Feature/OPED
Peter Obi, Prospects and Challenges
By Jerome-Mario Chijioke Utomi
This piece stemmed from two uniquely similar but different sources. First is a WhatsApp picture of Peter Obi, the Labour Party presidential flag bearer and his running mate, Dr Yusuf Datti Baba-Ahmed, which I recently stumbled upon on a group platform.
The referenced portrait was laced with the following inscriptions; Nigeria Has Never Had It This Good! No missing certificates, excellent academic achievements, good, verifiable track records, good business administration and no criminal records.
While reflecting on the portrait and its messages, I got yet another WhatsApp message. Like the first, it reads; ‘Obicracy is a system where the masses choose a competent leader without structure over incompetent leader with full structure’.
To cross-check the validity of these claims about Peter Obi’s popularity, I sought a telephone conversation with a cross-section of quietly influential Nigerians. While all comments were validly important and appreciated, the observations by Tony Ezeagwu, Chairman, Labour Party, Delta state/Coordinator, Peter Obi Campaign Organization, and another by Iwemdi Nwaham, member of People Democratic Party (PDP), not only stood out but formed the nucleus of the present discourse.
‘Like a boil that can never be cured as long as it is covered up until it is opened with all its pus-flowing ugliness to the natural medicine of air and light, their remarks respectively brought to surface the hidden prospects and concerns inherent in Obi’s movement to where it can be seen and treated. Most importantly, the duo subjected Obi’s quest for the presidency to the light of human conscience and the air of national opinion.
Beginning with Tony Ezeagwu, he was not only emphatic as to Obi’s prospect but categorical as to why Nigerians should elect him as their next President.
In his words; as you can see, Nigeria as a country is in a state of decay. Everything has gone wrong, people are suffering, and schools are closed. No hospital to attend. People are being kidnapped and the people have no answer to all that is happening. And you have also heard of Obi’s background particularly when he was a governor.
‘You have heard all he did in Anambra State, how he revived the state. You know what made them impeach him on two different occasions. But each time he goes to the court, the court returns him to the office because of his steadfastness to doing the right thing. He was sure of what he was doing in the office as a Governor. He was doing the right thing and not the wrong thing. Even when they alleged that he did not follow due process and the rest of it, the court insisted that the man followed due process, except if it is a different thing that you are looking for’.
Waxing philosophical, he asked rhetorically; do you know that it is in washing hands that we know who will scramble for the food? And are you also aware that charity begins at home? What you were not taught at your youthful age, you cannot learn in old age. Obi has taught us not to talk about other people. Instead, we should tell Nigerians what he is going to do and what he has done in the past-as that is better than looking into what others have done. Whether they have done well or have done wrong. It is Nigerians that have to say that.
He further stressed that the most important thing is that what he did in Anambra stands him out. Anambra, he explained, is a state, just as Nigeria is a state. If we are talking about the Ministry of Health in Anambra, there is nothing different between the Ministry of Health in Anambra State and the Federal Ministry of Health. If we are talking about the Ministry of Agriculture in Anambra state, there is nothing different from that of the Ministry of Agriculture at the federal level. So, he is only going to replicate whatever he has done in the past.
The only thing is that it is going to be at a larger scope now and because it is on a larger scope, it will require larger resources to spend on those demands. It is not the size of the fund that is in Anambra as a state that is at the federal level. The only thing is that the size of the man’s thinking, the ability that he used in Anambra is the same ability that he is going to use at the federal level. I think it is a very simple and straightforward thing. Anybody who is talking about Anambra being a small state and the rest of it might not be getting it right.
The issue is; does Peter Obi know what to do? That is the question.
‘I am sure you are aware that the issue we are talking about is somebody who will look at a problem on the ground and not only know what to do but figure out the solution. That is exactly what we are talking about. And if you see the people Labour Party is parading now; president and vice presidential aspirants, you will know that first and foremost, two of them possess the energy needed to function at that capacity. They are young people. They are successful entrepreneurs. So, they know what to do to make Nigeria great’.
At this point, he said something very interesting; Obi is not promising the youth anything extra-ordinary than what they are entitled to.
So, what are those things that they are entitled to? I queried.
Look, he responded; first and foremost they are entitled to a good life. Secondly, they are entitled to go to school and if you have a course of four years, you will do it for four years and not for eight years. Thirdly, when you graduate, you will get a job. Fourthly, our people used to call Benue State the food basket of the nation. Today, Benue State is no longer the food basket. They have been driven out of the bush and their farms and you don’t expect us (Nigerians) to be getting food the way they used to. Go to Zamfara State, people are being slaughtered every day. Go to Kaduna State, people are being slaughtered every day. So, what he is going to do is that he has to bring Nigeria to oneness again. It will no longer be Christian/Muslim or Hausa/Igbo, Yoruba or South versus North. It has to be if you are a Nigerian, you are a Nigerian. That is what he wants to put in place.
However, while Tony exudes confidence about how Peter Obi will win the forthcoming presidential election and turn the fortunes of this country around, Iwemdi Nwaham, a member of PDP in Delta State, said something new and different.
He said, I don’t have a contrary opinion as per observation. I only have a contrary opinion as per actualization. When you open social media, when you look around you, you just find people who are ‘Obidient’ all over the place. You go to school, you go to a motor park, palm wine drinking bar, and honestly, the mileage of stocks is in favour of Obi because Obi is saying the right things. Obi is really touching on the nerves and this is where APC must know that they have thrown up an Obi because of the way they have misruled this country. You know, when you come out of that, you look at the ingredients for electoral victory.
‘The ingredient for electoral victory is not just to sit down in a palm wine bar and talk. It is much more. When they say structure, you have to have a structure and because of the way people are interpreting it, I don’t even like using the word structure anymore but it is real. In party politics, you entrench yourself, you put certain tentacles into the ground. If you don’t have it, you will just ramble around it’.
I tell you, Peter Obi might not even score 30 per cent in Anambra State of the votes that will be cast for president. But he is so popular; people like to listen to him. His messages are resonating everywhere. He will get to the presidency but not in 2023. There are certain things that must be in place in dismantling the skewed nature of Nigeria. Nigeria is too skewed in favour of one ethnic group and it is not fair. Those things that will be done to dismantle it cannot be done by Peter Obi or Tinubu. It can only be done by somebody like them who will say ‘look my people, I think this unfairness has become too much. We have gone too far. This country might go into a conflagration if we don’t apply sense’. Then he now begins to reorder gradually. It cannot be done mechanically. He concluded.
Whatever may be the case; this piece on its part holds the opinion that the current administration has no clear definition of our problem as a nation, the goals to be achieved, or the means to address the problems and achieve the goals. Secondly, the system has virtually no consideration for connecting the poor with good means of livelihood-food, jobs, and security. This is the only possible explanation for the present situation and a fact that has made the need for a third force in the coming 2023 general election important!!!
Utomi is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), Lagos. He can be reached via [email protected]/08032725374
Feature/OPED
How Nigeria’s Financial Sector is Transitioning to Domestic Cloud
Nigeria’s financial services industry stands at a decisive crossroads as technology leaders prepare for the January 1, 2027, data residency deadline set by the Central Bank of Nigeria. The regulatory mandate requiring all payment transaction records, customer personally identifiable information (PII), and account ledgers to reside within domestic data centres is forcing a structural re-evaluation of banking IT architectures. For executive teams across the country, navigating this transition without interrupting daily banking operations is becoming the ultimate test of leadership.
For years, the industry’s reliance on foreign hyperscale providers delivered quick elasticity and global tools. However, transferring entire production stacks – encompassing real-time transaction processing, API gateways, and fraud scoring engines – back to local infrastructure requires significant engineering effort. With the country handling billions of electronic transactions annually, CIOs are seeking to preserve system uptime while severing deep operational dependencies on foreign data centres.
Experts have opined that the core challenge confronting financial technology teams is the lack of empirical, vendor-neutral benchmarks for domestic cloud platforms. Evaluating whether local data centres can sustain mission-critical financial traffic requires rigorous stress testing rather than relying on theoretical SLAs. The risk of potential downtime during a live migration makes vendor vetting the most crucial phase of the compliance roadmap.
To mitigate these operational risks, infrastructure partners like MTN are mobilising domestic capacity and technical insights tailored for the financial sector. By offering sovereign cloud solutions and collaborative engineering frameworks, MTN is helping CIOs and startups navigate the migration path with minimal disruption. Their localised infrastructure serves as an operational bridge, providing the uptime and data sovereignty assurances that both institutions and regulators require.
Lynda Saint-Nwafor, the Chief Enterprise Business Officer for MTN Nigeria, put it succinctly when she explained the upside of hosting data locally: “Hosting locally means lower latency, faster response times, and compliance with Nigeria’s data regulations. More importantly, it gives Nigerian businesses control, keeping sensitive financial, health, and government data within national borders.”
As the January 2027 benchmark approaches, the metric for success will depend on technical execution and operational discipline across companies.
Feature/OPED
Five Practical Holiday Saving Habits for Nigerian Households
By Osasikemwen Ighile
For many Nigerian families, the summer holiday is a season of fun, relaxation, and spending quality time together. But with the kids at home, more outings, higher electricity consumption, and extra entertainment costs, it’s also a period when expenses can quietly pile up.
The good news? You don’t have to choose between making memories and managing your finances. With a few smart habits, you can enjoy the holidays while keeping your savings goals on track.
Here are five practical ways to save smarter this summer.
1. Ditch Cash and Spend Smarter
Ever noticed how cash disappears faster than you expected? Whether it’s buying snacks for the kids, paying for transport, or making quick market runs, spending cash can make it difficult to track where your money goes.
Using a debit card can make it easier to track transactions and monitor spending. FairMoney customers can use their debit card for eligible transactions, subject to applicable terms and conditions. You can make payments conveniently at stores, shop online, and easily monitor your transactions. Instead of carrying cash everywhere, you get a clearer picture of your expenses and can avoid unnecessary impulse purchases.
Small changes like this can make a big difference over the course of the holiday.
2. The Kids Are Home—Stay Ahead of Your Utility Bills
School holidays often mean one thing: the TV is almost always on. From cartoons in the morning to football matches in the evening, your cable subscription becomes more important than ever. Add fans, air conditioners, gaming consoles, and other appliances, and it’s easy to see why electricity bills tend to increase during this period.
Rather than waiting until services are disconnected, planning and paying bills on time help households avoid unnecessary late-payment or reconnection charges. FairMoney customers can pay eligible bills and services through the platform, subject to applicable terms and service availability. You can conveniently pay for Cable TV subscriptions, Electricity bills, Internet subscriptions, Airtime and data for the entire family.
Paying bills on time can help reduce the risk of late payment consequences or applicable reconnection charges. Summer is filled with birthdays, outings, family visits, and spontaneous spending. While these moments are worth enjoying, your savings shouldn’t take a holiday.
3. Enjoy the Holidays—but Don’t Pause Your Savings
A simple strategy is to save first before spending. FairMoney customers can also use eligible savings products, such as FairSave and FairTarget, to set aside money towards specific financial goals, subject to the applicable product terms, conditions and eligibility requirements, even if it’s in small amounts. Already planning for the next school term? FairMoney customers can also use eligible savings products, such as FairSave and FairTarget, to set aside money towards specific financial goals, subject to the applicable product terms, conditions and eligibility requirements. Already planning for the next school term? Consider setting aside money regularly towards your school-fee goal. FairTarget can be used to help you organise savings around specific financial goals, subject to the applicable product terms, conditions and eligibility requirements. By starting early and saving consistently, you can better prepare for school-related expenses when the new term begins.
4. Plan Weekly Family Activities Instead of Daily Spending
The holidays don’t have to be expensive to be memorable. Instead of spending money every day on outings, cinemas, or restaurants, create a simple weekly activity plan. One weekend could be a family movie night at home. Another could be a picnic in a nearby park, a cooking competition, indoor games, or a visit to relatives.
Planning activities ahead helps you control spending while still giving everyone something to look forward to. Sometimes, the best memories cost very little.
5. Buy Household Essentials in Bulk
With everyone at home, groceries seem to disappear twice as fast. Instead of making frequent trips to the store, which often lead to impulse purchases, consider buying regularly used items in bulk.
Depending on the retailer and quantity purchased, some household essentials may offer better value when purchased in bulk.. You’ll spend less on transportation, reduce unplanned shopping, and avoid running out of important items.
Summer should be about creating happy memories not financial headaches. By spending more intentionally, paying your bills on time, planning ahead, and staying committed to your savings goals, you can enjoy everything the season has to offer without putting unnecessary pressure on your finances.
A few smart habits today can make the months ahead much easier. And that’s a win for every household.
Osasikemwen Ighile is the Brand Manager for FairMoney Microfinance Bank
Feature/OPED
Beyond the Screen: How Sports and Entertainment Keep Nigeria’s Economy Moving
When we talk about Nigeria’s economy, the conversation usually centres on oil and gas, banking, agriculture, manufacturing and technology. But there is another industry quietly creating jobs and driving economic activity: entertainment and sports. Most times, we only see the finished product. We watch the show, cheer during the match and move on to the […]
When we talk about Nigeria’s economy, the conversation usually centres on oil and gas, banking, agriculture, manufacturing and technology. But there is another industry quietly creating jobs and driving economic activity: entertainment and sports. Most times, we only see the finished product. We watch the show, cheer during the match and move on to the next thing. What we do not always see is the amount of work that happens before those moments reach our screens.
Take Big Brother Naija
When viewers tune in and see the housemates moving around the Big Brother house, it is easy to forget that the house itself is a product of many people’s work. From the interior designers and set builders who create the spaces to the electricians, carpenters, painters and technicians who bring them to life, an entire team works behind the scenes before the first episode even begins.
Once the cameras start rolling, the list gets even longer. Producers, directors, camera operators, sound engineers, editors, stylists, makeup artists, caterers, production assistants and security personnel all have a role to play. Then there is everything that happens outside the house. Publicists, photographers, videographers, digital teams, content creators and media platforms all contribute to keeping the conversation going. The housemates may be the faces audiences remember, but they are only one part of a much bigger entertainment ecosystem.
Sports have a similar impact
When the Super Falcons play a major game, the focus is naturally on the players and what happens on the pitch. But outside the stadium, the game can mean business for viewing centres, food vendors, restaurants and bars. Sports analysts and commentators have more to cover, content creators have something new to create around and businesses selling jerseys and football merchandise get an opportunity to make sales.
A major sporting event can turn an ordinary evening into a busy one for businesses that have little to do with what happens on the pitch. That is the part of sports and entertainment that is easy to overlook. The value is not only in the stars we see or the content we consume. It is also in the network of people whose skills and businesses keep these industries moving.
And this is where DStv and GOtv become an important part of the picture. They do more than give audiences access to the shows, matches and moments they care about. They connect the people producing this content with millions of viewers who keep the industry going.
Every time someone tunes in to Big Brother Naija, follows the Super Falcons or settles in for a major sporting event, they are engaging with an industry that supports producers, creatives, technicians, businesses and other professionals.
The impact of sports and entertainment, therefore, goes beyond what happens on the screen. By bringing some of the biggest entertainment and sporting moments to Nigerian audiences, DStv and GOtv help keep this ecosystem active, visible and working. Because sometimes, when we sit down to watch, we are not just consuming entertainment. We are also supporting an industry that provides jobs.


