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Axa Mansard Presently Piloting New Insurance Policy on Malaria—Alli

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By Dipo Olowookere

Malaria is a disease that is still giving health experts and governments, especially from Africa, something to worry about.

This is because the disease efforts to eradicate it have not yielded the needed results especially in the third world counties.

Every April 25 is set aside to mark the World Malaria Day and Axa Mansard, which joined others to mark the day, disclosed that it was presently piloting a new insurance scheme focusing on the disease.

Speaking in an interview, the Group Head of Medical Services at AXA Mansard, Dr Tokunbo Alli, said Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit.

He said the company will continue to make efforts to support the campaign to eradicate the disease in the country.

What is your team’s connection with this year’s global theme for World Malaria Day, ‘Ready to Beat Malaria?’

Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit. As a responsive and responsible organization, a strategic part of our cover for thousands of our clients includes easy access to qualitative diagnostics and treatment against malaria in through our numerous and dependable healthcare providers across the country, the continent and indeed worldwide.

Through various channels also, AXA Mansard significantly contributes to initiatives that are aimed at strengthening the preventive measures against Malaria in Africa. We are presently piloting a new insurance policy focusing on malaria alone and we will be sponsoring about 10,000 lives with free Malaria Insurance.

What inspired your team to join efforts to eradicate malaria?

The impact of the business of healthcare is not streamlined to the conundrum of diseases management. As a matter of fact, our team understands that by creating a formidable platform for preventing and properly managing disease conditions, the socioeconomic might of the average Nigerian citizen is buoyed. This is simply because we are able to help clients spend less of unproductive hours or days on the sick bed as a result of malaria, and consequently, improve their productive hours to help achieve socio economic power for themselves and their families.

The total eradication on Malaria would have an extremely positive effect on the entire economy which would translate to higher GDP numbers for Nigeria. Also, with the increase in prevalence of non-communicable diseases like hypertension and diabetes, we would have too many issues to deal with if we do not increase our efforts to eradicate malaria.

What should be done in preventing and treating malaria?

All hands must be on deck to salvage the situation that malaria has put us in Africa. Prevention entails keeping clean environments by clearing bushes and drainages in and around homes, use of anti-mosquito agents, sleeping under Long-lasting Insecticidal Nets (LLINs), routine aerial sprays of our environment with chemicals that destroy the larvae of mosquitoes etc. in the near future, we also expect a breakthrough by scientists in the production of vaccines against malaria.

Treatment on the other hand entails that qualitative anti-malarial drugs are manufactured within and outside the continent and made available at affordable rates to end-users. The diagnostic capacity of both private and public health institutions also need to be strengthened to ensure the prompt & appropriate diagnosis of malaria and differentiation from other fever-causing diseases.

How does health insurance help curb the high mortality rate of this disease?

If health insurance schemes are initiated across board to ensure universal access to healthcare, the prompt and unfettered access to qualitative diagnosis and treatment of malaria shall be taken for granted in Africa. The pool of funds which health insurance provides can stimulate a catalytic process that will drastically curb morbidity and mortality arising from malaria. Health insurance guarantees unhindered access to qualitative healthcare services. AXA Mansard Health is poised to delivery best in class health insurance products and services that would help the nation help curb the high mortality and morbidity rate caused by Malaria.

Tell us about the AXA Mansard‘s health insurance solution for the retail market called EasyCare?

AXA Mansard Easy Care health insurance plan helps Nigerians access affordable and quality health care. With new Easy Care health insurance plan, subscriber can with as low as N12,000, premium access various health care services which include, In and Out Patient Care, General and Specialist Consultation; X-Rays; Laboratory & Diagnostic Tests. Other health care benefits accessible to subscribers on the plan are NPI Immunizations; Prescribed Medicines & Drugs; Accidents & Emergencies; Dental care; Evacuation of patients to the hospital; HIV/AIDS – to the Extent of Diagnosis and Treatment at Free Specialist Centres nationwide.

There have been a number of advocates including Vice President, Professor Osinbanjo on the importance of compulsory health insurance scheme to improve access to health care for Nigerians, what are your thoughts on health insurance for all?

The Vice President’s advocacy is a step in the right direction. Health insurance for all is feasible if all stakeholders are committed to drive the process.

On our part, we shall continue to advocate for compulsory health insurance for all men, women and children in Nigeria because it provides risk-protection and universal health coverage for all. No one knows when he/she will be ill or the amount of money that may be required to treat the next illness.

How has the acceptance of health insurance evolved in the past, and what is its future outlook in Nigeria?

Statistics put the coverage of the National Health Insurance Scheme (NHIS) in Nigeria at less than 7 percent. The gap yet uncovered is enormous, the opportunities massive. Be that as it may, anecdotal figures corroborate the impression that acceptance of health insurance seems to be on the rise in Nigeria. In cities such as Lagos, Abuja, Port-Harcourt and a host of others, many private health insurance plans have been instituted, such that Health Maintenance Organizations (HMOs) are being established. A lot of private sector organizations are purchasing health insurance plans for their workers from one HMO or the other. AXA Mansard for instance is the fastest growing health insurance company in Nigeria with a compounded annual growth rate of over 500 percent from inception in September 2013 till date. It is therefore safe to say acceptance is on the rise. Honestly, the future outlook of health insurance is astonishingly bright and Federal and State governments can help to boost same by formulating and implementing policies of Universal health coverage around health insurance.

Some advocates of health insurance argue that it is a means of risk management and finance protection, can you explain that further?

In most countries of the world today, including Nigeria, expense on healthcare is the single largest cause of bankruptcy for individuals and families. No one is aware of the type or period of his/her next illness, even though we all pray not to fall sick. Insurance generally offers you a cover, some sort of protection, against unforeseen events, ditto health insurance. A pool of funds is made available by health insurance in a manner that allows all enrolees to be protected financially within that pool against out-of-pocket payments for any illness that may arise. Health insurance also does risk protection by breaking down the barrier of access, such that so long as you are insured, you shall eat the good of the qualitative healthcare lamb should the need arise.

What are your recommendations on ways to improve access to quality health services for people and communities, in line with 2018 World Health Day theme, ‘universal health coverage: everyone, everywhere’?

As a big player in the health insurance sector, our recommendation is for sub-national and national governments, as well as privately-run organizations, to enact and execute policies of health insurance as an instrument for universal health coverage for all their citizens and/or employees as the case may be. It is the surest way to get everyone on the path to universal health coverage.

Dipo Olowookere is a journalist based in Nigeria that has passion for reporting business news stories. At his leisure time, he watches football and supports 3SC of Ibadan. Mr Olowookere can be reached via [email protected]

Health

Resident Doctors Suspend Proposed Indefinite Strike

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Resident Doctors

By Adedapo Adesanya

The Nigerian Association of Resident Doctors (NARD) has suspended its planned indefinite strike following the federal government’s reversal of the implementation of the reviewed Professional Allowance Table (PAT) and renewed assurances on outstanding payments.

The decision was announced in a communiqué issued at the end of an emergency National Executive Council (NEC) meeting held virtually on Saturday.

NARD had earlier resolved to embark on a total and indefinite strike over the government’s suspension of the reviewed allowance structure and other unresolved welfare concerns affecting resident doctors nationwide.

However, the association said it reconsidered its position after reviewing the outcomes of high-level engagements with key government officials and health-sector stakeholders.

According to the communiqué signed by NARD President, Dr Mohammad Usman Suleiman; Secretary-General, Dr Shuaibu Ibrahim; and Publicity and Social Secretary, Dr Abdulmajid Yahya Ibrahim, the Federal Government has now reversed its earlier decision on the allowance table.

“The NEC observed that the earlier decision to halt the implementation of the reviewed Professional Allowance Table (PAT) has been reversed, with implementation expected to reflect in the April salary and beyond,” the statement read.

The association also noted the government’s renewed commitment to settling outstanding promotion and salary arrears owed to resident doctors in affected institutions.

In addition, NARD said initial approval had been secured for the 2026 Medical Residency Training Fund (MRTF), with assurances that the disbursement process would be concluded.

“The NEC observed that the Budget Office has indicated its readiness to commence the process for the payment of the outstanding nineteen months’ arrears of the Professional Allowance,” the communiqué added.

Despite the progress, the doctors expressed concern about the continued delay in paying house officers’ salaries and called for urgent action to address the issue.

Following its deliberations, the NEC demanded the sustained implementation of the reviewed allowance structure, the prompt payment of all outstanding arrears, and the expedited disbursement of the residency training fund.

It also called for the immediate commencement of the process to clear the 19-month arrears and the convening of an urgent stakeholders’ meeting to resolve delays affecting house officers’ salaries.

“In light of the above developments, the NEC resolves to suspend the proposed total, indefinite, and comprehensive strike action, with a review of progress to be undertaken at the May Ordinary General Meeting (OGM) in Kano,” the statement said.

NARD expressed appreciation to President Bola Tinubu, Vice President Kashim Shettima, and several ministers, government agencies, and stakeholders for their interventions in resolving the dispute.

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Over 1.5 million Nigerian Children Living With Sickle Cell Disease—Report

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sickle cell disease

By Modupe Gbadeyanka

More than 1.5 million children under the age of 15 are living with sickle cell disease in Nigeria, a new international study published in The Lancet Child & Adolescent Health, one of the world’s leading medical journals, has revealed.

In the report made available to Business Post, it was disclosed that Nigeria carries the highest burden of disease globally, far exceeding other high-burden countries such as the Democratic Republic of the Congo and Ethiopia.

The findings highlight both the scale of the challenge in Nigeria and the opportunity for the country to lead Africa in tackling one of the most preventable causes of childhood illness and death.

The study shows that nearly nine million children across sub-Saharan Africa are living with sickle cell disease in 2023, including around 1.17 million infants and 2.75 million children under five, who face the highest risk of early death without treatment.

Sickle cell disease is an inherited blood disorder present at birth. With early diagnosis and access to simple, low-cost interventions such as newborn screening, penicillin prophylaxis, routine vaccinations, malaria prevention, and hydroxyurea, most complications and deaths can be prevented.

However, in Nigeria, access to these essential services remains limited. Many children are only diagnosed after severe and avoidable complications, while others are never diagnosed at all, contributing to high levels of preventable illness and early childhood deaths.

The researchers emphasise that strengthening Nigeria’s health system response will be critical. This includes expanding newborn screening programmes, improving access to essential medicines, and integrating sickle cell care into primary healthcare services.

They called for urgent and coordinated action across government, health institutions, and development partners, including expanding newborn screening programmes, improving access to essential medicines and vaccines, and embedding sickle cell care within primary healthcare services.

The researchers, led by Professor Davies Adeloye, Professor of Public Health at Teesside University, United Kingdom, and Director of the International Society of Global Health (ISoGH), also called for increased domestic investment, supported by international partnerships, as well as stronger data systems to improve surveillance and guide policy decisions.

They concluded that even modest improvements in early-life screening and treatment in high-burden countries like Nigeria could transform child survival and significantly reduce preventable deaths.

“Nigeria now stands at the centre of the global sickle cell crisis. With over 1.5 million children affected, the scale is enormous, but so is the opportunity to act. We already know what works. Newborn screening and early treatment are effective, affordable, and can be delivered through existing health systems.

“If Nigeria prioritises sickle cell disease within its national health agenda and integrates care into routine maternal and child health services, we could save hundreds of thousands of young lives and significantly reduce avoidable deaths.” Professor Adeloye noted.

It was learned that the study analysed data from 40 studies across 22 African countries to produce the most comprehensive country-level estimates of childhood sickle cell disease to date.

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Helical Secures $10m Funding Package for Expansion

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Helical

By Dipo Olowookere

A $10 million capital has been raised by Helical to support expansion across more top-20 pharma programmes and growth of its deployed science engineering team.

The firm will also use the money to build the compounding evidence layer that improves performance across diseases, as its mission is to make every scientist able to test hypotheses at the speed of inference and to turn in-silico discovery into a reliable engine for R&D throughput.

The funding package was from redalpine, Gradient, BoxGroup, Frst and notable angels, including Aidan Gomez (CEO Cohere), Clement Delangue (CEO HuggingFace) and Mario Goetze (pro soccer player).

Helical has a product known as the virtual AI lab for pharma, an application layer that turns biological foundation models into decision-ready, reproducible in-silico discovery workflows.

The platform has two product surfaces — the Virtual Lab for biologists and translational scientists, and the Model Factory for ML engineers and data scientists — built on the same data, the same models, and the same results.

By putting both sides in the same system, Helical closes the gap between computational predictions and biological decision-making, so teams that traditionally worked in silos can collaborate on the same evidence.

Helical was founded in early 2024. It was created by three school friends who took different paths to the same problem.

Rick Schneider built tech at Amazon and later helped the German enterprise Celonis scale in France and Japan. Maxime Allard led data science teams at IBM before pursuing a PhD focused on reinforcement learning and robotics. Mathieu Klop became a cardiologist and genomics researcher.

When bio foundation models emerged, the trio saw the chance to build the missing application layer that would let pharma teams move from model experimentation to reproducible, production discovery.

“The models alone don’t discover drugs. The system does. Pharma teams need a system that turns foundation models into workflows scientists can run, validate, and defend.

“We built Helical to make in-silico science reproducible at pharma scale, so teams can go from hypothesis to decision in days instead of months,” the co-founder of Helical, Mr Rick Schneider, said.

“We are at a unique point in time where biological foundation models and general language reasoning models are converging.

“We backed Helical because we strongly believe they have what it takes to build the pharma AI orchestration platform that will drive this transition from siloed AI models to integrated virtual AI labs,” the General Partner at redalpine, Mr Daniel Graf, stated.

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