Media OutReach

AIA Launches Wealth Generation – Introducing market-first legacy planning options and a short 4-year projected breakeven period Empowering HNW customers to accumulate wealth and achieve seamless legacy transfer

Published

7 months ago

25/06/2025

HONG KONG SAR – Media OutReach Newswire – 25 June 2025 – AIA Hong Kong announced the launch of Wealth Generation (“the Plan”), a bespoke life insurance plan designed exclusively for high-net-worth (HNW) individuals. This Plan enables customers to capitalise on wealth creation opportunities in today’s dynamic market while fostering long-term prosperity through strategic legacy planning. The Plan features multiple market-first^ legacy planning options, a rare-in-market* Flexi Withdrawal Option and value-added service, delivering a competitive projected total internal rate of return (IRR)^#. With projected breakeven year as short as four years^#, this comprehensive solution addresses the dual priorities of HNW customers: wealth accumulation and legacy management.

Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, said: “As a global hub for asset and wealth management, Hong Kong has long been a magnet for high-net-worth individuals and families from around the world. Their needs for life insurance products are constantly evolving. They not only seek to navigate complex investment landscape but also place great emphasis on managing their wealth with control, precision, flexibility, and resilience, ensuring seamless wealth transfer.”

She added: “AIA remains unwavering in our customer-centric approach, consistently delivering innovative products and thoughtful services that go beyond expectations and delight our customers. Wealth Generation exemplifies this commitment, with its market-first legacy planning options, rare Flexi Withdrawal Option and value-added services. This empowers our customers with greater control and flexibility over their wealth accumulation and legacy planning journey, embodying AIA’s commitment to helping them achieve Healthier, Longer, Better Lives.”

Key features and value-added services of the Wealth Generation:

Empowering Wealth Growth

Short projected total breakeven year and competitive projected total IRR

Projected total breakeven year as short as four years^#, with a 10-year projected total IRR of up to 5.05%^#, helping customers seize opportunities for steady wealth growth.

Guaranteed cash value and non-guaranteed Terminal Dividend¹, along with the Terminal Dividend Lock-in Option², enabling customers to secure potential returns while pursuing long-term financial growth.

Rare-in-market* Flexi Withdrawal Option³

Policyholders can set up flexible withdrawal instructions starting from the end of the 5^th policy year, where they may automatically and regularly withdraw policy values during their specified period for payment to the designated payment recipient, catering to their evolving needs at different life stages.

Seamless Legacy Planning

Legacy Planning Options and Value-added Services

Market-first^ Future Guard Option: Through the value-added service, Transitional Owner Arrangement⁴, policyholder can designate a family member as the contingent owner of the policy and another aged 18 or above family member as the transitional owner of the policy. The transitional owner will oversee the policy with limited administrative rights until the designated contingent owner takes over ownership of the policy upon reaching the date or age as specified by the policyholder.

The Future Guard Option also allows the transitional owner to split the policy into two separate policies and to designate another family member as the new contingent owner and insured of the split policy. Ownership of the split policy is transferred when the new contingent owner reaches the specified date or age, ensuring seamless and harmonious wealth succession across generations.

Safeguarding Loved Ones

Market-first^ Beneficiary Flexi Option: Under specified conditions⁵, beneficiaries are empowered to flexibly choose their settlement options to receive their share of the unpaid death benefit and accidental death benefit. This ensures a personalised and holistic approach to legacy planning.

Market-first^ Health Impairment Option⁶: In the event that the policyholder suffers from a mental issue or becomes unconscious for a certain period due to a specified illness, the designated recipient⁷ can receive benefit payment or policy ownership according to the policyholder’s instructions. This feature safeguards the financial well-being of loved ones.

Recognising the exacting standards of HNW customers for health and wealth solutions, AIA established AIA Club Alta in 2023 to deliver curated privileges⁸ across three pillars: health and wellness, wealth management and exquisite lifestyle experiences. These exclusive offerings have empowered customers to strike an optimal balance between health and wealth, enabling them to enjoy a more prosperous and fulfilling life. AIA Club Alta also extends its bespoke wealth management privileges⁹ to include advisory services on tax planning, trusts, legal and family office consultations. When combined with Wealth Generation, these services provide customers with an effective solution, ensuring the mastery of wealth amplification, seamless wealth succession and peace of mind for generations to come.

All information above is for reference only and does not constitute any offer and/or insurance product recommendation. The product information in this material does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, please refer to the product brochure and policy contract of relevant products or visit the AIA Hong Kong’s website.

Remarks

^ Three market-first options:

Future Guard Option: As of 7 May 2025, compared with similar services offered by Hong Kong major insurance companies
Beneficiary Flexi Option: With the Beneficiary Flexi Option, the policy owner allows the beneficiary to choose to receive the death benefit payment in accordance with the beneficiary’s selected settlement option when the beneficiary has attained the designated age chosen by the policy owner or when the beneficiary is diagnosed with a specified illness under Beneficiary Flexi Option. This feature is first-in-market when compared with the savings insurance products provided by Hong Kong major insurance companies, pioneered by AIA with the FlexiAchiever Savings Plan on 8 January 2025.
Health Impairment Option: This option allows the policy owner to designate up to 2 different designated recipients and elect for both benefit payment and transfer of ownership at the same time. This feature is first-in-market when compared with the savings insurance products provided by Hong Kong major insurance companies as of 7 May 2025.

* Compared with the savings insurance products provided by Hong Kong major insurance companies as of 7 May 2025.

# “Projected total breakeven year” is the policy year at the end of which the projected total surrender value is greater than or equal to the single premium paid for the first time. The projected Total IRR is neither indicative of future performance nor guaranteed. The projected total IRR based on the assumption that no cash withdrawals or policy loans are taken throughout the term of the policy, none of Terminal Dividend Lock-in Option, Flexi Withdrawal Option, Policy Split Option and Health Impairment Incapacity Option is exercised and that all premiums are paid in full when due.

The non-guaranteed Terminal Dividend may be declared to the policy at least once per policy year starting from the end of the 3rd policy year. However, AIA Hong Kong may also at its sole discretion declare the Terminal Dividend more frequently than once per policy year, such as on a monthly basis.
This option is available once per policy year starting from the end of the 15th policy year, and application for such transfer must be made within 30 days after the end of a policy year.
Subject to relevant conditions and withdrawal risks.
Transitional Owner Arrangement is only available to designated policies which meet our eligibility requirements. Transitional Owner Arrangement is a value-added service and not a product feature, therefore it does not form part of the policy contract of Wealth Generation. Application is subject to our approval at our discretion. We reserve the right to withdraw the Transitional Owner Arrangement or change its terms and conditions or any related requirements at any time at our sole and absolute discretion. Future Guard Option is one of the service features under the Transitional Owner Arrangement. For details of Transitional Owner Arrangement and Future Guard Option (including but not limited to eligibility, risk and limitation), please refer to the value-added service leaflet of Transitional Owner Arrangement.
If the policyholder has chosen the Death Benefit Settlement Option, he/she may also choose the Beneficiary Flexi Option. Upon the beneficiary attaining the designated age chosen by the policyholder or being diagnosed with a specified illness including cancer, stroke, heart attack, terminal illness and kidney failure, such beneficiary can receive his/her share of the unpaid death benefit and accidental death benefit (if any) according to his/her selected settlement option.
Starting from the end of the 3rd policy year, if the policyholder is also the insured, he/she may elect for benefit payment and/or ownership transfer to designated recipient(s) under the Health Impairment Option. Subject to relevant conditions and withdrawal risk.
The policyholder may designate up to 2 family members aged 18 or above as designated recipients and the applicable designated percentage of policy value for benefit payment and/or ownership transfer. If the policyholder suffers from a mental issue or becomes unconscious for a certain period due to a specified illness including Apallic Syndrome and Coma, the designated recipient may in accordance with the instructions receive a lump sum benefit payment and/or become the new policy owner of the policy.
The membership and privileges of AIA Club Alta are subject to terms and conditions. For details, please refer to AIA Club Alta website (aia.com.hk/en/aia-alta).
The wealth management privileges of AIA Club Alta are provided by third-party service providers and partners. AIA Hong Kong and its intermediaries do not provide any opinion or advice to customers regarding the relevant services.

Hashtag: #AIA #友邦

The issuer is solely responsible for the content of this announcement.

About AIA Hong Kong & Macau

AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have over 18,000 financial planners¹, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers², offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers.

¹as of 31 March 2025

² Including AIA Hong Kong and AIA Macau’s individual life, group insurance and pension customers (as of 31 March 2025)

Media OutReach

Etiqa’s Project Firefly Reinforces Mangrove Ecosystem in Sungai Panjang in Collaboration with Malaysian Nature Society

Published

2 days ago

10/01/2026

Media Outreach

SELANGOR, MALAYSIA – Media OutReach Newswire – 10 January 2026 – Etiqa has launched Etiqa’s Project Firefly a new environmental initiative dedicated to conserving one of Malaysia’s iconic firefly habitats while uplifting the livelihood of the communities living along Sungai Panjang in Sabak Bernam, who rely on eco-tourism and the mangrove ecosystem. The programme was carried out in collaboration with the Malaysian Nature Society (MNS), Universiti Kebangsaan Malaysia (UKM), and the Sabak Bernam District Council.

(L to R) Raffi Ismail, Marketing & Partnership Manager, Malaysian Nature Society; Fukhairudin Mohd Yusof, CEO of Etiqa General Insurance Berhad; Zaki Parmin, Assistant Agricultural Officer, Sabak Bernam District Council; Amran Hassan, Chief Strategy Officer, Etiqa

Through Etiqa’s Project Firefly, Etiqa is taking proactive steps to preserve and sustain the ecosystem by planting 130 Sonneratia Caseolaris or locally known as Berembang saplings and 200 Sonneratia Caseolaris seeds, undertaking habitat restoration works, and mobilising 50 Etiqa volunteers for a community-driven initiative along Sungai Panjang, covering a total stretch of 10 kilometres. In addition, an awareness session was conducted by Universiti Kebangsaan Malaysia’s Faculty of Science which aimed to educate participants on the ecological importance of fireflies and the need for long-term conservation.

Fireflies play an important role as indicators of mangrove ecosystem health, which in turn supports environmental balance and benefits surrounding communities. However, across Malaysia, firefly populations are declining due to rapid habitat loss caused by river pollution, deforestation, and increasing light pollution along mangrove-lined rivers. These threats not only endanger native species but also affect the livelihoods of local fishermen and villagers who rely on healthy river ecosystems and firefly-based eco-tourism. Protecting congregating firefly zones through the preservation of adequate vegetation buffers along riverbanks is therefore critical to ensuring the long-term survival of these species and the sustainability of local livelihoods.

Fukhairudin Mohd Yusof, CEO of Etiqa General Insurance Berhad (EGIB) said, “We initiated Etiqa’s Project Firefly as conserving native firefly species is deeply connected to the well-being of the communities that co-exist around them. By conserving firefly habitats, we are not only protecting an irreplaceable part of Malaysia’s biodiversity but also helping sustain the eco-tourism and river-based livelihoods of Sungai Panjang residents. This reflects Etiqa’s purpose in Making the World a Better Place that includes meaningful environmental action which strengthens both nature and society, creating long-term value for future generations.”

Mr. I.S Shanmugaraj, Executive Director of Malaysia Nature Society says, “Fireflies are natural indicators of a healthy mangrove ecosystem, and their presence reflects the overall condition of our rivers and surrounding environments. We commend Etiqa for taking proactive steps through Etiqa’s Project Firefly to address the growing threats of habitat degradation along fireflies corridor. Meaningful conservation requires collective action, and we hope this initiative will inspire more companies to collaborate with environmental organisations and local communities to protect biodiversity while supporting sustainable livelihoods for the long term.”Hashtag: #Etiqamy

The issuer is solely responsible for the content of this announcement.

About Etiqa

Etiqa is a multi-channel distributor of Insurance and Takaful products via its 10,000 agency force, 44 branches and 17 offices, over 490 bancassurance network (via Maybank branches, third-party banks, as well as co-operatives and brokers) through its presence in Malaysia, Singapore, the Philippines, Indonesia and Cambodia.

In striving to make the world a better place, Etiqa’s Sustainability journey focuses on internal initiatives that reduces its carbon footprint and increases its social impact, as well as external solutions that allow its clients to do the same.

Media OutReach

PolyU research teams and startups shine at CES 2026, winning three prestigious innovation awards

Published

2 days ago

09/01/2026

Media Outreach

HONG KONG SAR – Media OutReach Newswire – 9 January 2026 – The Hong Kong Polytechnic University (PolyU) led 19 startups to the Consumer Electronics Show (CES) 2026, held from 6 to 9 January. Alongside the groundbreaking technologies presented by participating startups, the University also showcased its research achievements, covering fields such as human security, digital health and energy optimisation. PolyU delivered an outstanding performance at this year’s Show, with three projects winning one “Best of Innovation Award” and two “Innovation Awards”. This not only marks the University’s best result since it first took part in this event, but also accounts for two-thirds of all awards received by the Hong Kong startup delegation, underscoring PolyU excellence in research, innovation and entrepreneurship.

PolyU delivered an outstanding performance at this year’s CES, with three projects winning one “Best of Innovation Award” and two “Innovation Awards”, underscoring the University’s excellence in research, innovation and entrepreneurship.

Prof. Christopher CHAO, PolyU Senior Vice President (Research and Innovation), remarked, “PolyU is committed to nurturing innovative research talent with both national and international outlooks. We empower our teams by leading them to major international innovation events and fostering close collaboration among industry, academia, research and investment sectors on a global level, creating opportunities for the overseas expansion of PolyU startups. PolyU was the sole university from Hong Kong to exhibit at the event, with its participating teams making up 30% of the Hong Kong delegation, contributing to Hong Kong’s advancement into an international innovation and technology hub. Our record-breaking performance at this year’s CES affirms international recognition of PolyU research and innovation, propelling our teams to continue striving along the path of innovation and technology to create even more profound social impact.”

*PolyU led 19 startups to exhibit at CES 2026. Prof. Christopher Chao (centre) posed with representatives from the award-winning PolyU teams.*

Leveraging its robust research strengths and its unique startup ecosystem, PolyVentures, the University actively supports its research teams and startups in developing innovative technologies, bringing Hong Kong research achievements to the global stage. The Smart Firefighting Robot, developed by Mr WANG Meng, a PhD candidate of the Department of Building Environment and Energy Engineering as well as Founder of PolyU startup Widemount Dynamics Tech Limited, along with his team, achieved the highest score in the “Products in Support of Human Security for All” category and earned the prestigious “Best of Innovation Award”. The Powered Rehab Skateboard, developed by Prof. Kenneth FONG, Associate Dean of the Graduate School and Associate Head of the Department of Rehabilitation Sciences, received an “Innovation Award” in the “Accessibility and Longevity” category. The FattaLab® Fatty Liver Diagnostic Device, developed by a team spearheaded by Prof. ZHENG Yongping, Henry G. Leong Professor in Biomedical Engineering, Chair Professor of Biomedical Engineering, and Founder and Chief Scientist of PolyU startup Eieling Technology Limited, also won an “Innovation Award” in the “Digital Health” category.

The three award-winning innovations aim to enhance human security or health through cutting-edge technologies. The AI-driven Smart Firefighting Robot features autonomous patrol, burning materials classification, fire extinguishing and real-time data sharing functions in smoke-filled environments, protecting firefighters and the public simultaneously. The Powered Rehab Skateboard is a portable and cost-effective robotic system that supports home-based and community rehabilitation for stroke patients. The skateboard facilitates motor recovery in hemiparetic upper limbs and allows users to engage in effective therapy. The FattaLab® Fatty Liver Diagnostic Device is the world’s first lightweight intelligent assessment system for fatty liver detection. Weighs only 120 grams, the device can complete fatty liver assessment within 30 seconds, achieving detection accuracy at medical-grade standards.

Organised by the Consumer Technology Association, CES is one of the world’s largest and most influential consumer electronics exhibitions, spotlighting cutting-edge technologies for modern living. This year, CES attracted over 4,500 exhibitors from around the globe. The PolyU startups participating in the exhibition were as follows:

Mirror Caring Limited Knee health management solution Prof. Stephen WANG Jia
Professor, School of Design, PolyU; Founder, Mirror Caring Limited Nuvatech Limited Next-Gen Fashion OS powered by Multi-modal AI Mr DENG Yanheng
Founder, Nuvatech Limited On-Skin Wearable Technology Limited Wearable Biomedical Electronic Device Dr Rayman GONG
Founder and CEO, On-Skin Wearable Technology Limited ReSaTech Limited AI solutions for product reliability Mr Ricky LAW
CEO, ReSaTech Limited UbiquiTech Innovations Limited Edge-AI robot for autonomous inspection and cleaning in confined spaces Prof. CAO Jiannong
Vice President (Education), Otto Poon Charitable Foundation Professor in Data Science, Chair Professor of Distributed and Mobile Computing, PolyU;
Founder and Chief Scientist, UbiquiTech Innovations Limited

Dr LIANG Zhixuan
Postdoctoral Fellow, Department of Computing, PolyU; Founder and CEO, UbiquiTech Innovations Limited

PolyU Startups	Featured Innovations	Company Representatives
AniMed Technology Limited	Contactless real-time AI-driven health monitoring	Dr LYU Weimin Co-founder and CEO, AniMed Technology Limited
CyanSE Smart Energy Tech Limited	AI-powered energy optimisation platforms for smart buildings	Ms Amber ZHANG Co-founder, CyanSE Smart Energy Tech Limited
DRESIO Limited	AI-powered physiotherapy assessments software solution	Mr Alexander YING CEO, DRESIO Limited
Eieling Technology Limited	FattaLab® Fatty Liver Diagnostic Device (CES 2026 Innovation Award)	Prof. ZHENG Yongping Henry G. Leong Professor in Biomedical Engineering, Chair Professor of Biomedical Engineering, PolyU; Founder and Chief Scientist, Eieling Technology Limited
Entoptica Limited	Cutting-edge ophthalmic diagnostic technologies	Dr Mukhit KULMAGANBETOV Senior Research Fellow, InnoHK Centre for Eye and Vision Research; CEO, Entoptica Limited
Feelings Group Limited	AI-powered computer vision solution	Dr WONG Wing-sze Research Assistant Professor, Department of Language Science and Technology, PolyU; Clinical Consultant and Co-inventor, Feelings Group Limited Ms YIP Chi-hay Partner, Feelings Group Limited
Gembody Limited	Next-generation portable AI ultrasound system	Ms MAO Qian CEO, Gembody Limited Dr YANG Fan CTO, Gembody Limited
ImageVector MedTech Limited	AI-Vision for Joint Degeneration	Dr JIANG Tianshu Executive Director, ImageVector MedTech Limited
Immune Materials Limited	Innovative long-lasting antimicrobial self-disinfection materials	Prof. Chris LO Kwan-yu Professor, Department of Logistics and Maritime Studies, PolyU; Co-founder, Immune Materials Limited Prof. KAN Chi-wai Associate Dean and Professor, School of Fashion and Textiles, PolyU; Co-founder, Immune Materials Limited
Innobound Limited	Portable smart terminal for emotional interaction, health monitoring and daily living assistance	Ms GAO Lan CEO and Founder, Innobound Limited
MedVision Limited	AI-powered medical imaging solution	Prof. CAI Jing Head and Professor, Department of Health Technology and Informatics, PolyU; Consultant, MedVision Limited Dr MA Zongrui Postdoctoral Fellow，Department




		of Health Technology and Informatics, PolyU; Founder, MedVision Limited
Vcare Vision Technology Limited	Non-invasive myopia prevention solution	Dr TANG Yuk-ming Senior Lecturer, Department of Industrial and Systems Engineering, PolyU; Co-founder, Vcare Vision Technology Limited
Widemount Dynamics Tech Limited	Smart Firefighting Robot (CES 2026 Best of Innovation Award)	Mr WANG Meng PhD candidate, Building Environment and Energy Engineering, PolyU; Founder, Widemount Dynamics Tech Limited
XOXO Beverages Limited	Automated Cocktail Machine for improvements event and hospitality efficiency	Mr Nicholas YU Wo-ping Founder, XOXO Beverages Limited

Hashtag: #PolyU

The issuer is solely responsible for the content of this announcement.

Media OutReach

Starlight Centre Launches New Program For Students with Autism Entering Mainstream Primary Schools.

Published

2 days ago

09/01/2026

Media Outreach

SINGAPORE – Media OutReach Newswire – 9 January 2026 – Starlight Centre has launched a new program designed for students with autism entering mainstream primary schools, including Pathlight and St. Andrew’s Mission School, next year. This school-readiness program is aimed at preschoolers (around 6 years old) in preparation for the challenges of primary school. Starlight Centre plans to utilise peer modelling and the RISE™ framework to equip these preschoolers with the essential skills needed for the transition to primary school.

Peer Modeling
Starlight Centre has provided specialised care services for children with high-functioning autism from primary 1 to 6 and have supported many students who are now ready to demonstrate positive behaviours from the programmes. Through peer modelling, younger students can observe and learn from their more experienced peers, helping them understand the acceptable boundaries of good behaviour.

RISE™
The Starlight RISE™ Primary School Readiness Program effectively prepares young children for formal education by developing their physical, social, emotional, and cognitive skills through engaging, play-based activities.

By actively involving parents in the process through comprehensive evaluations and strong partnerships, Starlight Centre aims to make parents feel valued and confident that their child’s development is being supported holistically, beyond just basic skills.

For more information, please visit: https://starlight.edu.sg/primary-school-readiness-programme/

Hashtag: #AutismEducation #SpecialNeedsEducation #EarlyChildhoodEducation #ParentingSupport #StarlightCentre

https://starlight.edu.sg/

The issuer is solely responsible for the content of this announcement.

About Starlight Centre

Starlight was founded by a group of parents and seasoned autism professionals who have experienced first-hand the challenges of finding the most effective therapy programs, preschools, and after-school care services. We understand what you’re going through and are here to help. No matter your child’s needs, come to us, and we will connect you with the right resources.