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Conflicts/Insecurity in Africa and Achike Chudi’s Solution

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Achike Chudi

By Jerome-Mario Utomi

It was at a recent gathering organised by one of the Catholic churches in Lagos aimed at creating new awareness to assist parishioners to keep abreast with the fuelling factors and possible steps that will cushion the socioeconomic impact of nagging insecurity in the country.

The gathering had as a theme Heightening Insecurity in the Country: Exploring Ways to Mitigate Hardship, with Achike Chudi, a public affairs commentator and Vice President Joint Action Front (JAF) as the keynote speaker.

On that day, at that time and in that place, while Achike examined the multiple layers of formal and informal political leadership in post-colonial Africa, the primary holders, controllers and distributors of power and resources in a particular institution and/or territory, he argued that contemporary African leaders operate in an environment constrained by colonial legacies and instability and submitted that leadership in Nigeria/Africa as a continent is characteristically neo-patrimonial, featuring presidentialism, clientelism, the use of state resources and the centralization of power.

Separate from providing sustainable roadmaps/solutions to the nagging challenge of conflict/insecurity in Nigeria and Africa as a whole, there are in fact more inherent reasons why we must not allow Achike’s latest intervention to go with political winds.

First, he started by stating without doubt that the problem of the Nigerian nation is rooted in our past, just as the foundation of every state is in the education of its youth and the beauty of a building traced to the construction of its foundation that will stand the test of time.

He used carefully prepared power points, properly framed arguments, vivid evidence and emotional match with the audience, to demonstrate that the way in which a government or institution at an international or societal level addresses conflict between individuals, groups or nations can determine whether the parties to the conflict will resort to violence.

He argued that State weakness can create the conditions for violent conflict, noting that political institutions that are unable to manage differing group interests peacefully, to provide adequate guarantees of group protection, or to accommodate growing demands for political participation, can fracture societies. There is a degree of consensus that there is a U-shaped relationship between levels of democracy and the likelihood of violent conflict, he concluded.

On the causes of conflict and insecurity, Achike has this to say; “there is no single cause of conflict. Rather, conflict is context-specific, multi-causal and multidimensional and can result from a combination of the following factors. Political and institutional factors: weak state institutions, elite power struggles and political exclusion, breakdown in social contract and corruption, identity politics.

“Socioeconomic factors: inequality, exclusion and marginalization, absence or weakening of social cohesion, poverty. Resource and environmental factors: greed, scarcity of national resources often due to population growth leading to environmental insecurity, unjust resource exploitation.”

Each of these factors he argued may constitute a cause, dynamic and/or impact of conflict. New issues will arise during the conflict which perpetuates the conflict. Identifying and understanding the interactions between various causes, dimensions, correlates and dynamics of conflict – and the particular contexts in which conflict arises, is essential in determining potential areas of intervention; and designing appropriate approaches and methods for conflict prevention, resolution and transformation

While mature democracies are able to manage tensions peacefully through democratic inclusion, stark autocracies are able to repress violence and manage conflict through force. The most vulnerable states are those in a political transition. Uncertainty and collective fears of the future, stemming from state weakness, clientelism and indiscriminate repression may result in the emergence of armed responses by marginalized groups and nationalist, ethnic or other populist ideologies.

Is democratization the best way to promote peace?

He again argues that the world would probably be safer if there were more mature democracies but, in the transition to democracy, countries become more aggressive and war-prone. The international community should be realistic about the dangers of encouraging democratization where the conditions are unripe. The risk of violence increases if democratic institutions are not in place when mass electoral politics are introduced.

Away from the usefulness of democracy to what causes ethnic conflict, and why does it escalate? He responded thus; intense ethnic conflict is usually caused by collective fears for the future. It presents a framework for understanding the origins and management of ethnic conflict and recommends how the international community can intervene more effectively.

Three key factors contribute to the development of ethnic conflict: Information failure, when individuals or groups misrepresent or misinterpret information about other groups; Problems of credible commitment, when one group cannot credibly reassure another that it will not renege on or exploit a mutual agreement; and Security dilemmas when one or more disputing parties has an incentive to use pre-emptive force. When these factors take hold, groups become apprehensive, the state weakens, and conflict becomes more likely.

The domination of access to state structures and resources by any one leader, group or political party to the exclusion of others exacerbates social divisions. It may provide incentives for excluded leaders to mobilise groups to protest and engage in violent rebellion. In contrast, inclusive elite bargains that seek to address social fragmentation and integrate a broad coalition of key elites can reduce the chances of violent rebellion.

Continuing, he said; a social contract is a framework of rules that govern state-society relations and the distribution of resources, rights and responsibilities in an organised society. How a government spends public revenue, regardless of whether it comes from taxes or from natural resources, is significant.

If it spends it equitably on social welfare and satisfying basic needs, conflict is less likely to occur if these resources are spent judiciously than when appropriated for corrupt or fractional purposes. Corruption undermines public trust in government, deters domestic and foreign investment, exacerbates inequalities in wealth and increases socio-economic grievances.

Equally, the inability of states to provide basic services, including justice and security, to all its citizens reduces state legitimacy and trust in state institutions, weakening or breaking the social contract.

Still, on the factor promoting insecurity/conflict, he told the bewildered gathering that in some cases, ruling groups may resort to violence to prolong their rule and maintain opportunities for corruption. This can in turn provoke violent rebellion by marginalized groups. In other situations, research has found that “buying off” opposition groups and belligerents may facilitate transitions to peace – The North and the importation of belligerents in anticipation of the 2015 elections

Moving away from elite power struggles and political exclusion, Achike raised another point relevant to the present security temperatures in the country and Africa.

In his words, colonialism and liberation struggles in Africa, the Middle East and Asia have left various legacies, including divisive and militarized politics and fierce struggles for power and land. Post-liberation leaders in some countries have sustained these dynamics, retaining power through neo-patrimonial networks, state capture, militarization and coercion.

Studies have shown that in some cases, they have promoted ideologies of ‘Us versus Them’, excluding and marginalising other groups. The domination of access to state structures and resources by any one leader, group or political party to the exclusion of others exacerbates social divisions. It may provide incentives for excluded leaders to mobilise groups to protest and engage in violent rebellion. In contrast, inclusive elite bargains that seek to address social fragmentation and integrate a broad coalition of key elites can reduce the chances of violent rebellion.

Sub-Saharan Africa, he said is the world’s most conflict-intensive region. But why have some African states experienced civil war, while others have managed to maintain political stability? This paper argues that the ability of post-colonial states in Sub-Saharan Africa to maintain political stability depends on the ability of the ruling political parties to overcome the historical legacy of social fragmentation.

On the way forward, he observed that creating inclusive elite bargains can bring stability while exclusionary elite bargains give rise to trajectories of civil war, promotion of inclusive political settlements. Most importantly, the nation must facilitate the further goals of (i) addressing causes of conflict and building resolution mechanisms; (ii) developing state survival functions; and (iii) responding to public expectations. Support across all four of these interrelated areas is necessary to help create a positive peace- and state-building dynamic, he concluded.

What does all this say to us in Nigeria? The answer in my view is in the womb of time.

Jerome-Mario Utomi is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), Lagos. He could be reached via je*********@***oo.com/08032725374.

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Stocks vs Forex: Which is Better for Beginners in 2026?

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Stocks vs Forex

By Onah Ishioma Adaeze

As a beginner, choosing between stocks and forex for your investment goals in 2026 can feel overwhelming. Before investing your hard-earned money, it is important to understand how both markets work.

While both markets present investors with opportunities to grow their wealth, they also differ in terms of volatility, liquidity, market hours, and leverage. Stocks involve owning portions of a company, while forex has to do with trading a base currency against a quote currency.

In this article, we will be going through the basics of stocks and forex, pointing out their differences, and helping you decide which asset better suits your investment journey in 2026.

What is Stock Trading?

When it comes to stock trading, you are buying shares of a company, which makes you a shareholder of that company. As a shareholder, you may be entitled to receive dividends whenever the company decides to pay dividends.

As for those companies that do not pay dividends, there are other benefits a shareholder may enjoy, like being called upon to attend shareholder meetings and having voting rights on certain company matters.

On a global scale, over $100 trillion worth of shares are traded annually. Also, the rising popularity of AI companies and technological innovations continues to drive investor participation and market growth.

If you’re an investor looking to buy and hold capital assets, then stock trading is definitely for you, as it allows for short-term, medium-term and long-term investment goals.

When you buy shares of a company and the company performs well, your shares increase in value. Another benefit of stock trading is access to index funds and ETFs.

These funds consist of companies that are grouped under an index. They are carefully selected and monitored under the fund, sparing the investor the stress of actively tracking the fund.

They can be a way of building a long-term, diversified portfolio, and some of these funds may pay dividends.

What is Forex Trading?

Forex trading has to do with buying one currency and selling another. With a pair like USD/JPY, USD is the base currency being bought against JPY, which is the quote currency.

In order to execute a trade in the forex market, you have to analyse and make predictions based on price movement, as well as pay attention to what’s going on in the global news scene.

The forex market runs twenty-four hours every weekday, with over $9 trillion traded in the market every day. Being the largest financial market in the world, there is very high liquidity.

Forex trading involves buying one currency against another, making predictions based on price movements on the forex charts. Price moves based on the activities of large institutions like hedge funds, big banks, the government, etc.

The forex market runs 24 hours a day, every weekday, with global forex turnover reaching $9 trillion per day in the BIS 2025 survey. Being the largest financial market in the world, there is very high volatility and price fluctuations.

At the same time, there is high liquidity in the market, which means that currency pairs can easily be bought and sold without hassle. Highly liquid instruments that are traded regularly include: EUR/USD, USD/JPY, GBP/USD, and gold (XAU/USD).

As a retail trader, knowing when to enter and exit the market is important. As easy as it is to make profits from price fluctuations, it is also very easy to lose money if the market moves against you. This is why it is important to set stop losses and take profits. This helps manage your trading capital.

Major Differences Between Stocks and Forex

While investing in stocks and forex can yield great capital gains, there are lots of ways in which they differ.

As a beginner, stock trading provides opportunities for long-term investments, ensuring slow but consistent returns for wealth building. But if you are looking for an active, short-term style of investment, then forex trading is for you, as it allows you to enter and exit the market within a shorter time frame.

Which is Better in 2026?

Choosing an asset to invest in all boils down to personal preference. At the same time, if you are not averse to risk, nor opposed to asset diversification, then it’s okay to invest in both.

For beginner investors in 2026, stock trading is easier to understand and get into, especially because of mutual funds, index funds and ETFs. With those funds, you don’t have to be an expert to start investing. You can just buy a fund that suits your needs and hold it over a long period of time.

If you are an investor who enjoys technical analysis, highly volatile and liquid markets, as well as trading under short time frames, then forex trading is the right pick for you.

Conclusion 

You do not need to put all your eggs in one basket. There are investors who invest in both stocks and forex simultaneously. When starting out, you can start investing in stocks while learning forex. Take calculated risks and do not invest above your means. Diversify your investments and remember, when starting out, you should prioritise acquiring knowledge over profits.

Onah Ishioma Adaeze is a finance writer who is passionate about simplifying complex concepts into easily digestible pieces. Her hobbies are reading and watching anime

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Building 234 Solutions: A Response to Everyday Workforce Challenges

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Owoloye Emmanuel 234 Solutions

By Owoloye Emmanuel

Every business starts with a problem. For us, that problem was hiding in plain sight.

Across organisations, we kept seeing HR professionals, payroll teams, and business leaders spend significant time navigating processes that should be simpler. Employee records sat across multiple systems, payroll processes required manual intervention, and routine workforce tasks often became more complicated than they needed to be.

As businesses grow, workforce operations naturally become more complex. Yet many organisations still rely on disconnected tools and workflows that create unnecessary friction for both employers and employees.

The consequence is more than operational inefficiency. HR teams spend valuable time managing systems instead of supporting people. Business leaders struggle to access timely workforce insights, while employees experience delays in processes that should be seamless.

These weren’t isolated challenges. They were recurring realities across workplaces, regardless of industry or size.

That observation led us to a simple question: what if workforce management could be easier?

What if HR, payroll, and workforce operations could work together within a single, connected experience?

That question became the foundation for 234 Solutions.

We are building 234 Solutions with a clear belief that workplace technology should reduce complexity, not add to it. Our goal is to help organisations spend less time navigating processes and more time focusing on productivity, growth, and people.

As we prepare for launch, our focus remains simple: building practical solutions for real workplace challenges and helping organisations create better experiences for the people who power them every day.

Owoloye Emmanuel is the founder of 234 Solutions

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The Role of TV in Preserving African Stories and Identity

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Preserving African Stories

Scroll through social media today, and you will notice something interesting: everyone is either reacting to a series, quoting a movie line, or debating a character as though they personally know them. Beneath the memes and binge-watch culture, however, lies something deeper. Television remains one of the most powerful tools shaping how Africans see themselves, remember their history, and tell their own stories. In a continent as diverse and expressive as Africa, that matters more than ever.

TV as a Cultural Archive, Not Just Entertainment

Long before streaming algorithms began shaping our viewing habits, television was already preserving African identity. From Nollywood dramas that capture the rhythm of everyday Lagos life to documentaries exploring Maasai traditions and Ghanaian folklore, TV has served as a living archive of the continent’s stories.

It preserves more than entertainment; it preserves language, culture, humour, values, and shared experiences. Unlike fleeting social media content, television allows stories to unfold with depth, exploring the realities of family, tradition, ambition, and modern African life without reducing them to stereotypes. That is the power of TV: preserving not just stories, but perspective.

Why Representation on TV Still Matters

There is a subtle but important truth: if people do not see themselves on screen, they may begin to believe their stories are not worth telling. This is why African TV content is more than entertainment; it is affirmation.

Seeing a character who speaks like you, struggles like you, or celebrates like your community does something powerful. It validates identity and challenges outdated narratives that have historically defined Africa through external lenses.

This is where MultiChoice Group, through platforms such as DStv and GOtv, plays an important role. They do not simply broadcast content; they help distribute cultural memory at scale.

GOtv, DStv, and the Everyday African Viewer

Think about a typical evening in many African homes: the TV is on in the background, someone is laughing at a comedy show, another person is watching a local series, and someone else is catching up on the news. That shared viewing experience remains very real.

Through platforms such as DStv and GOtv, African households are exposed to a blend of local storytelling and global content. More importantly, they have helped amplify African-produced content by bringing Nollywood films, African reality shows, talk shows, and documentaries into mainstream rotation.

It is not just about access. It is about visibility.

A young filmmaker in Lagos today is more likely to believe their story matters because they have seen similar stories broadcast widely. A child in Accra grows up hearing familiar accents and seeing environments that look like their own on screen, not as exceptions, but as the norm.

TV Is Also Shaping Modern African Identity

African identity is not static; it is evolving. Television reflects that evolution in real time.

Today, audiences see:

  • Young Africans balancing tradition and modern dating culture

  • Stories tackling mental health in African households

  • Fashion and music influences spreading through TV series

  • Political satire shaping public conversation

Conversations that were once confined to homes are now being explored on screen, giving audiences the language to discuss issues that were previously unspoken.

In many ways, television is doing what oral tradition has always done: passing stories, values, humour, warnings, and history from one generation to the next. The difference is that today’s griots are writers, directors, and broadcasters.

The Future: From Watching to Owning Our Narratives

The next stage of African storytelling is not just about being seen; it is about ownership.

As more African creators produce content and platforms continue to invest in regional storytelling, television becomes more than a mirror. It becomes a tool for shaping how Africa is represented to itself and to the world.

While streaming continues to grow, television, particularly accessible platforms such as GOtv, remains one of the most effective ways to reach everyday audiences across different income levels and regions. After all, storytelling only matters if people can access it.

African stories are not new. They have always existed in families, on streets, in markets, in history books, and through oral traditions. What television has done, and continues to do, is give those stories a stage wide enough for millions to experience them at once.

The next time you watch a local series or documentary on DStv or GOtv, remember that you are not just being entertained. You are participating in the preservation of African identity itself.

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