Feature/OPED
The Spiritual Side Of Aso Villa
By Reuben Abati
People tend to be alarmed when the Nigerian Presidency takes certain decisions. They don’t think the decision makes sense.
Sometimes, they wonder if something has not gone wrong with the thinking process at that highest level of the country.
I have heard people insist that there is some form of witchcraft at work in the country’s seat of government.
I am ordinarily not a superstitious person, but working in the Villa, I eventually became convinced that there must be something supernatural about power and closeness to it. I’ll start with a personal testimony.
I was given an apartment to live in inside the Villa. It was furnished and equipped. But when my son, Michael arrived, one of my brothers came with a pastor who was supposed to stay in the apartment. But the man refused claiming that the Villa was full of evil spirits and that there would soon be a fire accident in the apartment.
He complained about too much human sacrifice around the Villa and advised that my family must never sleep overnight inside the Villa.
I thought the man was talking nonsense and he wanted the luxury of a hotel accommodation. But he turned out to be right.
The day I hosted family friends in that apartment and they slept overnight, there was indeed a fire accident. The guests escaped and they were so thankful. Not long after, the President’s physician living two compounds away had a fire accident in his home. He and his children could have died. He escaped with bruises.
Around the Villa while I was there, someone always died or their relations died. I can confirm that every principal officer suffered one tragedy or the other; it was as if you needed to sacrifice something to remain on duty inside that environment.
Even some of the women became merchants of dildo because they had suffered a special kind of death in their homes (I am sorry to reveal this) and many of the men complained about something that had died below their waists too.
The ones who did not have such misfortune had one ailment or the other that they had to nurse. From cancer to brain and prostate surgery and whatever, the Villa was a hospital full of agonizing patients.
I recall the example of one particular man, an asset to the Jonathan Presidency who practically ran away from the Villa.
He said he needed to save his life. He was quite certain that if he continued to hang around, he would die. I can’t talk about colleagues who lost daughters and sons, brothers and uncles, mothers and fathers, and the many obituaries that we issued.
Even the President was multiply bereaved. His wife, Mama Peace was in and out of hospital at a point, undergoing many surgeries.
You may have forgotten but after her husband lost the election and he conceded victory, all her ailments vanished, all scheduled surgeries were found to be no longer necessary and since then she has been hale and hearty.
By the same token, all those our colleagues who used to come to work to complain about a certain death beneath their waists and who relied on videos and other instruments to entertain wives (take it easy boys, I don’t mean nay harm, I am writing!), have all experienced a re-awakening.
Everyone who went under the blade has received miraculous healing, and we are happy to be out of that place. But others were not so lucky. They died.
There were days when convoys ran into ditches and lives were lost.
In Norway, our helicopter almost crashed into a mountain. That was the first time I saw the President panicking. The weather was all so hazy and he just kept saying it would not be nice for the President of a country to die in a helicopter crash due to pilot miscalculations.
The President went into a prayer mode. We survived.
In Kenya once, we had a bird strike. The plane had to be recalled and we were already airborne with the plane acting like it would crash.
During the 2015 election campaigns, our aircraft refused to start on more than one occasion. The aircraft just went dead.
On some other occasions, we were stoned and directly targeted for evil. I really don’t envy the people who work in Aso Villa, the seat of Nigeria’s Presidency.
For about six months, I couldn’t even breathe properly. For another two months, I was on crutches. But I considered myself far luckier than the others who were either nursing a terminal disease or who could not get it up.
When Presidents make mistakes, they are probably victims of a force higher than what we can imagine.
Every student of Aso Villa politics would readily admit that when people get in there, they actually become something else.
They act like they are under a spell. When you issue a well- crafted statement, the public accepts it wrongly.
When the President makes a speech and he truly means well, the speech is interpreted wrongly by the public.
When a policy is introduced, somehow, something just goes wrong.
In our days, a lot of people used to complain that the APC people were fighting us spiritually and that there was a witchcraft dimension to the governance process in Nigeria.
But the APC folks now in power are dealing with the same demons.
Since Buhari government assumed office, it has been one mistake after another. Those mistakes don’t look normal, the same way they didn’t look normal under President Jonathan.
I am therefore convinced that there is an evil spell enveloping this country. We need to rescue Nigeria from the forces of darkness.
Aso Villa should be converted into a spiritual museum, and abandoned.
Should I become President of Nigeria tomorrow, I will build a new Presidential Villa: a Villa that will be dedicated to the all-conquering Almighty, and where powers and principalities cannot hold sway.
But it is not about buildings and space, not so? It is about the people who go to the highest levels in Nigeria.
I really don’t quite believe in superstitions, but I am tempted to suggest that this is indeed a country in need of prayers.
We should pray before people pack their things into Aso Villa. We should ask God to guide us before we appoint ministers. We should, to put it in technocratic language, advice that the people should be very vigilant.
We have all failed so far, that crucial test of vigilance. We should have a Presidential Villa where a President can afford to be human and free.
In the White House, in the United States, Presidents live like normal human beings. In Aso Villa, that is impossible. They’d have to surround themselves with cooks from their villages, bodyguards from their mother’s clans and friends they can trust.
It should be possible to be President of Nigeria without having to look behind one’s shoulders. But we are not yet there. So, how do we run a Presidency where the man in the saddle can only drink water served by his kinsman? No. How can we possibly run a Presidency where every President proclaims faith in Nigeria but they are better off in the company of relatives and kinsmen. No. We need as Presidents men and women who are willing to be Nigerians. No Nigerian President should be in spiritual bondage because he belongs to all of us and to nobody.
Now let me go back to the spiritual dimension. A colleague once told me that I was the most naïve person around the place. I thought I was a bright, smart, professional doing my bit and enjoying the President’s confidence. I spelled it out. But what I got in response was that I was coming to the villa using Lux soap, but that most people around the place always bathed in the morning with blood. Goat blood. Ram blood. Whatever animal blood. I argued. He said there were persons in the Villa walking upside down, head to the ground. I screamed. Everybody looked normal to me. But I soon began to suspect that I was in a strange environment indeed.
Every position change was an opportunity for warfare. Civil servants are very nice people; they obey orders, but they are not very nice when they fight over personal interests.
The President is most affected by the atmosphere around him. He can make wrong decisions based on the cloud of evil around him. Even when he means well and he has taken time to address all possible outcomes, he could get on the wrong side of the public.
A colleague called me one day and told me a story about how a decision had been taken in the spiritual realm about the Nigerian government.
He talked about the spirit of error, and how every step taken by the administration would appear to the public like an error. He didn’t resign on that basis but his words proved prophetic.
I see the same story being re-enacted. Aso Villa is in urgent need of redemption. I never slept in the apartment they gave me in that Villa for an hour.
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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