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Sun Life unveils suite of enhanced savings insurance plans

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SunJoy Global Insurance Plan II, SunGift Global Insurance Plan II and Stellar Multi-Currency Insurance Plan II offer market-leading flexible Death Benefit Settlement Solution, multiple Contingent Policy Owner Arrangement and Interim Policy Owner Arrangement

HONG KONG SAR – Media OutReach Newswire – 3 July 2025 – Sun Life today announced the launch of an upgraded suite of savings insurance products. The upgraded products – SunJoy Global Insurance Plan II, SunGift Global Insurance Plan II, and Stellar Multi-Currency Insurance Plan II – are among Sun Life’s most popular offerings. Key enhancements include the introduction of a market-leading1 mix of multiple Death Benefit Settlement Options, multiple Contingent Policy Owner2 and Interim Policy Owner Arrangement2. These upgrades are designed to help Clients capture wealth growth while seamlessly planning their wealth legacy.

Christine Yeung, General Manager, Life and Health of Sun Life Hong Kong Limited, said: “At Sun Life, we’re committed to putting our Clients at the centre of everything we do. We understand their evolving needs in wealth accumulation and legacy planning for both the present and the future. The innovative and flexible design of the SunJoy Global and SunGift Global series, along with the Stellar Multi-Currency Insurance Plan, plays a pivotal role in helping Clients shape their wealth legacy and meet increasingly diverse needs. These three upgraded savings insurance plans are equipped with brand-new wealth legacy features, empowering Clients to achieve their financial goals while offering unparalleled flexibility in passing on their wealth to future generations. Moving forward, we will continue to drive product innovation, offering pioneering protection and wealth planning solutions to help the public achieve lifetime financial security.”

The three upgraded savings plans are participating insurance plans. The two major enhancements include:

Market-leading flexible Death Benefit Settlement Option

  • Policy owners can mix and match multiple death benefit payout patterns with a Flexible Option, moving beyond package-based death benefit payment options.
  • Policy owners can design their own payout patterns for each beneficiary or choose a designated lump-sum payout upon designated life events of the beneficiary – such as graduating from university, getting married or having a child.
  • If the Designated Insured passes away, the Continuation Option3,4 allows the Original Policy to immediately terminate and a New Policy to be formed, with a beneficiary becoming both the New Insured and the new policy owner5 (if applicable).

Market-rare multiple Contingent Policy Owner Arrangement and Interim Policy Owner Arrangement

  • Policy owners can designate up to three Contingent Policy Owners and designate up to three Interim Policy Owners for one of the Contingent Policy Owners6 in sequence, ensuring the policy’s value and wealth is seamlessly passing on to future generations.
  • Interim Policy Owners will hold the policy on behalf of the Contingent Policy Owner until he/she attains the designated age or until the specified date is reached. They will have Restricted Administrative Rights to manage the policy, ensuring the wealth is transferred according to the policy owner’s plan.

The product upgrades enable Clients to tailor their wealth management and legacy plans according to their needs. The plans offer a variety of protections targeting different life stages, helping Clients cope with unexpected challenges, including:

Upgraded Product Features
Early Value Lock-in Option7: Starting from the 5th policy anniversary, the policy owner can apply to transfer 10%-50% of the policy’s value to the Value Lock-in Account each policy year.
Whole life protection: The benefit term is extended to the whole life of the current insured (for single life) or the younger insured (for joint life).
Enhanced Guaranteed Death Benefit: 105%*/105%-120%** of total premium paid.

[*Only applicable to SunJoy Global Insurance Plan II and SunGift Global Insurance Plan II]

[**Only applicable to Stellar Multi-Currency Insurance Plan II]

Extended Incapacity Benefit coverage8: In addition to being diagnosed as mentally incapacitated, policy owners diagnosed with coma9, major head trauma10 or paralysis11 can have a family member appointed as the Incapacity Benefit Recipient to file a claim.
Extended Waiver of Premium Benefit:

If the insured, who is also the policy owner, is diagnosed as suffering from Total Permanent Disability due to Injury or Sickness before age 70, Client can enjoy Waiver of Premium Benefit12.

If the policy owner, who is not the insured, passes away or is diagnosed as suffering from Total Permanent Disability before age 70 due to Injury or Sickness, Client can enjoy Payor Benefit12.

Academic Achievement Awards: An award is paid based on the insured’s academic achievement in the Hong Kong Diploma of Secondary Education Examination, TOEFL, IELTS, International Baccalaureate Diploma Program, Mainland Gaokao, SAT, or upon receiving an unconditional offer of admission to a full-time undergraduate program of the world’s top 10 universities.

[Only applicable to Stellar Multi-Currency Insurance Plan II]

Flexible choice of withdrawal currency: SunWallet supports currency exchange in up to 17 currencies, enabling easier 24/7 policy management

From now until July 31, 2025, Clients successfully apply upgraded series of savings insurance products can enjoy the following offers:

  • SunJoy Global Insurance Plan II/SunGift Global Insurance Plan II (5-pay) – Up to 74% of the annualized first year premium#;
  • SunJoy Global Insurance Plan II/SunGift Global Insurance Plan II (2-pay) – Up to 10% of the annualized first year premium#;
  • Stellar Multi-Currency Insurance Plan II – Up to 93% of the annualized first year premium^.

Remarks

1 “Market-leading” refers to the services provided by Sun Life, the data of savings plans of new policies offered by composite and long-term insurers on the Register of Authorised Insurers of the Insurance Authority, and market conditions as of July 1, 2025.

2 This is an administrative arrangement and is not part of the product features. Please see the relevant leaflet and prescribed form for more details on the policy owner rights and the restrictions applicable to the designation of Contingent Policy Owner and the designation of Interim Policy Owner for the Contingent Policy Owner.

3 If this option is selected, the beneficiary must be a living individual.

4 Requests are subject to our approval. The New Policy will take effect from the Continuation Option Effective Date.

a. The Policy Date and the policies years of the New Policy will be the same as the Original Policy.

b. The Notional Amount, total premiums due and paid, outstanding amount of any loans and interest, and the policy values of the Original Policy, including Guaranteed Cash Value, accumulated Reversionary Bonus (if any), Terminal Bonus (if any) and the amount in the Value Lock-in Account (if any) will be allocated to the New Policy according to the designated percentage to the corresponding beneficiary according to the policy owner’s instructions.

c. There is no cooling-off period for the New Policy, and

d. For the purpose of counting the applicable period under the Incontestability provision, the relevant period will commence from the Continuation Option Effective Date for the New Insured.

5 The beneficiary will become both the New Insured and the new policy owner if (i) the designated insured who is also the policy owner has died; or (ii) the designated insured is not the policy owner, and the policy owner and the designated insured die at the same time; or (iii) the policy owner dies within 14 days after the death of the designated insured.

6 He/she must be the Designated Insured.

7 The Notional Amount after the Value Lock-in Option is exercised cannot be less than the minimum amount requirement.

8 The irrevocable beneficiary(ies) (if any) and the assignee (if any) must agree in writing to the requested designation of (a) the Incapacity Benefit Recipient; and (b) the Incapacity Benefit Percentage. Any existing Incapacity Benefit Recipient will be automatically revoked when (a) the policy owner designate a new Incapacity Benefit Recipient and the policy owner’s request is approved by us; (b) the policy owner is changed; (c) Sun Life HK has been notified that there is a guardian or committee appointed under the Mental Health Ordinance (Cap. 136 Laws of Hong Kong SAR) (or if there is a guardian or committee appointed under similar laws in another jurisdiction); or (d) Sun Life HK has been notified that the policy owner has an enduring power of attorney covering the policy. In the event that there is a dispute between the Incapacity Benefit Recipient and any other person, including but not limited to the insured’s guardian, committee, attorney, beneficiary(ies), assignee or in our reasonable belief that there is such a dispute, Sun Life HK reserves the right to withhold the payment of the Incapacity Benefit until such dispute is resolved.

9 Coma means a state of unconsciousness with no reaction to external stimuli or internal needs persisting continuously with the use of life support systems for a period of at least 1 week and resulting in a neurological deficit, which in our medical officer’s opinion is of a permanent nature.

10 Major Head Trauma means major trauma to the head with disturbance of the brain function confirmed by definite diagnosis by a consultant neurologist acceptable to us. The disturbance must result in a permanent bedridden situation or the inability to perform without assistance 3 or more Activities of Daily Living.

11 Paralysis means permanent loss of muscular power of both arms or both legs due to the disorder of the brain and nervous system and confirmed by a Specialist in the relevant medical field.

12 This benefit is subject to maximum amount, terms and conditions, pre-existing conditions and exclusions listed in the policy document.

# It includes basic rebate and green offer (guaranteed prepayment interest rate applies and only applicable to policies in United States Dollars). Terms and conditions apply. Please refer to the promotional leaflet for details.

^ It includes basic rebate, Enhanced Rebate and green offer (guaranteed prepayment interest rate applies and only applicable to policies in United States Dollars). Terms and conditions apply. Please refer to the promotional leaflet for details.

Hashtag: #SunLife永明 #永明金融 #SunLife #儲蓄保險 #分紅保險 #財富傳承 #萬年青 #星河尊享 #星河傳承 #永越 #身故保障 #後補保單主權人 #保單暫托人 #savingsinsurance #participatinginsurance #wealthlegacy #SunJoy #SunGift #Stellar #deathbenefit #policyowner #contingentpolicyowner #interimpolicyowner

The issuer is solely responsible for the content of this announcement.

About Sun Life

Sun Life is a leading international financial services organization providing asset management, wealth, and health solutions to individual and institutional Clients. Sun Life has operations in a number of markets worldwide, including Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia and Bermuda. As of March 31, 2025, Sun Life had total assets under management of $1.55 trillion. For more information, please visit .

Sun Life Financial Inc. trades on the Toronto (TSX), New York (NYSE) and Philippine (PSE) stock exchanges under the ticker symbol SLF. Sun Life Financial Inc. is the holding company of Sun Life Assurance Company of Canada. Sun Life Hong Kong Limited is a wholly-owned subsidiary of Sun Life Assurance Company of Canada.

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Spring Fair at VEC Marks Vietnam’s Most Ambitious Showcase Yet

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For 12 days, the Spring Fair transformed VEC into a walkable map of 34 provinces, blending cuisine, culture and commerce inside Southeast Asia’s largest exhibition complex.

HANOI, VIETNAM – Media OutReach Newswire – 14 February 2026 – For nearly two weeks, the Spring Fair 2026 turned the Vietnam Exhibition Center into something few destinations manage to become: a condensed, high-definition portrait of an entire country.

As the fair drew to a close, what remains is not simply a tally of booths or sales figures, but the impression of a place that allowed visitors to move ‘through Vietnam’ at remarkable speed. Within a single afternoon, one could travel from the northern mountains to the Mekong Delta without leaving a 90-hectare venue on the outskirts of Hanoi.

Framed as “A Marketplace of 34 Provinces,” the event gathered regional economies, culinary traditions and cultural performances under one monumental roof. For many international visitors in Hanoi this spring, it became a defining stop on the city’s New Year cultural calendar.

A Country in One Afternoon

The scale was unapologetically large. More than 3,000 standard booths. Around 2,500 enterprises. Participation from 34 provinces and cities across Vietnam. Over 12 continuous days, the fair aimed for direct revenue of 1,000 billion VND and operated at a pace that rarely slowed.

Inside, the exhibition floor was organized into thematic zones such as “Vietnamese Cultural Essence” and “Vietnamese Agricultural Products – Connecting Spring”. The layout encouraged visitors to drift geographically. One moment, they stood in the northern region. Minutes later, they were tasting specialties from the south.

In the section representing Bắc Ninh, trays of bánh phu thê (sticky rice cake filled with mung bean paste, traditionally served at weddings) glowed under warm light. Nearby, vendors rolled out bánh cuốn Mao Điền (thin rice sheets wrapped around seasoned minced pork and wood ear mushrooms), the steam rising gently into the air. Nem chua (fermented pork sausage) was sliced into neat portions, while bundles of mì gạo chũ (sun-dried rice noodles from Bắc Giang) were arranged in pale, orderly stacks.

Further along, the scent shifted. At a booth from Sơn La, strips of thịt trâu gác bếp (smoked buffalo meat) were cut from darkened slabs and dipped into a dense sauce flecked with mắc khén (wild mountain pepper with a citrusy heat). The taste was smoky, slightly sweet and sharply spiced. At another stand, mắm tôm chua (fermented shrimp paste with chili and garlic) from Huế was wrapped with boiled pork belly and green banana slices, layered with fresh herbs to soften its tang.

In the southern cluster, bánh pía (flaky pastry filled with mung bean, salted egg yolk and durian) from Sóc Trăng were sliced while still warm, their layered crust collapsing delicately to reveal a rich interior. The aroma of durian lingered in the air, unmistakable and confident.

“I really liked how the space was designed according to each province’s characteristic… not only products, but also culture – music, people, traditional dress. It clearly shows very thoughtful experiential design,” said an American visitor during the event.

For business delegations, the appeal went beyond atmosphere.

“We came here to find Vietnamese partners for cashew nuts, cacao and coffee,” said Mandel V. Panizares, representative of Green Agricultural Products Trading in the Philippines. “Seeing the products directly and discussing at the booth; this ‘see and touch’ approach helps us evaluate quality and production capacity more clearly than just looking at profiles or images.”

Cultural performance threaded through the marketplace. Visitors found themselves mesmerized watching more than 50 performers in restored Nguyễn-era garments entered the main corridor for the “Hundred Flower Parade”. Gold embroidered nhật bình (formal imperial robes) shimmered beneath the hall’s lights. Ceremonial horses stepped carefully across polished floors as shoppers paused mid-conversation to watch.

“The parade is not just a performance, but a living cultural experience, where traditional Vietnamese attire, rituals, aesthetics and people exist together within the flow of daily life and commerce,” said Nguyen Thanh Nam, a member of the project team.

Across the 12 days, more than 40 cultural programs and hundreds of performances unfolded, including shows by the Vietnam Circus Federation and the Vietnam Puppet Theatre. Music, acrobatics and folk art existed in easy proximity to contract discussions and product demonstrations.

By the final weekend, it was clear that the Spring Fair had evolved into something more than an exhibition. It functioned as a temporary indoor festival city, layered with sound, flavor and movement.

The Platform Powering the Experience

The intensity of the experience was made possible by the Vietnam Exhibition Center itself.

Spanning 90 hectares, VEC is the largest exhibition complex in Southeast Asia and ranks among the top ten globally. At its core stands the Kim Quy Exhibition Hall, a 130,000 square meter column-free structure that provides uninterrupted interior space on a scale rarely seen in the region.

Photo2

Built in just 10 months by Vingroup, Vietnam’s largest private conglomerate, and officially opened on August 19, 2025, the center welcomed 1.2 million visitors within its first three days of operation. Managing that volume required advanced crowd coordination, robust security systems and integrated logistics capable of operating at metropolitan scale.

The infrastructure extends well beyond the main hall. An 18-hectare parking area accommodates more than 10,000 vehicles. Nearly 1,200 electric vehicle charging ports form the largest EV charging station in Vietnam. Integrated storage zones, transport logistics and modern electronic payment systems allowed thousands of booths to operate simultaneously without visible strain.

VEC is also a member of the Bureau International des Expositions and serves as Vietnam’s official representative at global exhibition events, positioning it within the international exhibition circuit.

“We believe that, building upon this foundation, VEC will continue to thrive and evolve into a premier hub for major regional and international events. When operated at its full potential, VEC will emerge as a new symbol of a connected, prosperous, integrated, innovative, and sustainable Vietnam, thereby elevating our national standing in the country’s new era of ascent.”, said Mr. Tran Le Phuong, Chairman of the Board of Directors, Vietnam Exhibition Fair Center Joint Stock Company (VEFAC JSC).

During the Spring Fair, that capacity was visible in every operational detail. Corridors remained fluid at peak hours. Multiple stages operated without acoustic conflict. International delegations moved seamlessly between provincial booths.

“I highly appreciate the handicraft products of Hue and high-tech agricultural products of Thanh Hoa and Dong Thap,” said Ozasa Haruhiko, Chief Representative of JETRO Hanoi. “The diversity and quality here strengthen my confidence in Japan-Vietnam trade potential.”

As the 2026 edition concludes, the Spring Fair leaves behind more than transactions and photographs. It has demonstrated that Vietnam can stage large-scale exhibitions with cultural depth and operational precision inside world-class infrastructure.

Hashtag: #VEC #Vingroup

The issuer is solely responsible for the content of this announcement.

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CrazyLive to Host Free Investment Seminar in Hong Kong This March

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Helping Retail Investors Build Decision-Making Discipline in Volatile Markets

HONG KONG SAR – Media OutReach Newswire – 14 February 2026 – CrazyLive, a platform dedicated to investor education and behavioral finance research, today announced that it will host a free public investment seminar on March 8, 2026 (Sunday) at Hotel ICON in Hong Kong.

Titled “Investor Behavior and Decision-Making Frameworks in High-Volatility Environments,” the seminar is designed for retail investors seeking to improve decision-making discipline amid rising market volatility. The event will explore common cognitive biases and behavioral traps that often lead to emotional investing, and introduce a systematic and repeatable decision-making framework to help participants strengthen consistency, structure, and execution in real-world market conditions.

Warren Wang, Founder of CrazyLive, stated:

“Over the years, I have observed that many retail investors do not underperform because they lack intelligence or information, but because they lack discipline and structure. Volatility is not an exception—it is the market’s normal state. The key is whether investors have a clear and executable framework to reduce emotional interference. This seminar is designed to share practical tools and structured thinking approaches grounded in behavioral finance.”

The seminar will feature three seasoned financial market professionals as keynote speakers:

Cecilia Kwok — Market Sentiment Specialist at CrazyLive and senior financial news anchor, with over 10 years of hands-on investment and trading experience.
Angel Xu — Wharton School graduate (University of Pennsylvania); former Morgan Stanley (New York) analyst; currently a fund manager; CFA and FRM charterholder.
Jolin Zhu — With over 17 years of experience in financial market research and trading, she has participated in large-scale asset management projects and institutional investment operations. She is a specially appointed lecturer for the National Association of Financial Market Institutional Investors (NAFMII) and an editorial board member of the China Asset Management Industry Development Report. She is also a CFA and FRM charterholder.

Key seminar topics will include behavioral bias analysis, case studies of common decision-making errors, and practical decision-support tools such as a streamlined decision checklist and a cash flow stress-testing framework. The discussion will also incorporate insights from recent market developments and volatility cycles.

CrazyLive emphasized that the seminar will focus strictly on academic framework sharing, market phenomenon analysis, and practical experience exchange. The event will not involve the promotion of any financial products, nor will it provide any return guarantees or investment advice.

Event Details

Date: March 8, 2026 (Sunday)
Time: 2:00 PM – 6:00 PM
Venue: Function Room 1–3, Hotel ICON, 17 Science Museum Road, Tsim Sha Tsui East, Kowloon, Hong Kong
Admission: Free of charge
Registration Link: https://crazylivehk.netlify.app/

Hashtag: #CrazyLive

The issuer is solely responsible for the content of this announcement.

About CrazyLive

CrazyLive is a platform dedicated to investor education and behavioral finance research. Founded by Warren Wang, CrazyLive provides global Chinese retail and institutional investors with structured knowledge frameworks and decision-support tools.

Guided by its core philosophy, “Clarity in a Complex World,” CrazyLive aims to help investors build systematic decision-making frameworks that are understandable, executable, and sustainable, enabling them to navigate complex and rapidly evolving financial markets.

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Media Architects Celebrates 25 Years of Innovation in Live Production Streaming and Video Learning Technologies

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SINGAPORE – Media OutReach Newswire – 14 February 2026 – Media Architects Pte Ltd, a systems integrator specialising in live production streaming and education technology solutions, marked its 25th anniversary in January 2026. Established in 2001, the company has spent the last two and a half decades supporting institutions, organisations, and government agencies in Singapore, providing integrated systems for video production and educational use.

Media Architects Celebrates 25 Years of Innovation in Live Production Streaming and Video Learning Technologies

From DVD Authoring to Systems Integration
Founded on 20 January 2001 as DVD Power (Asia) Pte Ltd, the company was launched to address a gap in the local video production landscape. Its founder, a key member of Singapore’s first film school at Ngee Ann Polytechnic, had recently produced an award-winning interactive DVD and identified a gap in the market for professional DVD authoring services in Singapore.

Early milestones included authoring projects for New Line Cinema, Miramax Films, Columbia TriStar and Sony Pictures, as well as locally commissioned educational and heritage content for the Ministry of Education and the National Heritage Board. As DVD technology matured, the company shifted into systems integration, rebranding as Media Architects and expanding its offerings to support professional video workflows and technical training.

Following its 25th anniversary, Media Architects continues to evolve with the industry, building on its original vision while adapting to new technologies and client needs.

Continuous Evolution with Industry Trends
Over the past two decades, Media Architects has kept pace with the evolution of media technologies. These include collaborative editing systems (2006), computer-based live production systems (2008), file-based post-production workflows (2010), and bonded cellular streaming systems for remote broadcasting (2012). More recently, the company has focused on video learning platforms, auto-tracking camera solutions, and hybrid classroom systems.

Today, Media Architects supports more than 10 higher education institutions in Singapore with integrated systems that enable lecture recording, hybrid learning, and streamlined content delivery.

Pandemic-Era Pivot to Live Streaming Services
When the COVID-19 pandemic disrupted live events, Media Architects adapted quickly. Drawing on its early experience in bonded cellular systems, the company developed compact live production setups with robotic cameras and a minimal crew, allowing clients to conduct virtual AGMs and live broadcasts under social distancing restrictions.

These efforts led to the establishment of a new business vertical focused on live event video streaming services and virtual event service platforms, which continued to support clients throughout the pandemic and beyond.

Future Growth: AI Tools, Partnerships, and Regional Reach
A Milestone Tender Reflecting the Next Phase of Growth
Upon celebrating its 25th anniversary, the company has secured a significant milestone tender to design and implement a clinical observation and recording system with AI-powered video analysis and reporting for a major medical institution in Singapore. This project represents a clear step forward in the company’s transition from traditional AV integration to intelligent, data-driven ecosystems that support high-stakes education and training.

The deployment spans more than 20 specialised clinical training rooms and shared spaces, with provisions for future expansion. At the system’s core is a fully redundant Q-SYS architecture powered by dual Core X10 DSP engines. This setup ensures operational continuity during critical simulations and medical examinations. Audio is captured through high-fidelity, beamforming ceiling microphones, and all network traffic is handled by NETGEAR AVLine switches configured for high-throughput, low-latency AVoIP environments.

Centralised control is achieved through the Q-SYS platform, which unifies audio, video, and automation under a modern IT framework.

What distinguishes this project is the integration of AI-powered video analytics. The system leverages a SaaS platform to enable real-time transcription, video tagging, and structured AI-powered analysis based on clinical rubrics such as SBAR (Situation, Background, Assessment, Recommendation). This allows users to reference specific tagged moments during debriefs, providing objective, measurable feedback aligned with learning outcomes.

Students benefit directly from recorded sessions, instructor notes, transcripts, AI analysis, and reports saved to their accounts. This supports reflective practice, skill tracking, and individual learning progress. The implementation reflects Media Architects’ ongoing focus on scalable, systems-based innovation that transforms live video into actionable educational intelligence.

As the company embarks upon its next chapter, this project illustrates how its technical capabilities are now being applied to future-focused environments where reliability, adaptability, and data integration are essential.

Preparing the Team for the Next Chapter
In anticipation of future growth, Media Architects is focusing on organisational development and leadership transition. Current team leads are being supported through new hires and strategic mentorship, with plans for the founder to move into an advisory role. The company is also evaluating the addition of industry practitioners to strengthen its system solutioning capacity and broaden its technical depth.

“Our mission at Media Architects has always been to harness the transformative power of video technology. With the latest system, we aren’t just installing cameras; we are architecting an intelligent feedback loop for self-reflection and self-improvement. By integrating AI-powered transcription and analysis, we are turning clinical simulations into objective, measurable data that empowers the next generation of medical professionals.”

— Nick Tay, Founder and Managing Director, Media Architects Pte Ltd

Looking Ahead
Following its 25th anniversary, Media Architects remains committed to helping clients deliver high-impact content through integrated, future-ready technologies. Visit their website to learn more about their products and services.
Hashtag: #MediaArchitects #ProductionStreamingSolutions #25thAnniversary #TechInnovation

The issuer is solely responsible for the content of this announcement.

About Media Architects

Media Architects Pte Ltd marked its 25th anniversary by redefining the boundaries of systems integration. Beyond our heritage in live production and video solutions, we are now pioneering the shift toward AI-driven, scalable AV ecosystems. From Singapore to the region’s leading broadcast and corporate hubs, Media Architects continues to engineer the intelligent platforms that transform how the world learns, communicates, and engages.

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