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Deconstructing Malice Campaign Accusation Preferred Against Okowa

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By Jerome-Mario Chijioke Utomi

In the words of Jimmy Carter, former President of the United States of America (USA), the experience of democracy is like the experience of life itself—always changing, infinite in its variety, sometimes turbulent and all the more valuable for having been tested in adversity.

In like manner, evidence abounds, if only sought for, that in every democratic setting, there are clear thinkers, muddled thinkers and people that fall in between. Clear thinkers are the ones that can cull everything down into the right points-are very hard to find. But if you get yourself a team of clear thinkers, the possibilities are endless. These are men who see tomorrow, trailblazers and high-level executives, but most often misunderstood by some fellow countrymen still stuck in the old normal of yesterday.

Ifeanyi Okowa, the incumbent Governor of Delta State, without any shadow of the doubt, fittingly falls into the bracket of a clear thinker. But like the case of every clear thinker, he is currently misunderstood by some fellow countrymen still stuck in the old normal of yesterday.

A typical instance to support this assertion is the recent drama and accusations in the ruling party in Delta State, the Peoples Democratic Party (PDP) by some councillors of the party from Delta Central Senatorial District that he is trying to push them to vote for his choice in the forthcoming governorship primary to choose the party’s flag bearer.

According to the post, the Governor is using the instruments of government and instructed them to support his supposed preferred candidate, the Speaker of the Delta State House of Assembly, Sheriff Oborevworio.

On the first thought, the above narrative seems like a reality. It looks alluring to believe particularly as the nation braces up for the general elections; a period where like war, all is considered fair; where and when political players welcome every opportunity to continually dig the mud in search of political gold.

At this level, there is no single cause of conflict. Rather, conflict becomes context-specific, multi-causal and multidimensional and can result from a combination of the following factors which include but are not limited to the issues of mutual distrust, suspicion, prejudice and name-calling.

In Delta State, such development/occurrence is exacerbated by the feudalistic and oligarch nature of a power bloc/section of the state and collaborated by this power-hungry gladiators’ incapacity, sincerity and lack of trustworthiness to negotiate and resolve contentious issues without resorting to the present political gimmicks.

But beyond this peripheral prism, there exists something deeply troubling with this latest slant, scant and calculated accusation paddled against the person of the Governor.

Aside from wilful refusal to entertain alternative opinions through a number of credible sources of information openly and freely available in the public domain that might help produce a deeper understanding of the governor’s position on the matter, and their choice to focus on convenient untruth presented with a superficial, emotional and manipulative approach that is not worthy of our democracy, making the current development in the state a reality to worry about is that these accusers exploited a mixture of fear and propaganda among gullible Deltans and postured themselves as bold defenders of our state while weakening the foundation of our unity.

But for reasons that come in double folds, this piece is not surprised.

First and very fundamental, it is globally believed that when human beings develop a higher order of thinking, they gain the ability to conceptualize threats instead of just perceiving them. But they also gained the ability to conceptualize imaginary threats. And when groups of people are persuaded to conceptualize these imaginary threats, they activate the fear response as powerfully as would real threats.

This is the foundation of the present challenge.

For yet-to-be-identified reason(s), the Governor’s accusers appear to have activated a fear response as powerful as would real threats across the lengths of the state.

Qualifying the present attack as a crisis is an awareness that it is coming at a time when Okowa as a creative leader daily professes that the PDP, of which he is the leader in the state, has a policy of rotating the governorship among the three Senatorial Districts of the state for the purposes of equity and inclusiveness through equitable distribution of appointments and projects without influencing/interference with the process that throws up such beneficiaries.

In the same light, if there is any other reason as to why Governor Okowa will not indulge in the shenanigan as alleged, it is the fact that at no time in the history of our beloved Delta State have we been as united as we are today or witnessed such magnitude of trust of ourselves and of our state under the leadership of Okowa.

As we know, the state, to use the Governor’s words, is a microcosm of Nigeria because she is peopled by different ethnic nationalities. She has had inter-ethnic conflicts/clashes, fatal boundary disputes, especially over oil-bearing land, and political tensions. She has had high unemployment and poverty rates. Luckily, successive governments of the state have tackled the issues in different ways, and I am building on the foundation they laid.

Looking at the above words coming from the Governor himself, it becomes obvious that there is no way he will join in destroying a house he assisted to build or take actions that will be inimical to the sustained peace in the state.

Instead of the present attack, name-calling and campaign of calumny against the governor, this piece holds the opinion that what the Governor needs is support and not vilification.

There are so many reasons that informed this decision; it ranges from Governor’s disposition to conflict resolution and peacebuilding in the state to his superlative performance in infrastructural development of the state particularly in the areas of road networks.

To underscore this position, let’s listen to Okowa as he captured it during a recent function in Lagos; We have erected structures for conflict resolution and peacebuilding. They include the Office of the Special Adviser on Conflict Resolution and Peace Building and the Delta State Advisory and Peace Building Council with a membership of 42 (forty-two) respected men and women in various fields drawn from every local government area of the State. These structures have proactively prevented crises by promptly and effectively resolving disputes.

Continuing, he added that; We also have a deliberate policy to tackle youth unemployment through skills training and entrepreneurship development programmes. I believe that the way out of the unemployment quagmire is to equip the youth with the technical know-how, vocational skills, values and resources to become self-employed, as distinct from one-off empowerment.

This is what my administration has done by instituting various skills training and entrepreneurship development programmes, which include: Skills Training and Entrepreneurship Programme (STEP); Youth Agricultural Entrepreneurs Programme (YAGEP); Graduate Employment Enhancement Programme (GEEP); Rural Youth Skills Acquisition Programme (RYSA);  Girls Entrepreneurship Skills Training (GEST); and  Women Entrepreneurship Skills Acquisition Programme (WESAP).

These programmes are trainee-centred and service-oriented. The sectors and activities covered include agriculture, agricultural value chain services, vocational skills-based microenterprises and cottage enterprises. Furthermore, the training and mentoring processes aim beyond raising entrepreneurs to produce leaders and managers that have high levels of personal responsibility and effectiveness. I am pleased to let you know that after six years of faithful implementation of these programmes, we have trained and given business support packages to several thousands of youths.

Following the success of these interventions and other efforts in promoting technical education, Delta State was ranked the Best State in Human Capital Development in the 2017 States Peer Review by the National Competitiveness Council of Nigeria. Also in 2020, Delta was adjudged to be the Second Least Poor State, coming only after Lagos, Nigeria’s business hub, according to the Nigerian Bureau of Statistics (NBS).

The above efforts can only come from a Governor that is willing to save and serve his people.

On a final note, as the commentary continues, there are two striking attributes that stand Okowa out; first, well-meaning Nigerians are in agreement that he is a national leader that is well respected by all.

Secondly, he is among the few public office holders in the country that have played politics using global rules and dictates.

He is in the opinion of this piece exposed to the present attack not because there is an established link with the said allegation, but primarily because, the accusers feel that he occupies a public office and therefore, lacks the right to private living.

Jerome-Mario Utomi is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), Lagos. He can be reached via [email protected]/08032725374

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The Future of Payments: Key Trends to Watch in 2025

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By Luke Kyohere

The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:

1. The rise of real-time payments

Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this. 

2. Cashless payments will increase

In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions. 

3. Digital currency will hit mainstream

In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain. 

The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability. 

4. Increased government oversight

As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.

5. Business leaders buy into AI technology

In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk. 

6. Continued AI Adoption in Payments

In payments, the proliferation of AI will continue to improve user experience and increase security.  To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent. 

When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.

7. Rise of Super Apps

To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills. 

8. Business strategy shift

Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble. 

As the payments space evolves,  businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.

Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq

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Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections

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In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.

In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.

“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”

The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.

Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.

The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”

The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.

As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.

In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.

“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.

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The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms

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By Kenechukwu Aguolu

The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.

One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.

A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.

In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.

The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.

The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.

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