Banking
7 Reasons You Need to Become Zenith Bank Customer
By Dipo Olowookere
Being a customer of the numerous banks in Nigeria comes with different perks and challenges, as the sector itself is bedevilled with the infrastructural lapses inherent in Nigeria.
However, of all the commercial banks; Zenith Bank has proven to be the pace setter not only in terms of innovation and infrastructural capabilities; the bank has remained shoulder high above them all since it was founded in 1990.
Zenith Bank currently ranks as the number one commercial bank in Nigeria not only in terms of customer deposits and profits, but in several other aspects of banking. Little wonder, retail and commercial banking customers including investors continue to do business with Zenith Bank.
Zenith Bank has continued to provide quality financial services to different sectors in Nigeria including some Key West African Countries, Asia and Europe.
The bank mirrors the hopes and aspirations of every Nigerian and Africa at large.
As a banking customer who has enjoyed the services of several banks in Nigeria, settling for Zenith as the best did not come off without the bank going beyond others in meeting my high expectations in terms of the service offering and values which they have consistently delivered over the years.
Here are seven reasons, Zenith Bank is the best and why you should use the bank.
- Respect For Individuals:
Ever wander into a banking hall and be unsure of where you are or how to go about what you want to do, this does not apply to Zenith. Right from the entrance you are welcomed by courteous and professional security officers and when ushered into the banking hall, it is another wall entirely. The cuteness and swagger of the bank’s staff is a wonder to behold. If you are like me and you want to save your money where posh and crisp cashiers, tellers, customer service representatives and account officers – welcome to Zenith Bank.
- Integrity/Financial Stability:
Has the financial stability of your bank ever been a source of concern for you?
I was also in that position; but, with Zenith’s position as the number 1 commercial bank in Nigeria and with total assets of more than $14.8 billion and market capitalization of $2.3 billion; be rest assured that your deposit is secure for now and in the future.
- Excellent Customer Service:
We all know that good customer service beats cost most time but Zenith brings that to the table at no extra cost. My experience with Zenith Bank proves that their customer service goes beyond satisfying the customer.
Their goal is to surpass expectations by delighting customers and ensuring their loyalty and the bank has mine.
The bank’s personalized banking service is an experience to look forward to as everything about you as an individual is valued in terms of your – experience, uniqueness, knowledge, skills and potential – regardless of age, gender, religion, ethnicity, nationality or position. No matter the time, no matter the weather, be rest assured that your needs (whether queries or complaints) will be resolved swiftly and with ease. The effectiveness and efficiency of the team is unquestionable and you should come see it for yourself.
- Innovation:
I remember having a chat with one of my colleagues about happenings in the banking sector and how it is slowly turning into a red ocean as every bank tend to copy innovations from other banks with reckless abandon – but if you are an individual with keen eye for innovation like me, someone who likes blazing the trail in everything; Zenith Bank is the answer.
Zenith offers range of products that cuts across both the public and private space, appealing to different strata of the society. With wide spread alternative banking solutions, Life is easy when you bank with Zenith.
- Products For Everyone:
Another reason you should bank with Zenith is because of the different products available at the bank.
Zenith has more than 500 branches spread across Nigeria each with ATMs. The bank also has several digital products which have made banking easy for their customers both within and outside the shores of Nigeria.
Some of these products include:
Zenith Bank Savings Account – The Zenith Individual and Salary Savings Accounts are recommended if you have specific savings goals in mind or you just want to start setting money aside. The account offers competitive interest rates, debit and credit cards, email/SMS transaction notifications and free access to the Bank’s Internet banking platform, mobile app and other digital solutions.
Zenith Bank Individual Current Account – The Zenith Bank Current Account is a flexible current account that allows you bank and perform financial transactions at your convenience from anywhere in the world. Account holders enjoy a branded cheque book, debit and credit cards, email/SMS transaction notifications and free access to the Bank’s internet banking platform, mobile app and other digital solutions.
Zenith Bank Children’s Account (ZECA): Ages 0-12 – The Zenith Children’s Account (ZECA) is a unique savings account designed to allow parents save for their children’s future while teaching children the benefits of financial discipline and savings in a fun way. ZECA offers competitive interest rates and supports cheque, draft and dividend lodgments.
Zenith Bank Children’s Account For Teens (ZECA Teens): Ages 13-17 – ZECA Teens is designed to avail teenagers aged 13 to 17 years with all the benefits of the Zenith Children’s Account and a customized Naira MasterCard (a prepaid card issued upon Parent’s request), so they can start learning to manage money.
Zenith Bank Aspire Account – The Zenith Aspire Account is an interest-bearing savings account for Nigerian undergraduates that offer them competitive savings rates, free access to zenith alternative channels, account transaction notifications, a customized debit card and discounts at select retail partners.
Key Features of these Accounts include
- Zero Account Opening Balance
- Earn competitive interest on your deposits
- Zenith MasterCard/Visa/Verve Debit Card
- Free access to Zenith Internet and Mobile Banking Platforms
- Email/SMS Alerts notifications on your account
- Free access to Scan to Pay app.
- Lodgement of Dividend Warrants, Drafts and other third party banking instruments
- Customized Debit Card (Aspire Account)
- Discounted Debit Card Fee (Aspire Account)
- Invitation to the annual Zenith Children’s Parade (ZECA Account)
- Participation in the Children’s Day scholarship raffle draw (ZECA Account)
No matter your status there is a product for you at Zenith Bank
- Zenith Digital Banking:
If you are a fan of convenience in all form, this is for you; Zenith Mobile App leverages the growing ubiquity of smart phones to allow users access all their Zenith Bank accounts and perform a myriad of transactions at their own convenience. These include account opening, balance enquiries, funds transfers, payments, card request, activation and hot listing, airline and hotel bookings and lots more. Visit www.zenithbank.com/smartlink to download.
The Zenith Bank Internet Banking platform is a dynamic solution hosted on the Bank’s website (www.zenithbank.com) that enables individual and corporate customers to perform most of their banking transactions online. Account holders can make transfers, payments, view/download account activity in any format and get real-time account balances on transactions amongst other things.
To request for Internet Bank log on details today, please call Zenith Direct on:
– 0700 ZENITHBANK
– +234 1 278 7000
– +234 1 292 7000
Zenith’s *966# Eazy banking is a convenient, fast and secure way to bank on any mobile phone (feature or Internet enabled). The solution does not involve the use of Internet/data and users perform a plethora of transactions by simply dialing short codes. Registering for *966# Eazy banking can be done by simply dialing *966# and following the prompts.
Available *966# Eazybanking Strings:
Ø Airtime Purchase: Dial *966*Amount*Mobile Number#
Ø Funds Transfers to Any Nigerian Bank Account: Dial *966*Amount*Account Number#
Ø Bank Verification Number (BVN) Confirmation: Dial *966*BVN#
Ø Password and Pin Reset: Dial *966*60#
Ø DSTV, PHCN Bill Payments: Dial *966*7*Amount*Customer ID#
Ø Payments to Zenith Billers: Dial *966*Biller Code*Amount#
Visit www.zenithbank.com/966 for more information.
- Zenith Thinks Tomorrow:
Have you ever thought about the things you used and you feel confident, not only about the present but about the future. Zenith Bank is the bank with a future outlook that gives pride to every customer.
The bank sees technology as an enabler and as a generator of new opportunities.
As a leader in setting trends that shape the financial services sector in Nigeria, the bank’s practical delivery across its automated platforms is unique and it helps serve its customers with services that transcend other providers in the industry.
In all these, one needs a bank that has maintained cleanliness, smartness and style for twenty-eight (28) years and counting. Everybody needs that bank that will match up to ego and class and can represent at any point; Zenith bank raises your standard, sustains it and gives you that best branding that only you deserve!
Remember all these are stories until you become a Zenith bank customer!
By Adedapo Adesanya
The African Energy Bank (AEB) will now officially launch in September in Abuja after failing to meet its targeted first-half 2026 commencement date, marking a fresh timeline for the continent’s energy financing institution.
The Secretary General of the African Petroleum Producers’ Organisation (APPO), Mr Farid Ghezali, as per Argus Media, acknowledged “several postponements” but said the new deadline is “to make the bank operational in September 2026 in view of the incompressible deadlines from an administrative point of view”.
A planned April start was pushed back to June before APPO members were again mobilised around a third-quarter deadline. At a recent meeting, the Nigerian government reiterated the country’s commitment to the African Energy Bank’s formal commencement of operations.
The bank was established by the APPO and the African Export-Import Bank (Afreximbank) to address the critical financing needs of Africa’s oil, gas and broader energy sectors and mitigate the global funding pressure against hydrocarbon investments in Africa.
The APPO scribe said funding has remained a major challenge even when the Nigerian government said the headquarters of the bank was ready since 2025.
Mr Ghezali called on APPO members to redeem their pledges towards the $500 million start-up capital before the end of June.
Argus quoted sources as saying that 91 per cent of the capital had been raised and that the Nigerian National Petroleum Company (NNPC) Limited and the Nigerian Content Development and Monitoring Board (NCDMB) would make up the balance.
Mr Ghezali said AEB aims to reverse the situation that sees Africa importing more than 60 per cent of its oil products consumption and producing only 12 per cent of global upstream liquids while being home to many of the world’s largest national oil and gas reserves.
He stated that the bank will target the financing of 20–30 LNG, petroleum products pipeline, terminals and refining projects by 2030. Projects that monetise natural gas as a transition fuel will take up 40 per cent of AEB’s loan book, and priority will be given to projects that contribute towards the creation of “500,000 to 1 million direct and indirect jobs in the energy value chain”.
Speaking at a Nigerian energy summit in February, Mr Ghezali said the bank plans to raise $15 billion in its first three years of operations to fund strategic energy projects.
He also unveiled the three-phase road map for the AEB, including “Phase one, which, as I said in the first half of 2026, launches the African Energy Bank platform with 10-pillar projects involving countries such as Nigeria, Angola, and Libya. APPO certification and integration of IOCs such as Shell or ENI.”
“Phase two, in 2027, we plan to start a regional gas-oil trade, integrating the principles of the Bassari Declaration for 15 per cent local content.”
Phase three, reaching 2030, the African Energy Bank will be a true African financial hub, with $200 billion mobilised.”
By Modupe Gbadeyanka
Zenith Bank Plc has joined other global corporations to commemorate the 2026 World Environment Day with a two-phase environmental clean-up initiative in Lagos State.
The financial institution participated in the commemoration under the global theme Inspired by Nature. For Climate. For Our Future through a two-day event.
In the first phase, which was a morning clean-up conducted by staff of the Bank on Wednesday, 3 June 2026, along Ajose Adeogun Street, Victoria Island, Lagos, employees of the lender cleared waste, sensitised residents on proper disposal practices, and reinforced the bank’s culture of community service and environmental stewardship.
The second day, participants engaged in a waterways clean-up at the Falomo Waterways, Ikoyi, Lagos. This was in collaboration with the Lagos Waste Management Authority (LAWMA) and the Lagos State Waterways Authority (LASWA). The joint effort focused on removing marine debris, promoting cleaner waterways, and supporting the state’s broader climate-resilience agenda.
“At Zenith Bank, sustainability is integral to how we operate. Clearing our streets and our waterways is a practical reminder that protecting the environment is a shared responsibility – and one we are proud to take up alongside LAWMA and LASWA.
“Through these exercises, we are taking deliberate action to preserve our communities, support climate action, and inspire others to act. Our operations will continue to align with global environmental standards as we build a more sustainable future for Nigeria and Africa,” the chief executive of Zenith Bank, Ms Adaora Umeoji, stated.
Zenith Bank says it remains committed to embedding Environmental, Social and Governance (ESG) principles across its operations, investing in green initiatives, energy efficiency, and community-focused programmes, in line with its commitment to environmental sustainability and responsible business practices.
These efforts advance the United Nations Sustainable Development Goals – particularly SDG 7 (Affordable and Clean Energy), SDG 11 (Sustainable Cities and Communities) and SDG 13 (Climate Action). Sustainability remains an operational imperative across the Bank’s Nigerian base and its broader African, UK and European footprints.
By Modupe Gbadeyanka
The need to consider the usage of transaction data to design credit products for millions of small businesses in Nigeria has been emphasised by the chief executive of Moniepoint Incorporated, Mr Tosin Eniolorunda.
Speaking at a panel session at the launch of the Nigeria Payments System Vision 2028 (PSV 2028) by the Central Bank of Nigeria (CBN) recently, the Moniepoint chief said transactions from the payments ecosystem could be tracked to unlock economic survival for millions of underserved businesses that have been historically shut out of formal credit markets.
PSV 2028 is a framework aimed at setting priorities and direction for the country’s payments infrastructure over the coming years, with financial inclusion, resilience, and innovation among its core pillars.
According to the CBN governor, Mr Yemi Cardoso, the new framework builds on Nigeria’s progress in digital payments and seeks to accelerate the country’s transition towards a more inclusive, technology-driven ecosystem as it continues to lead Africa’s digital payments ecosystem.
At the panel, Eniolorunda noted that “I believe the next phase of growth will come from layering services like credit onto existing payment flows, using the visibility and trust already built through financial transactions.”
Speaking on the power of payment infrastructure as a foundation for broader financial services, he argued that the data generated by payment systems, when used responsibly, holds the key to making credit faster and more accessible for underserved businesses.
“One of the most powerful things about payment infrastructure is the data it creates. When used responsibly, it can help unlock quicker and more accessible credit for businesses that have historically been underserved. For many small businesses, access has always been the real barrier,” he said.
“Achieving the ambitions of PSV 2028 will require regulators, banks, fintechs, and ecosystem players working together with a shared long-term vision,” Mr Eniolorunda added, echoing Governor Cardoso’s warning against the country’s historic “start-stop” policy cycles.
“Over the past two decades, Nigeria’s payments ecosystem has evolved into one of the most dynamic and innovative in the world. From instant payments and digital adoption to fintech-led innovation, our progress has often set the pace on the continent. While this progress has not always been fully reflected in global narratives, its impact on economic activities, financial inclusion, and system resilience is evident across our economy,” he said.
Business Post learned that the panel was moderated by the chief executive of Sterling Bank, Mr Abubakar Suleiman, and also featured the chief executive of the Nigeria Inter-Bank Settlement System (NIBSS) Plc, Mr Premier Oiwoh; his counterparts at Remita Payment Services Limited (RPSL), Mr Deremi Atanda; and Shared Agent Network Expansion Facilities (SANEF) Limited, Mrs Uche Uzoebo, among others.
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