Feature/OPED
Lt-General Tukur Buratai, an Epitome of Selflessness, Altruistic and Unalloyed Leadership
By Comrade Oladimeji Odeyemi
At the inception of the President Muhammadu Buhari administration, one thing was clear to all, here was a soldier’s soldier coming to tackle a most difficult and daunting task of winning the war against terrorism.
Before the Buhari administration came into the office, the previous administration for the most part of its six years of existence had battled, albeit unsuccessfully the Boko Haram terror group, adjudged as one of the deadliest, if not the deadliest in the world. Such was the enormity of this task.
Although the reins of governance fell into Buhari’s way through a landslide victory at the 2015 elections, the task of fighting terror was given to a certain General Tukur Yusuf Buratai by his appointment as the Chief of Army Staff and by extension the man upon whom the biggest responsibility yet, in recent times fell upon not only to win a most unconventional warfare against terror, but to organize a largely disillusioned, ill-equipped, low in morale army, that had so suffered on many fronts, in organization, motivation and infrastructure, more than in the fronts fighting terror.
Therefore the tasks were legion.
Changing The Military With Servant Leadership
Exactly 30 months after, the very unassuming gentleman and a General, Buratai can be said to have equally achieved in legionary and legendary proportions by bringing his uniqueness into changing the military with his purposeful servant-leader military style of leadership in which the high morale of the soldiers was brought back and trust restored between the rank and file and the commanding officers.
Today, there is no organized terror attacks of the kind we used to see, only isolated soft-target suicide bombers occasionally detonate mostly alone on self as the capacity of Boko Haram terror has practically been decimated and reduced to nothingness.
How Was General Buratai Able To Do This?
There are a number of significant difficulties for today’s military – the global war on terrorism or what has recently been termed the “Long War on Boko Haram;” weapon system acquisitions and personnel drawdowns have been a hindrance with Nigeria denied access to sophisticated weapons in the past and the past administration, mismanaging and embezzling of funds meant for weapons procurement.
The focus of this article is on one strategic component of the exemplary leadership of General Buratai, who in spite of many odds, and in the face of little international support, meagre equipment and falling morale, was still able to shape the Nigerian Army significantly as to make it functional, professional and a worthy army, a pride to the noble profession of the military, recognized all over the world for bringing terror to its knees.
And in just such a short time too.
Effectiveness Of General Buratai’s Leadership
As earlier stated, Buratai’s servant leadership has been the major turning point in making the huge difference, from the period of his appointment, to date.
The Army’s definition of leadership is the process of influencing people by providing purpose, direction and motivation while operating to accomplish the mission and improving the organization.
Therefore an army leader is required to inspire and influence people to accomplish their goals.
From a culture of stealing army funds, stealing funds meant for procurement of arms, from a rag tag army with no logistics back-up, General Buratai simply put himself in the place of his soldiers, feeling their pain as his pain, knowing their needs as his needs — He wasn’t the boss who stayed to far from his troops, he lived among them.
Buratai is a leader who motivates people both inside and outside the army to help them pursue their goals, focus on their thinking, and shape decisions for the better of the army.
Buratai took his unique leadership style to the world, appearing on the world stage with Tim Sebastián on the world acclaimed, “HardTalk”, strengthening not only the Army but deepening Nigeria’s democracy by telling the whole world his resolve to exterminate terror as well as defend Nigeria’s democracy, a deep resolve to which he has played an exemplary role.
When there were rumours of a coup, Buratai came out to not only accept the rumblings of a coup but also assured us all that such a precursor to a coup has been nipped in the bud.
Such is the kind of servant leader that Buratai is, his loyalty to Nigeria and to President Muhammadu Buhari, never in doubt. He’s a soldier’s soldier.
Loyalty As Buratai’s Watchword
In leadership loyalty, although a vital ingredient, can only be acquired by those who are innately and inherently loyal. In the army, loyalty is perhaps more than just a need, it is a pillar upon which the military structure rests. Yet, the Nigerian Army before Buratai could always be seen more in the activities preceding his appointment as a mixed conundrum of both loyal and disloyal officers and “coupists”!
But Buratai, to date, has left no one in doubt where his loyalty lies, to the country, and to the President.
In all the six zones of our dear country, the Army under Buratai has stayed true to the indivisibility of the country. Our country is safer today because of the unique leadership style, loyal and selfless service provided by the Chief of Army Staff.
Buratai’s philosophy seems to echo the very words of the great military strategist, Napoleon Bonaparte, “as long as there is the self-determination to do what is best for the nation, every other consideration is secondary”.
In one of his many interviews, General Buratai maintained that, “The main principles of leadership in the army are down to the acronym LDRSHIP —Loyalty, Duty, Respect, Selflessness, Honour, Integrity, Personal-courage.
These are the type of characteristics he said the army under him aims to instil in each solider, and to all intents and purposes, General Tukur Yusuf Buratai, has done all of these.
Lesson From Having A Leader Like General Buratai
Being an exemplary leader in the army requires having mental strength. There is a common misconception that people who are physically strong are the ones who make great leaders. But again, we have seen in the ever smiling gentle General that his greatest strength lies in his mental faculty and capabilities.
We have also seen in the example of Buratai, a good leader needs to be mentally strong and able to make firm, sound minded decisions.
Fighting terrorism is more of intelligence gathering and counter-espionage, more of a game of wits than bare braggadio, when the enemy you are fighting is not the conventional Army and may even be lurking in the market place, mosques, churches, where civilians reside. Perhaps, this is where Buratai in 30 months have won, where others in 5 years have failed in the war against Terror.
Mahatma Gandhi was an exceptional leader in that he was able to satisfy the basic psychological needs of his followers. Ghandi, a small frail man whom was soft spoken and practiced resolute leadership style, is a prime example of being a leader that is not strong physically or boisterous. He was able to move thousands of people to action in India and at the same time inspired the entire globe with his non-violent methods.
Buratai, with his soft spoken, almost shy nature, has been able to gain the confidence of his men, that today, under his leadership, the Nigerian Army is the pride of our dear Nation.
Today, we salute this exemplary leader, consummate soldier and meritorious Chief of Army Staff who came when his country needed him most and has continued to serve humanity and has impacted positively on this generation. His name in the annals of history, we are very sure of worthy, most irreproachable place in which he will be remembered for his selfless services rendered to motherland, saving Nigeria from being consumed by terror and from a certain political destabilization, especially within the period our dear President was away for over a hundred days on a medical vacation with all the various intrigues that played out, in which a certain General Tukur Yusuf Buratai, stood firm behind the country and behind his President.
Comrade Oladimeji Odeyemi is a Security Analyst and a Counter Terrorist Expert. He is also the President of the National Committee of Yoruba Youth (NCYY) and the Convener of the Coalition of Civil Society Groups Against Terrorism in Nigeria.
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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