Feature/OPED
Biafra Restoration and the Social Contract Restructuring
By Omoshola Deji
The most embraced notion on the evolution of the state is the social-contract thought promulgated by Thomas Hobbes in the ‘Leviathan’, published in 1651.
Hobbes posits that the state is a product of the society; each individual submits a portion of their rights to a consented authority in interchange for an assured protection of their other rights.
The consented authority presides over the equitable distribution of resources, justice, fairness and the rule of law.
Uncomplicated, the consented authority in this case is the Nigerian government and Hobbes’ social-contract theory is employed to unmask the factors provoking the disintegration of Nigeria.
There is a national consensus that the over 250 ethnic groups inhabiting the Northern and Southern protectorates did not assent to be amalgamated into a nation called Nigeria in 1914. For that reason, one may contend that Hobbes’ social-contract theory does not appropriately rationalize the evolution of the Nigerian state. Inside out, one may also backtrack to the pre-colonial era and contend that the social contract principle had already been endorsed in the amalgamated protectorates before the advent of colonialism.
Virtually every ethnic group had a monarch and a traditional mode of worship before the Islamic and Christian missionaries cajoled and compelled us to shift faith.
Our progenitors submitted their right of choice to the oracle whom they believe is in the best position to select the right ruler for them. Everyone wholly obey whoever the oracle selects based on the conviction that he is the representative of the gods on earth.
Like a wisp of smoke, this conviction is fast fading due to the emergence of alternative and modern forms of governance, civilization and political impositions. To aptly ground the theoretical position of this piece, a bit of flashback is essential to justify the subsistence of Nigeria as a social contract.
Colonialism is the aftermath of the resolutions reached at the Berlin 1884 scramble and partition for Africa conference organized by Otto Von Bismark, the then Chancellor of Germany. Out of sheer meanness to dominate and exploit Africa’s resources, the European nations partitioned Africa into colonies without considering her ethno-religious and socio-cultural diversities.
Inconsiderately, the African rulers were not invited to the 1884 conference that sealed the political-economic fate of Africa.
In point of fact, our existence as a nation kicked off when Britain gained possession of the territories amalgamated to institute Nigeria. Lord Lugard only named and formalized it in 1914.
Observingly, it rarely surfaced in the history books that the amalgamated ethnic groups protested against the 1914 amalgamation.
To be fair, Lugard’s amalgamation may not have been protested due to the fear of the colonial master’s brutality.
Fast-forward to after four decades, during the struggle for independence, the Nigerian nationalists, from every region, teamed up to demand the independence of the Nigerian state as structured by Lord Lugard.
After Nigeria’s independence on October 1, 1960, the nationalists virtually made no attempt to dissolve the amalgamation. This ultimately infers that the foremost nationalists, tacitly or explicitly, resolved that we all shall cohabit together as one Nigeria. The social-contract principle naturally takes effect under such circumstance.
If the nationalists, from every region, abstain from disbanding Nigeria, then it’s not right for anyone to proclaim that we Nigerians never agreed to live together. Not for long, our diversity crushed the unity sooner than expected.
Ethnic rivalry and power struggle impelled the late Odumegwu Ojukwu to declare the secession of Biafra from Nigeria on 30 May, 1967. The decision to secede was apparently due to the wanton inter-ethnic killings and tension that brewed from the alleged Igbo coup of January 1966 and the alleged Hausa counter-coup of July 1966.
The 1967 Biafra secession activated a civil war between the Biafran forces and the Hausa-Fulani largely populated Nigerian army. After 30 months of intense battle and the loss of over a million lives, Biafra surrendered to ‘go on with one Nigeria’ – Gowon.
Unambiguously, the defeated forces upon surrendering Biafra were covertly or overtly re-entering into a social contract with Nigeria on the basis of political, economic and social equity.
The Biafra secession quest recently resurrected and gathered momentum due to President Muhammadu Buhari’s earlier disregard for a court order granting Nnamdi Kanu bail after he was accused and arraigned for treason.
The prolonged detention of Kanu earned him an unprecedented sympathy from the people of Igbo extraction who picture Buhari as anti-Igbo.
Unfortunately, Buhari’s oration that the North’s 97 percent and Southeast’s 5 percent voting pattern would influence government’s conduct and the subsequent conspicuous marginalization of the Igbos rained fuel in the burning fire.
The more Buhari ring-fence himself with people from the northern extraction, the more the other southern regions, especially the southeast would become suspicious and continue to play the last card of secession.
An overview of the top political offices and vital appointments reveals that the North is overpoweringly favoured against the South thus:
President – North; Senate President – North; Speaker of the House of Representatives – North; Independent National Electoral Commission (INEC) – North; Acting Secretary to the Government of the Federation – North; Army – North; National Security Adviser – North; Department Of Petroleum Resources (DPR) – North; Economic and Financial Crimes Commission (EFCC) – North; Air Force – North; Police – North; Nigeria Security and Civil Defense Corps (NSCDC) – North; Nigeria Ports Authority (NPA) – North; Department of State Security (DSS) – North; Nigeria Immigration Service (NIS) – North; Fire Service – North; National Insurance Commission – North; National Emergency Management Agency (NEMA) – North; Customs – North; State Chief of Protocol – North; Accountant General of the Federation – North; Asset Management Company of Nigeria (AMCON) – North; Chief of Staff to the President – North; Aide de Camp to the President – North; …the list continues.
It is bewildering that Buhari, a former Head-of-State, who is conversant with ethno-religious sensitivity of Nigeria, could commit the sacrilege of being sectional and nepotistic. Ask no further, Biafra is a reaction to the marginalization the Igbo’s are getting from their social-contract with Nigeria.
Recall the lop-sidedness in the Department of State Security (DSS) recruitment exercise. More individuals were recruited from Katsina state (51) than the entire Southeast states (44). Katsina is the home state of Buhari and Lawal Daura, the Director General of the DSS.
The geographic details of the enrolment exposed that out of 474 recruited cadet officers, 331 were from the North while 143 were from the South. Justifying the lop-sidedness, the DSS and the federal government claimed that the recruitment imbalance was purposely done to rectify the disproportion in previous enrolments.
This excuse holds no water for a government that came to power on the mantra of change. Where is the change promised, if previous leaders were sectional and Buhari is also sectional?
Apparently, no Nigerian democratically elected president has vigorously displayed sectionalism like Buhari.
Cast no doubt, protests and hate speeches would have popped up from the North if an Igbo president ever emerges and decides to impose an ethno-religious, sectional and nepotistic institutional arrangement.
Contravening section 21(2) of the Pension Reform Act 2014, Buhari removed a south-eastern woman, Chinelo Anohu-Amazuan as the Director General of National Pension Commission, PenCom, and replaced her with Aliyu Abdulrahman Dikko, a northerner.
Section 21(2) of the PenCom act stipulates that if the Director General of the commission is sacked before the expiration of his/her tenure, the president shall appoint a replacement from the same geopolitical zone.
Buhari’s parochialism, insularism, nepotism and sectionalism fertilized the Igbo’s consciousness to revive Biafra.
Any intention to crush Biafra without addressing the basic issue of inequality is to be sheepishly applying force without focus. The much-needed first step to national unity is to reassign the political appointments to reflect the pluralism of Nigeria.
In power, but limited in power, Acting President Yemi Osinbajo cannot effect the essential adjustments; he is tactically acting Mr Nice Guy in order not to appear disloyal, power-centric and desperate.
Quite ignoble, top government functionaries are pretending not to know the meaning of restructuring.
To get them educated, the restructuring of Nigeria means effecting three basic things: the devolution of powers to reflect true federalism; ratifying the states to control their resources and; rectifying the lop-sidedness of crucial government appointments to reflect regional equity and fairness.
If truth be told, the Igbo disaffection and the right to self-determination doesn’t mean Nnamdi Kanu’s approach is right. He lacks the strategy of attainment and the essential qualities of a credible leader. His orations are uncouth, obtuse, provocative and indeed treasonable.
Kanu should be enlightened that his ranting, hate speeches, confrontations and threats of war cannot bring forth Biafra; persuasion and dialogue is key.
Deficient in intelligence, Kanu fails to reason that his disciples cannot withstand the viciousness of a police acting on a court or presidential orders. Kanu fails to reason that his admirers shouting “oh yeah, oh yeah, oh yeah Nnamdi Kanu is another saviour” cannot influence his release if the court orders him back to prison. His admirers would quickly forget him like he has allegedly forgotten the other Biafran agitators that were refused bail.
Kanu’s episode might end in tragedy if he doesn’t change strategy. The Judas in his disciples or the south-eastern political bigwigs feeling outshined by his growing popularity might decimate him.
Why always unfortunate? Nigeria recorded virtually no progress under the sixteen year rule of the Peoples Democratic Party (PDP) whose chiefs ruthlessly looted the commonwealth.
Disheartening, the All Progressives Congress (APC) change mantra is manifesting as a political gimmick and deceit. APC promised change, but virtually nothing has changed positively.
Without further ado, Buhari needs to review or order the review of his kith-kin-and-kindred, extremely lopsided, political appointments to reflect regional equity. Appointing prominent and competent Igbos into crucial positions would pacify frayed nerves, promote national unity and the quest for Biafra will naturally fade.
The solution to Nigeria’s disintegration is hidden in the federal government’s readiness to abide by Hobbes’ social-contract principle of ensuring the equitable distribution of resources, political offices, justice, fairness and the rule of law.
Only political and regional parity can sustain a sovereign Nigeria’s unity for another 57 years multiply by 57.
Omoshola Deji is a political and public affairs analyst. He wrote in via [email protected]
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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