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Axa Mansard Presently Piloting New Insurance Policy on Malaria—Alli

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By Dipo Olowookere

Malaria is a disease that is still giving health experts and governments, especially from Africa, something to worry about.

This is because the disease efforts to eradicate it have not yielded the needed results especially in the third world counties.

Every April 25 is set aside to mark the World Malaria Day and Axa Mansard, which joined others to mark the day, disclosed that it was presently piloting a new insurance scheme focusing on the disease.

Speaking in an interview, the Group Head of Medical Services at AXA Mansard, Dr Tokunbo Alli, said Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit.

He said the company will continue to make efforts to support the campaign to eradicate the disease in the country.

What is your team’s connection with this year’s global theme for World Malaria Day, ‘Ready to Beat Malaria?’

Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit. As a responsive and responsible organization, a strategic part of our cover for thousands of our clients includes easy access to qualitative diagnostics and treatment against malaria in through our numerous and dependable healthcare providers across the country, the continent and indeed worldwide.

Through various channels also, AXA Mansard significantly contributes to initiatives that are aimed at strengthening the preventive measures against Malaria in Africa. We are presently piloting a new insurance policy focusing on malaria alone and we will be sponsoring about 10,000 lives with free Malaria Insurance.

What inspired your team to join efforts to eradicate malaria?

The impact of the business of healthcare is not streamlined to the conundrum of diseases management. As a matter of fact, our team understands that by creating a formidable platform for preventing and properly managing disease conditions, the socioeconomic might of the average Nigerian citizen is buoyed. This is simply because we are able to help clients spend less of unproductive hours or days on the sick bed as a result of malaria, and consequently, improve their productive hours to help achieve socio economic power for themselves and their families.

The total eradication on Malaria would have an extremely positive effect on the entire economy which would translate to higher GDP numbers for Nigeria. Also, with the increase in prevalence of non-communicable diseases like hypertension and diabetes, we would have too many issues to deal with if we do not increase our efforts to eradicate malaria.

What should be done in preventing and treating malaria?

All hands must be on deck to salvage the situation that malaria has put us in Africa. Prevention entails keeping clean environments by clearing bushes and drainages in and around homes, use of anti-mosquito agents, sleeping under Long-lasting Insecticidal Nets (LLINs), routine aerial sprays of our environment with chemicals that destroy the larvae of mosquitoes etc. in the near future, we also expect a breakthrough by scientists in the production of vaccines against malaria.

Treatment on the other hand entails that qualitative anti-malarial drugs are manufactured within and outside the continent and made available at affordable rates to end-users. The diagnostic capacity of both private and public health institutions also need to be strengthened to ensure the prompt & appropriate diagnosis of malaria and differentiation from other fever-causing diseases.

How does health insurance help curb the high mortality rate of this disease?

If health insurance schemes are initiated across board to ensure universal access to healthcare, the prompt and unfettered access to qualitative diagnosis and treatment of malaria shall be taken for granted in Africa. The pool of funds which health insurance provides can stimulate a catalytic process that will drastically curb morbidity and mortality arising from malaria. Health insurance guarantees unhindered access to qualitative healthcare services. AXA Mansard Health is poised to delivery best in class health insurance products and services that would help the nation help curb the high mortality and morbidity rate caused by Malaria.

Tell us about the AXA Mansard‘s health insurance solution for the retail market called EasyCare?

AXA Mansard Easy Care health insurance plan helps Nigerians access affordable and quality health care. With new Easy Care health insurance plan, subscriber can with as low as N12,000, premium access various health care services which include, In and Out Patient Care, General and Specialist Consultation; X-Rays; Laboratory & Diagnostic Tests. Other health care benefits accessible to subscribers on the plan are NPI Immunizations; Prescribed Medicines & Drugs; Accidents & Emergencies; Dental care; Evacuation of patients to the hospital; HIV/AIDS – to the Extent of Diagnosis and Treatment at Free Specialist Centres nationwide.

There have been a number of advocates including Vice President, Professor Osinbanjo on the importance of compulsory health insurance scheme to improve access to health care for Nigerians, what are your thoughts on health insurance for all?

The Vice President’s advocacy is a step in the right direction. Health insurance for all is feasible if all stakeholders are committed to drive the process.

On our part, we shall continue to advocate for compulsory health insurance for all men, women and children in Nigeria because it provides risk-protection and universal health coverage for all. No one knows when he/she will be ill or the amount of money that may be required to treat the next illness.

How has the acceptance of health insurance evolved in the past, and what is its future outlook in Nigeria?

Statistics put the coverage of the National Health Insurance Scheme (NHIS) in Nigeria at less than 7 percent. The gap yet uncovered is enormous, the opportunities massive. Be that as it may, anecdotal figures corroborate the impression that acceptance of health insurance seems to be on the rise in Nigeria. In cities such as Lagos, Abuja, Port-Harcourt and a host of others, many private health insurance plans have been instituted, such that Health Maintenance Organizations (HMOs) are being established. A lot of private sector organizations are purchasing health insurance plans for their workers from one HMO or the other. AXA Mansard for instance is the fastest growing health insurance company in Nigeria with a compounded annual growth rate of over 500 percent from inception in September 2013 till date. It is therefore safe to say acceptance is on the rise. Honestly, the future outlook of health insurance is astonishingly bright and Federal and State governments can help to boost same by formulating and implementing policies of Universal health coverage around health insurance.

Some advocates of health insurance argue that it is a means of risk management and finance protection, can you explain that further?

In most countries of the world today, including Nigeria, expense on healthcare is the single largest cause of bankruptcy for individuals and families. No one is aware of the type or period of his/her next illness, even though we all pray not to fall sick. Insurance generally offers you a cover, some sort of protection, against unforeseen events, ditto health insurance. A pool of funds is made available by health insurance in a manner that allows all enrolees to be protected financially within that pool against out-of-pocket payments for any illness that may arise. Health insurance also does risk protection by breaking down the barrier of access, such that so long as you are insured, you shall eat the good of the qualitative healthcare lamb should the need arise.

What are your recommendations on ways to improve access to quality health services for people and communities, in line with 2018 World Health Day theme, ‘universal health coverage: everyone, everywhere’?

As a big player in the health insurance sector, our recommendation is for sub-national and national governments, as well as privately-run organizations, to enact and execute policies of health insurance as an instrument for universal health coverage for all their citizens and/or employees as the case may be. It is the surest way to get everyone on the path to universal health coverage.

Dipo Olowookere is a journalist based in Nigeria that has passion for reporting business news stories. At his leisure time, he watches football and supports 3SC of Ibadan. Mr Olowookere can be reached via [email protected]

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ICRC Lauds Medipool in Boosting Availability, Accessibility of Drugs

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By Adedapo Adesanya

The Infrastructure Concession Regulatory Commission (ICRC) has applauded the approval of the Medipool project, which has been floated to address drug access in Nigeria’s most underserved regions.

According to Mr Jobson Ewalefoh, the Director-General of ICRC in a statement signed by Mr Ifeanyi Nwoko, Acting Head, Media and Publicity, said the project also includes the initiative would improve the lives of Nigerians.

“Imagine a Nigeria where no child dies due to the unavailability of vaccines, where every health facility, no matter how remote,, has access to life-saving drugs.

“That future begins now, with the Medipool Project. Medipool is just the beginning under President Bola Tinubu’s Renewed Hope Agenda. Public-Private Partnerships (PPPs) are driving infrastructure delivery across all sectors, ensuring that no Nigerian is left behind.”

He added that with Medipool, President Tinubu was restoring hope to neglected regions by ensuring access to essential medicines, which “is a right, not a privilege, for all Nigerians.”

Mr Ewalefoh said the Medipool initiative, part of the Presidential Initiative for unlocking the healthcare value chain, aimed to centralise the procurement and distribution of essential medicines, vaccines, and consumables.

He said this would be achieved through a high-efficiency Group Purchasing Organisation (GPO).

Mr Ewalefoh emphasised that the project would not only promote transparency and affordability but also ensure that no region was left behind, particularly rural and hard-to-reach areas that had historically suffered from poor access to medicines.

He said in addition to Medipool, FEC approved the Ikere Gorge Hydropower project (Oyo State), which was originally initiated under the Obasanjo military regime.

Mr Ewalefoh said the dam would be redeveloped under a Finance-Build-Operate-Transfer (FBOT) structure to generate over six megawatts of electricity.

He said the dam would also provide potable water to towns like Iseyin and Saki and irrigate thousands of hectares of farmlands.

Mr Ewalefoh listed other projects as the Coastal Fisheries Terminal (Borokiri, Rivers State).

“This project aims to boost Nigeria’s fishery value chain through modern cold-chain logistics, job creation, and enhanced export capability.

He said these PPP initiatives aligned with Tinubu’s Renewed Hope Agenda to transform Nigeria’s infrastructure landscape, enhance service delivery, and stimulate inclusive economic growth.

Mr Ewalefoh said the ICRC would continue to provide regulatory oversight to ensure project transparency, value for money, and full alignment with global PPP standards.

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FG Introduces Medipool to Bring Down Drug Prices

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By Adedapo Adesanya

The federal Government has approved a new policy known as Medipool, which targets lowering the cost of drugs and other medical consumables for Nigerians.

This was part of the decisions reached at the Federal Executive Council (FEC) meeting chaired by President Bola Tinubu at the State House, Abuja, on Monday.

The Coordinating Minister of Health and Social Welfare, Professor Ali Pate, said Medipool is a group purchasing organisation for competitive pricing and to be a supplier of essential medicines and healthcare products across Nigeria.

According to him, Medipool was developed to consolidate the demand from basic healthcare centres and federal tertiary hospitals, enabling the government to leverage bulk purchasing power to lower medical costs.

“Today, council approved Medipool; it’s a group purchasing organisation for competitive pricing and to be supplier of essential medicines and healthcare products across Nigeria, through the Federal Government’s intervention, the basic health care provision fund, but also eventually outside that, through federal tertiary hospitals, so that as a buyer, we can negotiate lower prices.

“So, it’s using the monopsony power of the government as a large buyer of those commodities, negotiating lower prices and then channeling those commodities,” he said, according to a statement.

Speaking further, the minister explained, “The scope includes, but it’s not limited to procurement planning, distribution monitoring, supply chain, logistics management, quality assurance, regulatory compliance, as well as ensuring that local manufacturers are supported, and import substitution and the financial management and payment systems, as well as capacity building and training and contingency planning to ensure steady availability of essential drugs that are the quality that Nigerians can benefit and at a lower cost through, a public private partnership.”

He noted that the Medipool model was benchmarked against similar initiatives in countries such as Kenya, South Africa, Singapore, and Saudi Arabia, emphasising that the administration aims to support local manufacturing, promote import substitution, and ensure Nigerians have access to high-quality, affordable medicines.

The FEC also awarded a N2.3 billion contract for the procurement of a state-of-the-art cardiac catheterisation machine for Usmanu Danfodiyo University Teaching Hospital (UDUTH) in Sokoto.

The health minister said this will help the university hospital provide diagnosis and treatment services for heart and blood vessel problems, heart attacks, and irregular heart rates.

“The university hospital in Sokoto will now have this capability, which will serve the population in Sokoto State, the North West geopolitical zone of our country, and indeed the country. It will save lives, but also contribute towards reversing outbound medical tourism, because Nigerians will be able to access services that they were not able to,” he added.

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Codix Bio Strengthens Nigeria’s Healthcare Manufacturing With New Sagamu Factory

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By Aduragbemi Omiyale

A new rapid diagnostic test (RDT) production plant has been opened in Sagamu, Ogun State by Codix Bio Limited in a bid to strengthen healthcare manufacturing in Nigeria.

The Governor of Ogun State, Mr Dapo Abiodun, commended the company for choosing the state for the factory, which he described as a transformative leap to making the country a big force in the healthcare system.

“We are proud to commission Nigeria’s first large-scale rapid diagnostic test (RDT) production facility—Codix Bio Limited—right here in Ogun State.

“Located along the Sagamu Expressway, this state-of-the-art in-vitro diagnostics factory is only the second of its kind in Sub-Saharan Africa and will produce over 147 million test kits annual for diseases such as HIV, Malaria, and Hepatitis B and C.

“This milestone marks a transformative leap in our journey to strengthen Nigeria’s healthcare system through bold investment, local innovation, strategic partnerships, and local manufacturing,” he stated.

With this facility, Codix Bio is now the first African manufacturing partner selected by the World Health Organization (WHO), SD Biosensor, and the Medicines Patent Pool (MPP) under the WHO Health Technology Access Pool (HTAP) programme.

This landmark designation places Codix Bio at the forefront of regional production for RDTs in Africa—solidifying its role as a key partner in strengthening global health security.

The new plant positions the firm within the scope of WHO’s technical support system, allowing for technology transfer, regulatory assistance, and sustained global collaboration.

Through the sublicensing agreement with SD Biosensor and MPP, Codix Bio will receive proprietary rights, technical know-how, and materials to legally develop and produce rapid diagnostic test kits based on SD Biosensor’s cutting-edge platform.

This technology enables the production of multipurpose rapid diagnostics adaptable to both pandemic and inter-pandemic periods marking a transformative milestone in increasing equitable access to healthcare in low- and middle-income countries (LMICs).

With the commissioning of this facility, Codix Bio is scaling innovation and it has positioned Nigeria and the African continent for self-reliant, sustainable healthcare solutions.

“With over 90 per cent of diagnostic kits used in Africa currently imported, this facility will significantly reduce our reliance on external supply chains, conserve foreign exchange, and create high-value jobs.

“This factory will help to solidify Nigeria’s position as a health hub in the continent and globally. This is a leap forward for our national and continental health security,” he affirmed.

“With this facility, we are not only boosting local production but also saving foreign exchange, creating jobs, and reinforcing our public health response capacity.

“We call on other investors to come onboard by producing other medical consumables needed by the various medical diagnostic groups,” the Coordinating Minister of Health and Social Welfare, Professor Muhammad Ali Pate, said.

On his part, the WHO Representative in Nigeria, Dr Walter Kazadi Mulombo, hailed the facility as a “game-changer” in Africa’s efforts toward disease control, health security, and public health advancement, saying it will improve access to timely and accurate testing and reduce dependence on imported rapid test kits.

The chairman of Codix Pharma Group, Mr. Sammy Ogunjimi, said, “We are delighted to unveil our second manufacturing plant today. But beyond infrastructure, we know that human capital is equally vital.”

He reiterated Codix Pharma’s support for regional integration frameworks, including the Africa CDC, the African Continental Free Trade Area (AfCFTA), and the African Medicines Agency (AMA).

“Once a product is approved by NAFDAC, it should move freely across Africa. Regulatory harmonization is essential to unlocking the potential of intra-African health trade,” he said.

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