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How African Mom Used Temu to Help 800,000 Women Save Big

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Ncumisa Nldelu African mom

In a world where rising living costs are squeezing African households, one South Africa mother based in Durban has transformed her personal frugality into a powerful force for community upliftment. Meet Ncumisa Ndelu, a 48-year-old whose determination to stretch her family budget ignited 1 Family, 1 Stockpile, a thriving Facebook community now connecting over 800,000 members. 

What began as shared savvy shopping tips among friends has blossomed into a nationwide financial empowerment network. This effort is enabling women across South Africa and Nigeria to save significantly, launch their own ventures, and cultivate financially resilient futures.

The start of a community

Driven by a desire to help African women navigate economic pressures, former journalist and communications professional Ncumisa Ndelu launched 1 Family, 1 Stockpile in 2016. Her initial concept was simple: to share effective shopping hacks, budgeting strategies, and the benefits of strategic stockpiling.

The group rapidly became a trusted “sisterhood,” fostering financial literacy and providing robust community support. Today, it stands as a vital platform where women exchange savings techniques, share valuable deals and discounts, celebrate their financial achievements, and encourage each other towards better money management – all grounded in empowerment, education, and shared experiences.

A game-changer in her journey

A significant turning point in Ncumisa’s journey was discovering Temu, a global e-commerce platform that unlocked unprecedented savings for her household. Ironically, her introduction to the app began with a cautionary post about international deliveries. Intrigued, she decided to try it herself, ordering security lights following a home break-in.

“Once I received my first delivery, I was hooked,” she recalls. “I placed my second order less than two weeks later.”

From everyday household essentials to art supplies, school materials, and beauty products, this direct-from-factory marketplace became her key to unlocking savings. One purchase alone yielded savings of over R5,000, propelling her towards a research-driven approach to online shopping.

According to a recent survey, 46% of South African respondents report saving more than half of their shopping budget by using Temu, with nearly 40% making purchases on the platform at least once a month.

Stretching Rands, growing futures

Ncumisa has turned everyday budgeting into a powerful tool for growth, both at home and in her community. By making smarter, more affordable purchases, she’s been able to invest in her children’s education, fuel their creative passions with art supplies, and support her long-standing mission to feed the homeless. Crucially, this approach has fostered financial literacy in her children, evolving from simple piggy banks to daily lessons in budgeting, comparative shopping, and mindful spending.

This spirit of empowerment extends into her online community. Starting with just 50 members, it has surged into a nationwide network of over 800,000 women who share practical savings advice,  celebrate milestones like paying off debt or buying a first home, and offering each other unwavering support. “The group thrives on trust,” Ncumisa explains. “When we share what’s helped us, it empowers someone else to thrive.”

Ncumisa shares her top 5 budgeting tips:

  1. Establish a proactive household budget: Create a standing budget well before payday, viewing it as a dynamic document that evolves with your family’s needs.

  1. Involve children in the budgeting process: Cultivate financial literacy early by having your children participate. “In my household, the kids “pitch” for what they want the budget to be spent on, learning valuable negotiation and prioritisation skills.”

  1. Prioritise essential deductions: Aim to let your salary remain untouched on payday. Allow debit orders for crucial expenses to run first, then manage the remaining funds for utilities and other needs.

  1. Active saving and investing: Your budget should always include dedicated line items for savings, whether for short-term goals, long-term, or significant purchases. Similarly, make a point to allocate funds for investments, ensuring your money works for you.

  1. Seek out sales and rewards yourself: Consciously try to avoid paying full price by actively looking for sales and discounts. “This is where platforms like Temu have really helped me. Budget for those personal rewards, whether it’s a small treat or a bigger experience like travel. Recognising your hard work is a vital part of a sustainable budget!”

From budget tips to national recognition

Ncumisa’s  journey from sharing simple saving tips to being recognised as Daily Maverick’s 2023 Businessperson of the Year is a testament to the power of purpose-driven leadership. Her remarkable ability to connect personal financial choices with broader community upliftment has ignited a powerful wave of economic empowerment, particularly among women. 

This growing community has empowered thousands of women to take control of their finances, helping them become more secure, break free from debt, and feel confident in managing their money day-to-day. This is about more than just saving a few rands; it’s about building a future where women don’t just survive, they thrive.

Ncumisa is leading that charge, using her own experience to show what’s possible with determination and the right tools. Through her example, she’s not only creating lasting wealth for her family but also passing down essential financial skills to the next generation – proving that true empowerment begins at home.

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Temu Partners Dellyman to Scale Logistics Capabilities Across Nigeria

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Dellyman Temu

By Modupe Gbadeyanka

As part of its strategies to aggressively scale its logistics capabilities across key African markets, especially in Nigeria, the fast-growing global e-commerce powerhouse, Temu, has entered into a delivery partnership with Lagos-based logistics startup, Dellyman.

Through this collaboration, Temu customers in Nigeria will experience faster, more predictable, and more transparent deliveries, a critical factor in sustaining the platform’s customer satisfaction as order volumes continue to rise.

Dellyman’s technology-driven approach, spanning rider management, route optimisation, and customer visibility, played a central role in Temu’s selection process.

In the pilot phase, Dellyman completed more than 1,300 deliveries with a 95 per cent success rate, demonstrating its readiness to support large-scale e-commerce operations nationwide.

Founded in 2020, the firm has grown into one of Nigeria’s most reliable same-day and last-mile delivery platforms.

The company recently achieved a 10,000-order monthly delivery milestone in November 2025, contributing to a cumulative total of more than 300,000 lifetime deliveries.

This track record made Dellyman a strong fit for Temu, which is aggressively scaling logistics capabilities across key African markets.

“Our partnership with Temu is a major endorsement of the vision we set out with, to build Nigeria’s most reliable, scalable, and transparent last-mile delivery infrastructure.

“Achieving a 95 per cent delivery success rate during the pilot underscores our readiness to support high-volume e-commerce platforms.

“This collaboration shows that local startups can meet and exceed global standards when given the opportunity,” the chief executive of Dellyman, Mr Dare Ojo-Bello, said.

He further noted that the partnership represents more than operational growth as it signals a shift in how global e-commerce brands view Nigerian logistics capabilities.

“This is not just about fulfilling orders; it is about reshaping perceptions of what Nigerian delivery companies can achieve. We are committed to building the kind of infrastructure that supports international standards, empowers local businesses, and ultimately strengthens consumer trust in the broader digital economy,” he noted.

Mr Ojo-Bello added that Dellyman will continue investing in capacity, fleet expansion, and merchant-facing tools to ensure superior delivery experiences for Temu buyers and other online shoppers nationwide.

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Verve Issues Over 100 million Cards to Customers, Celebrates Milestone

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Verve 100 million Cards

By Aduragbemi Omiyale

Over 100 million cards have been issued to customers by Africa’s leading payments card brand, Verve, across the continent.

This milestone has been described as a powerful symbol of growth, resilience, and the evolving needs of millions of Africans who rely on Verve every day.

The accomplishment has been said to underscore the company’s deep consumer insight, continuous innovation, and unwavering dedication to customer satisfaction.

Verve’s evolution has consistently been inspired by the needs and aspirations of its users. Today, its acceptance footprint stretches across Africa and reaches global markets through strategic partnerships with leading brands, including Google, Netflix, Spotify, AliExpress, Temu, Flywire, YouTube Premium, and others, unlocking broader access to lifestyle, entertainment, commerce, and mobility solutions for millions of cardholders.

“What began as a simple idea, one card designed to empower everyday life, has grown into 100 million stories, 100 million touchpoints, and 100 million reasons to deepen our commitment to delivering secure, seamless, and meaningful payment experiences across Africa,” the Executive Vice President for Group Marketing and Corporate Communications at Interswitch Group, Ms Cherry Eromosele, said at a media briefing in Lagos, where she was represented by the Divisional Head for Growth Marketing (Paytoken and MVNO), Chidi Oluaoha.

Ms Eromosele further noted that the milestone is shared with the broader ecosystem; banks, processors, merchants, regulators, and partners, whose collaboration has fuelled Verve’s remarkable growth.

Most importantly, she celebrated the millions of individuals who carry Verve cards in their wallets and mobile devices, acknowledging that their trust and loyalty continue to inspire the brand’s progress.

With the 100-million-card mark now crossed, Verve is poised to accelerate its expansion efforts, elevate customer experiences, and strengthen its global acceptance network.

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CREDICORP Launches Credit Programme for Easier Acquisition of Phones, Others

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CREDICORP Launches Credit Programme

By Adedapo Adesanya

The Nigerian Consumer Credit Corporation (CREDICORP)  has launched a national digital device credit programme that will make the acquisition of smartphones, laptops, and other essential digital tools easier for working Nigerians.

According to the scheme, which was introduced by the Nigerian government to democratise consumer credit access to Nigeria’s working population, the country’s progress is increasingly driven by access to the tools that help people learn, earn, and participate fully in a modern economy.

Over the past year, CREDICORP has supported thousands of Nigerians to acquire the assets that make daily life easier, from mobility solutions that shorten commutes and increase productivity to renewable energy systems that keep homes and small businesses powered and productive. Each intervention has shown the same outcome: when Nigerians are allowed to access essential tools through fair and responsible credit, their lives improve rapidly.

The new rollout builds on the success of the pilot phase already completed under the partnership. In the first phase, CREDICORP, working through E-Finance Company with technology support from Credlock, enabled over 1,000 Nigerians to access smartphones through affordable credit, many for the first time. The strong repayment performance and the speed of adoption demonstrated both the appetite and the national need for this kind of support.

Via this new phase, CREDICORP is poised to scale the program significantly, targeting over 15,000 Nigerians who will be able to access smartphones or laptops that directly enhance their productivity, income potential, and digital participation.

To deliver this initiative at scale, the organisation is once again working through one of its Participating Financial Institutions, E-Finance Company, with technology support from Credlock, whose intelligent device-collateral system allows for secure, responsible, and efficient access to credit. Together, E-Finance and Credlock will ensure that Nigerians can seamlessly apply for, finance, and collect the digital devices they need, without the heavy burden of upfront payments.

Speaking on the new phase, CREDICORP’s Managing Director, Mr Uzoma Nwagba, noted that this is a natural progression of the institution’s work.

“From mobility to renewable energy, we have witnessed the profound impact that access to credit can have on people’s daily lives. Nigerians are ambitious and hardworking; they simply need fair pathways to acquire the tools that move them forward. Digital devices now sit at the center of learning, earning, and productivity, and expanding access to them is a critical step in building a more digitally ready nation.”

On his part, Credlock’s CEO, Mr Dayo Fabayo, emphasized the power of turning everyday devices into pathways for progress. “Every smartphone represents potential to learn, to work, to access opportunity, and to live with dignity. At Credlock, we believe the device in someone’s hand can be the bridge to their financial future. Working with CREDICORP and E-Finance allows us to scale that vision to millions of Nigerians.”

This initiative is part of CREDICORP’s broader mission to expand consumer credit and improve the quality of life across the country. By widening access to digital tools, CREDICORP is supporting a more connected, productive, and future-ready Nigeria, one where every citizen can thrive.

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