Feature/OPED
Missing Charity Aiyedogbon: One Year After

Destiny Ugorji
It is exactly one year that an Abuja-based business woman, Charity Aiyedgbon was declared missing by her Facebook friends. Charity, popularly known as ‘Chacha’, is said to have gone missing since the 9th of May, 2016 and family, friends and Security Agencies said to be working to unravel the mystery behind her sudden disappearance.
Speculations on the possible whereabouts of the 44-year-old mother of four, also known as Deepdeal Chacha Dehammer were rife.
First, a Lagos-based lawyer, Emeka Ugwuonye said he had overwhelming evidence that the missing Charity was dead, accusing her erstwhile husband, David Aiyedogbon of having a hand in her disappearance; an allegation he posted on his Facebook group, The Due Process Advocates.
Reacting to Ugwuonye’s allegation, former husband of the missing woman, Mr. David Aiyedogbon washed his hands over the disappearance of the lady and wrote his accuser, through his lawyers, demanding an apology, failure which he would seek legal redress.
The letter titled: “Defamation of the character of David Aiyedogbon; demand for apology,” signed by his lawyer, Obiora Illo esq (Ogbulafor Chambers) and made available to newsmen, expressly states: “It is our instruction to demand an unqualified apology from you to our client through our chambers for the defamatory publications you have made of and concerning our client.”
Also, addressing newsmen in Abuja, Mr. Aiyedogbon urged the Inspector General of Police, Ibrahim Idris to investigate the allegation against him, describing it as “cruel, criminal and untrue”, stressing that his estranged wife Charity left their matrimonial home on the 28th of May, 2014, noting that since then, he had neither heard from her, nor had any dealings with her.
While the controversy lasted, a Civil Society Organisation, Coalition against Crime (CAC) called on Nigeria’s Inspector General of Police, Ibrahim Idris to arrest Lagos-based lawyer, Ugwuonye to explain his role in the disappearance of Charity Aiyedogbon.
National Coordinator of the group, Harrison Pepple, made the call while addressing newsmen in Abuja, arguing that Mr. Ugwuonye had some questions to answer.
In a Petition to the Inspector General of Police, the group quoted Mr. Ugwuonye as saying: “…Charity Aiyedogbon is said to have been missing since the 11th of May, 2016 and one Emeka Ugwuonye claims he has evidence that the woman is dead and was murdered. He also posted a photograph of a dead person, part of whose body was dismembered. How can Police be looking for a missing person and someone says he has a clue and he has not been invited or arrested.”?
Following the intervention by the Civil Society Organisation, the Police eventually arrested Mr. Ugwuonye and later released him on bail, after questioning, while investigations continued.
Several developments aided Police investigations. First, those believed to be close to Chacha are quoted as saying that she went missing on the 9th of May, 2016, but her lawyer, Barrister Nsikak Udoh, handling a suit filed at the Federal High Court, Lokoja on 29th April, 2016 against 29 respondents, including her biological children and former husband, claimed she (Chacha) came to his house on the 18th of May, 2016 (eight days after her purported disappearance) and one of his staff accompanied her to Federal High Court, to sign and depose to an affidavit in support of the ex-parte motion filed along with the case. How could someone who was declared missing on the 9th of May reappear on the 18th and then disappear again?
Today, it has been established that Chacha’s signature was forged; as the lawyer, Barrister Nsikak Udo has recanted. He says he did not see Chacha, as earlier claimed. He confessed to the Police that he forged Charity’s signature in an affidavit he filed in court. Apparently, Charity was not behind the filing of the suit, but her lawyer, Barrister Nsikak Udoh. He therefore lied on oath. Both himself and the Commissioner for oaths in the Federal High Court Abuja jurisdiction risk being prosecuted by the Police for forgery and perjury.
Another puzzle is that a corpse, said to have been dismembered beyond identification was allegedly seen in Abuja on the 12th of May and Mr. Ugwuonye claimed it was Chacha’s body. Till date, who has identified the corpse as that of Chacha? Impeccable sources say a DNA test conducted on the body revealed otherwise. Children of the missing woman have also chorused on several platforms that their mother was NOT dead. They have also stated that the displayed corpse is not that of their mother. The missing woman also has siblings and parents who have been going about their normal businesses and have neither said their sister was missing, dead, nor joined in the search for her.
The missing Chacha has a case of forgery that is yet to be concluded. A suit instituted in a High Court of the Federal Capital Territory (FCT High Court 8) on the 14th of March, 2016, with suit number CV/1231/16, between Messrs Chibuzor Ogugua and Chigozie Eme (plaintiffs) and Mrs. Charity Aiyedogbon (defendant), made eight prayers to the Court. The last prayer reads: “an order of the Honourable Court directing the defendant to pay the plaintiffs the sum of 200,000,000.00 (Two Hundred Million Naira) as damages for the losses suffered on the ground of the unauthorized and fabricated Valuation Report by the defendant.”Could she have disappeared to frustrate the Suit or evade justice?
In the last one year, a lot has happened. The law enforcement agencies and private investigators have worked very hard to unravel the mystery behind the disappearance of Mrs. Charity Aiyedogbon, aka Chacha Dehammer. Cases have been instituted and some already decided.
Some friends of Chacha, believed to have earlier raised the alarm recanted. They are said to be at war with Emeka Ugwuonye, who said he was briefed by same Chacha’s friends on the matter. They engaged in war of words on Facebook. One of them, Pamela Nwansoh allegedly confronted Mr. Ugwuonye in a Police premises in Abuja over an obvious sense of disenchantment with his activities, alleging extortion of members of the public (in the name of looking for Chacha) using his Facebook Group, the Due Process Advocates (DPA). Ugwuonye had, via a post on the group, solicited financial contributions for his trip to Abuja to respond to Police invitation to explain himself over the case of the missing Chacha.
One of the ladies said to be involved in the search for Chacha, Viola Ifeyinwa Okolie, on the 14th of July, 2016, also made a worrisome post on her Facebook wall, expressing disenchantment with Mr. Ugwuonye’s antics.
Also in a post on The Due Process Advocates on the 17th of July, 2016, Ugwuonye attacked Viola Okolie, making spurious allegations. The post was titled: “How the search for Chacha took strange turns and her friends turn out not to be friends after all.” The drama continued.
But, how did Emeka Ugwuonye get involved in this matter? Was he really in America when the incident happened, as he claimed? Available records suggest otherwise.
Barrister Ugwuonye claimed to have been in the United States of America as at the time of Chacha’s disappearance and only came into Nigeria in June, 2016, after being briefed to handle the matter, but his call log betrayed him, showing that he was in Abuja on the 10th, 11th and 12th of May, 2016; same time Chacha is said to have got missing. Information from private investigators and telecommunication service providers revealed that he made calls around Jabi area of Abuja, up till midnight same 10th and 11th and departed Abuja on the 12th of May, 2016. When confronted by the Police in Abuja with evidence of his movement, he owned up.
Three key suspects earlier arrested by the Police in connection with Chacha’s disappearance were said to have been released at his instance. He claimed at the FCT Police Hqrs that they were his clients; but when brought face to face with Mr. Ugwuonye, they denied all his claims, saying they neither briefed him nor identified any corpse to him as that of Chacha.
As at today, Police sources reveal that Mr. Ugwuonye has not provided any evidence to substantiate his claims. The only person he claims showed and identified the corpse as that of missing Chacha (Jo) denied him.
Today, Chacha’s car has been recovered. Two of her handsets have also been recovered. Is it a coincidence that he (Ugwuonye) has been questioned more than thrice by the Police in Chacha’s case?
The first puzzle is solved, with the admission by one of Chacha’s lawyers, Barrister Nsikak Udo that Chacha’s signature was forged. He admitted that he lied on oath and his fate shall be determined by the laws of the land soon.
Second, Chacha’s last Facebook post before she ‘went missing’ shows that she sat on the passenger’s seat of her car. That was the last she posted on Facebook, using that particular User ID- Deepdealdehammer. The question of who drove the car may have also been addressed.
Her car has been recovered, following a tip-off by one of the suspects that were in Police custody, IK Ezeugo. IK never opened up until Police arrested one of Jekwu’s friends, who now gave the lead, indicating that he (IK) personally drove the vehicle to the place where it was parked. His (Ik’s) younger brother, identified as Paul Chukwujekwu Ezeugo (still at large) is believed to have been in custody of the vehicle. He (Chukwujekwu) is also believed to have driven the missing woman on that last trip. The car was found in Enugu State by the Police, in the residence of one Uche, with its Plate Number and particulars already changed.
Again, Chacha’s two handsets have been recovered. One of them, a Nokia handset, is said to have been found with Chukwujekwu’s biological mother, Mrs. Ezeugo. The second handset (a Samsung phone) was recovered from one Augustine, who claimed that one Odinaka, Chukwujekwu’s friend and phone repairer sold it to him for Twenty Five Thousand Naira. The proceeds, according to Odinaka, were handed over to Chukwujekwu. Just like the vehicle, the both handsets were found in Enugu. Chukwujekwu is still at large.
Why is it that almost all the persons arrested/suspected so far in connection with Chacha’s case are from Enugu State? Precisely, six suspects so far arrested in the case are from Enugu State. Emeka Ugwuonye is from Enugu and Chacha’s car and handsets were found in Enugu. Chacha’s maternal home is Enugu. In fact, Paul Chukwujekwu Ezeugo and the missing Chacha’s mother are both from Oba-Nsukka, in Enugu State.
Mr Ugwuonye’s relationship with one of the prime suspects, Chukwujekwu Ezeugo is suspicious and his call log points in the same direction. He is also suspected to have aided his escape, as, according to Police sources, the day he (Jekwu) was to be arrested, Ugwuonye personally called the Police, promising to produce him, only to revert 24hours later, telling the Police that he had escaped.
Understanding how bad the matter was getting, Ugwuonye at a point, announced his withdrawal from Chacha’s case, a move Police sources described as diversionary, since he is already a suspect in the case.
David Aiyedogbon fights back
Following his refusal to apologize, ex-husband of the missing woman, Mr. David Aiyedogbon dragged Lagos- based Lawyer, Emeka Ugwuonye to the Nigerian Bar Association (NBA) over what he described as unprofessional publications against his person.
A letter dated 22nd August, 2016, captioned: “Petition against Emeka Ugwuonye for Unprofessional Publications and False Allegations”, addressed to the General Secretary of the Nigerian Bar Association (NBA), urged the professional body to investigate the matter and invoke appropriate disciplinary actions against the lawyer. Till date, Mr. Ugwuonye has not responded to a query issued him by the NBA, following Aiyedogbon’s petition.
Also, for falsely accusing him of, having a hand in the sudden disappearance of his estranged wife, Charity Aiyedogbon, Mr. Aiyedogbon instituted a defamation of character suit of Ten Billion Naira (N10b) against Lagos Lawyer, Emeka Ephraim Ugwuonye.
The Suit, with number CV/2750/16, between David Aiyedogbon (Plaintiff) and Emeka Ugwuonye (Defendant) on defamation of character, before Justice Peter Kekemeke of Federal Capital Territory (FCT) High Court 14, Apo Abuja; also prays that the defendant be ordered to pay the cost of the suit.
The Plaintiff is also seeking an order of perpetual injunction “restraining the Defendant, his Agents, Privies, Associates or whosoever called” from making further defamatory publications against him and his family members. The matter is adjourned to Thursday, 18th May, 2017.
Sources also reveal that Mr. Aiyedogbon’s lawyer, Tony Ogbulafor may have also filed a personal suit against Mr. Ugwuonye for wrongly accusing him of giving a bribe (in an envelope) to a Police man to detain him.
Police sources also reveal that, while some persons have already been charged to Court (awaiting trial) for their roles in the disappearance of Charity Aiyedogbon, others that have questions to answer will also be charged soon, to explain their roles in the controversy.
Meanwhile, the suit purportedly filed by Chacha at the Federal High Court, Lokoja, wherein Barrister Nsikak Udoh represented her has been decided in favour of David Aiyedogbon.
One year after, Chacha’s case is getting more interesting. We await the explanation of those in possession of Chacha’s car and handsets on their roles, accomplices and her whereabouts.
While we wait patiently for the unfolding drama, the Police must realise that Nigerians and indeed the world are watching. They must address Nigerians now on the extent of their investigation.
Again, Police must expedite actions in charging suspects to court. Waiting endlessly on the matter does not help the course of justice.
One is still at a loss as to why the prime suspect in the matter, Jekwu is yet to be declared wanted; and why Charity Aiyedogbon has not been declared missing. The Police must clear the air now.
As the whereabouts of Charity Aiyedogbon remain unknown, I join millions of Nigerians to demand that Emeka Ugwuonye provides his “overwhelming evidence” regarding what happened to Chacha or get prosecuted for false information and criminal conspiracy.
Feature/OPED
A Journey Through Policy: My Personal Experience

By Saifullahi Attahir
If there was ever anything that gave me goosebumps and immense pleasure, it was being surrounded by intellectuals and mature minds absorbing facts and figures about governance, economics, public health, policymaking, national security, and international relations. In such situations I easily lose myself, forgetting almost all other things.
Even at medical school, my best lectures were those with frequent digressions, whereby the lecturer would discuss the pathogenesis of diseases for 30 minutes and later sidetrack into discussing politics, governance, or other life issues. I always enjoyed classes led by Prof. Sagir Gumel, Dr. Murtala Abubakar, Dr. Rasheed Wemimo, Dr. Aliyu Mai Goro, and co.
During such lectures, I often observed some of my colleagues disappointment for such deviation. I rather casually show indifference, for I was eternally grateful for such discussions due to the stimulatory effect they had on my mind.
After such classes, I sometimes followed up with the lecturer, not to ask about a medical concept I did not grasp, but to ask for further explanation on policy making, project execution, budgetary expenditures, why African countries are left behind, and similar pressing issues.
In situations where I can’t catch up with the lecturer, I jotted down the questions for further deliberation.
One of the manifest feature I know about my greediness was at reading books. I can open five different books in a day. I lack such discipline to finish up one before another. I can start reading ‘Mein Kampf’ by Adolf Hitler, and halfway through 300 pages, I would pick up ‘My Life’ by Sir Ahmadu Bello, and would have to concurrently read both until the end.
I often scolded myself for such an attitude, but I can’t help myself. The only way to practice such discipline was to at least read two different books in a day. Such was a triumph in my practice of self-discipline. This was apart from my conventional medical textbooks.
To some of my friends, I was called an accidental medical doctor, but actually it was a perfect fate guided by the merciful Lord that I’m studying medicine.
For it was only medicine that makes reading books easier for you. Although time is precious in this profession, but one finds it easier to do anything you are passionate about. The daily interaction we have with people at their most vulnerable state was another psychostimulant. Seeing humans suffering from disease conditions is heartache. Some of the causes are mere ignorance, poverty, superstitions, and limited resources.
The contribution one can give couldn’t be limited to just prescribing drugs or surgical procedures that end up affecting one person. It’s much better to involve one self in to position that may bring possible change to the whole society even in form of orientation.
What also motivated me more was how I wasn’t the first to traverse this similar path. Bibliophiles were common among medical students and medical professionals.
At international level, the former Prime Minister of Malaysia, Dr. Mahathir Muhammad, was a physician.
Most of the current economic development of Malaysia was attributed to him. The South American revolutionary figure Che Guevara was a physician. Atul Gawande was an endocrinologist, health policy analyst, adviser to former President Obama, campaign volunteer to former President Bill Clinton, and adviser to USAID/WHO on health policies.
Frantz Fanon was another physician, psychiatrist, racial discrimination activist, and political writer. Dr. Zakir Naik was a renowned Islamic scholar, comparative religion expert, and physician.
At the national level, Prof. Usman Yusuf is a haematologist, former NHIS DG, and currently a political activist. Dr. Aminu Abdullahi Taura was a psychiatrist and former SSG to the Jigawa state government. Dr. Nuraddeen Muhammad was a psychiatrist and former cabinet minister to President Goodluck Jonathan.
During ward rounds and clinics, my mind often wanders to enquire not just about the diagnosis but the actual cause of the disease condition; why would a 17-year-old multiparous young lady develop peripartum cardiomyopathy (PPCM)? Why would a 5-year-old child develop severe anaemia from a mosquito bite? Why would a 25-year-old friend of mine develop chronic kidney disease, and his family would have to sell all their belongings for his treatment? Why are our Accident and Emergency units filled with road traffic accident cases? Was it bad road conditions or lack of adherence to traffic laws and orders?
Why are African countries still battling with 19th century diseases like Tuberculosis, filariasis, and malarial infections? Why issues of fighting cervical cancer and vaccination campaigns are treated with contempt in our societies? Why access to basic primary healthcare in Nigeria was still a luxury 50 years after Alma Ata declaration?
The questions are never-ending…
Answers to these questions could be found not in the conventional medical textbooks like Robbins/Cotrand, Davidson, or Sabiston. Answers to these questions are there on our faces. Answers to these questions are tied to the very fabric of our social life, our public institutions, our culture, and our life perspectives.
In order to make any significant contribution towards the betterment of this kind of society, it would be quite easier as an insider rather than an outsider. You can’t bring any positive outcome by just talking or commenting. It was rightly stated that a cat in gloves catches no mice.
The real players in a game are always better than the spectators. A player deserves accolades despite his shortcomings, frequent falls, and inability to deliver as planned theoretically. For the player has seen it all, because so many things in public life are not as they appear. It’s only when you are there that the reality becomes visible. This is the reason why many leaders who have goodwill and enjoy public support appear to have lost track or contributed insignificantly when elected or appointed into office.
But despite all these challenges, one can’t decline to do something good just because something bad might happen. The risk is worth it….
Attahir wrote from Federal University Dutse
Feature/OPED
A Healthier Future: President Tinubu’s Drive to Improve Nigerian Healthcare

By Victor Benjamin
Health is wealth,” a common adage echoing through Nigerian communities, encapsulates the fundamental importance of well-being. President Bola Tinubu’s administration appears to have taken this sentiment to heart, demonstrating a bold commitment to revolutionising Nigeria’s health sector.
Through a multi-pronged approach focused on strengthening infrastructure, upskilling manpower, and ensuring efficient healthcare delivery, the administration is signaling a new era for healthcare in Nigeria. This ambitious agenda, backed by tangible initiatives and achievements, holds the promise of a healthier and more prosperous nation.
President Bola Ahmed Tinubu’s administration has launched a comprehensive and ambitious agenda to transform Nigeria’s healthcare sector, signaling a new era of progress and commitment to the well-being of the Nigerian people. This multi-pronged approach focuses on strengthening infrastructure, upskilling the healthcare workforce, enhancing system efficiency, and addressing critical public health challenges. The administration’s actions are demonstrably moving towards a more robust and accessible healthcare system.
A cornerstone of this transformation is the aggressive expansion and upgrade of healthcare infrastructure. The federal government’s decisive action to convert the General Hospital Kumo in Gombe State into a Federal Medical Centre (FMC) is a prime example. This strategic upgrade, the second federal medical institution in Gombe, will significantly improve healthcare delivery in the Northeast region. Moreover, the upgraded Kumo FMC will serve as a teaching hospital for the Federal University of Kashere and Lincoln University, Kumo, contributing to the crucial training of future medical practitioners.
Furthermore, the administration is committed to dramatically increasing the number of functional Primary Healthcare Centres (PHCs) from 8,809 to over 17,600 by 2027. This expansion aims to bring quality healthcare closer to communities, particularly in underserved areas. To support this, the Basic Health Care Provision Fund (BHCPF) is being redesigned to provide more Direct Facility Funding to healthcare facilities, increasing from N300,000 to N600,000-N800,000 per quarter. The federal government has also identified 577 primary healthcare centres for immediate revitalization, indicating a focused and actionable plan.
Recognising that a strong healthcare system relies on a skilled workforce, President Tinubu has prioritised investment in human resources for health. The approval of 774 National Health Fellows, selected from each local council, aims to foster sustained improvements and cultivate future healthcare leaders. The administration has also set out to train 120,000 frontline health workers over 16 months, with 40,240 already trained, addressing critical manpower gaps in PHCs.
Additionally, the enrolment capacity of accredited nursing and midwifery institutions is being increased to meet the growing demand for healthcare professionals. A community health programme is being redesigned to create 126,000 jobs for community health workers, extending essential health services to remote and underserved communities.
Strengthening healthcare systems and efficiency is another critical aspect of the administration’s agenda. The Nigeria Health Sector Renewal Investment Initiative (NHSRII), launched in December 2023, serves as a strategic blueprint to improve population health outcomes through primary healthcare and enhance reproductive, maternal, and child health services.
The National Primary Health Care Development Agency (NPHCDA) is developing a three-year digitalisation agenda, encompassing facility functionality, supply chain management, financial management, and the community health information system.
This initiative promises improved efficiency and data-driven decision-making. Nigeria’s active participation in the Collaborative Active Strategy (CAS) further streamlines health campaigns and strengthens the overall health system.
Addressing critical health challenges is also a priority. First Lady Senator Oluremi Tinubu’s strong advocacy campaign against tuberculosis (TB), declaring it a health emergency and committing an additional N1 billion through the Renewed Hope Initiative, highlights the administration’s focus on tackling significant public health issues. The nationwide rollout of HPV vaccination, with over 12 million girls vaccinated, demonstrates a proactive approach to preventive healthcare.
The international community has recognised the administration’s commitment. The World Bank has approved $1.57 billion to support the health sector in Nigeria, focusing on strengthening human capital through better health for women, children, and adolescents. This significant financial support underscores the global confidence in the administration’s vision and execution.
President Tinubu’s comprehensive health agenda promises substantial benefits for the Nigerian populace. Foremost, it aims to drastically improve access to quality healthcare, particularly at the primary level, ensuring that even remote communities receive essential medical services.
This is complemented by a concerted effort to build a more robust and better-trained healthcare workforce, effectively addressing critical manpower shortages and ensuring adequate staffing across facilities. Simultaneously, the administration is focusing on strengthening healthcare infrastructure and equipment, upgrading existing facilities and constructing new ones to provide healthcare providers with necessary resources.
Furthermore, the agenda prioritises the creation of more efficient and transparent healthcare systems through digitalisation and improved financial management, streamlining processes and optimising resource allocation. Crucially, it demonstrates a strong commitment to tackling critical public health issues, such as tuberculosis and immunisation, through focused attention and targeted interventions. These multifaceted efforts collectively pave the way for a healthier nation, enhancing the overall well-being of the Nigerian people.
This comprehensive approach underscores President Tinubu’s understanding of the critical role of a strong healthcare system in national development. By prioritizing infrastructure, workforce development, system efficiency, and targeted interventions, the administration is laying the foundation for a healthier and more prosperous Nigeria. This narrative presents a compelling story of progress and commitment in the Nigerian health sector, marking a significant step towards a brighter future for the nation’s healthcare.
Victor Benjamin is the West/South South Director for Young Professionals for Tinubu (YP4T)
Feature/OPED
Tax, Inflation, and Still Broke: The Economic Divide

By Chiamaka Happiness Madueke
What’s worse than being taxed? Being taxed invisibly and twice.
When the government tightens monetary policy; hikes taxes, and removes subsidies, all in one breath, you would expect the economy to breathe easier. But in Nigeria, the air seems to feel thinner.
Over the past few years, Nigeria has embraced a series of bold economic reforms; floating the Naira, removing fuel subsidies, and pushing revenue generation targets. These actions can generally signal fiscal discipline and long-term growth.
For example, the Nigerian government reportedly saved N3.6 trillion from subsidy removal in just the second half of 2023, but beneath the policy headlines lies a quieter story: one where debt servicing, inflation, taxation, and informal charges collide to create an invisible burden on everyday transactions.
Yes, between visible taxes, invisible inflation, and unofficial levies collected by everyone and no one, low-income Nigerians allegedly seem trapped in a system that squeezes them from every direction.
Let me digress for a second, but I’ll bring it back in a bit, I promise.
At first glance, taxation and inflation may seem like two separate forces: one a fiscal tool, the other a macroeconomic consequence. But in Nigeria’s current climate, they’re colliding in real time, shaping the daily experience of citizens and businesses alike.
The Taxation Puzzle
Nigeria’s tax-to-GDP ratio remains among the lowest globally; just 10.86 per cent as of 2022, according to the Federal Inland Revenue Service (FIRS). That’s well below the 15–25 per cent global average, and even lower than the African average. Yet, the informal economy, which contributes nearly 58 per cent to GDP, bears much of the untracked tax burden through local levies and fees.
This mismatch reveals a chronic revenue problem and this challenge becomes even more critical when you consider the growing cost of debt. But borrowing isn’t inherently bad; in fact, strategic debt can stimulate growth if channelled into things like power, roads, manufacturing, or digital infrastructure, projects that have a way of boosting the economy.
In an interview with Arise News, the CEO of Sterling Bank, Mr Abubakar Suleiman, said, “If you are not collecting enough revenue to service a debt, that is a problem”. But it is even worse when you’re not using that debt for productive, economic reasons; that’s a structural problem.
Then I ran the numbers, in 2022, Nigeria reportedly spent a large per cent of its revenue on debt servicing. That means most of what we earn do not go to schools, hospitals, or industrial development, they go to paying back interest. That’s like living on a credit card and using it to buy lunch, not build a business that would make profit.
In 2023, 64.5 per cent of the federal government’s total revenue was used for debt servicing, according to a BusinessDay analysis of data from the Budget Office.
Although this was higher than the 48.5 per cent in 2022, it was still less than the 71.8 per cent in 2021. In 2023, actual revenue was N11.88 trillion, slightly above the predicted N11.05 trillion, while actual debt service costs were N7.66 trillion, 16.9 per cent higher than the projected N6.56 trillion.
In comparison, Nigeria’s revenue for the fiscal year 2022 was N7.76 trillion, falling short of the N9.97 trillion projection. The fact that debt servicing increased to N3.76 trillion from an anticipated N3.69 trillion in spite of this shortfall shows that debt obligations are an unavoidable burden even in cases where revenues are below budget.
This pattern emphasizes how little financial flexibility the government has, particularly when it comes to financing infrastructure or social projects.
By September 30, 2024, Nigeria’s total public debt had climbed to N142.3 trillion, reflecting a N8.02 trillion increase from N134.3 trillion in June 2024. This 5.97 per cent rise was attributed not only to additional borrowing but also to the depreciation of the Naira, which significantly inflated the naira value of external debt.
The surge in debt has not been matched by a proportional increase in productive investment, raising questions about the sustainability and strategic intent of government borrowing.
Adding to the concern, the total debt service cost reached an estimated N3.57 trillion in just the third quarter of 2024 alone.
With limited income from formal taxation, the government allegedly struggles to adequately fund infrastructure, education, healthcare, and essential services.
In response, efforts are underway to:
- Widen the tax base by formalizing more of the informal sector,
- Improve compliance through digital platforms and data integration,
- Rationalize outdated and inefficient tax incentives.
However, increasing tax pressure and its enforcement especially now can be politically unpopular and economically dangerous. Why? Because inflation is already eating through household budgets.
The Inflation Squeeze
Nigeria’s inflation rate has remained stubbornly high, largely driven by the rising cost of food prices, currency depreciation, removal of fuel subsidy and Monetary policies like floating the Naira.
As of early 2024, inflation was between 28–30 per cent, with core inflation also climbing. This diminishes buying power, worsens poverty, and increases the expenses of conducting business.
Essentially, inflation operates as an unnoticed tax, one that hits the vulnerable the hardest, especially low and middle-income earners whose wages aren’t keeping pace.
One key statement caught my attention in recent times, “We must choose between Taxation or Inflation.”
At first, that sounded a bit extreme. But the more I thought about it, the more it made sense.
Taxation is visible, structured, and can be progressive. Inflation, on the other hand, is unpredictable and regressive, a silent thief that spares no one, but affects the poor more because they have less to spend.
For low-income Nigerians, a controlled tax system paired with targeted public investment, might be more manageable than the current wave of inflation that raises the price of garri, beans, and palm oil every other week for Aunty Onyeka and thousands like her.
The “Other” Taxes We Don’t Talk About
But this brings me to a creeping question. What about the unofficial taxes? The ones no one talks about?
How are the indirect taxes collected from public transporters by local levy collectors accounted for? The levies collected from Mama Basirat who hawks around Oshodi market selling cooked food has watched the price of palm oil jump three times in six months while still paying a N500 “market ticket” every morning before selling a single plate of rice. Who tracks that revenue?
Yes, the most shocking revelation for me has been realizing that even hawkers – hawkers, who sell sachet water or fruit walking down roads and the street corners are being taxed in some areas.
Or rather, charged daily levies by local agents. And no, I am not condemning that, just that this issue raises some serious questions in my head:
- Where does this money go?
- Is it remitted to any official government account?
- What public service is being provided in return?
If we zoom out, the irony becomes obvious. We keep saying Nigeria’s tax-to-GDP ratio is too low. Yet, many of the poorest Nigerians are already being taxed, just not in ways that show up in FIRS data.
They’re taxed by local councils, market unions, transport associations, and sometimes even self-appointed local revenue agents. Is this form of taxation? It’s neither progressive nor transparent, nor accountable.
So, What Are We Really Talking About?
When we push for increasing tax revenue, we often picture corporate profits or high-net-worth individuals. But the reality? Many of the levies, fees, and informal charges disproportionately hit those in the informal sector; drivers, traders, hawkers, the same people inflation is already punishing the most. It’s a vicious cycle.
Drivers hike transport fares to meet the levies. Hawkers bump up prices to stay afloat and somewhere in the middle, people start paying more for food, transport, and basic needs. So, yes, taxation may be more beneficial than inflation but only if it’s fair, formal, and genuinely
used to improve lives. Until then, we seem to remain stuck in a system where the poorest pay the most, twice over: Once through rising prices that their income can barely meet, and again through levies that don’t even show up in the books. The informal sector is already contributing indirectly through taxes and levies. But where that money goes, that’s the real mystery.
The discussion about taxation in Nigeria must expand beyond the official tax system to consider these informal levies. And that, more than anything, is what really got my thinking juices flowing.
Maybe the conversation shouldn’t just be about taxing more, but taxing better, and ensuring value for those already overburdened.
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