Brands/Products
FCMB: When TVC Becomes a United Force
The recently unveiled campaign of the FCMB Group is a subtle attempt by the bank to play up the place of unity and team work in human activities. A reflection on the television commercial shows the patriotic zeal exhibited by the promoters of the financial institution.
Yes, it speaks to the essence of the bank on “The Power of the People”, but it achieves more than that because it has a tone of social responsibility. It evokes strong feelings and speaks to both the bank’s patrons as well as Nigerians at large.
The campaign captures the essence of team work and what can be achieved through a united force. For a diverse society like Nigeria, the TVC is a clarion call on each and every member of the society to work together to achieve their goals. In a way, there’s a lesson for customers of the bank and there are lessons for both leaders and the lead.
In another development, it can be viewed as a bold and audacious move, that reinforces the FCMB Initial Public Offering (IPO). At the heart of this campaign is a powerful 60-second TV commercial that eloquently captures the essence of unity and collective strength—highlighting the diverse entities that make up the FCMB Group.
As Nigerian banks navigate the ongoing recapitalisation race, this campaign could serve as a strategic advantage for FCMB. The Nigerian banking sector has been relatively subdued in recent years, but this creative push could mark the beginning of a resurgence—rekindling the era of engaging and memorable bank advertising.
Unity as a core message
Shot on location across Lagos, Abuja, and the breathtaking Mambilla Plateau, the TVC doesn’t just tell a story about financial strength; it inadvertently celebrates Nigeria itself. Each frame showcases the nation’s diversity, natural beauty, and the power of unity—subtly reinforcing the message that, just like FCMB’s group of companies, Nigeria thrives when its diverse elements come together as one.
The seamless transition of scenes, integrated with crisp visual metaphors, creates an immersive experience. The ad’s emotional resonance is heightened by a pulsating soundtrack composed by the legendary Cobhams Asuquo and the captivating narration of Laila Johnson-Salami. The combination of sound and visuals pulls viewers into the heart of the message—emphasizing strength through unity.
Women inclusivity
A standout element is the choice of a female voice-over—a deliberate and poignant creative decision. The campaign launched just two days after this year’s International Women’s Day, subtly paying homage to the vital role women play within FCMB and in the larger socio-economic landscape. The choice of Laila Johnson-Salami’s voice lends warmth, authority, and inclusiveness to the message, underscoring that women are not just contributors but key drivers of FCMB’s success story.
Element of collaboration
Conceptualized and executed by X3M Ideas, Africa’s leading creative powerhouse, in close partnership with the FCMB team, the campaign is a testament to the power of collaboration. It reflects the very essence of its message—that teamwork makes the dream work. The synergy between agency and client has resulted in a commercial that is not just a brand message but a cultural statement.
Succinctly speaking, FCMB’s new TVC does more than promote a brand; it promotes a vision of collective strength, national pride, and the power of unity. It is a bold reminder that when diverse forces come together, whether in banking or nation-building, they create something greater than the sum of their parts.
General appraisal
The essence of modern day advertising campaigns are not just to inform, educate and sell a product or even stimulate the desire to purchase. Of course, getting products off the shelf is the primary aim of any marketing campaign. It is also to break consumers’ resistance in an economic environment like Nigeria’s where the purchasing power is frustratingly low.
But it is getting deeper than that. Some advertising campaign materials are now designed to stimulate critical thinking and assessment which takes the receiver of such advertising messages to look beyond WHAT is being sold to HOW it is being sold.
There have been advertising campaign materials in recent times, but the one from the FCMB Group stands out. Not just in content, but in the underlying message as it relates to the essence of the brand that is being sold. The materials look beyond the Group’s well known banking footprints to unveil the varied deep expertise and value creation capabilities in its ecosystem across investment banking, investment management, and consumer finance that has ensured its market success.
The core message
The advert rhetorically asks if what thrills is the chord of a solo drummer or the symphony of the orchestra. Of course, the orchestra involves more than one performer. It also pricks the viewer’s imagination by inquiring if what makes a sports team thick is the brilliance of one player of the team effort that usually gets them over the line.
It does not end there. It also invokes rumination on whether what impresses the audience is the dancing and artistic talent of a solo dancer or the rhythmic and artistic precision of a troupe.
The message is that FCMB Group should not just be looked at as just delivering banking services. It is more than a bank. The Group is an integrated financial services provider that is connecting people with capital and markets and building a desirable future for Nigerians.
All these go beyond mere banking services to financial inclusion, capital raising (debt and equity), wealth management, estate management and more. The operating companies that make up the Group leverage its power to render a holistic service that transcends traditional banking. It is the power of the whole over the dexterity of just one entity no matter how good it is.
In the campaign, FCMB captures the enduring legacy of rendering seamless integrated financial services (a one stop shop concept) and it also invokes the power of its evolution over the years which have taken it beyond its investment banking heritage.
The team that conceptualised this campaign material deserves some accolades. If the battle is for the soul of the consumer in an extremely competitive industry like financial services, then the new campaign is sure to resonate with consumers and cement further emotional connection to the FCMB brand from its existing consumers and also draw would-be ones to the brand. And if this is achieved, then one can safely say an advertising campaign has been a resounding success.
Looking for a platform to trade your gift cards? Find out the top 5 gift card trading apps in Nigeria and how to choose the right one for you.
Table of Contents
- Introduction
- Top 5 Gift Card Trading Apps in Nigeria
- Why You Should Use a Gift Card Trading App
- Criteria for Choosing a Gift Card Trading App
- How to Avoid Gift Card Trading Scams
- FAQs
- Conclusion
Gift cards are prepaid cards that contain a specific amount of money. You can use them to pay for goods or services from the brand that issues them. However, in Nigeria where the use of gift cards for purchases is limited, the best option is turn them into cash.
Trading gift cards is a great way to turn unused gift cards into cash in Nigeria. But with so many apps out there, how do you know which one to trust? Whether you’re trading iTunes, Steam, Amazon, or Google Play cards, having a reliable and secure app is essential.
This article explores the top 5 gift card trading apps in Nigeria, factors to consider before choosing an app, tips to avoid gift card trading scams, and more.
Top 5 Gift Card Trading Apps in Nigeria
When it comes to gift card trading in Nigeria, some apps standout compared to the rest. Here are the best 5 gift card trading apps in Nigeria as of 2025
- Nosh
- Cardtonic
- Prestmit
- GCBuying
- ApexPay
Let’s go deeper into what each app offers.
1. Nosh
Nosh is a standout app for trading gift cards in Nigeria. The platform offers high rates, fast transaction processing, and a secure platform for all users. In addition to these features, customer support is available for users 24/7.
You can trade a wide variety of gift cards on Nosh, including Steam, iTunes, Amazon, Google Play, and Visa gift cards. The app is user-friendly with a clean and intuitive interface, making it easy for anyone to trade gift cards quickly.
One of Nosh’s best features is its instant payout. Once your gift card is verified and your trade is approved, your Naira wallet is credited immediately. The app also includes a rate calculator so you can check how much you’ll earn before trading.
Nosh is available on both Google Play Store and Apple App Store, and you can also access its features through the web app if needed.
2. Cardtonic
Cardtonic is a well-known gift card trading app in Nigeria. It allows users to trade various types of gift cards and provides decent rates for each trade.
The app features an intuitive design, making it easy to navigate and complete transactions. Cardtonic’s support team is responsive, ensuring you have assistance if any issues arise. Cardtonic is available for download on both iOS and Android devices.
3. Prestmit
Prestmit is another reliable app that offers flexibility for gift card trading. On this platform, you can trade your gift cards for Naira or cryptocurrency, depending on your preference.
Prestmit supports a wide variety of gift cards and is known for its competitive rates and fast payment processing. The app is accessible on Google Play Store and Apple App Store, making it convenient for users across devices.
4. GCBuying
GCBuying is a secure and user-friendly gift card trading app in Nigeria. It supports many popular gift card brands and ensures that users get paid promptly after a successful transaction. Just like Prestmit, you can trade your gift cards for cash or crypto.
Although GCBuying is relatively new to the market unlike Nosh, Cardtonic and Prestmit, it remains a solid choice for reliable and hassle-free trading.
5. ApexPay
This app is another relatively new player in the gift card trading industry. ApexPay is a trusted platform that allows users to trade gift cards with ease. The app supports various gift cards, including iTunes, Amazon, and Google Play. ApexPay offers decent rates and ensures that payments are processed without delays.
The platform also prioritizes security, making it a safe choice for users who are cautious about online transactions.
Why You Should Use a Gift Card Trading App
Using a gift card trading app in Nigeria comes with many benefits:
1. Convenience
Using a gift card trading app simplifies the entire process of converting gift cards to cash. With just a few taps on your phone, you can trade your gift card anytime, anywhere, without having to search for buyers manually.
2. Security
Gift card trading apps prioritize secure transactions. They use advanced security features like encryption and two-factor authentication to protect your details.
3. Avoid Scams
With gift card trading apps, you avoid the risk of scams that are common with peer-to-peer (P2P) trading. Trading through a trusted app eliminates the uncertainty of dealing with unverified buyers, giving you peace of mind.
4. Prompt Payouts
Most gift card trading apps process transactions swiftly and offer instant payouts. You don’t have to wait for hours or even days to receive your money as opposed to manual trading. Once the transaction is complete, the cash is credited to your wallet.
Criteria for Choosing a Gift Card Trading App
Key factors to consider when selecting an app are rates, transaction processing times, ease of use, security and customer service.
- Rates: Always go for platforms with competitive rates. Nosh offers the highest rates for gift cards in Nigeria. You can compare rates across different websites before choosing an app.
- Transaction times: Ensure the app processes payments quickly. Nobody enjoys waiting unnecessarily to receive their money.
- Ease of Use: A user-friendly interface is essential for a smooth experience.
- Security: Prioritize apps with strong security measures and added security for users like two-factor authentication.
- Customer service: Look for apps with 24/7 customer support, a good example is Nosh. Also check that you can reach them through multiple channels like live chat, email, or phone to ensure your concerns are addressed quickly and effectively.
Now, let’s compare the five apps across these factors.
| App | Rates | Transaction time | Ease of Use | Security | Customer service |
| Nosh | High | Very fast | Very easy | Highly secure | Available 24/7 |
| Cardtonic | Good | Fast | Easy | Secure | Responsive |
| Prestmit | Good | Fast | Easy | Secure | Responsive |
| GCBuying | Decent | Good | Easy | Secure | Good |
| ApexPay | Decent | Good | Easy | Secure | Good |
How to Avoid Gift Card Trading Scams
Gift card trading is safe if you use verified apps, but here are some tips to avoid scams:
- Only trade on reputable apps like Nosh, Prestmit, Cardtonic, GCBuying or ApexPay.
- Avoid dealing with individuals or unverified platforms.
- Double-check the platform’s reviews and ratings on the App Store or Play Store.
- Never share sensitive information like your card PIN with unverified sources.
Frequently Asked Questions About Gift Card Trading Apps in Nigeria
- Which app is the best to trade gift cards in Nigeria?
The best app to trade gift cards in Nigeria depends on your preferences, but Nosh stands out for its high rates, instant payouts, user-friendly interface, and excellent customer support. Other reliable options include Cardtonic, Prestmit, GCBuying, and ApexPay, all of which offer secure and seamless trading experiences.
- What is the best gift card exchange app in Nigeria?
The Nosh app is one of the best for exchanging gift cards in Nigeria. It supports a wide range of gift cards, offers competitive rates, and ensures fast, secure transactions. Additionally, its in-app rate calculator and responsive customer support make it a preferred choice for many users.
3. How to trade gift cards to Naira?
Here’s a step-by-step guide to trading gift cards to Naira:
- Download a trusted app like Nosh from your app store.
- Create an account and log in.
- Select the type of gift card you want to sell.
- Enter the gift card details, such as card number and PIN.
- Once your transaction is verified, your Naira wallet will be credited immediately.
Final Thoughts
If you’re looking to trade gift cards in Nigeria, Nosh, Cardtonic, Prestmit, GCBuying and ApexPay
apps are the best options for 2025. While all of them are reliable, Nosh stands out for its excellent rates, fast processing, and top-notch customer service. Don’t wait – start trading with Nosh today for a seamless experience!
By Modupe Gbadeyanka
A new campaign designed to reward its customers who refer others to the brand has been introduced by a digital financial services provider, MoMo PSB.
The chief executive of MoMo PSB, Mr Phrase Lubega, described the initiative, Refer and Win, as an avenue to give back to loyal customers whilst promoting seamless and convenient transactions.
Mr Lubega disclosed that the company’s goal is to redefine banking by making financial transactions seamless, accessible, and rewarding for every Nigerian.
“This initiative is about giving back to our customers while promoting the ease and convenience of using MoMo for everyday transactions.
“By simply transacting on the platform, customers get the chance to enjoy free airtime and data for life, an offer that truly rewards their loyalty,” he said.
“With initiatives like Refer & Win, we are not only incentivising our customers but also reinforcing our commitment to financial inclusion. We want every transaction on MoMo to be more than just a payment, it should be an opportunity to gain more value, convenience, and benefits,” Mr Lubega stated.
The Refer & Win promo allows customers to win free airtime or data for life when they transact on MoMo and refer their family and friends to do same.
This campaign is part of MoMo PSB’s ongoing commitment to deepening financial inclusion and enhancing the digital banking experience for millions of Nigerians.
With Refer & Win, MoMo customers, who perform qualifying transactions and refer their family and friends to open activate/reactivate their accounts, stand a chance to be among the 11 lucky winners to receive star prizes of airtime or data every month for 50 years, or the 110 lucky winners to receive consolation prizes of airtime or data every month for one year.
The promo is open to both new and existing customers, reinforcing the fintech’s mission to provide seamless, rewarding, and secure financial services to customers.
To participate, customers need to complete eligible transactions such as MoMo-to-MoMo transfers, other bank transfers, Pan African inbound and outbound remittance, bill payments, betting wallet top-up and airtime/data purchase, and refer as many friends as possible to open accounts and do the same.
They get an instant 100MB on every active referral. This activity also increases their chances of being among the lucky winners in the periodic draws. There will be a weekly electronic draw from week 2 – week 12 which will see a total number of 121 lucky winners emerge at the end of the promo duration.
Each qualifying transaction automatically enters them into the promo, with winners selected through periodic draws. The promo will run for 12 weeks effective 18th March – June 8th, 2025.
Since January, GOtv has been talking about the Step Up offer, but let’s be honest, most people just hear “Upgrade and get more channels” and keep it moving. Sounds nice, but what does it actually mean?
Here’s what you might not know. When you step up, you don’t just get extra channels, you also stand a chance to get Showmax for free. Yes, free. No extra cost, no hidden charges, just you, your screen, and an all-access pass to even more entertainment. But we’ll get to that in a second.
Let’s talk about Step Up first. You pay for one package, and for a limited time, GOtv bumps you up to a higher one. No extra charge, just an instant upgrade to more of the good things, like better movies, bigger football matches, and shows that make screen time actually worth it. It’s like booking an economy flight and somehow landing in business class.
And it’s not just any random channels. We’re talking Africa Magic Showcase and ROK for the Nollywood lovers, BET and MTV Base for music and pop culture lovers, and of course, SuperSport Football and SuperSport LaLiga for the die-hard football fans who don’t play about their games. Basically, the kind of lineup that makes you wonder how you ever survived without it.
Now, about standing a chance to get Showmax for free. If you’re lucky enough, stepping up could also give you access to some of the most talked-about shows right now, such as Gangs of London, It Ends With Us, Abigail, and many more.
So yes, Step Up isn’t just about “more channels.” It’s about getting the kind of entertainment that makes you forget what time it is. And if you’re lucky? You won’t just be watching on GOtv, you’ll have Showmax too. All it takes is a quick upgrade.
Simply download the MyGOtv app or dial *288# to subscribe, reconnect, or Step Up your package. And if you don’t want to miss a moment, the GOtv Stream App lets you catch your favourite shows anytime, anywhere.
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