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Axa Mansard Presently Piloting New Insurance Policy on Malaria—Alli

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By Dipo Olowookere

Malaria is a disease that is still giving health experts and governments, especially from Africa, something to worry about.

This is because the disease efforts to eradicate it have not yielded the needed results especially in the third world counties.

Every April 25 is set aside to mark the World Malaria Day and Axa Mansard, which joined others to mark the day, disclosed that it was presently piloting a new insurance scheme focusing on the disease.

Speaking in an interview, the Group Head of Medical Services at AXA Mansard, Dr Tokunbo Alli, said Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit.

He said the company will continue to make efforts to support the campaign to eradicate the disease in the country.

What is your team’s connection with this year’s global theme for World Malaria Day, ‘Ready to Beat Malaria?’

Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit. As a responsive and responsible organization, a strategic part of our cover for thousands of our clients includes easy access to qualitative diagnostics and treatment against malaria in through our numerous and dependable healthcare providers across the country, the continent and indeed worldwide.

Through various channels also, AXA Mansard significantly contributes to initiatives that are aimed at strengthening the preventive measures against Malaria in Africa. We are presently piloting a new insurance policy focusing on malaria alone and we will be sponsoring about 10,000 lives with free Malaria Insurance.

What inspired your team to join efforts to eradicate malaria?

The impact of the business of healthcare is not streamlined to the conundrum of diseases management. As a matter of fact, our team understands that by creating a formidable platform for preventing and properly managing disease conditions, the socioeconomic might of the average Nigerian citizen is buoyed. This is simply because we are able to help clients spend less of unproductive hours or days on the sick bed as a result of malaria, and consequently, improve their productive hours to help achieve socio economic power for themselves and their families.

The total eradication on Malaria would have an extremely positive effect on the entire economy which would translate to higher GDP numbers for Nigeria. Also, with the increase in prevalence of non-communicable diseases like hypertension and diabetes, we would have too many issues to deal with if we do not increase our efforts to eradicate malaria.

What should be done in preventing and treating malaria?

All hands must be on deck to salvage the situation that malaria has put us in Africa. Prevention entails keeping clean environments by clearing bushes and drainages in and around homes, use of anti-mosquito agents, sleeping under Long-lasting Insecticidal Nets (LLINs), routine aerial sprays of our environment with chemicals that destroy the larvae of mosquitoes etc. in the near future, we also expect a breakthrough by scientists in the production of vaccines against malaria.

Treatment on the other hand entails that qualitative anti-malarial drugs are manufactured within and outside the continent and made available at affordable rates to end-users. The diagnostic capacity of both private and public health institutions also need to be strengthened to ensure the prompt & appropriate diagnosis of malaria and differentiation from other fever-causing diseases.

How does health insurance help curb the high mortality rate of this disease?

If health insurance schemes are initiated across board to ensure universal access to healthcare, the prompt and unfettered access to qualitative diagnosis and treatment of malaria shall be taken for granted in Africa. The pool of funds which health insurance provides can stimulate a catalytic process that will drastically curb morbidity and mortality arising from malaria. Health insurance guarantees unhindered access to qualitative healthcare services. AXA Mansard Health is poised to delivery best in class health insurance products and services that would help the nation help curb the high mortality and morbidity rate caused by Malaria.

Tell us about the AXA Mansard‘s health insurance solution for the retail market called EasyCare?

AXA Mansard Easy Care health insurance plan helps Nigerians access affordable and quality health care. With new Easy Care health insurance plan, subscriber can with as low as N12,000, premium access various health care services which include, In and Out Patient Care, General and Specialist Consultation; X-Rays; Laboratory & Diagnostic Tests. Other health care benefits accessible to subscribers on the plan are NPI Immunizations; Prescribed Medicines & Drugs; Accidents & Emergencies; Dental care; Evacuation of patients to the hospital; HIV/AIDS – to the Extent of Diagnosis and Treatment at Free Specialist Centres nationwide.

There have been a number of advocates including Vice President, Professor Osinbanjo on the importance of compulsory health insurance scheme to improve access to health care for Nigerians, what are your thoughts on health insurance for all?

The Vice President’s advocacy is a step in the right direction. Health insurance for all is feasible if all stakeholders are committed to drive the process.

On our part, we shall continue to advocate for compulsory health insurance for all men, women and children in Nigeria because it provides risk-protection and universal health coverage for all. No one knows when he/she will be ill or the amount of money that may be required to treat the next illness.

How has the acceptance of health insurance evolved in the past, and what is its future outlook in Nigeria?

Statistics put the coverage of the National Health Insurance Scheme (NHIS) in Nigeria at less than 7 percent. The gap yet uncovered is enormous, the opportunities massive. Be that as it may, anecdotal figures corroborate the impression that acceptance of health insurance seems to be on the rise in Nigeria. In cities such as Lagos, Abuja, Port-Harcourt and a host of others, many private health insurance plans have been instituted, such that Health Maintenance Organizations (HMOs) are being established. A lot of private sector organizations are purchasing health insurance plans for their workers from one HMO or the other. AXA Mansard for instance is the fastest growing health insurance company in Nigeria with a compounded annual growth rate of over 500 percent from inception in September 2013 till date. It is therefore safe to say acceptance is on the rise. Honestly, the future outlook of health insurance is astonishingly bright and Federal and State governments can help to boost same by formulating and implementing policies of Universal health coverage around health insurance.

Some advocates of health insurance argue that it is a means of risk management and finance protection, can you explain that further?

In most countries of the world today, including Nigeria, expense on healthcare is the single largest cause of bankruptcy for individuals and families. No one is aware of the type or period of his/her next illness, even though we all pray not to fall sick. Insurance generally offers you a cover, some sort of protection, against unforeseen events, ditto health insurance. A pool of funds is made available by health insurance in a manner that allows all enrolees to be protected financially within that pool against out-of-pocket payments for any illness that may arise. Health insurance also does risk protection by breaking down the barrier of access, such that so long as you are insured, you shall eat the good of the qualitative healthcare lamb should the need arise.

What are your recommendations on ways to improve access to quality health services for people and communities, in line with 2018 World Health Day theme, ‘universal health coverage: everyone, everywhere’?

As a big player in the health insurance sector, our recommendation is for sub-national and national governments, as well as privately-run organizations, to enact and execute policies of health insurance as an instrument for universal health coverage for all their citizens and/or employees as the case may be. It is the surest way to get everyone on the path to universal health coverage.

Dipo Olowookere is a journalist based in Nigeria that has passion for reporting business news stories. At his leisure time, he watches football and supports 3SC of Ibadan. Mr Olowookere can be reached via [email protected]

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Union Disrupts NAFDAC Operations in Lagos Over Sachet Alcohol Ban

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disrupt nafdac office lagos

By Adedapo Adesanya

Members of the National Union of Food, Beverage and Tobacco Employees protested at the Lagos office of the National Agency for Food and Drug Administration and Control (NAFDAC), disrupting operations in reaction to the ban on sachet alcohol.

The protesting union members barricaded the agency’s premises in Isolo, meaning staff who arrived early to resume duty were forced to remain outside the complex.

Recall that NAFDAC has continued the ban on alcoholic beverages sold in sachets and PET bottles below 200 millilitres, despite calls from certain quarters, including the picketers.

The union is demanding the immediate unsealing of affected factories and production lines, warning that sustained enforcement of the policy could trigger significant economic consequences across the industry.

It is the second time this month that union members disrupted the Lagos NAFDAC office over what they described as the agency’s refusal to comply with an alleged federal government directive to suspend enforcement of the ban on the production and sale of alcoholic beverages in sachets.

The union claimed that directives had been issued by the Office of the Secretary to the Government of the Federation and the Office of the National Security Adviser, calling for the suspension of enforcement and the reopening of sealed production lines.

However, NAFDAC dismissed the claims, maintaining that it had not received any official instruction from the Federal Government to halt enforcement of the ban on sachet and PET-bottled alcohol.

Meanwhile, police officers were later seen at the NAFDAC Isolo premises, which dispersed the blockade to allow NAFDAC staff back into the premises.

Representatives of the Director-General of NAFDAC later engaged the protesting union in talks, but the meeting ended without resolution as demonstrators insisted their agitation would continue.

Union leaders presented their concerns during closed-door discussions with a director within the agency and the Special Assistant to the Director-General. However, no agreement was reached.

The protesters are urging NAFDAC to reconsider what they describe as the strict enforcement of the ban on sachet alcohol. Instead, they want the agency to focus on regulating access to such products, particularly by restricting sales to minors, while intensifying public enlightenment campaigns on responsible consumption.

Despite this, protesters say they will not stop until their demands are addressed.

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Modern Veterinary Clinics For Advanced Pet Care

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Petfolk Veterinary

As companion animals live longer and owners expect more from routine care, modern veterinary clinics have evolved into centers offering advanced diagnostics, specialty surgery, and integrative therapies. For busy professionals juggling work, travel, and online business demands, knowing which clinic delivers comprehensive care is essential. Frisco vet services illustrate how these modern practices combine cutting-edge technology, multidisciplinary expertise, and client-focused workflows. This article outlines the infrastructure, service offerings, and decision criteria that indicate a clinic capable of providing contemporary, evidence-based care while keeping visits efficient and stress-free for both pets and owners.

What Defines A Modern Veterinary Clinic

A modern veterinary clinic is defined less by a single piece of equipment and more by an integrated approach that combines up‑to‑date technology, specialized staff, and clinic design that prioritizes safety and comfort. These clinics treat animals with complex conditions, run efficient workflows, and communicate transparently with owners.

Key Infrastructure And Technology Investments

Contemporary clinics invest strategically in diagnostic and treatment modalities that materially change outcomes: digital radiography for rapid imaging, in‑house laboratories for same‑day blood work, ultrasound for real‑time organ assessment, and advanced surgical suites with anesthesia monitoring. Investment also includes infection‑control systems, reliable HVAC, and sterilization equipment. These capital decisions reduce turnaround time for diagnoses and support complex procedures that previously required referral.

Staffing, Specialization, And Continuing Education

Staffing reflects clinical ambition: veterinarians with specialty training (DACVS, DACVIM, DACVECC), certified veterinary technicians, and support staff trained in low‑stress handling. Modern clinics often host visiting specialists or maintain referral relationships with tertiary centers. Importantly, clinics that prioritize continuing education schedule regular training, subscribe to current literature, and engage in case reviews, actions that keep protocols current and improve outcomes.

Clinic Design For Safety, Flow, And Comfort

Design matters. Logical patient flow minimizes cross‑contamination and stress: separate entrances for healthy and sick patients, dedicated isolation wards, and distinct surgical zones. Comfortable client areas, clear signage, and private consultation rooms improve communication and compliance. For pets, non‑slip surfaces, quiet recovery areas, and pheromone‑friendly environments reduce anxiety, which in turn improves diagnostic accuracy and post‑procedure recovery.

Advanced Diagnostic Capabilities

Diagnostics are the backbone of modern pet care. Faster, more precise tests enable tailored treatment plans and earlier interventions.

Advanced Imaging: Digital X‑Ray, Ultrasound, CT, And MRI

Digital X‑ray provides high‑resolution images with immediate availability and easier sharing for remote consults. Ultrasound is indispensable for soft‑tissue evaluation and guided biopsies. CT and MRI, once exclusive to academic centers, are now present in many referral clinics, allowing detailed assessment of complex fractures, thoracic disease, neurologic conditions, and staging of cancer. Image quality and interpretation, often augmented by teleradiology, lead to more confident surgical planning and prognostication.

Laboratory, Point‑Of‑Care Testing, And Genomic Diagnostics

In‑house labs produce same‑day CBCs, chemistry panels, and cytology, accelerating decision‑making. Point‑of‑care tests for infectious agents, endocrine disorders, and clotting function add convenience without sacrificing reliability. Genomic diagnostics, from breed‑specific risk panels to tumor genomics, are increasingly accessible, enabling targeted therapies and risk stratification for hereditary conditions.

How Diagnostics Inform Preventive Care And Personalized Medicine

Diagnostics underpin preventive medicine: heartworm antigen tests, thyroid screening, and wellness blood panels reveal problems before clinical signs appear. Personalized medicine emerges when diagnostics inform individualized vaccination schedules, dietary plans, or monitoring frequency. The result: care that reduces emergency visits and improves long‑term quality of life.

State‑Of‑The‑Art Surgical And Interventional Services

Surgery in modern clinics spans routine spays and neuters to complex orthopedic reconstructions and image‑guided interventions.

Minimally Invasive, Laser, And Image‑Guided Procedures

Minimally invasive techniques, arthroscopy, laparoscopy, and endoscopy, reduce pain, shorten hospital stays, and speed return to function. Laser surgery provides precision and reduced bleeding for soft‑tissue procedures. Image‑guided interventions, such as CT‑guided biopsies or fluoroscopy for foreign body retrieval, allow targeted treatments that were once riskier or impossible.

Anesthesia, Pain Management, And Perioperative Safety

Anesthesia protocols are more nuanced today: individualized drug selection, multimodal analgesia, regional blocks, and continuous monitoring (ECG, capnography, pulse oximetry) improve safety. Preoperative assessment, including risk stratification and optimization of comorbidities, reduces complications. Recovery protocols emphasize early mobilization and aggressive pain control to prevent chronic pain syndromes.

Postoperative Rehabilitation And Recovery Protocols

Rehabilitation is an expected component of surgical care. Physical therapy, hydrotherapy, and tailored exercise plans reduce muscle atrophy and improve joint function. Clinics often provide home‑care instructions and scheduled reassessments to track progress and adjust protocols. These programs turn good surgical outcomes into durable functional gains.

Petfolk Veterinary & Urgent Care – Frisco


Advanced Therapeutics And Specialty Treatments

Beyond diagnostics and surgery, modern clinics deliver advanced therapeutics that extend and improve life quality.

Regenerative Medicine: Stem Cells And PRP

Regenerative modalities like mesenchymal stem cell therapy and platelet‑rich plasma (PRP) injections aim to stimulate healing in tendon, ligament, and osteoarthritic conditions. While still an evolving field, controlled studies and clinical experience show promising functional improvements for select patients. Clinics offering these therapies combine careful case selection with measurable outcome tracking.

Oncology, Neurology, Cardiology, And Other Specialties

Specialty services allow complex, multidisciplinary care. Veterinary oncologists provide staging, chemotherapy, and radiation planning: neurologists manage seizure disorders and spinal disease: cardiologists use echocardiography and interventional procedures for congenital heart defects. Integration with imaging and lab diagnostics enables cohesive care pathways that mirror human tertiary centers.

Integrative Therapies: Physical Rehab, Acupuncture, And Nutrition

Integrative care recognizes the value of adjunctive treatments. Acupuncture and targeted nutrition plans complement medical therapy for chronic pain and mobility issues. Nutritional counseling, including therapeutic diets for renal, cardiac, or dermatologic disease, is standard in clinics focused on long‑term outcomes.

Improving Pet And Client Experience With Technology

Technology enhances both clinical care and client experience, especially for owners who need efficient, transparent services.

Telemedicine, Remote Monitoring, And Virtual Follow‑Ups

Telemedicine extends access for triage, follow‑ups, and behavioral consultations. Remote monitoring devices, activity trackers, continuous glucose monitors, and wearable ECGs, provide objective data between visits. Virtual follow‑ups reduce travel burdens and let clinicians adjust care in real time, improving adherence and satisfaction.

Electronic Medical Records, Client Portals, And Scheduling Tools

Electronic medical records (EMRs) streamline documentation and support coordinated care. Client portals give owners access to vaccination histories, lab results, and discharge instructions. Integrated scheduling and automated reminders decrease no‑shows and improve preventive care compliance, a benefit both to clinics and busy clients.

Pain Management, Behavior‑Based Care, And Low‑Stress Handling

Client experience is inseparable from pet comfort. Modern clinics train staff in low‑stress handling techniques and behavior‑based protocols that reduce fear and aggression. Transparent pain‑management plans, clear cost estimates, and follow‑up communications foster trust and better outcomes.

How To Choose The Right Modern Clinic For Your Pet

Choosing a clinic requires practical criteria and an understanding of trade‑offs between convenience, specialization, and cost.

Questions To Ask: Credentials, Equipment, And Outcomes

Prospective clients should ask about specialist credentials, the availability of imaging and lab services, and the clinic’s approach to anesthesia and pain control. Request examples of similar cases and expected outcomes. A clinic that welcomes such questions is often more transparent and results‑oriented.

Cost, Insurance, And Referral Pathways

Advanced care carries higher costs. Discuss fee structures, payment options, and whether the clinic works with pet insurance. Understand referral pathways: does the clinic refer to or host board‑certified specialists? Clear referral and co‑management policies indicate maturity and a networked approach to care.

Evaluating Reviews, Accreditation, And Collaboration With Primary Vets

Look for consistent reviews that mention communication, follow‑up, and outcomes rather than isolated flashy cases. Accreditation (AAHA in the U.S.) or affiliation with universities can signal adherence to higher standards. Finally, the best specialty clinics collaborate with primary care veterinarians, ensuring continuity rather than competition.

Conclusion

Modern veterinary clinics for advanced pet care combine technology, specialization, and thoughtful design to deliver better diagnostic accuracy, safer surgeries, and more personalized therapies. Pet owners benefit when clinics pair capabilities with clear communication, transparent costs, and collaborative care models. For professionals, including small business owners and busy entrepreneurs who value efficient, outcome‑driven services, selecting a clinic that integrates advanced diagnostics, robust perioperative care, and client‑centric technology yields the best chance for sustained pet health. As veterinary medicine continues to mirror human healthcare in capability and complexity, informed choices and trusted partnerships between owners and clinics will determine the real value of those advances.

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Oyo Seals Ar-Rahmon Khabul Herbal Over Health Concerns

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OYRLEA

By Modupe Gbadeyanka

An Ibadan-based herbal company, Ar-Rahmon Khabul Herbal Nigeria Limited, has been sealed by the Oyo State Rule of Law Enforcement Authority (OYRLEA).

The state government, in a statement signed on Friday by the Commissioner for Information, Mr Dotun Oyelade, revealed that the herbal firm was shut down due to environmental violations and public health concerns.

The leader of OYRLEA, Mrs Aderonke Aderemi, explained that the action was taken after multiple petitions from residents alleging persistent offensive odour and health challenges linked to the company’s operations.

She noted that the state government swung into action “to protect public health, preserve environmental standards, and enforce regulatory compliance across the state.”

It was gathered that investigations identified tobacco leaf as a major component in its production process, generating a strong, putrid odour deemed hazardous to residents and capable of posing serious health risks to the surrounding community.

“Joint inspections by officials revealed that the company operates a herbal production facility within a densely populated residential area, in clear violation of environmental and public health standards,” the statement said, adding that further findings from the inspection include the emission of harmful and toxic gaseous substances into the atmosphere, the discharge of wastewater into a nearby community water body, the installation of a chimney deemed too short and directly facing residential buildings, and the accumulation of solid waste within the premises despite claims of engaging a waste contractor, among others.

Prior to the enforcement action, the agency had issued an abatement notice directing the company to cease operations and relocate within 21 days in accordance with the Oyo State Environmental, Sanitation and Waste Control Regulations.

OYRLEA, along with the agencies that carried out the enforcement, reiterates that air pollution, hazardous waste discharge, and improper waste management are violations of environmental laws.

Mrs Aderemi reaffirmed OYRLEA’s commitment to sustained monitoring and enforcement to ensure a safe and healthy environment for all residents.

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