Feature/OPED
Otuaro, A Deputy Governor With Peace and Development Mindset
By Jerome-Mario Chijioke Utomi
Aside from the painful fact that public offices in Nigeria erroneously view their positions as an opportunity for private gain/personal enrichment instead of an avenue for the public good, there exist in my view, two other constraints that explain why Nigeria’s democratic experience remained nascent, socioeconomically stunted and devoid of democracy dividends after over two decades of unbroken practice.
The first and very fundamental has to do with the fact that public office seekers/holders are usually laced with set vision/agendas which are at odds with the general inspirations and motivations of the citizens. And even when such visions are in consonance with that of the masses needs, there is a colossal failure of recognition that the feasibility of a vision/agenda is not enough as visions do not make civilization nor achieve growth and progress unless the visionary in question transforms his vision into a reality within a reasonable period.
The second centres on politicians’ non-understanding that democracy works where politicians have the culture of accommodation and tolerance which makes a minority accept a majority’s right to have its way until the next, and wait patiently and peacefully for its turn to become the government by pursuing more voters to support.
Yet, from the ashes of hopelessness and bye-gone years of national leadership failures, disappointment and ‘hemorrhage’ came two capable and creative leaders that cannot be associated with any of the shortcomings/leadership ills mentioned above.
These leaders are Governor Ifeanyi Okowa and Barrister Kingsley Burutu Otuaro, Governor and Deputy Governor of Delta State respectively.
Governor Okowa’s leadership vision, agenda, inspiration and motivations have always aligned with that of the larger Deltans. This fact needs not to be over-flogged or subjected to further debate as such relentless efforts by Mr Governor, particularly in the areas of infrastructures (road), a few years ago, earned him ‘road master’ as a title.
Likewise, evidence abounds that Otuaro, judging from his actions and inactions, is not just a Deputy Governor as he is laced with attributes of a true follower and a loyal ‘party man’.
His exemplary, inspiring and heroic support to the Peoples Democratic Party (PDP) and to Governor Okowa, bears eloquent testimony to this fact. His unalloyed loyalty to both ‘instituted and constituted authorities’ in the state significantly ushered a rancour-free administration in the state. The obvious irony is that some of these silent but giant contributions of the Deputy remain hazy as they are not properly documented or well covered by the media.
This piece considers as instructive the need to look at the Deputy Governor’s contribution in this dispensation as the government of and for the people is supposed to be generally opened to scrutiny by the people.
Without much labour, there are in fact countless examples of realistic appreciation of how the Deputy Governor has demonstrated/approached the job of public leadership with a wider range of strategic alternatives that prevented bureaucratic shortcomings from becoming a bottleneck to growth and development in the state.
Beginning with his knack for truth, simplicity, love of God and humanity, the Deputy Governor has in the past seven years of being in the saddle proved beyond reasonable doubt through his actions that simplicity is always more appealing than complexity, and faith is always more comforting than doubt.
Going by commentaries, there are people in both political parties (PDP and APC) that are presently ‘worried’ that there is something deeply unique about the Deputy Governor, his relationship to reason, his love for peace, his unalloyed and ‘blind’ obedience to his boss/principal and undying love for, and development of the coastal communities of the state.
Take as an illustration, very recently, during the Delta State PDP mega rally held at the Cenotaph, Asaba, he said something remarkably striking and alien to the nation’s public leadership corridor.
“The present administration will not fail the people of the state, Delta State is a praying state, God’s state, and the government believes in the magnificence of God. We will not tell our people half-truth, we will tell you the whole truth because from the onset of this government, God has been our guide and we will not take our eyes off Him.
“We believe in God, we believe that Delta State is for God, we believe that God enthroned kings and we believe that going forward, God will enthrone the best leader.
“As a government, we will not fail you, we are determined to ensure that we finish strong and enthrone a better and secured Delta for future generations,” he said.
Away from simplicity, truth and love for God, to the area of peace, the state Deputy Governor has reputedly become a peace advocate. He is known for preaching politics without rancour.
Some years ago, Otuaro, going by reports, was used to save the nation from serious economic debacles occasioned by the threat issued by the Niger Delta Avengers (NDA). He was at the forefront of the campaign that got the Avengers to see reasons as to why they should not engage in the wanton destruction of oil facilities or plunder the nation’s economy.
In recognition of his effort in this direction, a recent report among others noted that he (the Deputy Governor) is a humane administrator and amazingly simple-minded individual.
The report further noted that nobody ever expected he would venture into the dicey and precarious nature of Nigerian politics. Barr Kingsley Otuaro, however, saw the need to boost the socio-economic prowess with the political interest of the common man as well as bridge the lacuna of the rural-urban dichotomy of his people through the provisions of social infrastructure’.
Beyond the state level, the Barrister turned public office holder cum peace ambassador has succeeded in enshrining the needed inter-states security cooperation, especially among adjoining Niger Delta coastal states.
To further illustrate his peacebuilding and conflict management competence, Deacon Kingsley Burutu Otuaro, it was reported, demonstrated an unequalled sagacity on behalf of Delta State Government, spearheading the rescue of six students of Igbonla Model College, Epe, Lagos State, from kidnappers. That was a few years ago.
To take another example of how Otuaro’s obedience and his friction-free relationship with the Governor is building peace and promoting development in the state, this piece will cast a glance at the tremendous development recently recorded in the coastal areas of the state and Gbaramatu kingdom in particular where he (Otuaro) hails from.
If a visit is made to the coastal areas of Delta State and analysis/report of such visit is placed side by side with documented accounts of deprivation, degradation and abandonment that formerly characterized the region, it will, however, reveal something fundamentally new and different about the crisis in the region; justify the belief that creative concepts of leaders can bring both disruptive and constructive aspect; and authenticate the conviction that a leader’s action and inactions is laced with the capacity to shatter set patterns of thinking, threaten the status quo, or at the very least stir up people’s anxieties.
The ongoing development of the region cannot in any way be attributed to speculation but a decision process built on right judgment and supported by rational inferences basically different from mathematical probability.
It has also shown that strategic success cannot be reduced to a formula, nor can one become a strategic thinker by reading books, but through constant demonstration of competence, connection, character and unity between the Governor and his Deputy.
Today, as a result of the present peace and unity that exists between the duo, the age-long excuse by previous administrations that the coastal region cannot be developed because the terrain is marshy, a feature that renders construction difficult if not impossible can no longer be sustained.
As recently argued by a coastal dweller, Okowa/Otuaro being God sent, used their politics of peace and development to send such an excuse to the dustbin of history. Even though the roads are yet to be connected to major cities in the state, they noted that coastal areas are now blessed with an appreciable number of pedestrian roads, a feat that qualifies the Governor and his deputy as the first to give a sense of belonging to the people of the region.
Certainly, the Governor Ifeanyi Okowa/Oturo administration has scored some good points in certain areas of life-particularly infrastructure.
This feeling came to mind following a recent media report that the Delta State Government has approved an upward review of contract cost of Ayakoromo bridge project from N6 billion to N10.5 billion, elicited two sets of reactions among Deltans, particularly those in the riverine communities of Burutu, Patani and Bomadi local government areas of the states.
This decision by the state government to complete the bridge looks good both in practical and pragmatic terms. The transport sector has a huge role in connecting populations to where the work is. Also, Infrastructure investments help stem economic losses arising from problems such as power outages or traffic congestion.
The World Bank estimates that in Sub-Saharan Africa, closing the infrastructure quantity and quality gap relative to the world’s best performers could raise gross domestic product (GDP) growth per head by 2.6 per cent annually.
Again, like the Bomadi bridge, which was executed by James Onanefe Ibori’s administration, connecting three local government areas, (Burutu, Ughele and Patani), likewise, the Ayakoromo bridge, going by commentaries, when completed, promises to promote the socioeconomic lives and wellbeing of Deltans living in over in four local governments of the state.
Take as another illustration, Bobougbene community and its environs are reputed for the production of palm oil in commercial quantity and supply to Warri metropolis and Okwuagbe markets in Ugheli South. The bridge when completed will provide easy access to these markets. Even more, it will open up the majority of communities that are yet to have access to the ‘uplands’.
This massive infrastructural development in the state, I insist, is one of the fruits of effective, peaceful and productive collaboration between Governor Okowa and his Deputy.
Jerome-Mario Utomi is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), a Lagos-based Non-Governmental Organization (NGO). He can be reached via [email protected]/08032725374
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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