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Money Mistakes to Never Make When Planning Wedding

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By Adeniyi Ogunfowoke

Planning a wedding is not a child’s play whether you engage a wedding planner or not. It is very challenging and demanding because it requires thorough planning and of course money.

The funds you have will go a long way in determining your type of wedding. But since Nigerians love weddings and it is once in a lifetime, they go all out and they don’t mind breaking the bank.

Regardless, if you are not careful, you will make some monumental money mistakes when planning your wedding. Not to worry, Jumia Travel, the online booking agency identifies some of these mistakes.

Talk about the budget

There is no gainsaying that you must have a budget when planning your wedding. However, you must ensure that you discuss the budget with your bride or groom. This will ensure that both of you are on the same page when the spending eventually starts.

You don’t put a price to whatever you are shopping for

The prices of groceries and other items have significantly increased. Therefore, it is smart if you put a price on nearly everything to make your shopping easier. You can get the prices of whatever you want to buy online by going window shopping. When planning for larger purchases, such as a wedding guest book, setting a budget can help you make informed decisions and manage your expenses effectively.

Sticking to your budget

Sticking to your budget when planning your wedding is not advisable because emergency expenses will always come up. You should make arrangement for these extra expenses so that you will not be caught in a web.

Not making arrangements on how to recoup money

This may be funny but you should do it anyway. You should make arrangements for how to recoup some of your wedding expenses. You should employ a live band and make sure there is time for couple’s dancing on the list of things to do. This way you will get some money to settle certain expenses.

Borrowing to finance your wedding

You should never borrow money to finance your wedding because you will have to pay back after tying the knot. You may end up paying for debts in the first few months of your wedding which doesn’t leave a good taste in the mouth.

Adeniyi Ogunfowoke is a PR Associate at Jumia Travel.

Modupe Gbadeyanka is a fast-rising journalist with Business Post Nigeria. Her passion for journalism is amazing. She is willing to learn more with a view to becoming one of the best pen-pushers in Nigeria. Her role models are the duo of CNN's Richard Quest and Christiane Amanpour.

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Trump Exploring Strategic Economic Cooperation With Africa

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Economic Cooperation With Africa

By Kestér Kenn Klomegâh

United States President Donald Trump’s unexpected invitation of five West African leaders from Gabon, Guinea-Bissau, Liberia, Mauritania and Senegal for extraordinary multilateral meeting in Washington was primarily to review and reshape the US relationship with Africa.

According to White House official documents, the key areas of cooperation also included economic development, security, infrastructure and democracy. The meeting was attended by the presidents of Gabon (Brice Clotaire Oligui Nguema), Guinea-Bissau (Umaro Sissoco Embaló), Liberia (Joseph Nyuma Boakai), Mauritania (Mohamed Ould Ghazouani), and Senegal (Bassirou Diomaye Faye).

The multilateral dialogue has both high-valued significance and geopolitical implications. The White House explicitly indicated the July meeting aimed at fostering an open dialogue and get familiar with rising concerns and priorities, and possibly with the goal of promoting private sector investment and deeper economic partnerships.

Some policy experts have weighed in too. At the height of United States deteriorating relations with Africa and, particularly with new rules and regulations relating to trade, President of the African Development Bank (AfDB), Dr Akinwumi Adesina, proposed concerted efforts to change the narrative on Africa in the United States in order to attract increased investments into the continent.

“Africa is no longer a continent that can be ignored,” he said, pointing further to emerging economic investment opportunities for institutional investors in Africa and those from the United States.

“This is the time to change the investment narrative on Africa in the United States,” he stressed, and explained several developing strategic alliances and partnerships, taking advantage of the new outlook of new US administration.

Adesina spoke about the need to change the mindset, and creating more opportunities to attract greater US investment in Africa and within the context of the African Continental Free Trade Area (AfCFTA).

Many African countries consider AfCFTA as a historic opportunity to deepen economic ties, first with regional and continental neighbours, and further to expand market access for their respective goods and services abroad.

Notably, this intra-African trade remains the starting-point of strength, especially with the AfCFTA creating a single consumer-market of an estimated 1.4 billion people.

South African President Cyril Ramaphosa has faced resonating criticisms from South African entrepreneurs, politicians, and the middle class for turning and twisting its spinal bone to the United States.

For decades, many other African countries, including Ethiopia, Egypt and South Africa have had excellent trade ties and investment relations with the United States, especially through the African Growth and Opportunity Act (AGOA). While some African countries, since Donald Trump’s ascension to the presidency, have been trying to adjust to change US trade and economic relations with Africa, uncertainty largely remains on the landscape. Egypt has had its share over the war between Israel and Palestine, and South Africa over the alleged white genocide.

It is interesting to remind here that the relations between South Africa and the United States have sharply declined since Donald Trump returned to the White House in January 2025. Tensions escalated after the US president expelled South Africa’s ambassador and cut financial aid, citing objections to South Africa’s land reform policies and its decision to pursue a genocide case against US ally Israel at the International Court of Justice.

In response, the South African government defended its stance, calling the land reform effort a constitutional measure aimed at addressing historical racial inequalities in land ownership dating back to apartheid. Officials also stressed that no land expropriations have taken place.

Nevertheless, US-Africa business conference hosted by Angola in late June 2025, adopted measures to sustain at least existing long-term trade ties between US and Africa, tactful agreements were reached to push for the extension of AGOA which offer the huge chance for African products and service to reach US market, and for eligible African countries to earn revenue for the budget.

Undeniably, the African and Afro-American diaspora invariably form important actors in the US-Africa economic partnership and key vectors of commercial exchanges on the African and US directions.

In practical reality, the AGOA and the AfCFTA are currently working together on mechanisms to promote trade between the two regions. This represents the strongest bridge connecting US and Africa, in addition to financial remittances ($58 billion, World Bank and IMF reports 2024) by Africans whose labour supports the American economy and the aggregate productivity. These are stark realities that are getting increasingly hard to ignore in the current geopolitical context.

While the swift turns and tweets continues featuring in US relations with Africa, Donald Trump’s multilateral ‘mini-summit’ with leaders of Gabon, Guinea-Bissau, Liberia, Mauritania and Senegal raised eye-brows around the world.

Reports monitored and thoroughly studied by this article author indicated that Trump’s strategically aimed at striking smart-partnership involving the exploitation of critical mineral resources and also questions over trade and support for economic development. That however, critics say the five leaders represent a small fraction of the US-Africa trade, but possess untapped natural resources.

In their speeches, African leaders adopted a kind of flattering chorus. Gabon, Guinea-Bissau, Liberia, Mauritania and Senegal have shown skyline interest, an opportunity to sustain bilateral relations but with new twists and in new formats.

Nowadays, African countries are prepared to export semi-processed resources, such as Senegalese natural resources, including manganese — a key mineral in the production of stainless steel and batteries — iron ore, gold, diamonds, lithium and cobalt; Gabon’s manganese and uranium, and those other mineral resources particularly in Guinea-Bissau, that have drawn Washington’s strategic interest.

On one side, Liberia’s President Joseph Nyuma Boakai in a statement “expressed optimism about the outcomes of the summit, reaffirming Liberia’s commitment to regional stability, democratic governance, and inclusive economic growth.” On the other side, Guinea-Bissau’s president, Umaro Sissoco Embalo, called the visit “very important” – citing hopes for economic support. Gabonese officials also cited industrial development as a key interest.

Reports littered up on social media, offered insights into the assertive exchanges and discussions by Senegalese President Bassirou Diomaye Faye with Donald Trump.  During the meeting, Bassirou Faye lavished praises on and further complimented Trump’s leadership skills — and his golf game — and pitched a potential Trump-branded golf course in Senegal. “I was wondering what your secret was for resolving all these complex crises?” Faye flatteringly asked Trump. “And I know you are a tremendous golf player. Golf requires concentration and precision, qualities that also make for a great leader.”

Trump appeared noticeably pleased with Mauritania President Mohamed Ould Ghazouani, together with the four presidents. United States anticipated to strike contentious mineral exploration deals. “We have a great deal of resources,” said Mohamed Ould Ghazouani, president of Mauritania, listing rare earths, as well as manganese, uranium and possibly lithium. “We have a lot of opportunities to offer in terms of investment.”

In a typically direct, combative, and unique style, Trump told the African leaders Washington’s ambitious plans to build new economic cooperation, and the desire to boost substantial package of trade ties with the aforementioned African leaders. Trump encouraged the leaders to make greater investments in defence, hopefully, of course, buying US equipment, the best defense equipment which was proved the best in the Republic of Iran.

In all that, Trump suggested serious trade, which perhaps means that Washington would be hesitant to impose large tariffs on their countries. At least, Trump even thought it necessary to crack jokes, asked Liberia’s president where he learnt to speak English so well. “Such good English, where did you learn to speak so beautifully? I have people at this table who can’t speak nearly as well,” Trump asked after complimenting Liberian President Joseph Boakai on his English that Liberia has been a longtime friend of the United States and the possibility of the policy for making America great again in the geopolitical context.

“We have closed the USAID group to eliminate waste, fraud and abuse,” Trump said. “And we’re working tirelessly to forge new economic opportunities involving both the United States and many African nations.” West African countries are among the hardest hit by the dissolution of USAID. The U.S. support in Liberia amounted to 2.6 per cent of the country’s gross national income, the highest percentage anywhere in the world, according to the Centre for Global Development.

Trump has announced new tariffs, beginning from August 1, on 14 countries, including Algeria, Libya, and South Africa. This cast a shadow over Africa’s economic outlook, paralysing business afresh in those countries. But at the same time, there are also clear indications Trump administration is, most possibly with truth of commitment, normalizing relations and expanding economic partnerships and that would ensure renewed waves across the continent. While there are still some doubts over patching up the growing complications and complexities in the entire US-Africa relations, the White House’s report hinted at holding an expanded Africa leaders summit in September with United States under the patronage of Donald Trump.

Kestér Kenn Klomegâh has a diverse work experience in the field of business intelligence and consultancy. His focused research interest includes geopolitical changes, foreign relations and economic development related questions in Africa with external countries. Klomegâh has media publications, policy monographs and e-handbooks

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Airtel AI Spam Alert Tackles an Urgent Telecom Problem

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Airtel AI Spam Alert Service

By Faedat Temideni

In Nigeria today, unwanted messages have evolved from a mere annoyance into a serious security risk. From deceptive investment opportunities to phony bank notifications, spam communications have transformed into complex frauds that target unsuspecting victims.

For numerous Nigerians, starting the day with several spam messages has turned into a regular occurrence. Telemarketing offers, questionable lottery prizes, and phishing schemes inundate mobile inboxes, frequently inundating users with unsolicited messages. Although some communications are simply annoying, others are designed to mislead and take advantage.

In recent years, there has been a rise in fraudulent SMS messages, where scammers mimic banks, government bodies, and reputable companies to obtain sensitive information from people. A report by the Nigerian Communications Commission (NCC) indicates that financial fraud via mobile channels has resulted in substantial monetary losses, causing unsuspecting victims to lose millions of naira.

Consider the scenario of Adebola, a civil servant in Lagos, who got an SMS purporting to be from her bank, urging her to click a link and refresh her account information. Just moments after complying, she noticed that her account had been breached, resulting in thousands of naira being withdrawn before she could respond. Tales such as Adebola’s emphasize the necessity for a strong approach to tackle SMS fraud and unwanted spam messages.

Airtel’s Spam Alert Service: A Historic Innovation

Acknowledging the critical necessity to tackle this problem, Airtel Nigeria, in March 2025, launched its Spam Alert Service, a creative system intended to screen spam messages before they reachusers. The service utilizes Artificial Intelligence built by Airtel to examine incoming SMS, detect suspiciouspatterns, and alert users accordingly.

Airtel’s Spam Alert Service Works in Three Key Ways

Quick Identification: The system automatically identifies suspected spam messages.

User Alerts: When a suspected fraudulent message is detected, users receive an alert notifying them of the potential spam.

User Reporting Feature: Customers can report spam messages by forwarding them to a dedicated short code, helping Airtel enhance its spam alert mechanisms.

With the launch of the Spam Alert Service, Airtel is not only protecting its customers but also strengthening trust in mobile communication. By helping to curb SMS fraud, Airtel ensures that users can engage with their mobile devices with a much-reduced risk of falling victim to SMS scams.

According toAirtel Nigeria’s Chief Executive Officer, Dinesh Balsingh,the AI Spam Alert Service demonstrates the priority the company places on user security. “We understand that spam messages are more than just an annoyance, they pose real threats to individuals and businesses. So, our Spam Alert Service is part of a broader effort to ensure a safer and more secure digital experience for our customers,”MrBalsingh said.

An Urgent Call to Action

As Airtel takes the lead in the fight against spam and SMS fraud, mobile users must remain vigilant. Customers are encouraged to report suspicious messages and avoid clicking on links from unknown sources. Additionally, businesses must adopt best practices in digital communication to ensure their messaging systems are not exploited by fraudsters.

With initiatives like the Spam Alert Service, Airtel is setting a new standard for mobile security in Nigeria. In a world where digital threats continue to evolve, proactive measures like this ensure that users can communicate safely, free from the fear of falling victim to SMS scams.

The battle against spam and fraud is far from over, but with Airtel’s Spam Alert Service, Nigerian mobile users now have a powerful ally in safeguarding their communication channels.

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Can Urban Farming Contribute Meaningfully to Nigeria’s Food Security?

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Urban Farming

By Diana Tenebe

Nigeria, Africa’s most populous nation, faces a complex web of food security challenges. Soaring food inflation, exacerbated by climate extremes, persistent insecurity in food-producing regions, and an inadequate supply of nutritious foods, has pushed millions into acute hunger. Despite vast agricultural resources, the country ranks low on the Global Food Security Index, underscoring a critical need for innovative solutions. Amidst this backdrop, urban farming, often dismissed as a niche activity, is gaining traction as a strategy to enhance food security, create income opportunities, and promote sustainable practices in urban areas.

Urban farming, encompassing a range of practices from rooftop gardens and vertical farms to community plots and aquaculture, offers the potential to localise food production, reduce reliance on distant supply chains, and enhance access to fresh, nutritious produce. As Nigerian cities continue to urbanise, converting agricultural land to other uses, the importance of maximizing food production within urban limits becomes crucial.

One of the most immediate and impactful contributions of urban farming is its ability to enhance food availability and access. By cultivating crops within city limits, fresh produce can reach consumers more quickly, drastically reducing post-harvest losses and transportation costs. This localised production directly addresses issues of food scarcity, especially for vulnerable urban populations who often struggle with the high cost and limited availability of fresh food. Successful initiatives in Lagos for instance have demonstrated how urban farms can become reliable sources of fruits, vegetables, and even protein through urban livestock and aquaculture for surrounding communities.

Beyond mere availability, urban farming plays a crucial role in improving nutritional outcomes and dietary diversity. Access to fresh, diverse produce encourages healthier eating habits, helping to combat prevalent issues like protein-energy malnutrition and micronutrient deficiencies. When families cultivate their own food, they gain greater control over its quality and freshness, often opting for more nutritious varieties. This direct link between cultivation and consumption can lead to a measurable increase in dietary diversity within urban households.

Urban farming is not just about subsistence; it holds substantial economic promise and fosters job creation. It directly generates employment opportunities in various stages, including planting, harvesting, processing, and distribution. Small-scale urban farmers can sell their surplus produce at local markets, generating income and fostering entrepreneurship. This can be particularly impactful for Nigeria’s large youth population, offering a viable path to employment and self-reliance in a landscape of high unemployment. Initiatives that provide training and access to markets, like “FarmInTheCity” in Lagos, exemplify how urban farming can blossom into full-scale enterprises.

Urban farming contributes significantly to environmental sustainability and climate resilience. Innovative urban farming techniques, such as hydroponics and vertical farming, are inherently resource-efficient, using less land and water compared to traditional agriculture. They also reduce “food miles,” significantly lowering carbon emissions associated with long-distance transportation. Additionally, urban green spaces created by farming initiatives can help mitigate the urban heat island effect, improve air quality, and enhance urban biodiversity. This makes urban farming a crucial component of climate adaptation strategies, helping cities become more resilient to the impacts of climate change, such as erratic rainfall patterns and prolonged droughts that affect traditional agriculture.

Finally, community gardens and collaborative urban farming projects serve as powerful tools for fostering community cohesion and social impact. They provide shared spaces where residents can connect, build knowledge, and foster a sense of community pride and ownership. These initiatives can also serve as educational platforms, promoting sustainable practices and raising awareness about local food systems. This collaborative spirit can be particularly beneficial in diverse urban settings, breaking down social barriers and strengthening community bonds.

For Urban farming to work in Nigeria, policy support and integration are crucial. Governments at all levels need to recognize urban farming as a legitimate and vital part of the food system. This involves developing supportive policies, streamlining land-use regulations, and integrating urban agriculture into city planning. Second, capacity building and education are essential. Investing in education and training programs is vital. Access to finance and technology is a significant factor for urban farmers. Innovative financing models, perhaps incorporating “pay-as-you-grow” schemes for technology adoption, are needed. Also, leveraging technology like mobile apps for market access can significantly boost productivity. Lastly, adequate infrastructure, including reliable energy sources and efficient storage facilities, is crucial to minimize post-harvest losses and ensure the economic viability of urban farms.

Urban farming in Nigeria is more than just a passing trend; it can represent a tangible and impactful pathway towards enhanced food security. By embracing innovative approaches, fostering supportive policies, and empowering urban communities with the necessary resources and knowledge, Nigeria can unlock the immense potential of its cities to feed their populations, create economic opportunities, and build a more resilient and sustainable future. The revolution of urban farming, if nurtured effectively, can indeed contribute meaningfully to Nigeria’s quest for food security.

Diana Tenebe is the Chief Operating Officer of Foodstuff Store

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