Feature/OPED
Buhari’s Certificate Controversy and the Essentiality of Education
By Omoshola Deji
Nigeria’s 2019 presidential election has ended, but the contest is ongoing at the tribunal. Politics is a mean game – and politicians devise every means to win. That ex-Vice President Atiku Abubakar is challenging the result doesn’t mean he won. He may have indeed lose and still be imploring the tribunal to return him elected.
In the same vein, President Muhammadu Buhari’s insistence that he won doesn’t mean he actually did. He may have robbed Atiku and still be persuading the tribunal to pronounce him validly elected. Aside determining who really won, two major issues are before the tribunal: Atiku’s citizenship determination and Buhari’s certificate verification.
The suits are distinct. Deciding when and where to be born is beyond Atiku’s control, but Buhari could have averted the certificate controversy if he had devoted time to education. Atiku would be suffering for an action taking by the colonialist, if the court rules that he is not a Nigerian, but Cameroonian.
The genesis of Atiku’s citizenship case is the 1884 scramble for, and partition of Africa. His citizenship may not have been a subject of litigation, if the western nations had not partitioned Africa. The tribunal thus has an unenviable task of determining Atiku’s eligibility to contest for president, on account of the West’s adjustment of his ancestral boundary, before he was born.
The testimonies and evidences presented at the tribunal revived Buhari’s certificate controversy which started in 2014. Buhari’s witness, Major-Gen. Paul Tarfa (retd) avowed that the Army never collected the certificate of the 1962 course officers during recruitment, as earlier claimed by Buhari.
This landmark confession revealed Buhari’s claim that his certificate is with the military in 2014 is untruth. Nigerians thought then President Goodluck Jonathan ordered the military to withhold Buhari’s certificate in order to disqualify him for contesting. Suspicion brew after Buhari won the election and still couldn’t present his certificate, despite being the Commander-in-Chief of the Armed Forces. The certificate-with-the-military excuse became untenable.
Buhari did not attach his certificate to the 2019 presidential nomination form, as lawfully required. To make amends, Abba Kyari, the Chief-of-Staff to the President tendered the president’s Cambridge assessment international education certified statement of West African School Certificate (WASC).
Kyari claimed he personally signed and collected the document on behalf of Buhari. Atiku’s counsel argued during cross examination that colleges don’t release certificate to third parties. This assertion is untrue.
Colleges do release certificate to third party on the instruction of the graduate, but certain conditions must be met. Such includes, but not limited to: a letter from the graduate indicating that his/her certificate be released to a third party; and such party must provide a valid form of identification.
To strengthen his defense, Buhari brought in Oshindehinde Adewunmi, the Deputy Registrar of the West African Examination Council (WAEC) in Nigeria to lead evidence in support of the document Kyari tendered.
This unfortunately did more harm than good. When shown the document Kyari claimed to have collected on Buhari’s behalf, Adewunmi stated that the document is not a WAEC certificate, and he has never worked for the body that issued it. The witness said he cannot affirm the authenticity of the document because it does not bear his signature.
A comparison of the two documents Buhari presented – the Cambridge certified statement of WASC and the 1961 result sheet of the Provincial Secondary School Katsina – revealed some inconsistencies. One stated that Buhari sat for eight subjects, while the other stated he sat for six. The name on one is ‘Mohamed’ while the other is ‘Muhammadu’, although Buhari’s witness stressed that both names have the same meaning and are interchangeably used in Islam.
The discrepancies in the documents are making people opine Buhari would lose the case. Their argument is premised on Section 131 of the constitution, which states that ‘any contestant for the position of president of the country must have a minimum qualification of School Certificate or its equivalent’.
However, they fail to take cognizance that Section 318 (1c) stated that ‘anyone with primary school certificate who has served in the Nigerian public or private sector, in any capacity, for a minimum of ten years is deemed to have the equivalent of a school certificate’. Buhari is thus qualified to contest and be president having served in the Army for over ten years. That however opens the door to new arguments.
The tribunal can only sack Buhari if his years of military service, which makes him qualify to be president under Section 318 (1c) is declared void. If Buhari joined the military with inadequate qualification, could his years of service be declared void?
If Buhari was recruited into the military without a certificate and was not given a duration to produce it, who should be blamed? Buhari or the military? In any case, would it be fair to make Buhari suffer for the wrongs of the military recruitment board as the Supreme Court did to Ademola Adeleke in Osun?
The litigations and embarrassment the certificate scandal has brought upon Buhari could have been avoided if he had dedicated some time to scholarship. He had enough time to acquire more qualifications after General Ibrahim Babangida toppled his military regime in 1983. Retired General Olusegun Obasanjo — Buhari’s senior in age and in the military — bagged a Bachelor and Doctorate after he left office as President in 1999. Buhari is not an accidental president. His three unsuccessful race for the nation’s top job, cumulatively 12 years of aiming for president, is enough for him to have bagged a diploma or degree.
Buhari was yearning to lead but failed to prepare for leadership. This showed in his six-month late appointment of ministers in 2015.
It is also manifesting in his abysmal performance and mishandling of sensitive national issues. His lack of ideas, narrow-mindedness and sectionalism is disintegrating the country and hampering growth. He has given little for every much expected. One cannot, in fairness, totally attribute Buhari’s shortcomings to insufficient education. The government of his predecessor who holds a doctorate was a colossal failure.
Nonetheless, that Goodluck Jonathan failed doesn’t mean Buhari should. Buhari’s underperformance hinge on his apologists cheering of wrongs. Justifying Buhari’s failure to get educated is moronic. Many of those defending him severely punish their children for not scoring ‘A’. They want their children to earn higher degrees, but passionately defend a president with a controversial certificate. Some of these apologists demand for Bachelor’s degree, National Youth Service Corps certificate, and five years working experience before they can hire and pay 70,000 Naira (about $200) per month. Such a brazen show of double standard is galling.
Sections 131 and 318 of the 1999 constitution need to be amended. The framers made it possible for anyone to be president, so long as they can “read, write, understand and communicate in English language to the satisfaction of the Independent National Electoral Commission”.
The best may never get to lead the rest if the constitution is not amended. The less educated ones would continue to govern; appointing and issuing directives to professors. Nigerian leaders, many of whom are not so educated, control the resources and earn huge, while the professors and citizens earn peanuts. The professors that should be ruling the less educated are the ones conducting elections to bring them to power.
Nigerian education needs oxygen. The struggle to make ends meet has turned many professors to political job seekers and errand boy. High fees, vast unemployment, and inadequate reward for academic excellence is discouraging people from becoming educated. A friend once said “education is the master key” and “Bata re a dun kokoka” loosely translated “you would wear the best shoes if you’re educated” inspired many to invest in education, but they’ve gained nothing. Politicians and political thugs are the ones wearing the best shoes.
Everyone must endeavour to be educated despite the challenges and discouragements. Buhari and Osun state former governorship candidate, Ademola Adeleke’s ordeal is a strong lesson that the education you fail to acquire may be all you need to win tomorrow.
Things are turning around for the good of the educated. Education is changing the game, faster than anyone imagined. The educated ones are bringing innovation to businesses and taking over the jobs from the uneducated.
Booking taxi through apps is gradually gobbling the job of the uneducated drivers. Many people view education has the ticket to working in an office, dressing corporate. No. Education ideally gives you knowledge of the world around you and the skill to do things in a better way.
The case of Wunmi comes to mind. Wunmi is a female university graduate who studied mass communication, but earns living from furnishing homes. She uploads furniture pictures on e-commerce platforms and contract artisans to produce them when she has order. The artisans’ inability to open and manage an e-commerce store is fetching Wunmi money.
She wouldn’t have been an intermediary if the artisans are educated. She is earning huge, thriving and expanding, while the uneducated artisans are earning less. That’s the power of education. Buhari, Adeleke, and Wunmi are lessons. Learn.
Omoshola Deji is a political and public affairs analyst. He wrote in via [email protected]
Feature/OPED
How Nigeria’s Financial Sector is Transitioning to Domestic Cloud
Nigeria’s financial services industry stands at a decisive crossroads as technology leaders prepare for the January 1, 2027, data residency deadline set by the Central Bank of Nigeria. The regulatory mandate requiring all payment transaction records, customer personally identifiable information (PII), and account ledgers to reside within domestic data centres is forcing a structural re-evaluation of banking IT architectures. For executive teams across the country, navigating this transition without interrupting daily banking operations is becoming the ultimate test of leadership.
For years, the industry’s reliance on foreign hyperscale providers delivered quick elasticity and global tools. However, transferring entire production stacks – encompassing real-time transaction processing, API gateways, and fraud scoring engines – back to local infrastructure requires significant engineering effort. With the country handling billions of electronic transactions annually, CIOs are seeking to preserve system uptime while severing deep operational dependencies on foreign data centres.
Experts have opined that the core challenge confronting financial technology teams is the lack of empirical, vendor-neutral benchmarks for domestic cloud platforms. Evaluating whether local data centres can sustain mission-critical financial traffic requires rigorous stress testing rather than relying on theoretical SLAs. The risk of potential downtime during a live migration makes vendor vetting the most crucial phase of the compliance roadmap.
To mitigate these operational risks, infrastructure partners like MTN are mobilising domestic capacity and technical insights tailored for the financial sector. By offering sovereign cloud solutions and collaborative engineering frameworks, MTN is helping CIOs and startups navigate the migration path with minimal disruption. Their localised infrastructure serves as an operational bridge, providing the uptime and data sovereignty assurances that both institutions and regulators require.
Lynda Saint-Nwafor, the Chief Enterprise Business Officer for MTN Nigeria, put it succinctly when she explained the upside of hosting data locally: “Hosting locally means lower latency, faster response times, and compliance with Nigeria’s data regulations. More importantly, it gives Nigerian businesses control, keeping sensitive financial, health, and government data within national borders.”
As the January 2027 benchmark approaches, the metric for success will depend on technical execution and operational discipline across companies.
Feature/OPED
Five Practical Holiday Saving Habits for Nigerian Households
By Osasikemwen Ighile
For many Nigerian families, the summer holiday is a season of fun, relaxation, and spending quality time together. But with the kids at home, more outings, higher electricity consumption, and extra entertainment costs, it’s also a period when expenses can quietly pile up.
The good news? You don’t have to choose between making memories and managing your finances. With a few smart habits, you can enjoy the holidays while keeping your savings goals on track.
Here are five practical ways to save smarter this summer.
1. Ditch Cash and Spend Smarter
Ever noticed how cash disappears faster than you expected? Whether it’s buying snacks for the kids, paying for transport, or making quick market runs, spending cash can make it difficult to track where your money goes.
Using a debit card can make it easier to track transactions and monitor spending. FairMoney customers can use their debit card for eligible transactions, subject to applicable terms and conditions. You can make payments conveniently at stores, shop online, and easily monitor your transactions. Instead of carrying cash everywhere, you get a clearer picture of your expenses and can avoid unnecessary impulse purchases.
Small changes like this can make a big difference over the course of the holiday.
2. The Kids Are Home—Stay Ahead of Your Utility Bills
School holidays often mean one thing: the TV is almost always on. From cartoons in the morning to football matches in the evening, your cable subscription becomes more important than ever. Add fans, air conditioners, gaming consoles, and other appliances, and it’s easy to see why electricity bills tend to increase during this period.
Rather than waiting until services are disconnected, planning and paying bills on time help households avoid unnecessary late-payment or reconnection charges. FairMoney customers can pay eligible bills and services through the platform, subject to applicable terms and service availability. You can conveniently pay for Cable TV subscriptions, Electricity bills, Internet subscriptions, Airtime and data for the entire family.
Paying bills on time can help reduce the risk of late payment consequences or applicable reconnection charges. Summer is filled with birthdays, outings, family visits, and spontaneous spending. While these moments are worth enjoying, your savings shouldn’t take a holiday.
3. Enjoy the Holidays—but Don’t Pause Your Savings
A simple strategy is to save first before spending. FairMoney customers can also use eligible savings products, such as FairSave and FairTarget, to set aside money towards specific financial goals, subject to the applicable product terms, conditions and eligibility requirements, even if it’s in small amounts. Already planning for the next school term? FairMoney customers can also use eligible savings products, such as FairSave and FairTarget, to set aside money towards specific financial goals, subject to the applicable product terms, conditions and eligibility requirements. Already planning for the next school term? Consider setting aside money regularly towards your school-fee goal. FairTarget can be used to help you organise savings around specific financial goals, subject to the applicable product terms, conditions and eligibility requirements. By starting early and saving consistently, you can better prepare for school-related expenses when the new term begins.
4. Plan Weekly Family Activities Instead of Daily Spending
The holidays don’t have to be expensive to be memorable. Instead of spending money every day on outings, cinemas, or restaurants, create a simple weekly activity plan. One weekend could be a family movie night at home. Another could be a picnic in a nearby park, a cooking competition, indoor games, or a visit to relatives.
Planning activities ahead helps you control spending while still giving everyone something to look forward to. Sometimes, the best memories cost very little.
5. Buy Household Essentials in Bulk
With everyone at home, groceries seem to disappear twice as fast. Instead of making frequent trips to the store, which often lead to impulse purchases, consider buying regularly used items in bulk.
Depending on the retailer and quantity purchased, some household essentials may offer better value when purchased in bulk.. You’ll spend less on transportation, reduce unplanned shopping, and avoid running out of important items.
Summer should be about creating happy memories not financial headaches. By spending more intentionally, paying your bills on time, planning ahead, and staying committed to your savings goals, you can enjoy everything the season has to offer without putting unnecessary pressure on your finances.
A few smart habits today can make the months ahead much easier. And that’s a win for every household.
Osasikemwen Ighile is the Brand Manager for FairMoney Microfinance Bank
Feature/OPED
Beyond the Screen: How Sports and Entertainment Keep Nigeria’s Economy Moving
When we talk about Nigeria’s economy, the conversation usually centres on oil and gas, banking, agriculture, manufacturing and technology. But there is another industry quietly creating jobs and driving economic activity: entertainment and sports. Most times, we only see the finished product. We watch the show, cheer during the match and move on to the […]
When we talk about Nigeria’s economy, the conversation usually centres on oil and gas, banking, agriculture, manufacturing and technology. But there is another industry quietly creating jobs and driving economic activity: entertainment and sports. Most times, we only see the finished product. We watch the show, cheer during the match and move on to the next thing. What we do not always see is the amount of work that happens before those moments reach our screens.
Take Big Brother Naija
When viewers tune in and see the housemates moving around the Big Brother house, it is easy to forget that the house itself is a product of many people’s work. From the interior designers and set builders who create the spaces to the electricians, carpenters, painters and technicians who bring them to life, an entire team works behind the scenes before the first episode even begins.
Once the cameras start rolling, the list gets even longer. Producers, directors, camera operators, sound engineers, editors, stylists, makeup artists, caterers, production assistants and security personnel all have a role to play. Then there is everything that happens outside the house. Publicists, photographers, videographers, digital teams, content creators and media platforms all contribute to keeping the conversation going. The housemates may be the faces audiences remember, but they are only one part of a much bigger entertainment ecosystem.
Sports have a similar impact
When the Super Falcons play a major game, the focus is naturally on the players and what happens on the pitch. But outside the stadium, the game can mean business for viewing centres, food vendors, restaurants and bars. Sports analysts and commentators have more to cover, content creators have something new to create around and businesses selling jerseys and football merchandise get an opportunity to make sales.
A major sporting event can turn an ordinary evening into a busy one for businesses that have little to do with what happens on the pitch. That is the part of sports and entertainment that is easy to overlook. The value is not only in the stars we see or the content we consume. It is also in the network of people whose skills and businesses keep these industries moving.
And this is where DStv and GOtv become an important part of the picture. They do more than give audiences access to the shows, matches and moments they care about. They connect the people producing this content with millions of viewers who keep the industry going.
Every time someone tunes in to Big Brother Naija, follows the Super Falcons or settles in for a major sporting event, they are engaging with an industry that supports producers, creatives, technicians, businesses and other professionals.
The impact of sports and entertainment, therefore, goes beyond what happens on the screen. By bringing some of the biggest entertainment and sporting moments to Nigerian audiences, DStv and GOtv help keep this ecosystem active, visible and working. Because sometimes, when we sit down to watch, we are not just consuming entertainment. We are also supporting an industry that provides jobs.


