Feature/OPED
The Needless Forex Subsidy For Pilgrims

By Usama Dandare
With regard to federal government’s decision of August 4, 2016, instructing Nigerian banks to provide forex to the country’s intending Hajj pilgrims at N197 per Dollar.
This follows after the government ordered similar forex reduction for Christian pilgrims going to Jerusalem at N160 per Dollar earlier this year.
It’s disgusting and bitter to comprehend that the Buhari Administration of all is meddling in measures that would not by any means make impact on the well-being of the ordinary citizens and which could portray the regime as one without focus nor priorities.
It’s also disturbing that at this critical moment of fiscal difficulties in our nation’s history, a time when the country is heading into recession and a time when economic hardships bites harder, the government is going on with an unnecessary subsidy for less than a million pilgrims at the detriment of about 200 million citizens.
This is one insensitivity that ought to have gone with the insensitive past regimes of corruption and recklessness.
Basically, this decision should not have been taken by a government such as Buhari’s regime that wants Nigerians to seriously have faith in it much publicised promise of change.
This means Muslims going on holy pilgrimage to Saudi Arabia this year would enjoy a lower exchange rate because of President Buhari’s concession and of course, the same was enjoyed by Christian pilgrims that went to Israel some months back. The official exchange rate of the Naira to Dollar remains N319 while the rate hovered at the parallel market between N400 and above.
This government’s intervention to subsidise the exchange rate just for religious purposes is highly unacceptable and an affront to the secularity of the country as Section 10 of the 1999 Constitution declares that “the government of the federation or of a state shall not adopt any religion as state religion,” therefore any serious government would take off its hands in religious matters.
As this decision only highlights government failure to understand the real issues of national importance on which it urgent intervention should be highly extended to, at a time the nation is faced with monumental economic crisis and a time when all efforts should be geared toward conserving foreign exchange and limiting government spending.
If there is one sector that need urgently presidential intervention is the power industry not pilgrimage. Nigeria is undoubtedly in its longest period of power shortage in history, which as a result the nation’s epileptic industrial sector continue to fare very low and may lead to a massive job loss as many of these industries may shut down. Just of recent, the government of Nigeria placed a ban on the importation of several items to boost local manufacturing and protect the nation’s currency and conserve foreign exchange. If the federal government could place ban on importers whose businesses are of relevance to the nation economy, then it has no reason whatsoever to fund pilgrimage which has no relevance to either the people or their country. President Buhari should have subsidised forex for local manufacturers to import equipment and materials for production instead of given it out to pilgrims.
On the religious aspect, pilgrimage is mandatory to only the financially able persons and no compulsion to those unable to conveniently finance their pilgrimage journey. I don’t know of Christianity but Islam: before a person is considered ‘able’ to go to Hajj, he must afford to transport himself to and fro to Mecca. As well, he must worth an amount of wealth that exceeds his debts if any, (even if they are not due yet, or if they are pertaining to rights of Allah, such as an unpaid expiation or Zakah), he must also have appropriate lodging and clothing for himself, and must have and left at home what he is obligated to spend on those whom he must support (such as his wife, children, slaves, poor parents, and all those under his care) from the date of his departure until the day he will return.
In this case, why would any government subsidise pilgrimage to anybody who is not financially fit to embark on such a religious journey? An intending pilgrim is religiously assumed to be ready for pilgrimage both mentally and financially, therefore, he is assumed to seek no financial assistance from anybody.
The way and manner in which our governments both past and present are meddling in religious matters is un-arguably inappropriate. Religion is and has always been a tool of division in Nigeria, and for the purpose of national unity, the government must at all times be mindful when indulging in religious matters within the society.
Now that government has provided forex for Christians and Muslims pilgrims, what does the government have in plans for adherents of other religions to balance the score-sheet? Since the funds for these religious jamboree were sourced from public coffers belonging to all and sundry not only Muslims and Christians.
Nigeria will only enjoy peace, unity, and religious tolerance only when religion is strictly considered a personal affair. Whoever wants to go for any religious practice should do so under his own care while public resources should be spent judiciously to touch the lives of all, but not in the form of a jamboree that will neither contribute to the development of the people, nor contribute in nation building.
The effects of this pilgrimage subsidy is that it opened the door for state governments to replicate at the state and local government level, they would also follow suit the Federal Government in spending billions of naira to fund religious activities that add zero value to the development of the states.
For President Buhari to get government meddling in religious matters that would only strengthen the economy of foreign nations, it’s only logical if he begin to look at the possibility of scrapping the entire Christian and Muslim pilgrims’ boards, and make sure that his government distance itself from patronising religious tourism at the expense of the nation’s economy.
Even the Saudi and Israeli governments were dismayed at how Nigerians and their government are taking pilgrimage above all things unlike other countries in the world, a reason why Saudi authorities at a time tried to reduce the number of Nigerians going to Mecca by proposing a law that any Nigerian who had performed pilgrimage five times should not be allowed to go again, but the lack of cooperation they got from Nigerian authorities helped forced this proposal to collapsed.
As a way of strengthening the trust and confidence in Nigerians that the present day leadership will deliver the change it promised, President Muhammadu Buhari should desist from using public wealth to fund religious activities.
Instead, he should divert such billions to revitalise some critical sectors of the economy – job creation, power, infrastructure, and education to mention just a few. As only this would make Nigerians believe that the good governance for which they elected President Buhari for is well on track.
Usama A. Dandare, a social commentator, writes from Sokoto. Reach him via os*****@***oo.com, www.facebook.com/usama.dandare or twitter @osadaby.
Feature/OPED
How Christians Can Stay Connected to Their Faith During This Lenten Period
It’s that time of year again, when Christians come together in fasting and prayer. Whether observing the traditional Lent or entering a focused period of reflection, it’s a chance to connect more deeply with God, and for many, this season even sets the tone for the year ahead.
Of course, staying focused isn’t always easy. Life has a way of throwing distractions your way, a nosy neighbour, a bus driver who refuses to give you your change, or that colleague testing your patience. Keeping your peace takes intention, and turning off the noise and staying on course requires an act of devotion.
Fasting is meant to create a quiet space in your life, but if that space isn’t filled with something meaningful, old habits can creep back in. Sustaining that focus requires reinforcement beyond physical gatherings, and one way to do so is to tune in to faith-based programming to remain spiritually aligned throughout the period and beyond.
On GOtv, Christian channels such as Dove TV channel 113, Faith TV and Trace Gospel provide sermons, worship experiences and teachings that echo what is being practised in churches across the country.
From intentional conversations on Faith TV on GOtv channel 110 to true worship on Trace Gospel on channel 47, these channels provide nurturing content rooted in biblical teaching, worship, and life application. Viewers are met with inspiring sermons, reflections on scripture, and worship sessions that help form a rhythm of devotion. During fasting periods, this kind of consistent spiritual input becomes a source of encouragement, helping believers stay anchored in prayer and mindful of God’s presence throughout their daily routines.
To catch all these channels and more, simply subscribe, upgrade, or reconnect by downloading the MyGOtv App or dialling *288#. You can also stream anytime with the GOtv Stream App.
Plus, with the We Got You offer, available until 28th February 2026, subscribers automatically upgrade to the next package at no extra cost, giving you access to more channels this season.
Feature/OPED
Turning Stolen Hardware into a Data Dead-End
By Apu Pavithran
In Johannesburg, the “city of gold,” the most valuable resource being mined isn’t underground; it’s in the pockets of your employees.
With an average of 189 cellphones reported stolen daily in South Africa, Gauteng province has become the hub of a growing enterprise risk landscape.
For IT leaders across the continent, a “lost phone” is rarely a matter of a misplaced device. It is frequently the result of a coordinated “snatch and grab,” where the hardware is incidental, and corporate data is the true objective.
Industry reports show that 68% of company-owned device breaches stem from lost or stolen hardware. In this context, treating mobile security as a “nice-to-have” insurance policy is no longer an option. It must function as an operational control designed for inevitability.
In the City of Gold, Data Is the Real Prize
When a fintech agent’s device vanishes, the $300 handset cost is a rounding error. The real exposure lies in what that device represents: authorised access to enterprise systems, financial tools, customer data, and internal networks.
Attackers typically pursue one of two outcomes: a quick wipe for resale on the secondary market or, far more dangerously, a deep dive into corporate apps to extract liquid assets or sellable data.
Clearly, many organisations operate under the dangerous assumption that default manufacturer security is sufficient. In reality, a PIN or fingerprint is a flimsy barrier if a device is misconfigured or snatched while unlocked. Once an attacker gets in, they aren’t just holding a phone; they are holding the keys to copy data, reset passwords, or even access admin tools.
The risk intensifies when identity-verification systems are tied directly to the compromised device. Multi-Factor Authentication (MFA), widely regarded as a gold standard, can become a vulnerability if the authentication factor and the primary access point reside on the same compromised device. In such cases, the attacker may not just have a phone; they now have a valid digital identity.
The exposure does not end at authentication. It expands with the structure of the modern workforce.
65% of African SMEs and startups now operate distributed teams. The Bring Your Own Device (BYOD) culture has left many IT departments blind to the health of their fleet, as personal devices may be outdated or jailbroken without any easy way to know.
Device theft is not new in Africa. High-profile incidents, including stolen government hardware, reinforce a simple truth: physical loss is inevitable. The real measure of resilience is whether that loss has any residual value. You may not stop the theft. But you can eliminate the reward.
Theft Is Inevitable, Exposure is Not
If theft cannot always be prevented, systems must be designed so that stolen devices yield nothing of consequence. This shift requires structured, automated controls designed to contain risk the moment loss occurs.
Develop an Incident Response Plan (IRP)
The moment a device is reported missing, predefined actions should trigger automatically: access revocation, session termination, credential reset and remote lock or wipe.
However, such technical playbooks are only as fast as the people who trigger them. Employees must be trained as the first line of defence —not just in the use of strong PINs and biometrics, but in the critical culture of immediate reporting. In high-risk environments, containment windows are measured in minutes, not hours.
Audit and Monitor the Fleet Regularly
Control begins with visibility. Without a continuous, comprehensive audit, IT teams are left responding to incidents after damage has occurred.
Opting for tools like Endpoint Detection and Response (EDR) allows IT teams to spot subtle, suspicious activities or unusual access attempts that signal a compromised device.
Review Device Security Policies
Security controls must be enforced at the management layer, not left to user discretion. Encryption, patch updates and screen-lock policies should be mandatory across corporate devices.
In BYOD environments, ownership-aware policies are essential. Corporate data must remain governed by enterprise controls regardless of device ownership.
Decouple Identity from the Device
Legacy SMS-based authentication models introduce avoidable risk when the authentication channel resides on the compromised handset. Stronger identity models, including hardware tokens, reduce this dependency.
At the same time, native anti-theft features introduced by Apple and Google, such as behavioural theft detection and enforced security delays, add valuable defensive layers. These controls should be embedded into enterprise baselines rather than treated as optional enhancements.
When Stolen Hardware Becomes Worthless
With POPIA penalties now reaching up to R10 million or a decade of imprisonment for serious data loss offences, the Information Regulator has made one thing clear: liability is strict, and the financial fallout is absolute. Yet, a PwC survey reveals a staggering gap: only 28% of South African organisations are prioritising proactive security over reactive firefighting.
At the same time, the continent is battling a massive cybersecurity skills shortage. Enterprises simply do not have the boots on the ground to manually patch every vulnerability or chase every “lost” terminal. In this climate, the only viable path is to automate the defence of your data.
Modern mobile device management (MDM) platforms provide this automation layer.
In field operations, “where” is the first indicator of “what.” If a tablet assigned to a Cape Town district suddenly pings on a highway heading out of the city, you don’t need a notification an hour later—you need an immediate response. An effective MDM system offers geofencing capabilities, automatically triggering a remote lock when devices breach predefined zones.
On Supervised iOS and Android Enterprise devices, enforced Factory Reset Protection (FRP) ensures that even after a forced wipe, the device cannot be reactivated without organisational credentials, eliminating resale value.
For BYOD environments, we cannot ignore the fear that corporate oversight equates to a digital invasion of personal lives. However, containerization through managed Work Profiles creates a secure boundary between corporate and personal data. This enables selective wipe capabilities, removing enterprise assets without intruding on personal privacy.
When integrated with identity providers, device posture and user identity can be evaluated together through multi-condition compliance rules. Access can then be granted, restricted, or revoked based on real-time risk signals.
Platforms built around unified endpoint management and identity integration enable this model of control. At Hexnode, this convergence of device governance and identity enforcement forms the foundation of a proactive security mandate. It transforms mobile fleets from distributed risk points into centrally controlled assets.
In high-risk environments, security cannot be passive. The goal is not recovery. It is irrelevant, ensuring that once a device leaves authorised hands, it holds no data, no identity leverage, and no operational value.
Apu Pavithran is the CEO and founder of Hexnode
Feature/OPED
Daniel Koussou Highlights Self-Awareness as Key to Business Success
By Adedapo Adesanya
At a time when young entrepreneurs are reshaping global industries—including the traditionally capital-intensive oil and gas sector—Ambassador Daniel Koussou has emerged as a compelling example of how resilience, strategic foresight, and disciplined execution can transform modest beginnings into a thriving business conglomerate.
Koussou, who is the chairman of the Nigeria Chapter of the International Human Rights Observatory-Africa (IHRO-Africa), currently heads the Committee on Economic Diplomacy, Trade and Investment for the forum’s Nigeria chapter. He is one of the young entrepreneurs instilling a culture of nation-building and leadership dynamics that are key to the nation’s transformation in the new millennium.
The entrepreneurial landscape in Nigeria is rapidly evolving, with leaders like Koussou paving the way for innovation and growth, and changing the face of the global business climate. Being enthusiastic about entrepreneurship, Koussou notes that “the best thing that can happen to any entrepreneur is to start chasing their dreams as early as possible. One of the first things I realised in life is self-awareness. If you want to connect the dots, you must start early and know your purpose.”
Successful business people are passionate about their business and stubbornly driven to succeed. Koussou stresses the importance of persistence and resilience. He says he realised early that he had a ‘calling’ and pursued it with all his strength, “working long weekends and into the night, giving up all but necessary expenditures, and pressing on through severe setbacks.”
However, he clarifies that what accounted for an early success is not just tenacity but also the ability to adapt, to recognise and respond to rapidly changing markets and unexpected events.
Ambassador Koussou is the CEO of Dau-O GIK Oil and Gas Limited, an indigenous oil and natural gas company with a global outlook, delivering solutions that power industries, strengthen communities, and fuel progress. The firm’s operations span exploration, production, refining, and distribution.
Recognising the value of strategic alliances, Koussou partners with business like-minds, a move that significantly bolsters Dau-O GIK’s credibility and capacity in the oil industry. This partnership exemplifies the importance of building strong networks and collaborations.
The astute businessman, who was recently nominated by the African Union’s Agenda 2063 as AU Special Envoy on Oil and Gas (Continental), admonishes young entrepreneurs to be disciplined and firm in their decision-making, a quality he attributed to his success as a player in the oil and gas sector. By embracing opportunities, building strong partnerships, and maintaining a commitment to excellence, Koussou has not only achieved personal success but has also set a benchmark for future generations of African entrepreneurs.
His journey serves as a powerful reminder that with determination and vision, success is within reach.
-
Feature/OPED6 years agoDavos was Different this year
-
Travel/Tourism10 years ago
Lagos Seals Western Lodge Hotel In Ikorodu
-
Showbiz3 years agoEstranged Lover Releases Videos of Empress Njamah Bathing
-
Banking8 years agoSort Codes of GTBank Branches in Nigeria
-
Economy3 years agoSubsidy Removal: CNG at N130 Per Litre Cheaper Than Petrol—IPMAN
-
Banking3 years agoSort Codes of UBA Branches in Nigeria
-
Banking3 years agoFirst Bank Announces Planned Downtime
-
Sports3 years agoHighest Paid Nigerian Footballer – How Much Do Nigerian Footballers Earn











