Feature/OPED
Nigerian Women and Advocacy for Political Participation
By Jerome-Mario Utomi
Each passing day brings to mind the fact that if the right step is taken in the right direction, all perceived unfavourable impediments (real and imagined) are removed, and a level playing ground is provided, Nigerian women are laced with the capacity to participate and favourably compete with their male counterpart in the Nigerian political space and field.
This profound assertion was made recently by Agbor, Delta state-born, but United States of America-based Dr Philomena Onoyona, President of the Hope Restored Advocacy Organization, a Non-Governmental Organization (NGO) headquartered in the United States, while speaking at an international seminar held in Texas, USA, where she among other remarks called for electoral reforms, such as proportional representation, to create a more inclusive political space for Nigerian women.
As a background, Dr Onoyona is a graduate of Kennesaw State University, USA, with a Bachelor’s Degree in English, followed by a Master’s Degree in Social Work from Clark Atlanta University, USA. She also holds a Master’s Degree in Philosophy from the prestigious Walden University and a PhD in Human and Social Services from the same institution. Additionally, Dr. Onoyona earned a Diploma in Theology from The Greater Commission Center for Ministry U.S.A.
Professionally, Dr Onoyona is a social worker and currently serves as the Vice President of Allwell Healthcare of Georgia, United States, an organization dedicated to caring for the Elderly in society. As a social worker, she has worked in a variety of settings, including schools, hospitals, communities, courts, and government agencies. She assesses the needs of clients, provides resources, and advocates for social and economic justice in diverse communities. Furthermore, Dr Onoyona is a skilled counsellor.
Speaking at the event, Dr Onoyona highlighted the challenges facing women in both elective and appointed positions, revealing that less than 7 per cent of Nigerian women participate in politics. “Women in Nigeria are highly active in economic, civil, and governmental sectors, but this involvement must be further encouraged, especially in the national assembly,”
While she emphasized that the journey to achieving gender parity in Nigerian politics requires dismantling systemic barriers, allowing women to fully showcase their leadership potential and drive progress across the country, the social worker who currently serves as the Vice President of Allwell Healthcare of Georgia, United States, an organization dedicated to caring for the Elderly in the society, stressed that despite various empowerment programs designed to boost female political engagement, financial barriers has remained one of the major obstacles hindering women from running for office.
In addition to raising funds to buy interest forms, organize grassroots campaigns, and sustain election efforts, which she described as incredibly difficult for women, emphasizing the need for more financial support for female candidates, Dr Onoyona also identified as another key issue, societal perception of women in politics, which often sees women as mere support figures, rather than potential leaders, a mindset that undermines their abilities and discourages their participation.
Even as she observes growing demand among Nigerian women for equal representation, as they believe they possess the skills and competence to contribute meaningfully to governance, she further urged women organizations to engage men as allies in promoting gender equality in politics and called on communities to support female candidates by volunteering, donating, and raising awareness on social media, and stressed the importance of mentorship, where women in leadership roles help cultivate the next generation of female leaders.
Beginning with the historical perceptive, it is on a good note that as Nigeria moved toward independence in the 1950s, women continued to play crucial roles in political movements. Women organizations, such as the Nigerian Women’s Union and the Nigerian Women’s Party, advocated for greater female participation in politics. Despite these efforts, the immediate post-independence period saw limited political representation for women.
In 1960, when Nigeria gained independence, it was reported that only a few women held political offices. Marginalization continued despite the contributions of women like Margaret Ekpo, a politician and women’s rights activist who was one of the first women elected to the Eastern Regional House of Assembly.
Away from civil rule to the military era which lasted between 1966 and 1999, the struggle against marginalisation continued as military coups and subsequent military rule reportedly posed significant challenges to women’s political advancement. During these years, political spaces were predominantly male-dominated, and women’s participation in politics was severely restricted.
Reports, however, indicated that the return to civilian rule in 1999, marked a new era for women’s political participation in Nigeria. The new democratic framework provided more opportunities for women to engage in politics. The adoption of the National Gender Policy in 2006 aimed to promote gender equality and women’s empowerment in all sectors. But this has not in any practical sense erased the pang of marginalization of women in Nigeria’s political space.
Essentially, beyond its relevance in Nigeria’s political history, Dr Onoyona’s present advocacy is also relevant at the global stage as it aligns completely, and in tandem with what development professionals promote.
Separate from the belief that women’s equal participation and leadership in political and public life are essential to achieving the Sustainable Development Goals by 2030, Onoyona’s latest advocacy in my view, becomes more appreciated when one remembers that available data from the United Nations shows that women are underrepresented at all levels of decision-making worldwide and that achieving gender parity in political life is far off.
To further drive home this argument, a study result released in June this year, revealed that as of June 1st, 2024, there are 27 countries where 28 women serve as Heads of State and/or Government. At the current rate, gender equality in the highest positions of power will not be reached for another 130 years. Just 18 countries, the study added, have a woman Head of State, and 15 countries have a woman Head of Government.
Again, data compiled by UN Women also show that women represent 23.3 per cent of Cabinet members heading Ministries, leading a policy area as of 1 January 2024. There are only 15 countries in which women hold 50 per cent or more of the positions of Cabinet Ministers leading policy areas. The five most commonly held portfolios by women Cabinet Ministers are Women and gender equality, followed by Family and Children affairs, Social inclusion and development, Social protection and social security, and Indigenous and minority affairs’’.
Similar to what Dr Onoyona advocated, the referenced report went further to say that only 26.9 per cent of parliamentarians in single or lower houses are women, up from 11 per cent in 1995. Only six countries have 50 per cent or more women in parliament, in single or lower houses: Rwanda (61 per cent), Cuba (56 per cent), Nicaragua (54 per cent), Andorra (50 per cent), Mexico (50 per cent), New Zealand (50 per cent), and the United Arab Emirates (50 per cent). A further 22 countries have reached or surpassed 40 per cent, including 13 countries in Europe, five in Africa, four in Latin America and the Caribbean, and one in Asia-Pacific. Globally, there are 21 States in which women account for less than 10 per cent of parliamentarians in single or lower houses, including two lower chambers with no women at all.
At the current rate of progress, gender parity in national legislative bodies will not be achieved before 2063. Women hold 36 per cent of parliamentary seats in Latin America and the Caribbean and makeup 33 per cent of parliamentarians in Europe and Northern America. In sub-Saharan Africa, there are 27 per cent of women legislators, followed by Eastern and South-Eastern Asia with 23 per cent, Oceania with 20 per cent, Central and Southern Asia and Northern Africa and Western Asia where, in both regions, women make up 18 per cent of women Members of Parliament.
In a related development, data from 141 countries show that women constitute more than 3 million (35.5 per cent) of elected members in local deliberative bodies. Only three countries have reached 50 per cent, and an additional 22 countries have more than 40 per cent of women in local government. Regional variations are also noted for women’s representation in local deliberative bodies, as of January 2023: Central and Southern Asia, 41 per cent; Europe and Northern America, 37 per cent; Oceania, 32 per cent; Eastern and South-Eastern Asia, 31 per cent; Latin America and the Caribbean, 27 per cent; sub-Saharan Africa, 25 per cent; Western Asia and Northern Africa, 20 per cent.
“Balanced political participation and power-sharing between women and men in decision-making is the internationally agreed target set in the Beijing Declaration and Platform for Action. While most countries in the world have not achieved gender parity, gender quotas have substantially contributed to progress over the years. In countries with legislated candidate quotas, women representation is five percentage points and seven percentage points higher in parliaments and local government, respectively, compared to countries without such legislation.”
In fact, there is established and growing evidence that women’s leadership in political decision-making processes improves them. For example, research on panchayats (local councils) in India discovered that the number of drinking water projects in areas with women-led councils was 62 per cent higher than in those with men-led councils. In Norway, a direct causal relationship between the presence of women in municipal councils and childcare coverage was found. Women demonstrate political leadership by working across party lines through parliamentary women’s caucuses—even in the most politically combative environments—and by championing issues of gender equality, such as the elimination of gender-based violence, parental leave and childcare, pensions, gender-equality laws, and electoral reform.
For me, Dr Philomena Nkem Onoyona’s current political advocacy and reawakening remains a vital message that Nigerian women whether in partisan politics or not must not be allowed to go with political winds.
Utomi Jerome-Mario, a media expert, writes from Lagos and can be reached via [email protected] or 08032725374
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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