Economy
Two Best Gift Cards Trading Apps In 2021
Gift cards are prepaid stored-value money cards distributed by firms such as Amazon, Google, and Apple, among others, to be used as a cash substitute when purchasing Amazon products and a variety of other items.
They are frequently presented as a reward or a gift for outstanding performance. Additionally, when retailers and marketers run a campaign for any of their items, they use them as a reward system.
Gift cards can be traded and redeemed. And currently, there are different trading apps where you can trade gift cards.
Suppose you got a gift card for trading in your old device, but you cannot redeem it in your region. The best way forward is to sell it for cash. On Apexpay, you can trade more than 25 different brands of gift cards with many categories and countries.
This article makes a review of the two best gift cards trading apps that are legit.
What are the Two Best Gift Cards Trading Platforms in Nigeria?
The two best trading apps where you can sell different types of gift cards include:
Let’s review each of them:
What to Know About Apexpay
Apexpay is a gift card trading platform where you can sell your gift cards at the highest possible rate.
Apexpay is Nigeria’s leading gift card exchanger meeting the needs of over 300,000 customers with top-notch trading experience.
How to Download Apexpay
To download the apexpay app, Click on the link below
Website: Apexpay.org
For support, call/Whatsapp +234 70 5837 2518
What are the Features of Apexpay?
Since its inception, Apexpay has helped over Fifty thousand customers and has completed over 7000 trades. Over the years, Apexpay has indeed proven to be among the best gift card trading platform due to its distinct features which include:
- Sell Gift Cards
On Apexpay, you can trade more than 25 different brands of gift cards with many categories and countries. To sell gift cards follow the steps below:
To start selling your gift cards on Apexpay, Quickly download the app using the link above
- Register and Login
- Click on “Sell Gift card”
- Select the gift card you want to sell and upload your card
- Wait for 5 minutes for the card to be confirmed
- Check your Wallet for your money
- Add your bank account to withdraw your money
- 100% Security
The trading platform ensures that customers trade their digital assets safely without ripping, delay, or any form of fraud.
- High Rates Menu
Another interesting feature is its high rate menu. Apexpay gives a high rate on the top 20 gift cards they buy.
- Maximum Customer Satisfaction
Apexpay provides a conducive and accommodating system where all customers get equal treatment. They also get the best trading experience that is rare to be offered by other gift card trading apps.
- Quick Payment System
Also, the app has a fast payment system that can make your payment process easier and faster. With this, you get paid immediately your gift card is redeemed. In less than a minute, you’ll get the money in your account unless there are issues with the bank network.
- 24/7 Customer Support
Apexpay agents work round the clock to serve their customers. So even at odd hours, they’re available to trade with you.
- Send and Request System
On this platform, you can send and request money from other Apexpay users once you’re a user.
- Referral Bonus
Furthermore, you’ll gain referral bonuses. For instance, you can earn 200 naira on every referral that trades at least 5,000 naira worth of gift cards.
What can I Do on Apexpay?
You can actually do a lot using Apexpay app. Some of them include:
You can sell:
- iTunes gift card for Naira
- $100 apple e-code for naira
- $50 Nordstrom gift cards
- $100 Visa gift card for Naira
- $25 Google play for cash
- $200 Google Play for Naira
- $100 Walmart Visa gift card
- $500 Walmart Visa gift card, sell Google play gift card at a high rate.
You can also convert:
- Amazon gift cards to cash
- Footlocker gift card
- And $20 steam gift card to naira
- Exchange $100 Google play for naira
- Also, you can know how much a $200 google play card in naira is today.
To get started, simply click on the Start Trading button and you’ll be taken to a chat with Apexpay Agent where you can ask for a rate and trade your gift cards instantly.
About GiftCardsToNaira
GiftCardsToNaira is a recognized gift card trading company founded in 2017 with the goal of giving individuals in Nigeria and Ghana a world-class trading experience. The company’s processes and policies are built on the pillars of integrity, dedication, and excellence.
It is, however, the second-best gift card trading platform in Nigeria(just below Apexpay) serving as a reliable app to redeem, sell or trade gift cards for instant cash (Nigeria Naira or Ghanaian Cedis). Thus far, this platform has made trading gift cards which have never been easier because it was built with maximum security and legitimacy.
How to Download Giftcardstonaira
To download Giftcardstonaira, Click Here
For support, call/Whatsapp +234 70 5837 251
What Gift Cards Can You Sell on GiftCardsToNaira
Below are some of the gift cards you can trade on GiftCardstonaira:
- Steam Gift Card
- Amazon Gift card
- Razor Blade Gift Card
- eBay Gift Card
- iTunes Gift Card
- Google Gift Card
- Visa Gift Card
- Sephora Gift Card
- Nordstrom Gift Card
- Nike Gift Card
- Walmart Gift Card
- Offgamers Gift Card
- Nike Gift Card
- BestBuy Gift Card
- Home Depot Gift Card
- Apple Store Gift Card
- Macy Gift Card
- Vanilla Gift Card
- Target Gift Card
What are the Features of GiftCardsToNaira
Some of the distinguishing features that make GiftCardsToNaira to be known as one of the best gift card trading apps include:
- It has High Rate
Giftcardstonaira has always been the highest-paying gift card trading platform in Nigeria and Ghana. There is no other trading platform that even comes close.
This trading app takes things a step further by allowing users to earn various presents while trading on the platform.
- High Security
Giftcardstonaira keeps your information safe and secure. This means you won’t have to worry about cashing out your money after each deal.
After each trade, you can effortlessly withdraw your funds from the app, and they will be deposited directly into your bank account. No one else will be able to access your account if you use two-factor authentication.
- Outstanding Customer Service
Since its inception, it has received positive feedback from customers because they prioritize the demands of their customers. Note, you can contact them via Facebook, Instagram, Twitter, Whatsapp, Giftcardstonaira app, and other social media platforms.
- Different Gift Cards Can Be Redeemed
On Giftcardstonaira, you may get practically any popular gift card redeemed. iTunes, Steam, Google, Visa, Amazon, Sephora Nordstrom, Nike, Walmart, Nike, Amex, OffGamers, eBay, Best-Buy, Apple Store, Macy, Vanilla, Target, and others accept gift cards.
- Payouts and withdrawals are made quickly.
Fast payouts have always been the hallmark of Giftcardstonaira. After your card has been verified, you will be paid into your wallet in less than 5 minutes. You can get the money into your bank account as soon as possible.
How to Get Started
- Register and Login.
- To add your bank details, go to “wallet” and select “add new account.”
- To submit your card, go to “Dashboard” and click “Sell Giftcard.”
- Wait for the card to be confirmed in 5 minutes or less. Once you are confirmed, your account will be credited.
- Look through your wallet to see whether you have any cash.
- Make a deposit into your bank account.
If you haven’t already done so, register on the giftcardstonaira app first, but if you have, click on login to begin trading right away. Quickly select the wallet button and enter your bank account information. To add your bank account information, go to Add New Account.
Click the dashboard at the bottom of the screen to begin selling your gift card. You’ll find a “Sell Giftcard” button on the dashboard, and you can choose the sort of Gift card you want to sell from the numerous options accessible on the app.
Choose a gift card, enter the amount, and upload the image of the gift card. When you’re finished, click submit trade and wait for the card to be confirmed, which should take 2 to 5 minutes. After about 2 minutes, click on your wallet and withdraw your money into your bank account.
Conclusion
In conclusion, you can start trading your gift cards on any of these two gift cards trading apps today.
Economy
The Hidden Economic Power of Fast Digital Payouts in South Africa
Money sitting in limbo doesn’t do anyone any good. That’s the simple truth driving South Africa’s big change toward faster digital payment systems. When funds take days to clear, people can’t spend them, businesses can’t reinvest them, and the whole economy slows down while everyone waits.
Because of this, payment speed has become one of the most important factors in how South Africans choose which platforms to trust with their money.
The reality is, South Africa sits at an interesting crossroads. Better financial infrastructure than most African countries, yet millions of people still don’t have decent access to traditional banking. That creates tension and opportunity simultaneously.
And this is why digital payments are changing faster than predictions suggested. When someone can receive money in minutes instead of days, everything changes. They spend sooner. They save smarter. And they actually trust the platforms handling their cash.
Why Payment Speed Matters So Much
Here’s the thing about payout speed. It signals reliability in ways that marketing never can. When a platform pays you fast, you believe it actually has money and knows what it’s doing. Slow payouts make people nervous. They start wondering if something went wrong or if the company is struggling financially.
This pattern shows up everywhere you look. Retail e-commerce sites have figured out that processing refunds quickly reduces complaints and keeps customers coming back. Mobile money services compete hard on transaction speed. The online gaming sector has caught on, and especially online casinos that rely heavily on trust.
The fastest payout casinos in South Africa have built strong user bases specifically because they process withdrawals fast, rather than making people wait around for days. When real money is on the line, nobody wants to wait.
Mobile Payments Changed Everything
Mobile payments in South Africa have absolutely exploded over the last few years. Statista reckons the digital payments market will keep growing substantially through 2028. Smartphones have basically become the bank for millions of South Africans who used to deal entirely in cash or stash money with informal savings groups.
This shift is way bigger than most people realise. Mobile platforms process transactions almost instantly. Traditional banks often made people wait for things to clear. Mobile money cuts through most of that.
Someone selling vegetables at a street market can get paid, confirm the money arrived, and use those funds for their next purchase within minutes. That kind of speed keeps money circulating and stimulates activity at the ground level.
Fintech Companies Are Pushing Hard
South African fintech startups have figured out that speed wins customers. Digital lending platforms now disburse loans within hours of approval. Gig economy payment systems have moved toward instant payouts for drivers and delivery workers who genuinely cannot afford to wait until the end of the month.
Every sector that touches consumer finance has felt the pressure to get faster.
This competition works out well for regular users. When platforms have to compete on speed, they invest in better technology. They streamline their verification processes. They partner with payment processors that can actually move money quickly.
The result is an environment where slow payouts increasingly signal that something is outdated or unreliable.
Government Benefits and Remittances
The South African government has been testing faster ways to get social grants and benefits to people. The fact is, digital payment infrastructure has made public fund distribution way more efficient across several African countries.
When grants hit accounts instantly instead of making people physically collect them, recipients save time, and honestly, they’re safer too.
Cross-border remittances are another area where speed makes a huge difference. South Africa has loads of migrant workers who send money home to their families regularly. Traditional remittance channels used to take days and hit you with hefty fees.
Digital alternatives now offer same-day transfers at much lower costs. That efficiency means more money actually reaches the families who need it instead of getting eaten up by fees and delays.
The Psychology Behind Quick Payments
There’s something deeper going on with fast payouts beyond just convenience. Speed builds trust in ways people don’t always consciously recognise. When you get paid quickly, you feel confident that the platform is legitimate and financially stable.
Delays create doubt. You start questioning whether something went wrong or whether the company might be in trouble.
This trust compounds over time. Users who experience fast, reliable payouts become loyal customers. They recommend platforms to their friends. They deposit larger amounts because they know withdrawing won’t be a nightmare.
Platforms that master payout speed build user bases that competitors find very hard to steal.
What Happens Next
The direction seems pretty clear. Payment speed across all sectors of South Africa’s digital economy will keep getting faster. Infrastructure investments from fintech companies and government institutions should reduce friction even more.
As more South Africans get smartphones and access to mobile banking, demand for instant transactions will only grow.
The platforms that succeed will be the ones treating payout speed as essential rather than optional. Whether they’re processing e-commerce refunds, gig worker payments, or gaming withdrawals, the operators that move money fastest will capture the market. South Africa is proving that speed is how users measure whether a platform deserves their trust.
Economy
Strategic Crypto Investing Today: Investor SJMine With AI-Powered Market Intelligence
The crypto market is no longer being dictated by speculation and trends of trading in the short run. With the evolution of digital assets, investors demand more structured, data-driven and technology-supported strategies that are more stable, transparent, and have long-term potential. With all these changes, platforms with built-in artificial intelligence, cloud computing, and high-end hashing infrastructure are altering the way crypto participation operates.
SJMine is at the heart of this change. Created to empower the modern investors, SJMine offers an up-to-date and polished crypto-investing experience of automation, smart analytics, and adaptable investment design to enable users to strategically engage in the digital economy.
A New Standard for Strategic Crypto Participation
The investors of today require a higher level of access to digital assets than just a basic one. They desire systems that are capable of responding to market signals, adapting the conditions of the network, and functioning on a large scale. To satisfy this need, SJMine implements AI-based market intelligence within its operations.
The platform dynamically manages the allocation of hashing and computing performance by the use of continuous data analysis. This smart automation provides freedom to the users to control hardware, technical measurements, or manually react to market changes. Rather, the investors have access to a professionally managed environment whereby technology labors tirelessly behind the scenes to bring about consistency and efficiency.
How SJMine Redefines Investor Experience
SJMine is a building that is planned to be very accessible and sophisticated. The platform eliminates any technical obstacles in tradition and supports infrastructure at an enterprise level. The cloud computing system allows it to perform smoothly and its AI-based systems would make sure that the resources are used optimally at any given time.
Key strengths of the SJMine ecosystem include:
- AI-Driven Optimization: Intelligent algorithms analyze performance data and adjust operations dynamically.
- High-Performance Hashing Systems: Advanced infrastructure supports efficient blockchain participation.
- User-Friendly Interface: A clean, intuitive dashboard provides real-time insights into earnings and contract status.
- Sustainability Focus: Optimized energy usage and modern data centers support responsible long-term operations.
- Transparent Returns: Clearly defined contract terms with visible daily earnings.
This mixture is what renders SJMine appropriate to simple new investors as well as sophisticated investors who want efficiency and scalability.
Flexible Contracts Built for Diverse Investment Goals
SJMine has diverse flexible contracts that can be used to meet various budgets and investment schedule. Long-term strategic decisions or short-term plans are well developed with simple and predictable results.
Below is an overview of the flexible contract plans available on SJMine:
| Contract Amount | Contract Duration | Daily Earnings | Total Income (Principal + Profit) |
| $15 | 1 Day | $0.60 | $15 + $0.60 |
| $100 | 2 Days | $4.00 | $100 + $8.00 |
| $600 | 6 Days | $7.68 | $600 + $46.08 |
| $1,200 | 10 Days | $16.32 | $1,200 + $163.20 |
| $3,200 | 22 Days | $45.44 | $3,200 + $999.68 |
| $9,000 | 30 Days | $147.60 | $9,000 + $4,428.00 |
For the most accurate and up-to-date contract information, investors are encouraged to refer directly to the official SJMine website: http://sjmine.com.
Getting Started: Simple Registration with a Welcome Bonus
SJMine puts a lot of emphasis on ease of access, and the process of onboarding is quick and simple. It can take a few minutes before new users start getting acquainted with the platform.
How to register on SJMine:
- Visit the official website at http://sjmine.com
- Click on Register and create your account by entering basic details
- Complete the verification process and log in to your dashboard
- Register now and receive a $15 welcome bonus, allowing you to experience the platform with minimal initial risk
- Select a contract that matches your investment strategy and activate it
AI-Powered Market Intelligence: The Core Advantage
SJMine is a unique company with its AI-based market intelligence that is constantly analyzing the performance of the blockchain and the conditions of the network. This dynamic flexibility leads to better utilization of resources, minimization of inefficiencies, and a more intelligent, and sturdier approach to investing in the crypto market of the current era that is rapidly changing.
Conclusion
SJMine is a new view of strategic crypto investment in a world where intelligent automation is the new competitive advantage. The platform provides a modern and visionary solution to the current investors by integrating AI-related analytics, cloud computing infrastructure, flexible contract choice, and user-friendly design.
SJMine is an attractive proposal to invest in with confidence in the new technology-driven approach provided that investors are willing to abandon the old paradigm and shift to a smarter approach to crypto economy investment.
Economy
OTC Exchange Begins Week With 0.39% Loss
By Adedapo Adesanya
The NASD Over-the-Counter (OTC) Securities Exchange fell by 0.39 per cent on Monday, January 12, after it closed higher in every trading day of last week.
The loss recorded yesterday took out N8.5 billion from the unlisted securities market, closing at N2.184 compared with the preceding session’s closing value of N2.193 trillion.
In the same vein, the NASD Unlisted Security Index (NSI) went down by 14.2 points during the session to 3,651.48 points from the 3,665.68 points it finished last Friday.
The decline was influenced by three securities, with Afriland Properties Plc down by N1.55 to end at N14.75 per unit compared with the previous N16.30 per unit, and NASD Plc declining by N1.00 to N59.00 per share from N6.00 pr share, as Food Concepts Plc slid by 34 Kobo to finish at N3.06 per unit versus N3.40 per unit.
On the flip side, three securities gained weight, with FrieslandCampina Wamco Nigeria Plc appreciating by N6.23 to N68.70 per share from N62.47 per share, Central Securities Clearing System (CSCS) Plc added 45 Kobo to close at N43.07 per unit versus N42.62 per unit, and Geo-Fluids Plc gained 2 Kobo to settle at N6.84 per share versus N6.82 per share.
During the session, the trading volume soared by 826 per cent to 4.03 million units from 434,845 units, the trading value skyrocketed by 579.1 per cent to N46.8 million from N6.9 million, and the number of deals jumped by 118.2 per cent to 48 deals from 22 deals.
When trading activities closed for the day, CSCS Plc remained the most active stock by value on a year-to-date basis with 1.5 million units exchanged for N57.6 million, followed by Geo-Fluids Plc with 6.4 million units valued at N43.3 million, and FrieslandCampina Wamco Nigeria Plc with 379,749 units worth N24.4 million.
In terms of volume, Geo-Fluids Plc led with 6.4 million units sold for N43.3 million, trailed by Industrial and General Insurance (IGI) Plc with 2.9 million units traded for N1.9 million, and CSCS Plc with 1.5 million units valued at N57.6 million.
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