Feature/OPED
Deconstructing the Reintroduced National Water Resources Bill
By Jerome-Mario Chijioke Utomi
There is no doubt anymore that in Nigeria’s leadership corridor, once a direction is chosen, instead of examining the process meticulously and setting the right course; one that will allow us to overcome storm and reach safety before we can progress and achieve our goals, we obstinately persist with the execution of such plans regardless of a minor or major shift in circumstance.
An eloquent example of the above assertion is the controversial water resources bill recently reintroduced in the House of Representatives and sponsored by the Chairman of the House Committee on Water Resources, Sada Soli (APC, Katsina).
The bill, which was first introduced in the 8th Assembly, caused outrage then as some Nigerians interpreted the proposed law as a power grab by the federal government.
Aside from this federal government’s habit of tackling challenges with the same thinking used when it was created and, “doing the same thing over and over again and expecting a different result,” what is uncertain to the vast majority of Nigerians and of course, the watching world, is; why this sudden move after two previous failed attempts? What has changed to necessitate the present re-introduction? Whose interest is the bill, if passed, meant to serve/protect? And most importantly, whether it will herald into our political geography a just or an unjust law?
As we are now, a just law is ‘a man-made code that squares with moral laws or the laws and uplifts human personalities, while an unjust law on the other hand is a code that is out of harmony with moral laws.’
Adding context to this discourse, the Bill which first emanated from the Executive arm and, among other things seeks: to establish a regulatory framework for the water resources sector in Nigeria, provide for the equitable and sustainable development management, use and conservation of Nigeria’s surface water, groundwater resources and for related matters.’ Arguably noble but following the controversy and worries already raised, it becomes a moral duty for all to collectively and objectively takes a disciplined look at it in order to –adjust, adapt, incorporate or otherwise.
Essentially, the most telling evidence about the bill’s good intention is signposted in the federal government’s resolve to promote judicious management of the nation’s water resources in addition to the possibility of the bill if passed, acting as an enabler to the nation’s attainment/achievement of the orchestrated Sustainable Development Goals (SDGs) as preached by the United Nations (UN). But somewhere along the line lies a set of inherent challenges/consequences arising from its nature, impact, and strategy- a feat that has since mirrored the entire document (bill) as a body without a soul.
Going by the content of the bill, it is easy to situate that the greatest ill associated with it lies in its tendency to disenfranchise, and separate Nigerians from ancestral ownership of their water rights and handover the same to a set of federal technocrats by confusing Nigerians with the fallacy that “ownership rights to water is the same as water use rights.”
Also working against the bill is the accompanying belief by Nigerians with critical interest that the urge to have the bill passed is driven not by love for having the nation’s water resources judiciously managed or for the nation to develop agriculturally as claimed by the lawmakers, but by sectional and parochial interests such that some pro bill senators are using barefaced inaccuracies to mislead the Senate and drum up support for the bill.
For example, during the time of the 8th Assembly when the bill was first introduced, it has been claimed on the floor of the Senate that the World Bank is waiting on passage of the bill into law to “grant” trillions of naira to develop Nigeria’s irrigation infrastructure. This cannot be further from the truth. The World Bank would never and cannot ask a nation to deprive its citizens of their inherited and cultural rights to water as a condition for granting loans. Another obstacle that confirms the bill as plagued, however, seems not to raise so much dust but could be costly in economic and political terms if ignored, is the asymmetrical support structure given to the bill. It is barefaced that virtually all the senators that queued behind the bill were from water-poor states and regions that stand to gain from the passage of the bill when passed.
Interpretatively, this lopsided support given to the bill from inception, looking at commentaries was fuelled not by the burning desire for the public good but for sectional gain. Glaringly as it stands, this trend no doubt has become a pernicious problem embedded in our administrative culture that will be too difficult to eradicate. And has also necessitated the question as to how the nation can redistribute lands from land-rich states to land-poor states since the bill if passed as it is without amendment could conceivably make inter-basin transfers of water to be undertaken by the federal government without consent from or even consultation from indigenous communities…exactly like crude oil and associated problems of mean, wicked and evil inequities.
The bill, in the writer’s view, has justified the fears by Nigerians with discerning minds that the federal government by this move to acquire more power may not be interested in the devolution of power as currently demanded by Nigerians or may be paying lip service to the imperativeness and urgency of having this country restructured.
Accordingly, the whole argument by the FG becomes even vaguer, variable and ungraspable when one remembers that some of these items will be better handled and serves the greater good to the greater number of the people if left in the hands of the state, the local government or private owners.
From what Nigerians are saying, what has caused serious concern is that the bill viewed from a wider spectrum stands as telling proof of the present administration’s insensitivity to the people of the Niger Delta and other water areas.
These fears expressed by the coastal dwellers cannot be described as unfounded as it was a similar Decree 101 of 1992 which is now incongruously dressed up as an act of the National Assembly (Water Resources Act Cap W2 LFN 2OO4) that robbed every Nigerian of their water rights as it was hurriedly signed into law by the then military Ibrahim Babangida as his parting gift to Nigerians.
Lamentably, this and other sordid laws from the federal government in the past have particularly left the Niger Delta/coastal regions in social difficulties with no good record for survival as their environment is daily devastated/destroyed, with their teaming youths unemployed while the communities are periodically dispersed by the flood.
To put it differently, environmental experts and development practitioners are particularly not happy that the federal government proposed such a bill in the face of an endless list of actions not taken to better the lots of the people.
In case after case, the federal government has become reputed for pursuing policies chosen in advance of facts, policies designed to benefit some sections of the country- making global watchers conclude that there is something troubling in this administration. With these facts in mind, it is the writer’s view that our nation is in the process of quietly making what future historians will certainly describe as a disastrously mistaken decision on the issue of the National Water Resources Bill.
Allowing this bill signed into law, will not just usher in an unjust law but set the table to truncate the nascent peace currently enjoyed in the region while ushering in another round of hostility as the people are committed to peace by any means necessary but may not be committed to becoming the victims of peace.
To succeed in this assignment, the federal government must be holistic in its approach and practice deliberative democracy. This, in the writer’s view, will entail halting the ongoing debate on the National Water Resources bill in order to pave way for other stakeholders such as civil society groups, Water experts as well as the southern states to fully make their inputs- submit memoranda and possibly given the opportunity to make a presentation as it relates to this bill.
And at a broader perspective, the government must desist from the current non-participatory approach to development and embrace a broad-based consultative approach that will give the people some sense of ownership over their own issues.
Utomi is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), Lagos. He can be reached via [email protected]/08032725374
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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