Health
Axa Mansard Presently Piloting New Insurance Policy on Malaria—Alli
By Dipo Olowookere
Malaria is a disease that is still giving health experts and governments, especially from Africa, something to worry about.
This is because the disease efforts to eradicate it have not yielded the needed results especially in the third world counties.
Every April 25 is set aside to mark the World Malaria Day and Axa Mansard, which joined others to mark the day, disclosed that it was presently piloting a new insurance scheme focusing on the disease.
Speaking in an interview, the Group Head of Medical Services at AXA Mansard, Dr Tokunbo Alli, said Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit.
He said the company will continue to make efforts to support the campaign to eradicate the disease in the country.
What is your team’s connection with this year’s global theme for World Malaria Day, ‘Ready to Beat Malaria?’
Malaria continues to contribute to childhood and adulthood morbidity and mortality in Africa, and under-5 children and pregnant women are worst hit. As a responsive and responsible organization, a strategic part of our cover for thousands of our clients includes easy access to qualitative diagnostics and treatment against malaria in through our numerous and dependable healthcare providers across the country, the continent and indeed worldwide.
Through various channels also, AXA Mansard significantly contributes to initiatives that are aimed at strengthening the preventive measures against Malaria in Africa. We are presently piloting a new insurance policy focusing on malaria alone and we will be sponsoring about 10,000 lives with free Malaria Insurance.
What inspired your team to join efforts to eradicate malaria?
The impact of the business of healthcare is not streamlined to the conundrum of diseases management. As a matter of fact, our team understands that by creating a formidable platform for preventing and properly managing disease conditions, the socioeconomic might of the average Nigerian citizen is buoyed. This is simply because we are able to help clients spend less of unproductive hours or days on the sick bed as a result of malaria, and consequently, improve their productive hours to help achieve socio economic power for themselves and their families.
The total eradication on Malaria would have an extremely positive effect on the entire economy which would translate to higher GDP numbers for Nigeria. Also, with the increase in prevalence of non-communicable diseases like hypertension and diabetes, we would have too many issues to deal with if we do not increase our efforts to eradicate malaria.
What should be done in preventing and treating malaria?
All hands must be on deck to salvage the situation that malaria has put us in Africa. Prevention entails keeping clean environments by clearing bushes and drainages in and around homes, use of anti-mosquito agents, sleeping under Long-lasting Insecticidal Nets (LLINs), routine aerial sprays of our environment with chemicals that destroy the larvae of mosquitoes etc. in the near future, we also expect a breakthrough by scientists in the production of vaccines against malaria.
Treatment on the other hand entails that qualitative anti-malarial drugs are manufactured within and outside the continent and made available at affordable rates to end-users. The diagnostic capacity of both private and public health institutions also need to be strengthened to ensure the prompt & appropriate diagnosis of malaria and differentiation from other fever-causing diseases.
How does health insurance help curb the high mortality rate of this disease?
If health insurance schemes are initiated across board to ensure universal access to healthcare, the prompt and unfettered access to qualitative diagnosis and treatment of malaria shall be taken for granted in Africa. The pool of funds which health insurance provides can stimulate a catalytic process that will drastically curb morbidity and mortality arising from malaria. Health insurance guarantees unhindered access to qualitative healthcare services. AXA Mansard Health is poised to delivery best in class health insurance products and services that would help the nation help curb the high mortality and morbidity rate caused by Malaria.
Tell us about the AXA Mansard‘s health insurance solution for the retail market called EasyCare?
AXA Mansard Easy Care health insurance plan helps Nigerians access affordable and quality health care. With new Easy Care health insurance plan, subscriber can with as low as N12,000, premium access various health care services which include, In and Out Patient Care, General and Specialist Consultation; X-Rays; Laboratory & Diagnostic Tests. Other health care benefits accessible to subscribers on the plan are NPI Immunizations; Prescribed Medicines & Drugs; Accidents & Emergencies; Dental care; Evacuation of patients to the hospital; HIV/AIDS – to the Extent of Diagnosis and Treatment at Free Specialist Centres nationwide.
There have been a number of advocates including Vice President, Professor Osinbanjo on the importance of compulsory health insurance scheme to improve access to health care for Nigerians, what are your thoughts on health insurance for all?
The Vice President’s advocacy is a step in the right direction. Health insurance for all is feasible if all stakeholders are committed to drive the process.
On our part, we shall continue to advocate for compulsory health insurance for all men, women and children in Nigeria because it provides risk-protection and universal health coverage for all. No one knows when he/she will be ill or the amount of money that may be required to treat the next illness.
How has the acceptance of health insurance evolved in the past, and what is its future outlook in Nigeria?
Statistics put the coverage of the National Health Insurance Scheme (NHIS) in Nigeria at less than 7 percent. The gap yet uncovered is enormous, the opportunities massive. Be that as it may, anecdotal figures corroborate the impression that acceptance of health insurance seems to be on the rise in Nigeria. In cities such as Lagos, Abuja, Port-Harcourt and a host of others, many private health insurance plans have been instituted, such that Health Maintenance Organizations (HMOs) are being established. A lot of private sector organizations are purchasing health insurance plans for their workers from one HMO or the other. AXA Mansard for instance is the fastest growing health insurance company in Nigeria with a compounded annual growth rate of over 500 percent from inception in September 2013 till date. It is therefore safe to say acceptance is on the rise. Honestly, the future outlook of health insurance is astonishingly bright and Federal and State governments can help to boost same by formulating and implementing policies of Universal health coverage around health insurance.
Some advocates of health insurance argue that it is a means of risk management and finance protection, can you explain that further?
In most countries of the world today, including Nigeria, expense on healthcare is the single largest cause of bankruptcy for individuals and families. No one is aware of the type or period of his/her next illness, even though we all pray not to fall sick. Insurance generally offers you a cover, some sort of protection, against unforeseen events, ditto health insurance. A pool of funds is made available by health insurance in a manner that allows all enrolees to be protected financially within that pool against out-of-pocket payments for any illness that may arise. Health insurance also does risk protection by breaking down the barrier of access, such that so long as you are insured, you shall eat the good of the qualitative healthcare lamb should the need arise.
What are your recommendations on ways to improve access to quality health services for people and communities, in line with 2018 World Health Day theme, ‘universal health coverage: everyone, everywhere’?
As a big player in the health insurance sector, our recommendation is for sub-national and national governments, as well as privately-run organizations, to enact and execute policies of health insurance as an instrument for universal health coverage for all their citizens and/or employees as the case may be. It is the surest way to get everyone on the path to universal health coverage.
Health
Mums Feel Warmth Initiative Raises Postpartum Depression Awareness
By Modupe Gbadeyanka
A transformative webinar to raise awareness on postpartum depression (PPD) by nursing mothers has been organised by MSc Media and Communication students from the School of Media and Communications of the Pan-Atlantic University.
The programme titled Beyond Baby Blues: Understanding and Overcoming Postpartum Depression was held on January 7, 2025.
It was put together by the students under the Mums Feel Warmth initiative, with experts in the field invited to speak on the matter aimed at empowering mothers and fostering a sense of reassurance.
The webinar was to highlight the journey through postpartum depression, offering a message of hope, resilience, and the importance of mental health support for mothers everywhere.
One of the speakers, Dr Laja Odunuga, who is the Care Coordinator for AVON HMO, explained the difference between the common “baby blues” and the more severe, long-lasting PPD.
The discussion highlighted how PPD can manifest not just as sadness but through severe fatigue, disconnection from the newborn, and loss of interest in activities, which can last well beyond the typical two-week period associated with baby blues.
Another expert, Ms Otomfon Ibanga, the Assistant Lead Nurse for Q-Life Family Clinic, emphasised the role of support systems, urging families and friends to be vigilant for signs of PPD and to provide a nurturing environment.
She also discussed prevention strategies, including prenatal planning for support structures and post-delivery management through therapy or medication.
On his part, Dr Chimaraoke Obialo, who is the Medical Director of Life Amada Health Consultancy, addressed the stigma surrounding PPD, advocating for education to transform societal perceptions from judgement to support.
The webinar underscored the need for community involvement, not just in recognising symptoms but in actively participating in the healing process by offering emotional and practical support.
The Mums Feel Warmth webinar was more than just an educational session; it was a call to action for society to embrace and support new mothers dealing with PPD.
By fostering open conversations and providing platforms for sharing experiences, Mums Feel Warmth continues to lead the charge against the stigma of PPD.
The commitment shown by the panellists and attendees alike promises a future where every mother has access to the understanding and care needed to navigate through the complexities of postpartum depression, ensuring that the joy of motherhood is not overshadowed by mental health challenges.
Mums Feel Warmth, with its core values of empathy, compassion, hope, community, and education, speaks to the Sustainable Development Goal 3, advocating for good health and well-being.
The initiative is breaking the silence around PPD, a condition that can significantly impact new mothers in the critical period following childbirth.
Health
NCDC Monitors HMPV Situation, Affirms Nigeria at Moderate Risk
By Adedapo Adesanya
The Nigeria Centre for Disease Control (NCDC) says the country is at “moderate” risk for Human Metapneumovirus (HMPV), a virus that leads to an upper respiratory tract infection with symptoms like cough, fever, and nasal congestion.
In a public health advisory, the Nigerian health agency said the federal government is closely monitoring the outbreak of the virus and is taking safety measures to “strengthen the country’s preparedness and response capacity”.
Recent reports indicate a significant rise in HMPV cases in China, as well as increased respiratory infections linked to HMPV in countries such as the United Kingdom (UK), France, and Germany, particularly during the winter season.
The NCDC said it conducted a risk assessment for the HMPV in collaboration with the Federal Ministry of Health and partners such as the World Health Organization (WHO), the US Centres for Disease Control and Prevention (USCDC), and the UK Health Security Agency (UKHSA).
“The assessment classified the risk of HMPV for Nigeria as moderate. This evaluation will inform and guide preparedness efforts, decision-making, and response strategies to mitigate potential impacts,” the advisory said.
It said the NCDC is working to give Nigerians “timely, accurate information and guidance to keep the Nigerian public informed and prepared”.
NCDC noted that it “in collaboration with Port Health Authorities, is taking proactive steps to ensure robust preparedness at all international points of entry (PoEs) in response to the dynamic risk assessment for Human Metapneumovirus (HMPV).
“These measures are designed to mitigate the potential risk of HMPV transmission through international travel.”
HMPV was first identified in the Netherlands in 2001 and the virus spreads through direct contact between people or when someone touches surfaces contaminated with it.
Children under two are most vulnerable to the virus alongside those with weakened immune systems such as the elderly and those with advanced cancer, according to medical experts.
There have also been worries that this could be like COVID-19, but experts have eased the fear as they are not similar because pandemics are typically caused by novel pathogens, which is not the case for HMPV.
Health
Digitising Healthcare With Local Realities in Mind: Shaping The Future of Healthcare in Africa
eHealth Africa (eHA) has urged governments and stakeholders to explore the critical factors beyond technology that are essential for the deployment of digital health solutions for the long-term success of public health systems across Africa. Data-backed interventions will help streamline operations and enable the formulation of interventions that appreciate the cultural norms when addressing the immediate needs of different communities within the region.
Speaking during a panel session at the Global Digital Health Forum 2024 in Nairobi, eHealth Africa’s Executive Director Atef Fawaz emphasised the importance of integrating technology with local cultures and addressing community-specific needs. “Understanding the unique healthcare challenges in each country allows us to deploy tech solutions that truly make an impact.”For instance, eHealth Africa successfully delivered over 5.8 million vaccines (5,801,209) to 351 primary healthcare facilities across states in Nigeria which was made possible through the deployment of the innovative Logistics Management Information System (LoMIS) application.
“The system significantly improved the availability of vaccines for Routine Immunisation (RI), ensuring timely and efficient distribution while eliminating stockouts at primary healthcare facilities. This intervention highlights our commitment to strengthening immunisation programs and enhancing healthcare delivery at the grassroots level,” he said.
In his contribution, Abdulhamid Yahaya, the Deputy Director of Global Health Informatics highlighted the need to understand the local cultural, social, and regulatory landscape to build solutions that are designed with local realities in mind.
eHealth Africa Board Member Micheline Ntiru said using technology provided stakeholders among them global health leaders, tech innovators, and development experts as well as local communities a platform to create the right solutions that work within the constraints of each community, and with the support of local leadership.
For instance, local health workers have been using mobile-based reminder systems to improve compliance and overall health outcomes while some local immunisation centres have been sending SMS reminders to parents as well as to provide educational messages about the diseases they protect against. Mobile phones, now available in nearly 80 per cent of African homes, can also be used during emergencies to dispatch mass announcements about satellite clinic locations and schedules.
According to the World Health Organisation, increased use of the Internet, email, social networking sites and availability of mobile phones facilitates the deployment of eHealth solutions, applications and services towards the improvement of national health systems. The use of technological eHealth solutions could also be used to encourage positive lifestyle changes to prevent and control common diseases.
The panel moderated by Ota Akhigbe, Director of Partnerships and Programs comprised of Ms Ntiru (Delta40 ventures), Mr Yahaya (eHealth Africa), Chief Impact Officer at Tiko – Serah Malaba, Dr Olamide Okulaja (Maisha Meds), Audere Chief Executive Officer Dr Dino Rech, and Rachel Alladian from Jacaranda. They discussed how strategic partnerships, regulatory compliance, and a deep understanding of local contexts are crucial for driving digital health innovations that can succeed in diverse regions.
The GDHF forum was attended by health scholars, researchers, and representatives from the Ministry of Health in Ethiopia, Tanzania, Kenya, Malaysia, Somalia and Sri Lanka as well as representatives from the World Bank, medicine manufacturers, technology vendors, UN agencies among others.
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