Economy
6 Timeless Investing Tips to Become a Successful Investor
If you’re aiming to become a successful investor in the modern financial market, you need to have a good knowledge of the available opportunities. Knowing what’s out there and how best to leverage different investments can help maximise your gains.
Getting ahead of the curve, maintaining a solid position and capitalising on valuable opportunities is how successful investors maintain their portfolios. By following the tips below, you can start closing that gap and perform just as well within the investment landscape.
- Get ahead when getting started
Setting out on your investment journey is an exciting prospect and there’s no better time to be starting out as an investor. You’ll want to establish an idea of what you’re aiming to get out of investing and do your research in order to make the right moves.
Using forex platforms can be a great way to get started, with some offering a welcome bonus to forex trading of $30 or similar, giving you more investment power to start with. This can get your portfolio gathering momentum earlier on, along with any funds you’re prepared to invest.
- Diversify your portfolio
Having all your eggs in one basket leaves you at the mercy of whatever happens to that one stock. Keeping a broader investment strategy means that your portfolio will be less volatile and has more resilience to market shifts.
Invest in a range of stocks that suit your investment strategy and invest on a regular basis. Look for potential investments and where you could add value to your portfolio – automatic contributions can also help you to improve your position without manual intervention.
- Avoid making drastic portfolio shift on impulse
Your investment strategy should be something you stick with based on your life goals and ambitions. Don’t reconfigure your entire portfolio on a whim or because you heard about a potential rumoured market shift.
Capitalise on advice and information you hear but don’t completely change your plan. Larger shifts are best saved for once you’ve met specific goals or your personal situation has changed.
- Fluctuations come with the territory
The stock market rewards patience – sitting back, observing what’s happening and planning your next move. The market will move regularly, so don’t get spooked if your stock isn’t all upwards trajectories. Look at overall trends and hold your position unless you’re absolutely sure it’s the right time to sell.
If your investments move more than you’d like, shift over to more modest investments. While they may present be less opportunity for significant short-term gains, they’ll potentially have less volatility and be easier to track.
- Short term thinking can cost you
Only looking at recent trends rather than the bigger picture can create some problematic investor behaviour. If a stock performs badly across a quarter, you might be tempted to shift away. But if that stock has been on the up for going on a year, and you’ve ridden that all the way up, there’s potential for it to still pick back up.
Keep your eye on wider trends and how your stock has performed in the long term. Reacting to short-term activity without stopping to properly consider the motivating factors and potential outcomes could see you missing out.
- Boring is sometimes better
Some of the best investments you can make are into more dependable, low-volatility stocks. While they might not be the short-term investments that see some people make money quick, these ‘boring’ options can be fantastic for long-term investment strategies.
If you’re planning on using forex investment as a way of generating retirement funds, investing in lower-risk stocks over a longer period of time can allow you to slowly accrue a solid and substantial investment portfolio.
By Adedapo Adesanya
Nigeria is currently in talks with the World Bank for a fresh $1.25 billion loan in June 2026.
According to a document titled Nigeria Actions for Investment and Jobs Acceleration, the proposed loan will finance ongoing economic reforms, job creation, and competitiveness.
Already, talks are at the critical stage for the loan facility expected to be presented for approval on June 26, 2026. The loan has progressed beyond the initial concept and appraisal phases.
If approved, it will come off as the second-largest loan facility after the approval of the ‘$1.5bn Reforms for Economic Stabilisation to Enable Transformation Development Policy Financing’ approved by the Bank in June 2024.
The borrower is listed as the Federal Republic of Nigeria, while the Federal Ministry of Finance will serve as the implementing agency.
This comes as the country’s debt profile remains high. As of December 31, 2025, external debt stood at $51.86 billion, while Nigeria’s total public debt in dollars is currently at $110.97 billion
The loan is now at the decision-meeting stage of the World Bank’s project cycle, a point at which the lender’s management reviews the final appraisal package and determines whether the project should proceed to the Board of Executive Directors for approval.
This stage comes after appraisal and negotiations have been concluded, with key policy actions, financing terms, and reform commitments already agreed in principle between the borrower and the World Bank team.
In the World Bank process, the decision meeting represents a near-final internal clearance, after which the project is prepared for formal Board consideration, where final approval is granted.
The World Bank document stated, “The review did authorise the team to appraise and negotiate,” meaning the project has successfully passed earlier internal checks and is advancing toward final approval.
According to the global lender, the loan is designed “to support the government’s efforts to expand access to finance, digital, and electricity services, and strengthen competitiveness through tax, trade, and agriculture reforms.”
Under President Bola Tinubu, the World Bank has approved about $9.35 billion in loans and credits for Nigeria between June 2023 and May 2026.
These approvals span multiple sectors, including power, education, healthcare, agriculture, social protection, renewable energy, MSME financing, and economic reform support.
Key packages include the $2.25 billion RESET and ARMOR reform financing in June 2024, $1.57 billion for HOPE and SPIN programmes in September 2024, and $1.08 billion for education and resilience programmes in March 2025.
By Adedapo Adesanya
The duo of FrieslandCampina Wamco Nigeria Plc and the Central Securities Clearing System (CSCS) Plc boosted the NASD Over-the-Counter (OTC) Securities Exchange by 1.05 per cent on Monday, May 11.
FrieslandCampina Wamco added N13.07 to sell N146.00 per share versus the previous price of N132.98 per share, and CSCS Plc rose by 10 Kobo to close at N76.00 per unit compared with last Friday’s N75.90 per unit.
As a result, the market capitalisation increased by N26.20 billion to N2.514 trillion from N2.488 trillion, and the NASD Unlisted Security Index (NSI) went up by 48.80 points to 4,202.57 points from 4,158.77 points.
The volume of securities bought and sold by market participants decreased by 55.2 per cent yesterday to 236,921 units from 528,891 units, the value of securities slid by 51.5 per cent to N16.5 million from N34.0 million, and the number of deals contracted by 20 per cent to 20 deals from 25 deals.
Great Nigeria Insurance (GNI) Plc ended the day as the most traded stock by value on a year-to-date basis, with 3.4 billion units traded for N8.4 billion, followed by CSCS Plc with 60.5 million units exchanged for N4.1 billion, and Okitipupa Plc with 27.8 million units transacted for N1.9 billion.
GNI Plc also closed the session as the most traded stock by volume on a year-to-date basis with 3.4 billion units worth N8.4 billion, followed by Resourcery Plc with 1.1 billion units valued at N415.7 million, and Infrastructure Guarantee Credit Plc with 400 million units sold for N1.2 billion.
By Adedapo Adesanya
The Naira opened the week on a negative note on Monday after it depreciated against the US Dollar in the Nigerian Autonomous Foreign Exchange Market (NAFEX) by 0.86 per cent or N11.77 to sell for N1,373.16/$1 compared with the preceding session’s value of N1,361.39/$1.
It also weakened against the Pound Sterling in the official market during the session by N17.39 to quote at N1,871.07/£1 versus last Friday’s rate of N1,853.68/£1, and against the Euro, it slumped by N15.78 to close at N1,618.41/€1 versus N1,602.63/€1.
At the black market, the Nigerian currency lost N5 against the Dollar yesterday, settling at N1,385/$1 compared with the previous rate of N1,380/$1. At the GTBank forex desk, it depreciated by N3 to sell at N1,375/$1 compared with the previous value of N1,372/$1.
Nigeria’s external reserves have fallen below $48.4 billion as of May 8, driven by interventions and external obligations by the Central Bank of Nigeria (CBN). In the first three weeks of April, the country’s FX reserves lost about $731 million.
Softer liquidity conditions have also dampened foreign investors’ appetite, with data from the FMDQ Securities Exchange showing that total foreign exchange inflows declined by 30.1 per cent month-on-month to $2.86 billion in April from $4.09 billion in March. Out of this, foreign inflows weakened by 21.9 per cent to $1.63 billion from $2.09 billion in March.
As for the cryptocurrency market, prices were largely up as global equity markets and other risk assets came under pressure. Rising oil prices, higher treasury yields and renewed US-Iran tensions, along with a key inflation report from the world’s largest economy due on Tuesday, applied pressure.
Binance Coin (BNB) jumped 1.5 per cent to $662.80, Solana (SOL) appreciated by 0.9 per cent to $96.63, Dogecoin (DOGE) added 0.7 per cent to close at $0.1104, Bitcoin (BTC) improved by 0.5 per cent to $81,221.78, and Ripple (XRP) gained 0.5 per cent to sell at $1.46.
On the flip side, Ethereum (ETH) went down by 0.9 per cent to $2,310.49, Cardano (ADA) weakened by 0.4 per cent to $0.2776, and TRON (TRX) slid by 0.3 per cent to $0.3487, the US Dollar Tether (USDT) and the US Dollar Coin (USDC) closed flat at $1.00 each.
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