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ETAP Raises $1.5m to Expand Africa’s Car Insurance Services

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ETAP Car Insurance Services

By Adedapo Adesanya

ETAP, an insurtech startup that makes it easy to buy and claim insurance, says it has secured $1.5 million in pre-seed funding to drive the adoption of car insurance across Africa.

The pre-seed funding round was led by Mobility 54 (the Venture Capital arm of Toyota Tsusho and CFAO Group), with participation from Tangerine Insurance, Graph Ventures (invested in Clubhouse), Newmont, and other angel investors.

According to its Chief Executive Officer, Mr Ibraheem Babalola, the new funding will support the roll-out of ETAP’s game-changing app which allows drivers to buy insurance in 90 seconds, complete claims in three minutes or less and get rewarded for good driving and avoiding accidents.

Mr Babalola said that working with a wide range of automotive value chain players, ETAP would also explore other opportunities to deliver much-needed car insurance services to owners in other countries across the continent.

“In spite of the longstanding regulation, making car insurance compulsory, more than 100,000 car accidents were reported between January 2019 and December 2021, only one in five cars in Nigeria are currently insured.

“The complexities of buying and claiming insurance has led to widespread apathy for traditional insurance companies and products, with many car owners opting to go without insurance.

“With ETAP, the entire process of buying and claiming insurance happens exclusively on a smartphone, enabling a seamless and enjoyable insurance experience for users,” he said.

He said that ETAP uses machine learning to build intelligent risk profiles that determine appropriate premiums for each driver, allowing them to achieve lower premiums by driving safely.

“Using advanced telematics, the experience is gamified to improve driving behaviour and drivers can earn safe driving points that can be exchanged for shopping vouchers for the most in-demand retail outlets, fuel, cinema and concert tickets among others,” he said.

Mr Babalola said that drivers would have flexible coverage options, including daily, weekly, monthly, quarterly and annual plans depending on their needs.

“In the unfortunate event of an accident, they simply need to take a picture of the affected part of the car via the app and the artificial intelligence processes they claim based on previously uploaded images,” he said.

Mr Babalola said that the app came with geolocation tags, timestamps and other features to prevent fraudulent claims, as well as crash notification, emergency support and more.

“Since we launched in November 2021, ETAP has insured more than 130,000 individual trips and over 500,000 kilometres in car journeys, which represents more than eight times the total distance of paved roads in Nigeria.

“Just like any other digital service, we believe Nigerians should be able to buy and claim car insurance without having to ‘call a guy’.

“We also believe that rewarding good drivers can be a catalyst for better driving and making our roads safer.

“This is why we have created Africa’s most powerful car insurance app and we are excited to have raised these funds to bring more users on board,” Babalola said.

He said that many times, the process of buying and claiming insurance in Africa is so out of touch with the everyday reality of most people.

Mr Babalola said that ETAP would change the game and make the process just as enjoyable as any other experience that consumers access on the mobile phone.

On the part of the lead funder, Project Manager at Mobility 54, Mr Yumi Takagi, said, “ETAP is addressing many challenges that impact the automotive experience in Africa and we are excited to support and work with them to bring their innovation to more drivers across the continent.”

Mr Takagi said that he believed ETAP would engage with this important role and revolutionise the automotive insurance industry with its powerful technology.

Adedapo Adesanya is a journalist, polymath, and connoisseur of everything art. When he is not writing, he has his nose buried in one of the many books or articles he has bookmarked or simply listening to good music with a bottle of beer or wine. He supports the greatest club in the world, Manchester United F.C.

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inDrive Lagos, Abuja Top Drivers Get N30m Fuel, Shopping Vouchers

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inDrive Driver Rewards Campaign

By Modupe Gbadeyanka

Top drivers of a global mobility and urban services platform, inDrive, in Lagos and Abuja were recently rewarded with fuel and shopping vouchers worth N30 million through its Driver Rewards Campaign.

The promo was created by the company in response to rising fuel costs and increasing operational expenses. It is providing meaningful support to its driver community through this initiative, while celebrating their commitment and hard work for keeping Nigeria’s major cities moving every day.

The campaign, which started in March and will end in June 2026, involves distributing vouchers worth N30,000 each to 1,000 eligible drivers through a series of live raffle draws on inDrive’s digital platforms. This effort is designed to acknowledge and reward the most active drivers on the platform for their unwavering dedication and commitment to providing high-quality service to passengers.

The Country Lead for inDrive Nigeria, Mr Timothy Oladimeji, noted that the initiative underscores the organisation’s ongoing commitment to driver welfare and its mission to foster equitable opportunities within the mobility ecosystem.

Mr Oladimeji explained that the Driver Rewards Campaign is designed to ease some financial burdens while encouraging and celebrating drivers’ resilience, professionalism, and dedication to service.

“At inDrive, we understand the realities drivers face every day, especially as rising fuel prices continue to put pressure on their earnings. Our drivers are the backbone of our platform, and this campaign is our way of recognising their dedication and supporting them meaningfully.

“Through these rewards, we want to show that inDrive stands with drivers, values their contribution and remains committed to creating a fairer and more rewarding mobility ecosystem,” he said.

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inDrive Unveils International Social Initiative Against Bullying

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inDrive Cancel the School Trip campaign

By Modupe Gbadeyanka

A social initiative to encourage parents to pay closer attention to their children’s emotional well-being and create space for open conversations has been launched by a global mobility and delivery platform, inDrive.

It is based on inDrive’s Cancel the School Trip campaign, first launched in Kazakhstan in April 2026.

Encouraged by the significant public interest in the project, inDrive intends to roll out the initiative across other markets within its global presence, including Nigeria.

As part of the initiative, users taking morning rides to school received a push notification asking whether they wanted to cancel the trip after the ride had already started. The message appeared to be an app error, but in reality, it served as a communication trigger — a way to pull parents out of their daily routine and redirect their attention to their child’s emotional state.

School bullying remains one of the most widespread — and at the same time one of the least visible — issues affecting teenagers worldwide. According to UNICEF, millions of children regularly experience bullying, yet many never speak about it to adults.

“We need to talk to children more often. Not just ask How are you? But genuinely notice their emotional state, mood, and changes in behaviour. Sometimes, even a short conversation can help identify a problem a child may be afraid to talk about,” the Country Lead for inDrive Nigeria, Mr Timothy Oladimeji, stated.

The symbol of the campaign became the back seat of a car — a space where parent and child are alone together and can talk without distractions. The organisers believe there is not always a need to create entirely new communication rituals; sometimes, it is enough to pay more attention to moments that already exist in everyday life. Even a few minutes of conversation on the way to school can help a child feel heard and safe enough to share their concerns.

In addition to digital tools, installations shaped like car seats were placed across Almaty in shopping malls and at busy city intersections. As part of the initiative, an online platform with practical recommendations for parents was also developed together with child psychologists.

The platform includes materials on recognising signs of bullying, starting difficult conversations with children, and supporting them in challenging situations.

The campaign was followed by a roundtable discussion in Kazakhstan that brought together psychologists, parents, influencers, and representatives of the creative industry. Participants discussed why bullying often remains hidden, how teenage aggression is evolving and which communication approaches help build trust between adults and children.

A separate part of the discussion focused on how to talk to children about difficult emotions and experiences. According to psychologist Kseniya Lych, standard questions are often ineffective because children answer them automatically. Instead, prompts involving imagination and open-ended thinking tend to reduce tension and encourage dialogue.

The initiative received strong public attention and positive feedback from parents, psychologists and the professional community. As a result, inDrive is already planning to expand the campaign to other markets where it operates, adapting it to each country’s local context.

“We see that bullying is an equally painful issue across different countries and cultures. That is why we want to develop this initiative internationally and launch similar projects in other inDrive markets. For us, it is important not only to raise awareness about the problem, but also to help parents pay closer attention to their children’s emotional well-being and start conversations in time,” says Yevgeniy Gavrilchenko, co-author of the idea and Creative Lead at inLab by inDrive.

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FRSC Condemns Attack on Traffic Enforcement Team by DSS Official

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Shehu Mohammed FRSC Corps Marshall

By Modupe Gbadeyanka

The Corps Marshal of the Federal Road Safety Corps (FRSC), Mr Shehu Mohammed, has kicked against an alleged violent attack on the traffic enforcement team of the organisation by a motorist, who was later identified as a security operative.

In a statement signed by the Deputy Corps Commander for Public Education, Mr Osondu Ohaeri, in Abuja on Friday, it was claimed that the motorist was suspected to be an official of the Department of State Services (DSS).

Narrating the incident in the statement, the FRSC said on Thursday, May 21, 2026, its officials flagged down a Toyota Carina driver for a suspected traffic violation at about 3:20 pm, but he refused to stop and proceeded dangerously until he was eventually held up by traffic close to the Command in Idu, Abuja.

“Upon approach by the patrol team for routine checks of vehicle and driver documents, the offender became hostile, verbally aggressive, and resisted lawful enforcement procedures.

“Despite several tactical and professional attempts by FRSC personnel to de-escalate the situation, the offender escalated the confrontation by physically advancing toward officers and later drawing a pistol, which he fired twice within the vicinity of the Command.

“In the face of imminent danger to lives and property, FRSC personnel acted with remarkable restraint, professionalism, and tactical discipline to swiftly disarm the assailant without loss of life. One Marshal sustained minor bruises during the process,” the statement narrated.

It was disclosed that the suspect was immediately handed over to the Nigeria Police Force at Life Camp Police Station alongside the firearm, ammunition components, and the vehicle involved, with the matter transferred to the appropriate State Command for further investigation.

In the statement, Mr Mohammed praised his men for the courage, professionalism, and maturity displayed by them, saying he’s impressed with how they resisted provocation and ensured that the situation did not degenerate into chaos, despite growing public outrage at the scene.

He further stated unequivocally that no individual, regardless of status, rank, or agency affiliation, is above the law, emphasising that security personnel are expected to lead by example through compliance with established traffic regulations and respect for constituted authority.

He called on all security agencies to continue strengthening inter-agency cooperation, mutual respect, and operational discipline in the collective interest of national security and public safety.

“Firearms and official status must never be used as instruments of intimidation against law enforcement officers carrying out legitimate duties,” he stressed.

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