Education
How to Save Money for College
Everyone knows that college is an important step in the life of any person. It is one of the main goals, the accomplishment of which offers high hopes for a successful future.
However, it is not a big surprise that higher education comes at a considerable cost, with tuition fees getting higher each year.
Forward-looking parents who want to ensure future prosperity for their children usually start saving for college as soon as their babies have managed to make the first step.
Even more prudent parents are sure to have a definite plan of making savings for their offspring’s studies. Even if you haven’t started yet, and your child is about to mail out application letters, it is never too late.
Nevertheless, a good plan is always a beneficial strategy, especially in financial endeavours. Here are some tips on how to save money for college.
Set a Definite Goal
That is the place to start from. To plan something, you need to know what exactly you are planning for. Assess your needs and define what sum is required for them. Answer some questions:
- For how many children are you going to pay?
- How much time is left before they go to college?
- For how many years will they study?
- Are you going to fund all this period or only half?
- What college do you have in mind? Public, private, or community? In- or out-of-state?
- What are the projected expenses for accommodation and transportation?
Of course, some of these questions may have no definite answer so far. Thus, it would be prudent to have several possible scenarios. But in any case, at least approximate calculations can help to see the final picture and define the further plan. Conduct some research based on your goals derived from the answers and make use of online financial calculators to help you with estimates and budgeting.
Define the Way of Saving
When the definite goal is set and you know what sum (at least approximate) you’ll need to cover, you have to decide on the saving and investment vehicle that will help you achieve your objectives. There are a number of options, some of which offer rather attractive tax-saving benefits.
As some of the examples, you may use section 529 plans, Coverdell Education Savings Accounts (ESAs), Individual Development Accounts (IDAs), or taxable mutual fund or brokerage accounts. Each of them comes with its pros and cons, of course. Make some online research to learn more about each available option to decide which one is the most beneficial for you.
Start Saving
Of course, it is more than obvious that the earlier you start saving, the more money you will get at the end. But even if you started a bit late, you still have good chances with an advantageous plan. Just remember to keep discipline in setting aside some amount regularly.
Make it a part of your monthly household budget like utility bills or sign up for automated regular contributions to the savings account if needed. By the way, some savings plans may be open for other parties, so do not hesitate to involve other relatives or friends who want to contribute.
Consider cutting on your daily expenses. Analyze your family budget and think about where you could save more without creating a considerable strain on your everyday lives. Make use of all the possible bonuses, loyalty programs, and wage rises. Every penny matters for your precious child and their prospects in life.
Consider Financial Aid
Undoubtedly any assistance from outside will be useful, so consider all the possible options.
Scholarships and grants take the first position on the list. If your children do not qualify for need-based ones, pin your hopes on merit-based awards. Encourage your kids to strive for higher achievements in studies and extra-curricular activities and help them succeed at every step they take. Explain to them that this is a good helper in planning for their future, but do not get overly demanding though. Psychological traumas will not pave their way into college.
Student loans are another way of financial aid that you as a parent may get for your children’s college education. Start with filling out the Free Application for Federal Student Aid (FAFSA) at the Department of Education, which will consider if and how much federal aid you may qualify for.
If you have no other way out but for borrowing, try all the possible federal loan options in the first place. Banks and credit unions offer private student loans but usually with much higher rates. In any case, you should research and study this issue thoroughly and carefully before signing any deals, assessing the sum you can afford to borrow, and examining all the possible repayment options.
One more viable option to help you save for your children’s college is engaging them in the endeavour and encouraging them to get a part-time job. While still in high school and after having been admitted to a college, your kid can perform a myriad of jobs. They can work in a local library, store, or cafeteria, write Pro-papers for their peers, deliver mail or pizza, or even get employed as a junior assistant in your company.
In addition to helping you bridge the financial gap, such a move will teach them independence and responsibility from a young age. They should understand that investing in their future and relieving their parents from the burden at least partially is very honourable.
Bottom Line
Of course, college for your children demands a lot from the parents. It is not a surprise for anyone that ensuring your kids’ bright future is a costly pursuit. However, a security plan and your firm resolve can help you remove mountains. Plan and start saving as early as possible to get more opportunities for yourself and your children.
Education
Mine Bitcoin and Dogecoin for Free With DL Mining! UK Compliance Platform Officially Opened
Traditional cryptocurrency mining often requires huge capital investment, complex equipment configuration, and high electricity costs. However, DL Mining is subverting this industry, providing users with simple, low-cost BTC and DOGE cloud mining services. As a legal platform certified by the British authority, DL Mining makes mining no longer limited by expensive hardware and technical barriers, and truly enables everyone to participate. With top-level security protection, minimalist operation experience, and stable daily income guarantee, DL Mining has become one of the most promising cloud mining platforms in the encryption field.
Functions of DL Mining
DL Mining is committed to creating a safe, efficient and profitable mining experience for all users. The core advantages of the platform include:
✅ Top security protection
Using McAfee® and Cloudflare® dual encryption technology to fully protect user data and asset security
✅ Completely transparent and zero fees
No management fees are charged, no hidden costs are required, and 100% of the income belongs to the user
✅ Stable mining guarantee
The server runs 100% stably, and cooperates with a 24/7 professional customer service team to ensure continuous profitability
✅ Flexible mining in multiple currencies
Supports 6+ mainstream cryptocurrencies such as USDT,USDC,BTC, LTC, DOGE, XRPand free investment portfolio selection
✅ Newcomer exclusive benefits
Sign up and get a $15 investment package, enjoy $0.6 free income every day, and start mining at 0 cost

How to start cloud mining for free with DL Mining?
DL Mining provides an easy-to-use cloud mining getting started guide. Users can start mining in three simple steps:
Step 1: Register an account get $15 bones
The creation process is very smooth and only requires an email address. After registration, users can immediately access DL Mining’s mining dashboard to monitor their earnings in real time.
Step 2: Select a cloud mining service provider.
DL Mining offers a $15 free mining plan to simplify the mining process without expensive mining hardware. This free plan allows users to earn $0.6 in passive income per day for free without taking any financial risk.
Step 3: Choose a mining contract
DL Mining offers a variety of contract options to meet the needs of different investment levels. Each contract guarantees a fixed return and predictable daily returns, ensuring a transparent and profitable mining experience.
LTC [basic contract]: investment amount: $100, contract period: 2 days, daily income of $4, expiration income: $100 + $8
LTC [basic contract]: investment amount: $500, contract period: 5 days, daily income of $8, expiration income: $500 + $37
BTC [classic contract]: investment amount: $1,000, contract period: 10 days, daily income of $16, expiration income: $1,000 + $160
BTC [classic contract]: investment amount: $3,000, contract period: 16 days, daily income of $51, expiration income: $3,000 + $816
BTC[Advanced contract]: investment amount: $10,000,contract period: 35 days, daily income of $215, expiration income: $10,000 + $7525
BTC[Super contract]: investment amount: $50,000,contract period: 45 days, daily income of $1250, expiration income: $52,000 + $67080
Why DL Mining stands out in the field of cloud mining
Easy to get started
DL Mining is designed for both new and experienced miners. The user-friendly interface ensures that even people who know nothing about cryptocurrency mining can seamlessly participate and earn rewards.
Profitability and flexibility:
Unlike traditional mining models that require long-term commitments and large investments, DL Mining offers flexible contract terms and guaranteed returns. Users can withdraw earnings daily, reinvest for higher returns, or exit at any time.
Worry-free experience
DL Mining handles all technical issues of mining, including equipment maintenance and energy costs. This allows users to focus on maximizing earnings without worrying about the complexity of operations.
DL Mining leads the new wave of cloud mining: a new choice for compliant, efficient and sustainable crypto income
The rise of the cloud mining platform DL Mining is completely changing the way people participate in cryptocurrency mining, and its innovative model may become a key force in promoting industry change:
Four core driving forces of industry change
Authoritative compliance guarantee
As an official British certification platform, DL Mining has established industry trust with perfect regulatory compliance, effectively solving the most concerned security and reliability issues in the field of cloud mining.
Green mining practice
With efficient and energy-saving cloud solutions, DL Mining significantly reduces the carbon footprint of traditional mining and provides a sustainable way of participation for environmentally conscious investors.
Broad market prospects
With the surge in demand for passive income, retail and institutional investors have flocked to the field of crypto mining, indicating that innovative platforms such as DL Mining will usher in explosive growth.
Disruptive cost advantage
Compared with traditional mining that requires the purchase of ASIC mining machines and high electricity bills, DL Mining has redefined industry standards with a nearly zero-threshold participation method and a stable income structure.
Future Outlook
DL Mining is driving the entire industry towards a more convenient, safer and more profitable direction through its innovative cloud mining model. The zero-cost entry, stable daily income and extremely simplified user experience provided by the platform make it an ideal choice for BTC and DOGE mining enthusiasts.
As the cryptocurrency market continues to expand, DL Mining is expected to grow into a leading platform in the cloud mining field, providing investors with a high-quality alternative to traditional mining. Whether you are a novice who is new to crypto mining or a veteran player pursuing stable returns, DL Mining deserves your attention.
Explore new opportunities in cloud mining now
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Education
Prodigy Finance Unveils NovaGrad AI-enabled Planning Tool for Students
By Aduragbemi Omiyale
An Artificial Intelligence (AI) platform giving LATAM and African students a clearer path to global universities known as NovaGrad has been launched by Prodigy Finance.
This tool allows users to plan their study-abroad journeys with confidence. The goal is to give every ambitious student the clarity, guidance, and confidence they need regardless of their background.
Many students still face steep tuition fees, shifting visa rules, complex admissions processes and limited access to reliable information.
The initiative has been created to make those first steps clearer and easier to manage. As interest grows across LATAM and Africa, universities have also stepped into the mission, recognising that students who arrive prepared are far more likely to succeed.
The platform is an AI-enabled planning tool that supports students throughout their study-abroad journey. It helps them explore courses, compare universities, understand their financial options and prepare strong, clear applications.
Students can research programmes across the United States, United Kingdom, Europe and many other countries, understand what each university expects and organise their plans in one place.
With visa policies evolving globally, students can also turn to the platform to make sense of timelines, documentation and opportunities in newer destinations.
The tool supports students as they prepare to apply for university and their student visa. The platform helps them understand each step of the process and gives them the confidence to submit a strong, well-planned application.
“2025 has been one of our strongest years yet. We launched several scholarship programmes globally, and the interest from students across Africa and LATAM was remarkable.
“Even though each cycle can only support a small number of winners, our recent Prodigy Finance Awards granted close to $40,000 to eight international students, including learners from Africa and Mexico. It became clear that we needed a broader solution for this region,” the Global Chief Business Officer at Prodigy Finance, Ms Sonal Kapoor, said.
”After nearly a year of work, we have launched a platform where students can explore multiple scholarship options, receive guidance on choosing universities and prepare their statements of purpose with confidence. That is why we built this service.
“It gives learners clarity about their choices and helps them plan their journey with purpose. This isn’t the kind of AI that replaces talent, it’s the kind that helps students unlock it,” she added.
Also commenting, the Head of Acquisition Strategy at Prodigy Finance and spokesperson for NovaGrad, Ms Mariana Alcocer, said, “I grew up in Colombia, and I know what it feels like to want something bigger than the place you grew up in.
“Many students across LATAM and Africa carry that same determination. They are ambitious and ready to work hard, yet the path in front of them isn’t always clear. The platform gives students the kind of guidance I wish I had in the past, a place where your options make sense and you don’t feel lost or alone.”
“Students aren’t looking for shortcuts. They want clarity. They want to know which universities align with their goals and how to present a strong application.
“The service brings all of that into one space. When students have the right tools, they move from doubt to confidence. That shift is exactly what the platform is built for,” she noted.
Prodigy Finance, a popular brand known for funding international students, has helped more than 45,000 masters students from 150 countries and has disbursed over $2.3 billion in funding.
Education
Human Rights Watch Urges FG to Protect Schools from Attacks
By Adedapo Adesanya
Human Rights Watch (HRW) has called on the Nigerian government to secure the safe release of students and teachers recently kidnapped in the country’s northwest and take concrete steps to protect schools and communities from further attacks.
In a statement on Tuesday, the rights body said, “The groups responsible for the kidnappings should immediately release the students and teachers they are holding captive.”
On November 18, 2025, over 20 schoolgirls were kidnapped by unidentified armed men from the Government Girls Comprehensive Secondary School in Maga, Kebbi state.
Just three days later, on November 21, about 303 students and 12 teachers were kidnapped at St. Mary’s Catholic Primary and Secondary School in Papiri, Niger state.
“These mass school kidnappings once again lay bare the deliberate targeting of students, teachers, and schools in Nigeria’s deteriorating security environment,” said Ms Anietie Ewang, Nigeria researcher at Human Rights Watch. “The deepening crisis underscores the government’s failure to protect vulnerable communities.”
Human Rights Watch said it spoke with parents of two of the girls abducted in Kebbi state. Mrs Isa Nazifi, whose 13-year-old daughter Khadija Nazifi, a junior secondary school student, was among those abducted.
“I immediately took a motorbike and rushed to the school, where I found my second daughter, also a student at the school. She told me Khadija had been taken. We are extremely worried. My wife is in tears. I will stay here at the school until my daughter returns. If I go home without her, what will I tell my family?”
Also, Mr Sani Zimri, whose daughter, Salima Sani Zimri, is a senior secondary school student who was also abducted, said he had heard rumors from other parents of a possible attack by bandits the week before the incident.
“We developed confidence after seeing military operatives surveilling the area, only to realize that there were no security operatives on the premises for the entire three hours that the incident occurred,” he was quoted in a statement by HRW.
The rights group also noted that the development was not new and dates back as far as 2014 and has been occuring with successive governments.
Human Rights Watch said Nigerian authorities have failed to apply lessons from previous attacks to create early warning systems and other measures that could prevent these atrocities.
In response to the recent kidnappings, the government has promised to rescue the kidnapped students and hold those responsible accountable. President Bola Tinubu directed security agencies to act swiftly to bring the girls back while also urging local communities to share intelligence.
The authorities have also shut down 47 federal secondary schools known as Federal Unity Colleges, and some states including Katsina, Taraba, and Niger have also closed schools or restricted school activities, particularly boarding institutions.
The rights group lamented that while these measures are aimed at protecting students, they have disrupted learning for thousands of children, denying them access to education and the social and psychological support schools provide.
“Without concrete measures to provide alternative learning opportunities to ensure continuity in their education, the students are at risk of falling behind academically and facing long term setbacks in their development,” the statement added.
It explains that since Nigeria is a signatory to the Safe Schools Declaration, the government should move with urgency to advance a proposal to introduce legislation to implement the Safe Schools Declaration.
“Children in Nigeria have the right to go to school without fearing for their lives,” Ms Ewang said. “Nigerian authorities should prioritize the safe release of the kidnapped children and their teachers and bring those responsible for their abduction to justice.”
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