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Seven Lessons of Okuama Calamity

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Okuama

By Michael Owhoko, Ph.D

Has Nigeria learnt any lessons from the Okuama massacre?  Will the incident repeat itself or offer profound lessons against future experiences?  In the journey of life, no individual nation or country is immune from occurrences thrown up by circumstance, which, may be pleasant or painful.  Lessons learnt from such experiences are deployed to prevent possible future reoccurrence, failing which, the same catastrophe repeats itself.

In context, the gruesome murder of army officers at Okuama in Ughelli South Local Government Area, Delta State, which transcends ethnic emotions and is accompanied by wide condemnations, is a confirmation that Nigeria has not, and does not learn from lessons, otherwise, the calamity would have been avoided.

The incident was not the first. It happened previously at Odi, Bayelsa State, Zaki Biam, Benue State, and Gbaramatu, Delta State, yet, it appeared neither the federal government nor the Nigerian Army learnt any lessons therefrom.  This is evident from the Okuama saga, proof of the country’s insensitivity to bloodshed and exposition of poverty in the policy-making process.

This notwithstanding, the Okuama calamity has again thrown up another opportunity for lessons to be learned.  If Nigeria fails again to learn from these happenings, then the country risks further carnage, which may take a more complex form with unmanageable and unpredictable consequences.  It may be too costly for the country’s fledgling socio-economic balance and stability.

Therefore, the lessons are crucial and should be identified by the government and harnessed as feedback for proactive purposes to forestall future recurrence.  It is a tragedy for any country with a relapsing experience not to have a codified strategy encapsulated in a template to resolve related matters.  In specific terms, what then are the lessons and takeaways from the Okuama disaster?

Lesson One: To have allowed a land dispute over fishing rights between Okuama and the neighbouring Okoloba community in Bomadi Local Government Area, Delta State, to escalate means there were no proactive measures and concerted prompt intervention by the Nigeria Police Force and Delta State Government in response to petitions written by Okuama community.

The community, through its lawyers, I. Ejedegba and Co., had written a petition to the Commissioner of Police in Asaba, Delta State which was acknowledged on January 31, 2O24, while the petition written by Okuama community leaders and addressed to the Delta State Governor was received on February 2, 2O24.  This was over one month before the gruesome murder of the military officers on March 14, 2O24.

Since the police are the first line of defence and statutorily responsible for civil matters, they should have wadded in upon receipt of the petitions to nip the crisis in the bud, aside from previous joint meetings among the communities, the Police and the Delta State Government that yielded no solution.  Under this development, the Delta State Governor should have been advised to wield the big stick by acquiring the land in contention for public interest to end the crisis.

Lesson Two: Inviting the Army for a mediatory and peace mission to Okuama to resolve a land dispute between two communities that were not at war, was an error in judgement. The dispute was civil, and it was only when efforts by the Police and the Delta State Governor had failed, and there was evidence of likely escalation into a dangerous dimension beyond the capacity of the Police, that would have warranted intervention by the Nigerian Army.  It is not the responsibility of the Army to broker peace in a civil matter.

Lesson Three: Central to the killing of the military personnel in Okuama, is presumably oil.  Oil appeared to be the underpinning motive behind the horrendous and senseless killings. A mere land dispute between two communities could not have led to such a mindless massacre. Soldiers are deployed to the Niger Delta region to protect oil facilities, and in the course of this duty, they might have been marked as “enemies” by those profiteering from illegal oil deals.

Those involved in crude oil theft and other illegal activities, including processing locally refined products, might see the Army as an obstacle to their business interests.  The military high command should have known this and prepared the soldiers for possible eventuality and collision with entrenched oil thieves.  The circumstances of their death showed that the military men were taken unawares.  It was likely that crude oil thieves and other vested interests might have planned and taken advantage of the soldiers’ peaceful disposition to unleash mayhem in such a horrific and despicable manner.

Lesson Four: The mass destruction of Okuama by the Army in response to the death of the soldiers without singling out the culprits, was unhelpful, as innocent children, mothers, the elderly, the sick and even pregnant women, were either killed, rendered homeless or died while trying to escape.  To bring pain to an entire community over the actions of a few criminals is indefensible. Reprisal attacks and collective punishment are incompatible with international laws.

Recalled that after the destruction of Odi by the Army, the community resorted to litigation and got a favourable judgement, leading to payment of N15 billion out of court settlement, as compensation.  Justice Lambi Akanbi of the Federal High Court had condemned the government for a “brazen violation of the fundamental human rights of the victims to movement, life and to own property and live peacefully in their ancestral home.”  Since the Okuama experience is reminiscent of the destruction at Odi, it is likely Okuama may seek redress in the law court for compensation over reprisal destruction of lives and properties.

Lesson Five: As the President and Commander-in-Chief of the Armed Forces of Nigeria, Bola Tinubu’s order to the Army was too hasty and reactionary without taking into consideration, innocent lives in Okuama that were caught up in the web.  Granting “full authority” to the military to bring anybody found to have been responsible for the attack to justice, was an obvious blanket licence for the military to invade Okuama.

Instead, the President should have ordered the security agencies and the Police to specifically intervene, identify and arrest the criminal elements in the community, while instituting an independent high-powered panel of enquiry to unravel the causes of the mayhem.  A future restraint on the part of the President is imperative to douse tension and minimize further collateral damage.

Lesson Six: The Army’s decision to lock down and lay siege to Okuama without granting access to the Delta State Governor, the Police, humanitarian agencies, and even the press to assess the situation on the ground, has given rise to speculations about the plight of the members of the community, particularly the innocent, helpless and indigent persons.  This is unhelpful to the image of the Army.

By not allowing access, the Army has unwittingly, opened its operations to speculations. For example, it was alleged that the Army killed over 5O persons in Okuama, with other survivors hiding in the bush, including old women, children, the elderly ones and even the sick, with no food to eat and water to drink.  This is a gross violation of their fundamental human rights.

To avoid being put in the spotlight, the military must grant access to the community to enable humanitarian agencies and volunteer groups to extend help and assistance to innocent ones to prevent further fatalities.  This will also serve the interest of the Army’s reputation.

Lesson Seven: After the destruction of Odi, initial public sympathy for the military waned. The same is replicating itself at Okuama over the conduct of the Army. The army, like other federal government agencies, is not a supreme institution that is above the Constitution and the Nigerian State, and the civilian population is not subject to military laws.  Indeed, the Army is subject to civil authority under Democracy. Therefore, it must change its current tactics at Okuama where it has refused access to the community, assumed sole information provider on goings-on, and subjected civilians to investigation, arrest and detention.

It is hoped that these lessons will serve as a reference and guide for the state governments, the Police, the Army and the federal government in handling related crises to avert future disasters.

Dr Mike Owhoko, a Lagos-based public policy analyst, author, and journalist, can be reached at www.mikeowhoko.com and on X (formerly Twitter) via @michaelowhoko.

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The Future of Payments: Key Trends to Watch in 2025

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Luke Kyohere

By Luke Kyohere

The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:

1. The rise of real-time payments

Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this. 

2. Cashless payments will increase

In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions. 

3. Digital currency will hit mainstream

In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain. 

The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability. 

4. Increased government oversight

As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.

5. Business leaders buy into AI technology

In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk. 

6. Continued AI Adoption in Payments

In payments, the proliferation of AI will continue to improve user experience and increase security.  To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent. 

When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.

7. Rise of Super Apps

To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills. 

8. Business strategy shift

Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble. 

As the payments space evolves,  businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.

Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq

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Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections

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In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.

In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.

“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”

The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.

Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.

The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”

The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.

As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.

In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.

“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.

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The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms

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By Kenechukwu Aguolu

The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.

One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.

A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.

In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.

The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.

The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.

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