Technology
AfCTFA Will Benefit FinTechs—FG Assures
By Adedapo Adesanya
Financial technology companies (FinTechs) will benefit massively from the African Continental Free Trade Area Agreement (AfCFTA), says Nigeria’s National Action Committee on AfCFTA.
The team, which is in Lagos on a visit to sensitise stakeholders in the media, manufacturing, trade, and financial services sector, said the deal will help all members get preferential market access over non-members.
According to Mr Francis Anatogu, the Senior Special Assistant to the President on Public Sector Matters, the agreement hopes to create a single market for well-produced goods and services on the continent.
He added that the adopted multilateral contract will afford signatory countries access to a combined Gross Domestic Product (GDP) of $3.4 trillion.
“With over 1.27 billion consumers and an aggregate GDP of $3.4 trillion, which AfCFTA is expected to help deliver, we are convinced that this will be a game-changer for the African business community, which Lagos state and Nigeria currently plays a leading role.
“We, therefore, encourage fintechs to take advantage of this initiative,” Mr Anatogu said.
Speaking on the timeline for the delivery of the deal, Mr Anatogu, who doubles as the Secretary of the National Action Committee, explained that it was a gradual process that would be delivered over time.
The AfCFTA agreement requires members to remove tariffs from 90 per cent of goods traded, allowing free access to commodities, goods, and services across the continent and the elimination of tariffs could boost trade in Africa by 15-25 per cent in the medium term.
Answering questions on the likely impact of this on the country’s revenue generation, Mr Anatogu explained that over time, the country would get on its feet as AfcFTA fits into Nigeria’s economic diversification objectives because it provides huge export opportunities on the continent for products manufactured in Nigeria and services rendered by local businesses.
He added that there was the situation of increased variety as imports become easier and cheaper, consumers will gain access to a variety of products that are inexpensive as tough competition will make countries produce more products they are most efficient at.
Lagos Commits to AfCFTA
The Lagos State Government on Tuesday pledged its readiness to AfCFTA after a delegation paid a courtesy visit to the Governor of the state, Mr Babajide Sanwo-Olu at the Lagos House, Alausa, Ikeja.
Mr Sanwo-Olu said, “I assure you that Lagos is not just the commercial or economic nerve centre by mouth, it’s also so that we can take that leadership role in the comity of states and lead effectively. We need to scale up infrastructure, capability to be able to take full advantage of what the entire African economy has to offer our country and state.
“With almost a billion population and a total Gross Domestic Product, GDP that is over 3 trillion I think it’s a ready-made market for us as a nation and in Lagos, in particular, to be able to take advantage.
“It’s no small feat being the largest cosmopolitan in Africa and we do not take it for granted, we know that we can be home to everybody and so we want to build that capacity which can only be possible if we have enough infrastructure and understanding what is expected of us.
“Over the weekend, we inspected the Lekki ports and see the things we are doing at the free trade zones. We looked at the refinery and fertilizer plants and all the opportunities that abound in the zone.
“Lagos indeed is getting ready because of the ports, which create about 20 to 30 per cent of GDP ( for big economies). Lekki port will open up Nigeria to international and African businesses more, both for import and export.
“The Apapa and Tincan Ports can only take 4,000 MTUs as the biggest vessel that can come there but the Lekki port, once completed by last quarter next year, is 18,000 MTU that’s about four times. This means that in both ways we can receive a lot more imputes and take more.
“So, mark to business will be quicker and faster and we see also developing the entire infrastructure that is required to do this business, road, power and extensive community engagement so that they are ready and able to take full advantage of the opportunity.
“We are happy it’s still a 5 to 10 years first phase, and we know that though we don’t have all the t’s crossed and i’s dotted, but in another 12 months, am sure Lagos will be fully ready. “We are also intervening in power, off-grid capacities, buying meters for our people so that we can be ready.
“This is the largest investment in fintech in Africa, we are not just collaborating with the private sector, we are also enabling startups on a yearly basis, we will approve another set for some of our tech startups, granting them funding as seed for them to come up with creative ideas, some of them even get international recognition, so we are getting ready on all platforms.
“We are building another terminal at the airport, thanks to the federal government, and this attracts a sizeable percentage of international travel.
“We are doing a 3000 kilometres metropolitan fibre optics connectivity to grid Lagos. Once we get this right. What is required for telecom companies, small businesses, to rise and use it for security, health services, education and other platforms that can be the future that we see?
“Our vision and programs sit with what AfCFTA is all about and we see your committee as partners. We want our people to think local but act global so they can have the opportunity to send their goods and products to every part of Africa and the world.
“We will work with your team, set up a local action committee where we can have a one-stop-shop for the private sector on information, guidelines, understanding what is expected of them so that this thing can take footing quickly and Nigeria can take its full benefit.
“We want others to enjoy the benefits, but we are not a big nation for nothing. We want to take the full benefits but also to open our markets for others to access.”
Technology
The Evolution of Digital Communication: How Modular Platforms Are Changing Business Efficiency
In today’s corporate world, the lines between personal communication and professional production have been blurred into non-existence. As working remotely becomes the norm, not the exception, businesses are seeking ways of making their workflows streamlined in the Apps that their employees are already using.
This change has led to the appearance of powerful third-party clients like Nicegram, which allow users to fill in the gap between simple message brokers and elaborate task managers. By scraping the cream of the crop into interfaces that we’re familiar with, these tools are not only changing the way that we chat, but they are fundamentally changing the ROI of digital communication.
The History of the Super-App Philosophy
The technosphere has been pursuing the vision of the so-called Super-App – one ecosystem where a user can bank, shop, work, and be social. Where the Western market has been lagging behind the Eastern in devoting itself to a single monolithic App, we are witnessing a new form of evolution, that of the modular development of existing ones.
It is becoming apparent to the business leaders that there is fatigue that results when you attempt to make your employees cross a series of fifteen tabs (CRM systems up to project management boards). Such a mental burden may lead to a 40% loss of 40%. The solution? Taking the tools to the conversation instead of making the conversation compatible with the tools.
The Dynamics of Messaging Infrastructure to Business
The last competitive advantage in the year 2026 will be the speed of information. Agile startups tend to be too slow on traditional email, whereas specialized enterprise software can be too strict to facilitate creativity. Instant messaging networks have bridged this divide and emerged as a trade-off in the relationships between immediate, persistent, and available.
Nevertheless, in many situations, off-the-shelf messaging Apps lack the scalability and controls to be used professionally. This is the point of intersection of business and tech, and this is where the interesting part appears. Improved client access is beginning to be exploited by modern companies:
- State-of-the-art multi-accounting. Important to social media managers and consultants who are involved with various clients.
- Built-in translation tools. Enabling transnational communication between localised teams without turning off the chat interface.
- Encryption layers and privacy. Securing confidential proprietary information during transit.
The Security Imperative
The more business logic we include in our channels of communication, the greater the risk of security increasing. Cybersecurity is no longer the business of the IT department; it is a fundamental building block of business. In adopting digital tools, organisations are making a statement regarding transparency and sovereignty of the information.
The tendency is in favor of open source foundations and API based enhancements. This enables the businesses to authenticate the security measures of the business communication tools and yet access the custom functionality to enhance productivity daily.
With platforms being set upon enforced and dependable protocols, the firms can always have the best of both worlds: reliability of a worldwide giant combined with the adaptability of a niche, productive package.
Artificial Intelligence integration: the Best Frontier
AI is a vital part of tech and business that cannot be discussed. The biggest advancement in the history of communication technology in the recent past has been the inclusion of the Large Language Model (LLM) on chat windows. To illustrate this, suppose that the manager of a project was endowed with a complicated brief that was brought to him by a message. AI-boosted clients can now type a summary of it or make a calendar appointment instead of doing it manually:
- Write long lines into lists that you can;
- create expert replies depending on the distinct tone of the user;
- program the scheduling with natural language.
The tools that we employ to encrypt our information, to generate our daily reminders, and even the way we are automating our lives through the tools that we consume, determine how rapidly we are maturing. With the adoption of the strength of the improved messaging ecosystem, companies may assist in building a more connected, effective, and secure future.
Technology
Interswitch Supports Early-Stage Entrepreneurs in Kano
By Aduragbemi Omiyale
Some budding entrepreneurs in Kano State recently received the backing of a leading integrated and digital commerce firm, Interswitch, at the maiden Kano Startup Weekend (KSW) themed Igniting Innovation & Empowering Entrepreneurs.
The event, which held on December 14 and 15, 2025, saw Interswitch providing practical insights, exposure to developer-friendly platforms, and guidance on building scalable digital businesses.
KSW 2025 is the flagship entrepreneurship and innovation event hosted by the Kano State Government through the Kano State Information Technology Development Agency (KASITDA).
Aligned with the Kano State Digital Transformation Agenda (2025–2030), the event aimed to ignite Kano’s startup ecosystem, foster collaboration, and position the state as a leading hub for technology and innovation in Nigeria and beyond.
The weekend featured pitch presentations from startups across technology, education, agriculture, mobility, and digital services, complemented by expert-led sessions on product development, funding readiness, customer acquisition, and scaling strategies. These engagements equipped founders with tools to refine their ideas while connecting with partners capable of supporting their next stage of growth.
Giving his keynote speech, the Chief Information Officer of Interswitch, Mr Patrick Okebu, emphasised the strategic importance of supporting regional innovation ecosystems. He said:
“Kano Startup Weekend reflects the depth of entrepreneurial potential emerging from Northern Nigeria. At Interswitch, we recognise that innovation thrives when founders have access to the right platforms, mentorship, and enabling infrastructure.
“Our support for this event aligns with our commitment to empowering startups with payment and digital commerce solutions that help them build confidently, scale sustainably, and compete effectively in today’s economy,” he said.
Beyond individual mentorship and the pitch sessions, KSW 2025 created opportunities for meaningful collaboration between the public sector, private organisations, investors, and the startup community, demonstrating how strong partnerships can accelerate innovation and drive inclusive economic growth.
The success of the inaugural Kano Startup Weekend highlighted the growing momentum within Kano State’s technology ecosystem and the increasing role of strategic partnerships in driving inclusive innovation. Interswitch noted that initiatives such as KSW are critical to expanding economic opportunity, nurturing local talent, and strengthening Nigeria’s broader digital economy.
Technology
Salesforce Unveils AI Fluency Playbook to Prepare Workers for Agentic Enterprise
Today, Salesforce published its AI Fluency Playbook, a practical guide for businesses to prepare their workforce to confidently collaborate with AI to give employees agents and drive business impact at speed and scale.
Why it matters: As companies look to become an Agentic Enterprise, success will depend on their workforce’s ability to harness and apply agentic AI in their daily work. Businesses that build AI-fluent workforces will drive greater growth and position themselves to attract top talent and become the best place to work. And it’s not just businesses that benefit – employees who use AI daily report 64% higher productivity, 58% better focus, and 81% greater job satisfaction.
Go deeper: The AI Fluency Playbook is built from Salesforce’s own experience deploying AI agents as Customer Zero for Agentforce. Today, Salesforce employees are collaborating with agents and 85% say they feel confident using AI tools to drive productivity in their daily work – a 16% increase year over year. The results are clear: In just one year, Agentforce in Slack saved employees over 500,000 hours, Engagement Agent worked over 190,000 leads with the sales team, and Service Agent handled 2+ million support requests for the customer service team.
AI agents are fundamentally redefining the workplace by automating repetitive, mundane tasks and augmenting the creative and strategic potential of every worker. However, simply deploying the technology is not enough; to truly transform daily operations and achieve superior business outcomes, employees must be equipped with the specific knowledge and tools required for seamless human-agent collaboration.
To bridge this gap, organizations can cultivate comprehensive AI fluency through a three-pillared approach: AI Engagement, which focuses on building employee sentiment and cultural confidence; AI Activation, which ensures consistent integration of AI into daily workflows; and AI Expertise, which develops the essential human and technical proficiencies needed to drive successful adoption at scale.
What customers are saying: “We’re focused on the most important skills that are needed for today and for the future,” said Ali Bebo, Chief Human Resources Officer at Pearson. “Today is all about learning agility – human skills like learning, adaptability, communication, and critical thinking are so important for the era of agentic AI.”
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