Keystone Bank E-Banking Solutions: Secure, Convenient, Reliable

By Modupe Gbadeyanka

Keystone bank is one of the flagship financial institutions in Nigeria offering robust, convenient and reliable self-service banking products to customers.

The Keystone Mobile App

The Keystone Mobile App launched about a year ago comes with enhanced capacity, higher compatibility with smart phone types and much more functionality as well as very limited failure rate. The enhanced Mobile banking app has increased customer users on the platform by 40,000 new users.

The Mobile App allows Keystone Bank customers carry out a wide range of banking transactions from their Keystone Bank accounts including flight ticket bookings, funds transfer, electronic bill and utility payment, account balances and mini statement. The bank also uses the product to drive Financial Inclusion and Sustainable Banking policies of the Central Bank of Nigeria (CBN).

Card Payment on the web

The card payment on the web comes with secure authentication methods and makes payment across the globe on all platforms. The bank offers a web and branch based payment option for electronic bills collection (E-Bills) which gives companies same day delivery of funds irrespective of the bank where transaction was initiated as well irrespective of the channels (Branch collection, Internet banking and Mobile) that was used for the payment.

The E-Bills Collection Platform handles different customers (Private & Public sector). Included within the scope of the e-Bills collection platform are pre-payments and post-payments for goods and services such as utility bills (water rate, electricity bills, telephone bills, etc.), purchases, various categories of revenue collections, and other fees e.g. subscriptions, levies, premiums etc.

Keystone Bank Payroll Management System

The Keystone Bank Payroll Management System is designed to interface with its customers’ database to generate payment schedules for salaries, remuneration, emoluments and other benefits.  With the details obtained from the database, the payroll solution computes automatically the amount due each employee by making use of  both generic and specific information fed into the system  that relate to payroll and payment for various cadre of staff.