at HKD220 net per person, session guided by a qualified trainer and available on every Saturday from 1:30 PM to 2:30 PM.
The curated experiences are available for guests during their stay. Advanced bookings are required to ensure a personalized and seamless journey. Private sessions are also available upon request, allowing for tailored experiences that cater to individual preferences or schedule.
For more information or to make reservations, please contact [email protected] or visit the hotel website.
Hashtag: #RitzCarltonHongKong #RCMemories
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The issuer is solely responsible for the content of this announcement.
About The Ritz-Carlton, Hong Kong
Occupying floors 102 to 118 of the International Commerce Centre in Kowloon, The Ritz-Carlton, Hong Kong is the highest hotel in the world. The hotel’s 312 guestrooms all offer spectacular city and harbor views. The hotel also features six dining venues including the state-of-the-art Michelin-starred Italian restaurant, Tosca di Angelo; two-star Michelin Chinese restaurant, Tin Lung Heen; The Lounge & Bar, which features an international all-day dining menu; and Café 103, which serves signature afternoon tea. The rooftop bar, OZONE, is truly a stunning venue at 490 meters above sea level. For those wishing to relax and indulge, The Ritz-Carlton Spa, Hong Kong, located on the 116th floor, features nine deluxe treatment rooms and two couple’s suites, redefining the urban spa experience in the city and across Asia. The 118th floor of the hotel is home to a fully equipped fitness center and an indoor pool area adorned with a 28m x 7m mirrored ceiling and high-resolution LED wall. The hotel boasts one of the largest ballrooms in the city at 870 square meter, complemented by an additional four meeting rooms, providing a total of 1,300 square meter of meeting space, setting the benchmark for events and major social gatherings in the region. For more information, please visit
www.ritzcarlton.com/hongkong.
About The Ritz-Carlton Hotel Company, LLC
Delivering the Gold Standard in service in coveted destinations around the world, The Ritz-Carlton Hotel Company, LLC currently operates more than 120 hotels in over 35 countries and territories. From iconic urban destinations to stretches of paradise in untouched corners of the earth, The Ritz-Carlton offers the opportunity for true discovery and transformative escapes that stay with guests long after they depart. Committed to thoughtful innovation, The Ritz-Carlton encompasses two groundbreaking brand extensions, Ritz-Carlton Reserve and The Ritz-Carlton Yacht Collection. Ritz-Carlton Reserve is a collection of rare estates set apart from the world, where personalized care and cultural immersion are paramount. The Ritz-Carlton Yacht Collection translates the brand’s legendary service and hospitality for sea, reimagining the ultra-luxury cruising category. For more information or reservations, visit the company website at
www.ritzcarlton.com, for the latest company updates, visit
news.marriott.com and to join the live conversation, use #RCMemories and follow along on
Facebook,
X, and
Instagram. The Ritz-Carlton Hotel Company, L.L.C. is a wholly-owned subsidiary of Marriott International, Inc. (NASDAQ:MAR). The Ritz-Carlton is proud to participate in Marriott Bonvoy®, the global travel program from Marriott International. The program offers members an extraordinary portfolio of global brands, exclusive experiences on
Marriott Bonvoy Moments and unparalleled benefits including complimentary nights and Elite status recognition. To enroll for free or for more information about the program, visit
marriottbonvoy.com. The Ritz-Carlton is committed to supporting the destinations where it operates through Community Footprints, the company’s social and environmental responsibility program.
Media OutReach
Aurastone Announces Malaysia Expansion With New Johor Fabrication Hub and Design Showroom
Aurastone’s dedicated fabrication facility and curated slab showroom now support Malaysia’s growing demand for modern surface solutions.
JOHOR BAHRU, MALAYSIA – Media OutReach Newswire – 28 January 2026 – Aurastone has officially expanded into Malaysia with the launch of its new fabrication hub and design showroom in Johor Bahru.
Leveraging its established base in Singapore and a strong track record across residential and commercial work, Aurastone’s entry into Malaysia strengthens support for the country’s vibrant design community, from architects and interior designers to homeowners.
With close to a decade of operational expertise and over 15,000 surfaces produced annually, Aurastone’s Malaysia facility provides full in-house capabilities covering cutting, finishing, quality control and installation support.
A New Benchmark for Sintered Stone in Malaysia
Aurastone’s launch features Mysa by Nabel, a premium sintered stone range renowned for durability, hygiene and design versatility. The collection offers a broad selection of Bold Marbled, Subtle Marbled, Speckled, Solid and Timber-inspired designs, giving designers a wide palette to work with across both contemporary and classic interior concepts.
Beyond its wide selection of marbled, subtle, timber-look and speckled designs, Aurastone also offers one of the most varied finishing suites available. Polished delivers clarity and sheen, Suede and Sheen+ introduce refined matte textures ideal for contemporary projects, and Textured Graphite brings dimensionality for high-impact surfaces.
This breadth allows architects and designers to fine-tune both aesthetic and tactile qualities, helping homeowners achieve spaces that feel intentional and well-considered.
To support design professionals, Aurastone Malaysia’s new showroom will feature a curated library of 30 to 40 sintered stone slabs across bold marbled, subtle marbled, timber-look and speckled collections. This is one of the larger collections of sintered stone slabs in Johor.
Chris Goh, Marketing Director & Co-Founder, Aurastone, said:
“Aurastone’s expansion into Malaysia reflects our commitment to supporting the region’s growing design ambitions. With our product portfolio and a full in-house fabrication hub in Johor, we are focused on giving architects, designers and homeowners access to well-considered materials, consistent craftsmanship, and a smoother, more reliable project experience.”
One-Stop Support for Architects and Interior Designers
The Johor facility will serve as a strategic hub for:
- Custom fabrication of stone surfaces, such as sintered stone, quartz, and granite
- Consultation support for architects, IDs and developers
- Fast-turnaround prototyping for complex designs
- Quality-controlled fabrication aligned with Singapore standards
- Site measurement and installation support across Johor and Kuala Lumpur
The brand is also an authorised Malaysian dealer for several leading international surface brands, including Caesarstone, Dekton and Silestone, complementing the Mysa by Nabel range with broader material options.
EPD-Verified Environmental Performance
As part of its material selection standards, Aurastone prioritises sintered stone surfaces supported by Environmental Product Declarations (EPDs) registered under The International EPD® System, including its Mysa by Nabel range.
An EPD is a third-party verified, internationally-recognised document that transparently reports a material’s environmental impact across its full life cycle – from raw material sourcing and manufacturing through transport, use, and end-of-life.
Unlike self-declared sustainability claims, EPDs are developed in accordance with ISO 14025 and EN 15804 standards and independently verified by external auditors. This provides architects, interior designers, and developers with credible, standardised environmental data that can be used to support green building documentation, ESG reporting, and sustainability frameworks such as LEED and BCA Green Mark.
Hashtag: #Aurastone #InteriorDesign
https://aurastone.com.my/
https://www.facebook.com/aurastone.my
https://www.instagram.com/aurastone.my
https://www.tiktok.com/@aurastone.my
The issuer is solely responsible for the content of this announcement.
About Aurastone Sdn Bhd
Aurastone is a premium stone surface specialist headquartered in Singapore, dedicated to helping homeowners and design professionals create stunning, enduring spaces. Guided by a commitment to craftsmanship, innovation and customer joy, Aurastone fabricates more than 15,000 stone countertops and furniture pieces every year and is trusted by architects, interior designers and homeowners across the region.
Aurastone Malaysia operates from its Johor fabrication hub and showroom, offering complete in-house capabilities and a curated range of premium materials, including sintered stone, quartz, and selected international brands.
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