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Tapping Travel Insurance for Smooth, Safe Trip

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Technology Transformed Travel

By Adeniyi Ogunfowoke

The importance of travel insurance cannot be overstated whenever you travel. Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling. Despite the many advantages of travel insurance, only a handful of travellers buy a travel insurance policy.

Imagine this scenario: you have exited your office and you are on your way to your long-planned vacation. Everything is going smoothly and you are excited and looking forward to it. However, your baggage disappears. To make matters worse, all your travel documents are in your suitcase. This is definitely a nightmare and it is exactly why you need travel insurance.

Where to buy travel insurance

Buying travel insurance is not rocket science. In fact today, you do not need an insurance company to buy insurance. You can buy your travel insurance from Jumia‘s hotel & flight services. There are pocket-friendly plans like Business/Tourism, Students Plan and Pilgrimage Protection. So, if you are visiting Europe (Schengen), for a business trip, you will pay as low as N2,740.23, if you are between the ages of 0 and 79 years. This covers you for up to 7 days.

How to tap travel insurance for a smooth and safe trip

Your lost luggage will be replaced

A lot of travellers go on tour with different types of items from clothes to home appliances and jewellery. If you do not have travel insurance, you will be the one to bear the cost of these lost items. Due to this, it’s advisable to buy a travel insurance cover so as to prevent any kind of loss of cash theft.

Your medical expenses will be covered

Whether you are on a business or leisure trip, you do not know when you are going to fall ill. If you happen to fall ill, you may be unable to cover your medical expenses because the medical bills may be too expensive for you to settle. To avoid this kind of unpredictable situation, just buy travel insurance.

You won’t pay cancellation fees

Every traveller books a trip in anticipation that nothing will disrupt your travel plans. From nowhere, you got an email summoning you to the office, you have no choice than to cancel your trip. For this, you will be charged a cancellation fee. You do not need to pay this fee if you have travel insurance.

Beyond planning and hoping for a smooth trip, you should have it at the back of your mind that uncertain and unpredictable things happen. To forestall and deal precisely with these uncertainties and actually guarantee a smooth trip, then you should never travel without a travel insurance cover. 

Tapping Travel Insurance For a Smooth & Safe Trip

The importance of travel insurance cannot be overstated whenever you travel. Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling. Despite the many advantages of travel insurance, only a handful of travellers buy a travel insurance policy.

Imagine this scenario: you have exited your office and you are on your way to your long-planned vacation. Everything is going smoothly and you are excited and looking forward to it. However, your baggage disappears. To make matters worse, all your travel documents are in your suitcase. This is definitely a nightmare and it is exactly why you need travel insurance.

Where to buy travel insurance

Buying travel insurance is not rocket science. In fact today, you do not need an insurance company to buy insurance. You can buy your travel insurance from Jumia‘s hotel & flight services. There are pocket-friendly plans like Business/Tourism, Students Plan and Pilgrimage Protection. So, if you are visiting Europe (Schengen), for a business trip, you will pay as low as N2,740.23, if you are between the ages of 0 and 79 years. This covers you for up to 7 days.

How to tap travel insurance for a smooth and safe trip

Your lost luggage will be replaced

A lot of travellers go on tour with different types of items from clothes to home appliances and jewellery. If you do not have travel insurance, you will be the one to bear the cost of these lost items. Due to this, it’s advisable to buy a travel insurance cover so as to prevent any kind of loss of cash theft.

Your medical expenses will be covered

Whether you are on a business or leisure trip, you do not know when you are going to fall ill. If you happen to fall ill, you may be unable to cover your medical expenses because the medical bills may be too expensive for you to settle. To avoid this kind of unpredictable situation, just buy travel insurance.

You won’t pay cancellation fees

Every traveller books a trip in anticipation that nothing will disrupt your travel plans. From nowhere, you got an email summoning you to the office, you have no choice than to cancel your trip. For this, you will be charged a cancellation fee. You do not need to pay this fee if you have travel insurance.

Beyond planning and hoping for a smooth trip, you should have it at the back of your mind that uncertain and unpredictable things happen. To forestall and deal precisely with these uncertainties and actually guarantee a smooth trip, then you should never travel without a travel insurance cover. 

The importance of travel insurance cannot be overstated whenever you travel. Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling. Despite the many advantages of travel insurance, only a handful of travellers buy a travel insurance policy.

Imagine this scenario: you have exited your office and you are on your way to your long-planned vacation. Everything is going smoothly and you are excited and looking forward to it. However, your baggage disappears. To make matters worse, all your travel documents are in your suitcase. This is definitely a nightmare and it is exactly why you need travel insurance.

Where to buy travel insurance

Buying travel insurance is not rocket science. In fact today, you do not need an insurance company to buy insurance. You can buy your travel insurance from Jumia‘s hotel & flight services. There are pocket-friendly plans like Business/Tourism, Students Plan and Pilgrimage Protection. So, if you are visiting Europe (Schengen), for a business trip, you will pay as low as N2,740.23, if you are between the ages of 0 and 79 years. This covers you for up to 7 days.

How to tap travel insurance for a smooth and safe trip

Your lost luggage will be replaced

A lot of travellers go on tour with different types of items from clothes to home appliances and jewellery. If you do not have travel insurance, you will be the one to bear the cost of these lost items. Due to this, it’s advisable to buy a travel insurance cover so as to prevent any kind of loss of cash theft.

Your medical expenses will be covered

Whether you are on a business or leisure trip, you do not know when you are going to fall ill. If you happen to fall ill, you may be unable to cover your medical expenses because the medical bills may be too expensive for you to settle. To avoid this kind of unpredictable situation, just buy travel insurance.

You won’t pay cancellation fees

Every traveller books a trip in anticipation that nothing will disrupt your travel plans. From nowhere, you got an email summoning you to the office, you have no choice than to cancel your trip. For this, you will be charged a cancellation fee. You do not need to pay this fee if you have travel insurance.

Beyond planning and hoping for a smooth trip, you should have it at the back of your mind that uncertain and unpredictable things happen. To forestall and deal precisely with these uncertainties and actually guarantee a smooth trip, then you should never travel without a travel insurance cover. 

Dipo Olowookere is a journalist based in Nigeria that has passion for reporting business news stories. At his leisure time, he watches football and supports 3SC of Ibadan. Mr Olowookere can be reached via [email protected]

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Travel/Tourism

Trump Slams Partial Travel Ban on Nigeria, Others Over Security Concerns

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trump nigeria

By Adedapo Adesanya

The United States President Donald Trump has imposed a partial travel restriction on Nigeria, as part of a series of new actions, citing security concerns.

The latest travel restriction will affect new Nigerians hoping to travel to the US, as it cites security concerns and difficulties in vetting nationals.

The travel restrictions also affect citizens of other African as well as Black-majority Caribbean nations.

This development comes months after the American President threatened to invade the country over perceived persecution against Christians.

President Trump had already fully banned the entry of Somalis as well as citizens of Afghanistan, Chad, Republic of the Congo, Equatorial Guinea, Eritrea, Haiti, Iran, Libya, Myanmar, Sudan, and Yemen.

The countries newly subject to partial restrictions, besides Nigeria, are Angola, Antigua and Barbuda, Benin, Dominica, Gabon, The Gambia, Ivory Coast, Malawi, Mauritania, Senegal, Tanzania, Tonga, Zambia and Zimbabwe.

Angola, Senegal and Zambia have all been prominent US partners in Africa, with former president Joe Biden hailing the three for their commitment to democracy.

In the proclamation, the White House alleged high crime rates from some countries on the blacklist and problems with routine record-keeping for passports.

The White House acknowledged “significant progress” by one initially targeted country, Turkmenistan.

The Central Asian country’s nations will once again be able to secure US visas, but only as non-immigrants.

The US president, who has long campaigned to restrict immigration and has spoken in increasingly strident terms, moved to ban foreigners who “intend to threaten” Americans, the White House said.

He also wants to prevent foreigners in the United States who would “undermine or destabilize its culture, government, institutions or founding principles,” a White House proclamation said.

Other countries newly subjected to the full travel ban came from some of Africa’s poorest countries — Burkina Faso, Mali, Niger, Sierra Leone and South Sudan — as well as Laos in southeast Asia.

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Travel/Tourism

Detty December: FCCPC Investigates Possible Exploitative Air Fares

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fccpc air fares

By Adedapo Adesanya

The Federal Competition and Consumer Protection Commission (FCCPC) has commenced an investigation into pricing templates behind high ticket rates charge by some airlines on some domestic routes.

A statement issued by the Director of Corporate Affairs of the commission, Mr Ondaje Ijagwu, in Abuja said the investigation was to establish possible violations of the provisions of the law.

Mr Ijagwu said that concerns had been expressed widely in the past few days over what appeared to be coordinated manipulation or exploitation in the pricing of airline tickets by some airlines on certain routes, adding that the routes where concerns had been raised included the South-East and South-South, as the festive season began.

According to him, the ongoing investigation targets operators on the identified routes.

He said the commission would apply appropriate enforcement measures where evidence showed any violation of the Federal Competition and Consumer Protection Act (FCCPA).

Mr Ijagwu explained that Air Peace, had instituted a court action seeking to restrain the agency from examining its pricing mechanisms, following the commencement of an investigation into its pricing model after widespread complaints from members of the public.

He said the ongoing inquiry was without prejudice to the case instituted against the Commission by Air Peace.

The director quoted the vice chairman of FCCPC, Mr Tunji Bello, as saying “the commission would not hesitate to act where evidence showed that consumers welfare or market competitiveness were being undermined.

”For the avoidance of doubt, we are not a price control board but the FCCP Act 2018 empowers us to check the exploitation of consumers.

”When we receive petitions or where we find cogent evidence, we will not stand by and watch Nigerian consumers being exploited under any guise.

”Given the arbitrary spike in airfares, the Commission is extending its review of pricing patterns, the basis for the increases reported by consumers, and any practices that could undermine fair competition.

”Where evidence confirms a breach of the Act, FCCPC will apply appropriate enforcement measures,” Mr Bello said, promising that the organisation will continue to provide updates on the ongoing investigations in the aviation industry.

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Travel/Tourism

Verve, Providus Bank Unveil Travel Card for Tourists, Others

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ProvidusVerve Travel Card

By Aduragbemi Omiyale

A travel card designed for tourists, business visitors, Diaspora returnees has been launched by Verve in partnership with Providus Bank.

Known as the ProvidusVerve Travel Card, the Naira-based travel card will allow inbound travellers to enjoy a smooth, secure, and convenient payment experience throughout their stay in Nigeria. It was powered by Verve’s secure.

Created to support the surge of tourists, expatriates, business visitors, conference delegates, and returning diaspora expected during the festive Detty December season, the ProvidusVerve Travel Card enables seamless payments for transportation, hotels, dining, shopping, entertainment, and everyday essentials nationwide.

The card also works on select global merchant platforms that accept Verve, including Netflix, Google Play, and other digital services, ensuring travellers enjoy uninterrupted access to familiar services.

The ProvidusVerve Travel Card eliminates the hassle of sourcing naira or converting foreign currency on arrival. It enables instant, secure transactions, reduces reliance on cash, and supports compliance with the cashless policy of the Central Bank of Nigeria (CBN).

It also mitigates the risks associated with carrying physical cash such as loss, theft, or fraud, offering a safe, regulation-aligned option for both online and in-person payments.

“The ProvidusVerve Travel Card is a timely solution for inbound travellers seeking reliability, security, and simplicity while navigating Nigeria.

“Together with Providus Bank, we have created a product that eliminates the friction traditionally associated with accessing local payments.

“Whether for tourism, business, or festive activities, this card ensures a smooth financial experience from the moment visitors land,” the Vice President for Issuing and Acquiring Management for Africa at Verve International, Mr Paul Ohakim, stated.

On his part, the Divisional Head for Product Management and Solution Delivery at Interswitch, Mr Ademola Adeniran, described the partnership as a reflection of “Verve’s commitment to designing products that respond to real user needs.”

“The ProvidusVerve Travel Card supports everyday experiences — from booking rides and hotels to shopping, streaming, and dining. It provides inbound travellers with a secure, compliant, digital-first way to experience Nigeria without financial barriers,” he added.

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