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That Zombie Order on NIN-SIM Integration

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SIM Card Registration

By Chido Nwakanma

Our federal government has gone mad again.

It is difficult to draw any other conclusion upon news of the inexplicable FG order to telecom operators to block from their networks all users without the National Identification Number (NIN) in two weeks, meaning from December 30, 2020. It has neither rhyme nor reason.

The order only reminds one of the Not To Be Broadcast hit of the late legendary Fela Anikulapo Kuti. What thought processes informed such an order? Now, officials of the various government agencies are coming out of the woodworks with what they imagine to be clarifications.

This time, the order is from the Nigerian Communications Commission (NCC), according to a statement by its Director of Public Affairs, Dr Ikechukwu Adinde.

The statement is on the Implementation of New SIM Registration Rules. It follows the directive of the Minister of Communications and Digital Economy, Dr Isa Ali Ibrahim (Pantami). Stakeholders of the communications industry met on Monday, December 14 and agreed on this new rule on SIMs.

“The meeting had in attendance the Chief Executive Officers (CEOs) and management of the Nigerian Communications Commission (NCC), the National Information Technology Development Agency (NITDA), the National Identity Management Commission (NIMC), as well as the CEOs and management staff of all service providers in the industry.”

The December madness thrown upon the nation by NCC is because of an alleged “need to consolidate the achievements of last year’s SIM registration audit and improve the performance and sanity of the sector”. They decided on “urgent drastic measures… to improve the integrity and transparency of the SIM registration process.”

The Minister decided and instructed

    Operators to require ALL their subscribers to provide valid National Identification Number (NIN) to update SIM registration records.

    ​ The submission of NIN by subscribers to take place within two weeks (from today 16 December 2020 and end by 30 December 2020).​

    After the deadline, ALL SIMs without NINs are to be blocked from the networks.

    ​ A Ministerial Task Force comprising the Minister and all the CEOs (among others) as members is to monitor compliance by all networks.

    Violations of this directive will be met by stiff sanctions, including the possibility of withdrawal of operating license.”

The Oxford Dictionary defines a zombie as a corpse said to be revived by witchcraft, especially in certain African and Caribbean religions. The order is a zombie, seeking to revive by word of mouth the corpse of NIN registration.

It has taken up to 10 years without much progress. With the order of Minister Pantami, over 100 million Nigerians will suddenly succeed with their efforts at getting a NIN number! Wonderful.

It is nothing but a power show, dangling the threat of license withdrawal on the telcos and blocking from the network on citizens. The stated rationale is too thin to justify this Draco’s Decree.

I have a word for Minister Isa Ali Ibrahim. Think again, Sir, and reconsider this stance. Many reasons show why it is unworkable and does not cohere with rational thinking.

There was no such requirement when citizens like me registered our SIMS. You cannot spring such a new rule on us at the end of the year and give a two-week timeline for 150 million people. The Ministry and its agencies cannot manage logistics of the registration exercise, even as they have stayed away from discussion of the modalities.

Many citizens have tried without success to register for the NIN. I have done so thrice. One was at the Stanbic IBTC branch on Adetokunbo Ademola Street, Victoria Island. I have since tried to use the slip they issued me that day in the bank only for it to draw a null (NIN). I have done the online version—the same result.

The order comes as workers everywhere are shutting down for the year. National Identity Management Commission has notoriously been unable to manage the national identity process for more than eight years. How will it do so in two weeks? Baffling is the fact that their CEO sat at that conference and did not own up to the logistical impossibility of such a task.

Challenges with SIM are not like the pandemic. Even with the COVID-19 pandemic, nations spaced out the implementation of lockdown and other control measures. Speaking of which, both the Ministry and NCC want to serve as instigators for the super spread of COVID-19 that will happen inevitably when people converge in large numbers at NIN centres to attempt to register for their NINs again.

It is also curious that the Minister is compelling the telcos to do in two weeks what has taken them two decades of slowly and steadily building one success factor of the Nigerian economy. What will these draconian rules mean for a sector that the regulator and operator have built on dialogue and consultation over the last 20 years? Check the records, Sir.

What or who is behind the drum of this emergency? To stem what really?

The Bankers Committee worked with the Central Bank of Nigeria (CBN) to implement the Bank Verification Number (BVN). It has been systematic and procedural, not knee-jerk. There is a well-articulated Regulatory Framework for Bank Verification Number Operations and Financial System Watch List. It has taken more than seven years. BVN has yet to capture all bank customers as it is work in progress.

Minister Isa Ibrahim Pantami would in my estimation not want to be associated with governance as punishment for citizens. In case he does not know, his integrate NIN in two weeks or lose your SIM or license is nothing but authority as hemlock. We will not drink poison. Take it away. Put together a team of thinkers to study how other nations introduce new policies and the timelines they allow for implementation.

Please withdraw this order as quickly as you issued it.

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Collaboration Made Easy Using a Work Management Platform

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Firas Jadalla Genetec

By Firas Jadalla

Effective collaboration between security operators, teams, and other departments is essential for the smooth functioning of any organization. However, as organizations grow in complexity, it becomes increasingly challenging for teams to coordinate. Factors such as staffing shortages, high turnover rates, and outdated collaboration tools exacerbate these challenges.

When staff rely on multiple disconnected tools for dispatch, reporting, and task tracking, operations often become fragmented, leading to delays and gaps in communication. In critical areas like safety and security, these inefficiencies can have serious consequences.

Work management solutions bridge these gaps by managing, tracking, and documenting activities, streamlining processes, and fostering real-time collaboration. Built specifically for security teams, these solutions enhance communication, boosts productivity, and improves overall operational efficiency through workflow automation.

Organizations in Africa and the Middle East operate in high-security environments where seamless collaboration is essential. A robust work management platform enables swift response and coordination across complex operational landscapes.

This growing need for integration is driving more organizations to align their security and IT departments. According to a recent Genetec report, 78% of end users in the META region indicate that these departments now work collaboratively, reflecting a shift toward a more unified security approach.

Overcoming barriers to effective collaboration

Over time, many organizations accumulate a patchwork of databases, spreadsheets, and standalone systems to communicate, create reports, and track activities. Some still rely on outdated paper-and-pen processes, which aren’t only time-consuming but also prone to errors. These disjointed methods hinder information sharing and coordination.A digital work management platform consolidates these fragmented systems, offering teams a unified view of activities accessible on both desktop and mobile devices. To take full advantage of their security system data, security teams need to consider more than a generic work management solution.

An ideal work management solution for security teams should accommodate security activities such as guard tours, patrols, and maintenance inspections. It should also seamlessly integrate with existing security systems. For instance, a video operator should be able to create a work request with an attached camera snapshot and route it to the appropriate team in just a few clicks. To ensure trustworthy audits and reporting, the work management system should be built with strong cybersecurity measures and ensure that data can’t be manipulated after the fact by applying blockchain principles.

Benefits of work management systems

Implementing a work management system can transform security operations in several ways:

  • Improved Communication: Teams gain real-time visibility into task progress, responsibilities, and pending assignments. Updates and alerts can be shared seamlessly to request assistance or provide situational awareness.
  • Enhanced Collaboration: Every team member contributes to shared goals rather than isolated tasks. Custom API integrations can connect with other systems, such as employee apps, further fostering teamwork.
  • Time Savings: Built-in reporting tools automate activity logs and compliance audits, freeing up time for other critical tasks.
  • Operational Efficiency: Routine tasks, incident management, and resource tracking are streamlined. Tasks are assigned to personnel with the appropriate skills, tools, and knowledge, ensuring readiness and precision.
  • Workflow Automation: Automations simplify recurring tasks, such as setting reminders, generating reports, or notifying team leads when new requests are added.
  • Resource Optimization: Features like work ticketing and asset management enable efficient resource allocation and management of internal and external requests.
  • Mobile Support: Field officers benefit from mobile apps that enhance situational awareness, communication, and access to standard operating procedures on the go.

Today, governments in Africa, for instance, are heavily investing in smart security solutions as part of their national digital transformation strategies. A centralized work management platform not only supports these efforts but also helps businesses align with evolving security regulations, ensuring compliance and streamlining reporting processes.

Tips for successful implementation

Every organization has unique workflows, so selecting a customizable work management system is crucial. It’s important to choose a solution that’s customizable and intuitive to minimize the need for extensive training.Integration is another key factor.

A platform that deeply integrates with your existing security ecosystem provides a cohesive view of operations and eliminates the need for manual data transfers or redundant processes.A well-designed work management system can break down silos, empower teams, and boost efficiency. To ensure a successful deployment, adopt a lean and agile approach: start small and gradually incorporate more features as your team becomes comfortable with the platform.

With initiatives like Kenya’s Konza Techno City, Nigeria’s Eko Atlantic City and Abuja Centenary City, organizations are increasingly integrating AI-driven security and IoT-enabled monitoring into their operations. A work management platform with automation capabilities supports these advanced security frameworks.

Firas Jadalla is the regional director for Middle East, Turkey & Africa at Genetec Incorporated

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From Struggle to Stability: How FinTech is Helping Nigerian SMEs Overcome Cash Flow Challenges

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From Struggle to Stability

When Mrs Agbaje started her school in Ibadan twelve years ago, she didn’t envision a tech-enabled future. Her dream was simple—provide affordable, quality education to children in her community. For the most part, she made it work. But as the school grew, a new challenge took root. It wasn’t infrastructure. It wasn’t teacher retention. It was something far more basic: getting paid.

Each new term brings the same pattern. Parents promise to pay fees “by next week.” Some follow through. Many don’t. As the term wears on, Mrs Agbaje finds herself juggling spreadsheets, reminder texts, and awkward conversations in car parks or at school gates. Meanwhile, salaries must be paid, books restocked, diesel bought. More often than not, she dips into personal savings to keep things running.

Her story is common across Nigeria. Small businesses—whether they’re schools, salons, logistics firms, or cooperative groups—are constantly navigating the emotional and financial toll of delayed payments. And it’s not just a matter of inconvenience. A recent study by MacTay Consulting found that Nigerian SMEs wait between 60 to 120 days on average to receive payment for services or products already delivered. That kind of delay is more than a hiccup. It threatens livelihoods. It blocks growth. It’s a silent killer.

For Chuks, who runs a car hire service in Enugu, the issue is tied to his bigger corporate clients. They insist on “net 30” or “net 60” terms—industry-speak for “we’ll pay you in a month or two.” That might be manageable for a large fleet with strong cash reserves, but for someone like Chuks, every week matters. With fuel prices rising and maintenance bills stacking up, he’s often forced to park cars because he doesn’t have the cash to fix them—even when work is lined up.

What links these stories is the reality that small businesses operate in a system where money is constantly in motion but rarely on time. Customers often mean well, but their own financial instability creates a domino effect. And the existing tools to manage payments—handwritten ledgers, POS machines, WhatsApp reminders—were never designed for structure. They’re patched solutions to a systemic problem.

Even digital banking, for all its advancement in Nigeria, hasn’t solved this issue. Many SMEs still operate informally, managing finances through personal bank accounts or apps not tailored to business needs. The result is a messy web of follow-ups, reconciliations, and emotional strain. Business owners become debt collectors, chasing down what they’ve already earned, time and time again.

What’s often missed in conversations about entrepreneurship is just how deeply this problem cuts. Payment delays mean rent can’t be paid on time. It means holding off on hiring a new staff member, or letting go of a part-time assistant. It means saying no to growth opportunities, not because they’re not viable, but because the cash flow isn’t predictable enough to take the risk.

And when you zoom out, the implications are national. Small businesses make up over 90% of enterprises in Nigeria. They contribute nearly half of the country’s GDP and employ a significant portion of the workforce. Yet, their greatest enemy isn’t market competition—it’s irregular income. This is a structural inefficiency that deserves far more attention than it gets.

Slowly, however, change is beginning to show. A quiet revolution is underway—one where technology is stepping in not as a trend, but as a tool for financial stability. More SMEs are beginning to explore digital solutions that streamline payments and reduce friction between businesses and customers.

Among these solutions is PaywithAccount, a new tool launched by Nigerian fintech company OnePipe. Designed specifically for businesses with recurring payments—schools, cooperatives, service providers—it allows them to automate collections directly from customers’ bank accounts. With full consent and transparency, payments can be scheduled, reducing the need for repeated follow-ups or awkward reminders.

For Mrs Agbaje, this has made a significant difference. Parents receive structured payment plans, reminders go out automatically, and debits happen based on prior agreement. She now spends less time tracking who has paid and more time planning curriculum upgrades and engaging with teachers.

The benefit isn’t just financial—it’s emotional. When business owners don’t have to chase payments, they gain time, clarity, and confidence. They can plan ahead, restock inventory, or finally invest in that expansion they’ve put off for years. And for customers, the experience feels more professional, more trustworthy. Everyone wins.

Technology won’t solve every problem for Nigerian SMEs. But smart, well-designed financial tools are starting to remove some of the biggest roadblocks—quietly and effectively. And that’s the point. The best systems aren’t flashy. They work in the background, reducing stress, restoring dignity, and enabling business owners to focus on what truly matters.

For Ope Adeoye, founder of OnePipe, the issue is personal. “Every Nigerian knows someone who runs a business—a cousin, a friend, a neighbour. When they suffer from late payments, it affects whole families and communities. Fixing this isn’t just a business goal—it’s a social one.”

In a country as dynamic and entrepreneurial as Nigeria, the challenge is rarely about lack of ideas. It’s about systems that help those ideas survive. And one of the most overlooked systems is the way money flows—or fails to.

As more SMEs embrace tools that put payment on autopilot, a future of stability—rather than constant survival—starts to feel possible. And in a nation powered by small businesses, that kind of shift could move mountains.

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How AI is Revolutionizing Sales and Business Development for Future Growth

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Olubunmi aina

By Olubunmi Aina

Many experts have highlighted the growing impact of Artificial Intelligence (AI) across the financial industry, and I would like to share my perspective on a key functional area that typically drives business growth and profitability— sales and business development professionals and how AI is impacting their work.

Sales and business development professionals are often regarded as the engine room of an organization, thanks to their eye for business opportunities, ideation and conceptualization, market engagement and penetration expertise.

AI is enabling sales and business development professionals to automate tasks, take meeting notes, analyze data, and personalize customer experiences, all of which are embedded within CRM (Customer Relationship Management) systems. A CRM with an AI tool is what forward-thinking businesses are leveraging to manage leads, customer data, customer interactions, notify and remind professionals to take action when due, drive growth and profitability.

This is why it is crucial for these professionals to invest heavily in AI knowledge to remain globally competitive. This can be achieved through self-study, attending industry events, or consulting with leading technology companies that have embraced AI, such as Interswitch Group, AI In Nigeria, and Revwit.

Most importantly, to maximize the potential of AI, sales and business development professionals must pay close attention to customer interactions. and ensure they collect high-quality data. Feeding the data repository or CRM Systems with valuable insights and data from real customer engagement is key to getting AI to produce near accurate insight for effective results.

AI will continue to be a key driver of business growth and decision-making in the years ahead. If you are yet to embrace it, now is the time. Keep learning!

Olubunmi Aina is the Vice President, Sales and Account Management at  Interswitch Group

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