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Visa Picks Kenya for First Innovation Studio in Africa

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Visa Innovation Studio

By Modupe Gbadeyanka

As part of efforts to advance future payment solutions in Africa, a world leader in digital payments, Visa, has opened an Innovation Studio in Nairobi, Kenya.

The studio was officially opened by the Governor of the Central Bank of Kenya, Dr Patrick Njoroge, at an event attended by leading banks, financial technology companies and innovation specialists from across Sub-Saharan Africa

It is the first in Sub-Saharan Africa and will provide Visa partners with cutting-edge capabilities to co-create future commerce solutions on the continent.

The facility joins a network of innovation centres operated by Visa since 2016, in cities including Dubai, Singapore and San Francisco. It supports Visa’s commitment to promoting innovation and creating opportunities for clients and fintech partners.

According to a statement from the firm, the studio in Nairobi was designed to replicate the success of Visa’s flagship innovation centre, One Market, in San Francisco and provide Visa’s partners with access to tools that strengthen their capabilities in developing new solutions.

“Sub-Saharan Africa is a fast-growing region with a tech-savvy population. As we continue to grow digital payments adoption in the region, our aspiration is to deepen our collaboration with clients and partners in developing solutions that are designed around the unique needs of Africa,” said Aida Diarra, Senior Vice President & Head of Visa in Sub-Saharan Africa.

“As a brand built on technology, Visa has driven the major technological advancements that make electronic payments what they are today. We are confident that the innovation studio will continue that legacy and cement Sub-Saharan Africa’s position as a leader in creating out of the box solutions to deal with our most pressing challenges as a region,” added Diarra.

Businesses in Sub-Saharan Africa have been leading the way in introducing new methods of paying and being paid, by harnessing innovative technologies. Ideas to expand the growth of emerging payment areas such as Tap to Phone and Pay on Delivery will be explored at the Innovation Studio alongside the ongoing development of cutting-edge smarter payment solutions that leverage blockchain, the Internet of Things, Virtual Reality and biometrics.

The studio will help Visa clients and partners from across the continent extend their service offerings. Through a human-centred approach, the studio’s immersive environment will also provide clients and partners with tools to overcome some of their biggest business challenges while uncovering new commercial avenues of opportunity Visa’s Innovation Centres have been instrumental in the conceptualization and implementation of new business ideas and platforms around the globe. Several Sub-Saharan African companies have already leveraged Visa’s innovation centre capabilities, these include Paga; which collaborated with Visa to co-create a platform that offers tools to small businesses; and Safaricom on a solution to enable 24 million M-PESA users to transact at Visa merchant locations, and 150,000 M-PESA merchants to accept Visa card payments.

Modupe Gbadeyanka is a fast-rising journalist with Business Post Nigeria. Her passion for journalism is amazing. She is willing to learn more with a view to becoming one of the best pen-pushers in Nigeria. Her role models are the duo of CNN's Richard Quest and Christiane Amanpour.

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Financial Services Professionals Discuss Meeting Rising Customer Expectations

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Core by Interswitch

By Modupe Gbadeyanka

Thursday, July 23, 2026, provided an opportunity for financial services professionals to converge on Landmark Event Centre, Lagos, to brainstorm on ways to meet the rising customers’ expectations.

The platform used for this purpose was Core by Interswitch. It is part of the company’s broader commitment to strengthening Africa’s digital payments ecosystem by fostering collaboration, knowledge sharing and operational excellence across the financial services value chain.

At the event, participants, numbering over 400, also highlighted the growing importance of operational excellence in sustaining resilient payment infrastructure.

As digital financial services continue to expand across Africa, closer collaboration among financial institutions, fintechs and payment service providers will be essential to improving responsiveness, resolving operational challenges more effectively and delivering consistently reliable customer experiences.

The Executive Vice President for Operations and Technology at Interswitch, Mr Babafemi Ogungbamila, said the forum reflects the company’s belief that exceptional customer experiences are built not only on innovative technology but also on the expertise, collaboration and commitment of the professionals who keep payment systems running every day.

“Every successful digital transaction is powered by professionals whose work often goes unseen but is fundamental to building trust in digital payments. Core by Interswitch was created to recognise their contribution, strengthen collaboration across the industry and create opportunities for shared learning that ultimately benefit financial institutions and the customers they serve.

“As digital payments continue to evolve, investing in the people and processes that power the technology is just as important as investing in the technology itself,” Mr Ogungbamila said.

Beyond recognising the professionals whose work often goes unnoticed, the programme underscored the value of creating stronger connections across the payments ecosystem.

By creating a dedicated platform for knowledge sharing, collaboration and professional development, Core by Interswitch aims to build a more connected community of payments operations professionals equipped to respond to the evolving demands of the digital economy.

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WhatsApp Introduces Web Calling, Call Transfer, QuickHD Features

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WhatsApp Web Calling feature

By Aduragbemi Omiyale

WhatsApp has been updated with a web calling feature, allowing users to now make and receive audio and video calls, both one-on-one and group, directly from WhatsApp Web.

A notice from the Meta-owned messaging platform disclosed that this feature works without the need to download any app.

It was disclosed that this update was made to WhatsApp to make it easier for users to make calls wherever they are and on whatever device, phone or laptop.

Users will have access to features available on their other devices, including screen sharing, reactions, and a dedicated Calls tab with full call history and favourites, all from their browsers.

WhatsApp noted that calls from this feature are end-to-end encrypted, with no time limits and at no cost, as it is the same private experience they expect from the platform.

WhatsApp has also been embedded with easy call transfer, enabling the movement of an active group call from one device to another without hanging up. Users can seamlessly transfer calls to WhatsApp Web or Desktop when they arrive home to collaborate on a larger screen – or vice versa.

The platform further said it now has QuickHD, which allows for an improved video experience at the beginning of a call. With QuickHD, users can now enjoy high-definition video immediately in the very first few seconds of the call.

In addition, it has launched noise suppression to remove the background noise around callers so their voices come through clearly to the person on the other end, even in loud or busy environments. This can be managed at any time in in-call settings.

WhatsApp said these features are rolling out gradually and will be available to everyone soon, expressing its desire to make WhatsApp calling simpler to use.

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Modded Hosting With Reliable Backups: Biome Types Guide

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Modded Hosting

Modded Minecraft worlds take weeks to build. Custom biomes, terraformed landscapes, established bases — losing any of it to a corrupted chunk or a failed update is devastating. Backups aren’t optional for modded servers. They’re essential.

Modded hosting with reliable backups protects everything players have built across every minecraft biome types the pack introduces — without requiring manual backup routines that nobody remembers to run.

Why Modded Worlds Are More Vulnerable to Data Loss

Vanilla Minecraft worlds are relatively stable. Modded worlds have more ways to break. Mod updates can corrupt chunk data if block IDs change. Crashes during chunk generation leave partial files. Automated farms that run while no players are online can cause chunk-level issues over time.

Biomes added by mods require extra care. Changing biome mods later can cause unexpected problems. If the old biome data no longer exists, Minecraft may not know how to read parts of the world anymore. The Minecraft Wiki explains that every generated chunk keeps its own biome information in the save. Modded biomes require their mod to be present to load correctly — removing the mod without migrating chunks first causes permanent data loss in those areas.

Minecraft Biome Types: What Mods Add

People often focus on giant mountains or rare structures, but smaller biome changes matter too. A carefully designed minecraft grass biome can completely change the appearance of an entire region. Once that combines with improved forests, rivers, and mountain generation, exploration naturally takes longer because there’s almost always another interesting place nearby. There’s a massive difference once biome mods are installed. Biomes O’ Plenty alone adds over 80 biomes. Terralith adds another 95 plus, although it still builds worlds using Minecraft’s regular generation system rather than a custom one. Oh The Biomes You’ll Go adds tropical and fantasy biomes not found in either.

Each of these creates a richer world to explore — and more unique terrain to protect. A player who spends two sessions exploring and settling in a modded cherry blossom grove loses something irreplaceable if that chunk gets corrupted without a backup.

Content creator and modpack player Noxite has described modded biome exploration as one of the most memorable experiences in the game — “every new biome feels like discovering a location that exists only in your world.” Backups protect that discovery.

Many players only start thinking about backups after something goes wrong. It’s surprisingly easy for a modded world to develop problems. Maybe the server restarts halfway through chunk generation, or a mod update changes world data in a way the old save no longer understands. Even experienced server owners don’t get through every update without issues. Sometimes everything looks fine until someone explores a new biome and discovers broken chunks. At that point, having a recent backup is usually the simplest solution instead of trying to repair damaged terrain piece by piece.

What a Reliable Backup System Looks Like for Modded Servers

For modded worlds, backup requirements go beyond vanilla minimums:

  1. Daily automated backups — at minimum; hourly for active community servers
  2. Full world backups — not just player data; entire world folder including all dimensions
  3. Pre-update snapshots — automatic backup triggered before any mod or server update
  4. Offsite storage — backups stored separately from the server to survive hardware failure
  5. Easy restoration — one-click restore to a specific backup without technical support

Biome backup

Protecting Every Biome You’ve Explored

Minecraft biomes wiki entries for modded biomes often include notes about save compatibility across versions. The community’s experience is consistent: mod updates break worlds more often than player actions do. Regular backups are the only reliable protection.

Choose modded hosting with reliable backups that runs automatically, stores multiple restore points, and makes restoration simple. The time investment in setting up proper backups is always less than the time lost rebuilding after a preventable data loss event.

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