Feature/OPED
Corruption Fight: Why Buhari Should Sustain Maina’s Pension Fund Recovery Efforts

By Felicia Okoh
In Nigeria at the moment, there’s a word, or more appropriately buzzword that resonates everywhere: It is a word that even children in nursery school may be familiar with given every usual reference to it at the slightest opportunity.
Indeed, there is hardly any news item from Nigeria these days that does not make mention of it. CORRUPTION! If it is not about how Muhammadu Buhari’s administration is prosecuting some corrupt people by charging them to court, it is about monies the government is seemingly recovering or has traced and recovered as was observed with the N13 billion stashed in a residential flat in Ikoyi, Lagos.
At times it could even be the tale, as we are ever so often regaled with as well, of corruption fighting back! That is a familiar line from both the Economic and Financial Crimes Commission (EFCC) and Lai Mohammed, the Minister of Information, a.k.a spokesman for the Federal government. Of course, people fight to protect their interest.
Far worrisome on Nigeria’s corruption fight is that even an ignoble man who had looted the public treasury and uses it to fund his bogus lifestyle would not give it up without a fight or scheme to destroy his accusers.
This complicated gambit is definitely not strange in most developing economies with long history of sleaze in governance but Nigerian citizens seem exceptional in strategies to discourage corruption fight.
Emphatically, in Nigeria, long before now, any credible polity watcher would have noticed how promoters of corruption in government fight back with distortion of facts and attack those that exposed them with unimaginable impunity.
Even recently, there is no better example of a victim of corruption fight back narrative for me than what happened to Abdulrasheed Maina, the former Chairman of the Pension Reform Task Team, PRTT, whom recovered trillions of naira, yet was forced out of office under largely politically motivated circumstances.
When Maina was appointed to head the presidential task team on pension reform some years ago, few people gave him any chance of succeeding as it was not the first time Nigerians would be seeing someone lead an intervention transformation task team in the country.
But the young intelligent Maina had a clear idea what needed to be done to reform Nigeria’s rotten pension scheme that was hampered by decade long corruption involving powerful figures with a hold on the system.
He went about his work quietly and before long was able to recover humongous sums of money for the federal government, money running into trillions of Naira.
But just when you asked for more, the story changed. The hunter suddenly became the hunted as the very people who had for decades been making a kill from pension money, feeding fat on the sweat and blood of fellow citizens thereafter smiling home with tens of billions of Naira, turned the heat on him, alleging that he was corrupt.
They came up with stories that Maina had embezzled N195 billion from the trillions he had recovered, and soon the narrative changed from the issue of the monies recovered by the Borno State born reformer to what is allegedly missing.
The Nigerian Senate of the then 7th Assembly decided to investigate the allegations and soon set up a panel to probe him.
After Maina’s preliminary appearance before the Senate Committee, he claimed that he was not given fair hearing as he was only allowed to provide a yes or no response to issues that demanded explanations.
Most likely, Maina might have perceived a premeditated verdict, thus opted for a legal battle. However, the police later declared him wanted over his failure to honour further invitations of the Senate Committee.
Fortunately, for him, the court quashed the warrant issued by the police with even a perpetual injunction restraining the police from arresting him on related issues. This is just the background to what was later discovered as clear ruse to destroy Maina’s reputation.
On record, a man who was being praised to high heavens by many for reforming Nigeria’s pension system was now suddenly being accused by some, including the Senate Committee, of shortchanging the system.
Following the senate inquiry, the EFCC hurled their net at him. Determined to save his name, Maina filed a N1.5 billion suit against the National Assembly and police claiming abuse of his fundamental human rights.
The unfortunate part of the drama is that the same EFCC under its former leadership which also participated in the entire Maina Led Biometric Exercise that was being queried, later succumbed to pressure from the 7th Senate to declare Maina guilty as charged.
Before long, Maina was attacked but he escaped death by the whiskers. The devious act happened at his residence but he was a lucky victim of failed assassination of near death as widely reported in the media.
Fearing for his life, it was also reported that Maina travelled out of Nigeria. By every sound logic, it is afterall, a living being that has a chance to defend himself.
However, like any assumed innocent man, the accusation of embezzling money is worrisome and it is wise to clear your name of any wrongdoing, particularly when you know, like Maina does, that the allegations against you are contrived and false, cooked up by people with an agenda to protect their crooked interest.
This is easily buttressed by quick recall that one of the senior members of the panel that probed the Maina led PRTT had since confessed to insincerity on national television.
Unfortunately, it is now almost four years that these series of events unfolded, culminating in Maina losing his job as the then President Goodluck Jonathan administration later replaced him with Olabisi Jaji, following pressure from the same 7th Senate.
Indeed, it is shocking that even the then Head of Service cowed in and sanctioned Maina for failing to report to work a day after he was shot or was proposed to have been killed, an incident which was duly captured in the media.
At times like this, it is best to put an unfortunate past behind and focus on the dream of a collective prosperous future especially when the present led Buhari administration of Nigeria, as obvious, is firmly committed to addressing corruption headlong.
However, what the country needs is to bring on board its best hands to collaborate with existing government efforts for successful and rapid tackle of fraud monster.
Good that Maina has not been proved to be corrupt, he was simply a victim of a system possessed of cabals bent on destroying him. He was, as his short stint as pension fund recovery boss shows, a vastly experienced reformer and goal getter who changed the pension system in Nigeria and ended up recovering trillions of Naira for his country.
Indeed, Maina it was who introduced the Smart Card Biometric system of payment for pensioners that revolutionized the sector.
Before him, pensioners used to travel long distances from their communities and respective states to come to Abuja to collect their monthly pension payments only to be forced to queue in line to collect their entitlement due to the sheer number of people that had come for the same purpose.
Such reports of beneficiaries queuing and even dying in the process of waiting to collect their entitlements were common.
Nevertheless, under Maina’s direction and with the Smart Card instituted, no one needed to queue again to collect his money.
Certainly with gross elimination of almost a hundred thousand ghost pensioners, Maina sanitized the Pension system, saved Nigeria billions of Naira but put his life at great risk as evinced in his unfortunate encounter.
Candidly and succinctly put, for a country like Nigeria to grow, it needs men of courage with traits of patriotism like that exhibited by Maina.
No doubt, Maina has demonstrated capacity and he still remains very qualified to continue helping recover more of Nigeria’s stolen wealth.
The fact that the major allegation of embezzlement against him has been dismissed is sufficient proof that corruption was fighting back at him.
Nevertheless, if there exists any other allegation on Maina, it could just be another distraction promoted by those opposed to his work.
Indeed, such should not be permitted to be a strong reason for the government not to engage and tap from his knowledge in detecting and exposing fraud. It is very obvious but sad that the pension thieves that Maina tried to stub out would not like this view and even few reasonable people may disagree with me on Maina.
However, I believe that in this era of economic recession, the Nigerian majority would recognize the absurdity of ignoring stolen trillions of Naira from our national treasury in the hands of few criminals whilst focusing on uncertain allegations against Maina is of no quality reasoning.
More so, there is nothing abnormal with putting on hold or temporarily ignoring the seeming bogus existing accusations against Maina until he completes this vital national task of gross common good.
In fact, I believe this approach of avoiding unnecessary distractions is just about applying wisdom to stop those that wish to frustrate the Buhari’s Anti-corruption fight especially on Pension reform.
This piece was written by Felicia Okoh, Ph.D, a lecturer at the University of Lagos (UNILAG).
Feature/OPED
The Role of TV in Preserving African Stories and Identity
Scroll through social media today, and you will notice something interesting: everyone is either reacting to a series, quoting a movie line, or debating a character as though they personally know them. Beneath the memes and binge-watch culture, however, lies something deeper. Television remains one of the most powerful tools shaping how Africans see themselves, remember their history, and tell their own stories. In a continent as diverse and expressive as Africa, that matters more than ever.
TV as a Cultural Archive, Not Just Entertainment
Long before streaming algorithms began shaping our viewing habits, television was already preserving African identity. From Nollywood dramas that capture the rhythm of everyday Lagos life to documentaries exploring Maasai traditions and Ghanaian folklore, TV has served as a living archive of the continent’s stories.
It preserves more than entertainment; it preserves language, culture, humour, values, and shared experiences. Unlike fleeting social media content, television allows stories to unfold with depth, exploring the realities of family, tradition, ambition, and modern African life without reducing them to stereotypes. That is the power of TV: preserving not just stories, but perspective.
Why Representation on TV Still Matters
There is a subtle but important truth: if people do not see themselves on screen, they may begin to believe their stories are not worth telling. This is why African TV content is more than entertainment; it is affirmation.
Seeing a character who speaks like you, struggles like you, or celebrates like your community does something powerful. It validates identity and challenges outdated narratives that have historically defined Africa through external lenses.
This is where MultiChoice Group, through platforms such as DStv and GOtv, plays an important role. They do not simply broadcast content; they help distribute cultural memory at scale.
GOtv, DStv, and the Everyday African Viewer
Think about a typical evening in many African homes: the TV is on in the background, someone is laughing at a comedy show, another person is watching a local series, and someone else is catching up on the news. That shared viewing experience remains very real.
Through platforms such as DStv and GOtv, African households are exposed to a blend of local storytelling and global content. More importantly, they have helped amplify African-produced content by bringing Nollywood films, African reality shows, talk shows, and documentaries into mainstream rotation.
It is not just about access. It is about visibility.
A young filmmaker in Lagos today is more likely to believe their story matters because they have seen similar stories broadcast widely. A child in Accra grows up hearing familiar accents and seeing environments that look like their own on screen, not as exceptions, but as the norm.
TV Is Also Shaping Modern African Identity
African identity is not static; it is evolving. Television reflects that evolution in real time.
Today, audiences see:
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Young Africans balancing tradition and modern dating culture
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Stories tackling mental health in African households
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Fashion and music influences spreading through TV series
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Political satire shaping public conversation
Conversations that were once confined to homes are now being explored on screen, giving audiences the language to discuss issues that were previously unspoken.
In many ways, television is doing what oral tradition has always done: passing stories, values, humour, warnings, and history from one generation to the next. The difference is that today’s griots are writers, directors, and broadcasters.
The Future: From Watching to Owning Our Narratives
The next stage of African storytelling is not just about being seen; it is about ownership.
As more African creators produce content and platforms continue to invest in regional storytelling, television becomes more than a mirror. It becomes a tool for shaping how Africa is represented to itself and to the world.
While streaming continues to grow, television, particularly accessible platforms such as GOtv, remains one of the most effective ways to reach everyday audiences across different income levels and regions. After all, storytelling only matters if people can access it.
African stories are not new. They have always existed in families, on streets, in markets, in history books, and through oral traditions. What television has done, and continues to do, is give those stories a stage wide enough for millions to experience them at once.
The next time you watch a local series or documentary on DStv or GOtv, remember that you are not just being entertained. You are participating in the preservation of African identity itself.
Feature/OPED
The Future of AI in Nigerian SMEs: Overcoming Barriers to Implementation
By Kehinde Ogundare
Ask a tech entrepreneur in San Francisco what AI means for their business, and they are likely to talk about competitive advantage, product differentiation, and scale. Ask a small business owner in Kano or Onitsha the same question, and the conversation shifts entirely.
For many Nigerian SMEs, the priority is keeping the lights on, managing costs, and finding sustainable ways to grow in a challenging economic environment. This difference in perspective explains why the global AI conversation, often shaped by assumptions about stable infrastructure, deep capital, and abundant technical talent, frequently fails to address the realities facing Nigerian SMEs.
This matters because Nigerian SMEs are not a peripheral concern. In 2024 alone, MSMEs contributed 46.32% to Nigeria’s GDP, accounting for 96.9% of businesses and 87.9% of employment. These businesses are the backbone of the Nigerian economy, and if AI is going to mean anything for Nigeria’s development, it has to work for them in the daily conditions they actually operate in.
However, research drawing on empirical data from 144 Nigerian SMEs found that inadequate infrastructure, low digital literacy, skills shortages, and regulatory gaps are collectively preventing them from meaningfully engaging with AI. Awareness of AI is high and growing. What is missing is a clear and honest conversation about what adoption actually requires in this specific context. The barriers are real, but none of them are insurmountable. The question is whether the tools, pricing models, and support structures being offered to Nigerian SMEs are designed with those barriers in mind, or whether they have been built for another market entirely.
Subscription models making AI affordable for small businesses
When most small business owners hear “AI,” they imagine expensive software, specialist consultants, and a hefty upfront bill.
That assumption is not entirely wrong, but it describes a particular way of buying technology, not AI itself. The shift that makes AI genuinely accessible at the SME level is the move away from large, one-time capital purchases towards tools that charge a predictable monthly subscription. Businesses can pay for what they use, scale back when necessary, and avoid the debt that a major technology investment can create.
The deeper opportunity here is consolidation. Many SMEs are already spending money across multiple disconnected tools—one for invoicing, another for customer records, another for stock tracking—none of which talk to each other. An integrated platform that handles several of these functions together, with AI built in, can actually cost less than the sum of those separate subscriptions while giving business owners a clearer picture of their operations.
With margins already under pressure, any technology a business adopts needs to visibly show an increase in productivity or bottom line. Subscription-based, integrated platforms, priced transparently and honestly, are the model that best fits this reality.
Infrastructure challenges demand a mobile-first approach
No conversation about technology in Nigeria is complete without confronting the infrastructure problem, and AI is no exception. Nigeria continues to face major infrastructure barriers, including limited broadband access, unreliable power supply, and high data costs, all of which constrain deeper AI adoption. These are structural features of the operating environment that any sensible technology strategy must account for today.
The electricity situation alone is significant. The World Bank estimates that the lack of stable electricity costs Nigeria’s economy approximately $26.2 billion annually, equivalent to about 2% of GDP, forcing many businesses to run on expensive diesel generators. That cost ripples outward.
In practical terms, AI tools built for Nigeria cannot assume a stable broadband connection or a computer that is always powered on. The tools that will actually get used are the ones that work on a smartphone, consume minimal data, and can function offline when connectivity drops, syncing back up when it returns. The mobile phone is already how many Nigerian SME owners run their businesses. AI that meets them there, rather than demanding infrastructure they do not have, is AI that has a genuine future in this market.
The direction is clear: build capability from within, using tools that make that possible. Recent AI performance research reveals that 64% of African workers are already actively using AI at work, signalling massive grassroots readiness and driving forward-thinking organisations across Nigeria, Kenya, and South Africa to aggressively prioritise internal upskilling frameworks to bridge the talent gap.
As the policy groundwork is being laid, the commercial ecosystem is beginning to respond. What remains is a clear-eyed acceptance that AI tools built for this market need to look different from those built for markets with different realities. Low cost, low bandwidth, and usability for non-technical people are not modest ambitions; they are the actual requirements. Build for those realities, and AI has a real future in Nigeria’s SME economy.
Feature/OPED
When Leaders THRIVE: Yetunde B. Oni’s Candid Counsel to Lateef Jakande Leadership Academy
Union Bank’s Managing Director and Chief Executive Officer sat with 30 of Nigeria’s most promising young leaders for a frank conversation on character, relationships and the discipline of growth.
Out of 25,000 applicants, only 30 earned a place. That single figure tells you how rare the room was when Yetunde B. Oni, Managing Director and Chief Executive Officer of Union Bank of Nigeria, recently sat down with a cohort of the Lateef Jakande Leadership Academy.
The Academy, a Lagos State Government initiative established in honour of Alhaji Lateef Kayode Jakande, the state’s first civilian governor, exists to raise a generation of ethical and capable young leaders. Its fellows are drawn from across professions, sectors and ethnicities, and shaped through a fellowship facilitated by the Africa Leadership Initiative, West Africa (ALI WA), whose work on values and principled leadership has become a quiet engine behind some of the country’s most thoughtful emerging talent.
It was into this gathering that Mrs Oni brought not a corporate address, but a conversation. Honest, personal and at times disarming, she spoke about the philosophies that have carried her through a career spanning more than three decades, the setbacks she has had to surmount, and the values that opened doors she never expected to walk through.
She gave them a framework to hold on to. She called it THRIVE.
The six principles
T — Take ownership of your relationships. Leadership, she argued, begins with the deliberate stewardship of the people around you. Relationships are not incidental to a career. They are infrastructure.
H — Honour God. She spoke openly about faith as a steadying force, an anchor that keeps ambition tethered to something larger than the self.
R — Recharge and refresh. Mental and physical health, she insisted, are not luxuries to be deferred until the work is done. Leaders who neglect their well-being eventually have less to give.
I — Invest in your growth. Continuous and heavy investment in personal development is, in her telling, the price of staying relevant. The learning never ends.
V — Value your work. She pressed the fellows on identity and brand. What do you stand for? Do you create value? Who, in truth, are you? The questions were not rhetorical.
E — Embrace setbacks. Failure, she said, is not the opposite of progress but a part of it. The leaders who endure are the ones who learn to metabolise disappointment rather than be defeated by it.
The people behind the leader
If one theme threaded the entire conversation, it was relationships. Mrs Oni was candid that she did not arrive at the top of Nigerian banking alone. She credited the steady support of family, her parents and her husband, alongside the mentors, friends, coaches and sponsors who shaped her at different stages.
She drew a sharp and useful distinction between a mentor and a coach, two roles often conflated and rarely understood, and she traced much of her progress back to a foundation of Nigerian cultural values: hard work, honesty and integrity, courtesy and respect. These, she told the fellows, are not relics. They are the very qualities that have earned her trust and opened doors throughout her journey.
“You need people,” was the message, delivered without sentiment. Relationships, she explained, must be managed and nurtured with the same seriousness one brings to any other discipline. Time must be managed with equal care.
On believing, and risking
Perhaps the most resonant moment came when Mrs Oni spoke about self-belief. She admitted that becoming the MD/CEO of Standard Chartered Bank, Sierra Leone, did not cross her mind – not because she was unqualified, but because she didn’t think she would get it. Encouraged by her husband, she applied anyway, and she got it!
That appointment would later see her make history as the first woman to lead a Standard Chartered Bank operation in her market.
The Union Bank of Nigeria appointment told a similar story. She had not even known the position existed after the CBN’s intervention. It came to her through relationships; through the quiet networks of people who knew her work and recommended her name while she was unaware in faraway Sierra Leone.
The lesson she left with the fellows was unambiguous. Believe in yourself. Take the risk. Put in for the thing you are not yet certain you deserve, because the opportunity you are waiting for may be one you cannot see, reaching you through someone you have not yet met.
Why this matters
Engagements of this kind are easy to underestimate. They produce no headlines about balance sheets and no immediate line on a financial statement. Yet they speak to something Union Bank has long understood: that institutions endure when they invest in people, and that leadership is built one honest conversation at a time.
Credit is due to the Africa Leadership Initiative, West Africa, whose facilitation of the Lateef Jakande Leadership Academy continues to shape young Nigerians of real promise, and to the Academy itself for the rigour of a process that turned 25,000 hopefuls into 30 fellows ready to lead.
For Yetunde B. Oni, the afternoon was less about what she had achieved than about what she was willing to give: her time, her story and her counsel, offered freely to those coming after her. It is, in the end, what the best leaders do. They light the path for the next generation, and they THRIVE.
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