Economy
Two Best Gift Cards Trading Apps In 2021
Gift cards are prepaid stored-value money cards distributed by firms such as Amazon, Google, and Apple, among others, to be used as a cash substitute when purchasing Amazon products and a variety of other items.
They are frequently presented as a reward or a gift for outstanding performance. Additionally, when retailers and marketers run a campaign for any of their items, they use them as a reward system.
Gift cards can be traded and redeemed. And currently, there are different trading apps where you can trade gift cards.
Suppose you got a gift card for trading in your old device, but you cannot redeem it in your region. The best way forward is to sell it for cash. On Apexpay, you can trade more than 25 different brands of gift cards with many categories and countries.
This article makes a review of the two best gift cards trading apps that are legit.
What are the Two Best Gift Cards Trading Platforms in Nigeria?
The two best trading apps where you can sell different types of gift cards include:
Let’s review each of them:
What to Know About Apexpay
Apexpay is a gift card trading platform where you can sell your gift cards at the highest possible rate.
Apexpay is Nigeria’s leading gift card exchanger meeting the needs of over 300,000 customers with top-notch trading experience.
How to Download Apexpay
To download the apexpay app, Click on the link below
Website: Apexpay.org
For support, call/Whatsapp +234 70 5837 2518
What are the Features of Apexpay?
Since its inception, Apexpay has helped over Fifty thousand customers and has completed over 7000 trades. Over the years, Apexpay has indeed proven to be among the best gift card trading platform due to its distinct features which include:
- Sell Gift Cards
On Apexpay, you can trade more than 25 different brands of gift cards with many categories and countries. To sell gift cards follow the steps below:
To start selling your gift cards on Apexpay, Quickly download the app using the link above
- Register and Login
- Click on “Sell Gift card”
- Select the gift card you want to sell and upload your card
- Wait for 5 minutes for the card to be confirmed
- Check your Wallet for your money
- Add your bank account to withdraw your money
- 100% Security
The trading platform ensures that customers trade their digital assets safely without ripping, delay, or any form of fraud.
- High Rates Menu
Another interesting feature is its high rate menu. Apexpay gives a high rate on the top 20 gift cards they buy.
- Maximum Customer Satisfaction
Apexpay provides a conducive and accommodating system where all customers get equal treatment. They also get the best trading experience that is rare to be offered by other gift card trading apps.
- Quick Payment System
Also, the app has a fast payment system that can make your payment process easier and faster. With this, you get paid immediately your gift card is redeemed. In less than a minute, you’ll get the money in your account unless there are issues with the bank network.
- 24/7 Customer Support
Apexpay agents work round the clock to serve their customers. So even at odd hours, they’re available to trade with you.
- Send and Request System
On this platform, you can send and request money from other Apexpay users once you’re a user.
- Referral Bonus
Furthermore, you’ll gain referral bonuses. For instance, you can earn 200 naira on every referral that trades at least 5,000 naira worth of gift cards.
What can I Do on Apexpay?
You can actually do a lot using Apexpay app. Some of them include:
You can sell:
- iTunes gift card for Naira
- $100 apple e-code for naira
- $50 Nordstrom gift cards
- $100 Visa gift card for Naira
- $25 Google play for cash
- $200 Google Play for Naira
- $100 Walmart Visa gift card
- $500 Walmart Visa gift card, sell Google play gift card at a high rate.
You can also convert:
- Amazon gift cards to cash
- Footlocker gift card
- And $20 steam gift card to naira
- Exchange $100 Google play for naira
- Also, you can know how much a $200 google play card in naira is today.
To get started, simply click on the Start Trading button and you’ll be taken to a chat with Apexpay Agent where you can ask for a rate and trade your gift cards instantly.
About GiftCardsToNaira
GiftCardsToNaira is a recognized gift card trading company founded in 2017 with the goal of giving individuals in Nigeria and Ghana a world-class trading experience. The company’s processes and policies are built on the pillars of integrity, dedication, and excellence.
It is, however, the second-best gift card trading platform in Nigeria(just below Apexpay) serving as a reliable app to redeem, sell or trade gift cards for instant cash (Nigeria Naira or Ghanaian Cedis). Thus far, this platform has made trading gift cards which have never been easier because it was built with maximum security and legitimacy.
How to Download Giftcardstonaira
To download Giftcardstonaira, Click Here
For support, call/Whatsapp +234 70 5837 251
What Gift Cards Can You Sell on GiftCardsToNaira
Below are some of the gift cards you can trade on GiftCardstonaira:
- Steam Gift Card
- Amazon Gift card
- Razor Blade Gift Card
- eBay Gift Card
- iTunes Gift Card
- Google Gift Card
- Visa Gift Card
- Sephora Gift Card
- Nordstrom Gift Card
- Nike Gift Card
- Walmart Gift Card
- Offgamers Gift Card
- Nike Gift Card
- BestBuy Gift Card
- Home Depot Gift Card
- Apple Store Gift Card
- Macy Gift Card
- Vanilla Gift Card
- Target Gift Card
What are the Features of GiftCardsToNaira
Some of the distinguishing features that make GiftCardsToNaira to be known as one of the best gift card trading apps include:
- It has High Rate
Giftcardstonaira has always been the highest-paying gift card trading platform in Nigeria and Ghana. There is no other trading platform that even comes close.
This trading app takes things a step further by allowing users to earn various presents while trading on the platform.
- High Security
Giftcardstonaira keeps your information safe and secure. This means you won’t have to worry about cashing out your money after each deal.
After each trade, you can effortlessly withdraw your funds from the app, and they will be deposited directly into your bank account. No one else will be able to access your account if you use two-factor authentication.
- Outstanding Customer Service
Since its inception, it has received positive feedback from customers because they prioritize the demands of their customers. Note, you can contact them via Facebook, Instagram, Twitter, Whatsapp, Giftcardstonaira app, and other social media platforms.
- Different Gift Cards Can Be Redeemed
On Giftcardstonaira, you may get practically any popular gift card redeemed. iTunes, Steam, Google, Visa, Amazon, Sephora Nordstrom, Nike, Walmart, Nike, Amex, OffGamers, eBay, Best-Buy, Apple Store, Macy, Vanilla, Target, and others accept gift cards.
- Payouts and withdrawals are made quickly.
Fast payouts have always been the hallmark of Giftcardstonaira. After your card has been verified, you will be paid into your wallet in less than 5 minutes. You can get the money into your bank account as soon as possible.
How to Get Started
- Register and Login.
- To add your bank details, go to “wallet” and select “add new account.”
- To submit your card, go to “Dashboard” and click “Sell Giftcard.”
- Wait for the card to be confirmed in 5 minutes or less. Once you are confirmed, your account will be credited.
- Look through your wallet to see whether you have any cash.
- Make a deposit into your bank account.
If you haven’t already done so, register on the giftcardstonaira app first, but if you have, click on login to begin trading right away. Quickly select the wallet button and enter your bank account information. To add your bank account information, go to Add New Account.
Click the dashboard at the bottom of the screen to begin selling your gift card. You’ll find a “Sell Giftcard” button on the dashboard, and you can choose the sort of Gift card you want to sell from the numerous options accessible on the app.
Choose a gift card, enter the amount, and upload the image of the gift card. When you’re finished, click submit trade and wait for the card to be confirmed, which should take 2 to 5 minutes. After about 2 minutes, click on your wallet and withdraw your money into your bank account.
Conclusion
In conclusion, you can start trading your gift cards on any of these two gift cards trading apps today.
Economy
UK Backs Nigeria With Two Flagship Economic Reform Programmes
By Adedapo Adesanya
The United Kingdom via the British High Commission in Abuja has launched two flagship economic reform programmes – the Nigeria Economic Stability & Transformation (NEST) programme and the Nigeria Public Finance Facility (NPFF) -as part of efforts to support Nigeria’s economic reform and growth agenda.
Backed by a £12.4 million UK investment, NEST and NPFF sit at the centre of the UK-Nigeria mutual growth partnership and support Nigeria’s efforts to strengthen macroeconomic stability, improve fiscal resilience, and create a more competitive environment for investment and private-sector growth.
Speaking at the launch, Cynthia Rowe, Head of Development Cooperation at the British High Commission in Abuja, said, “These two programmes sit at the heart of our economic development cooperation with Nigeria. They reflect a shared commitment to strengthening the fundamentals that matter most for our stability, confidence, and long-term growth.”
The launch followed the inaugural meeting of the Joint UK-Nigeria Steering Committee, which endorsed the approach of both programmes and confirmed strong alignment between the UK and Nigeria on priority areas for delivery.
Representing the Government of Nigeria, Special Adviser to the President of Nigeria on Finance and the Economy, Mrs Sanyade Okoli, welcomed the collaboration, touting it as crucial to current, critical reforms.
“We welcome the United Kingdom’s support through these new programmes as a strong demonstration of our shared commitment to Nigeria’s economic stability and long-term prosperity. At a time when we are implementing critical reforms to strengthen fiscal resilience, improve macroeconomic stability, and unlock inclusive growth, this partnership will provide valuable technical support. Together, we are laying the foundation for a more resilient economy that delivers sustainable development and improved livelihoods for all Nigerians.”
On his part, Mr Jonny Baxter, British Deputy High Commissioner in Lagos, highlighted the significance of the programmes within the wider UK-Nigeria mutual growth partnership.
“NEST and NPFF are central to our shared approach to strengthening the foundations that underpin long-term economic prosperity. They sit firmly within the UK-Nigeria mutual growth partnership.”
Economy
MTN Nigeria, SMEDAN to Boost SME Digital Growth
By Aduragbemi Omiyale
A strategic partnership aimed at accelerating the growth, digital capacity, and sustainability of Nigeria’s 40 million Micro, Small and Medium Enterprises (MSMEs) has been signed by MTN Nigeria and the Small and Medium Enterprises Development Agency of Nigeria (SMEDAN).
The collaboration will feature joint initiatives focused on digital inclusion, financial access, capacity building, and providing verified information for MSMEs.
With millions of small businesses depending on accurate guidance and easy-to-access support, MTN and SMEDAN say their shared platform will address gaps in communication, misinformation, and access to opportunities.
At the formal signing of the Memorandum of Understanding (MoU) on Thursday, November 27, 2025, in Lagos, the stage was set for the immediate roll-out of tools, content, and resources that will support MSMEs nationwide.
The chief operating officer of MTN Nigeria, Mr Ayham Moussa, reiterated the company’s commitment to supporting Nigeria’s economic development, stating that MSMEs are the lifeline of Nigeria’s economy.
“SMEs are the backbone of the economy and the backbone of employment in Nigeria. We are delighted to power SMEDAN’s platform and provide tools that help MSMEs reach customers, obtain funding, and access wider markets. This collaboration serves both our business and social development objectives,” he stated.
Also, the Chief Enterprise Business Officer of MTN Nigeria, Ms Lynda Saint-Nwafor, described the MoU as a tool to “meet SMEs at the point of their needs,” noting that nano, micro, small, and medium businesses each require different resources to scale.
“Some SMEs need guidance, some need resources; others need opportunities or workforce support. This platform allows them to access whatever they need. We are committed to identifying opportunities across financial inclusion, digital inclusion, and capacity building that help SMEs to scale,” she noted.
Also commenting, the Director General of SMEDAN, Mr Charles Odii, emphasised the significance of the collaboration, noting that the agency cannot meet its mandate without leveraging technology and private-sector expertise.
“We have approximately 40 million MSMEs in Nigeria, and only about 400 SMEDAN staff. We cannot fulfil our mandate without technology, data, and strong partners.
“MTN already has the infrastructure and tools to support MSMEs from payments to identity, hosting, learning, and more. With this partnership, we are confident we can achieve in a short time what would have taken years,” he disclosed.
Mr Odii highlighted that the SMEDAN-MTN collaboration would support businesses across their growth needs, guided by their four-point GROW model – Guidance, Resources, Opportunities, and Workforce Development.
He added that SMEDAN has already created over 100,000 jobs within its two-year administration and expects the partnership to significantly boost job creation, business expansion, and nationwide enterprise modernisation.
Economy
NGX Seeks Suspension of New Capital Gains Tax
By Adedapo Adesanya
The Nigerian Exchange (NGX) Limited is seeking review of the controversial Capital Gains Tax increase, fearing it will chase away foreign investors from the country’s capital market.
Nigeria’s new tax regime, which takes effect from January 1, 2026, represents one of the most significant changes to Nigeria’s tax system in recent years.
Under the new rules, the flat 10 per cent Capital Gains Tax rate has been replaced by progressive income tax rates ranging from zero to 30 per cent, depending on an investor’s overall income or profit level while large corporate investors will see the top rate reduced to 25 per cent as part of a wider corporate tax reform.
The chief executive of NGX, Mr Jude Chiemeka, said in a Bloomberg interview in Kigali, Rwanda that there should be a “removal of the capital gains tax completely, or perhaps deferring it for five years.”
According to him, Nigeria, having a higher Capital Gains Tax, will make investors redirect asset allocation to frontier markets and “countries that have less tax.”
“From a capital flow perspective, we should be concerned because all these international portfolio managers that invest across frontier markets will certainly go to where the cost of investing is not so burdensome,” the CEO said, as per Bloomberg. “That is really the angle one will look at it from.”
Meanwhile, the policy has been defended by the chairman of the Presidential Fiscal Policy and Tax Reforms Committee, Mr Taiwo Oyedele, who noted that the new tax will make investing in the capital market more attractive by reducing risks, promoting fairness, and simplifying compliance.
He noted that the framework allows investors to deduct legitimate costs such as brokerage fees, regulatory charges, realised capital losses, margin interest, and foreign exchange losses directly tied to investments, thereby ensuring that they are not taxed when operating at a loss.
Mr Oyedele also said the reforms introduced a more inclusive approach to taxation by exempting several categories of investors and transactions.
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