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Tasks Ahead of Sheriff Oborevwori, Delta State Governor-Elect

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Sheriff Oborevwori

By Jerome-Mario Chijioke Utomi

It is pedestrian information that pursuant to the provisions of Section 72(1) of the Electoral Act 2022, the Independent National Electoral Commission (INEC) on Wednesday, March 29, 2023, issued a Certificate of Return to Chief Sheriff Oborevwori, the Delta State Governor-Elect.  The ‘ritual’ followed his electoral victory on Saturday, March 18, during the gubernatorial poll in the state as conducted by INEC.

With the victory, Sheriff, who is the current Speaker of the Delta State House of Assembly, has clearly shown that history does matter and demonstrated that ordinary calculation could be upturned by extraordinary personalities. Most importantly, with his victory, the ancient argument as to whether circumstance or personality shapes events is settled in favour of the latter.

Aside from torrents of accolades from Deltans of goodwill, with more expected for this unique achievement, there are flashes of reasons to believe that the Governor-Elect may be laced with good public leadership qualities. Out of many, the first that comes to mind is the awareness that as the current Speaker of the Delta State of Assembly (DTHA), he ran a rancour-free house for four years.

Despite this logical, rational and practical belief, I must, on the other hand, confess that since that announcement, each time I remember this feat, fears which leave me lost in a maze of high-voltage confusion come flooding. The reasons for this confusion stem from my concern as to where the Governor-Elect will find both will-power and political will to build a diversified and self-reliant economy that will withstand the shocks occasioned by the current physical, social and economic changes that have become a recurring decimal in the state.

However, evidence, in my view, also abounds and points to the fact that if Sheriff is ready to serve and save Deltans, he may face no confusion in this mandate as he is succeeding Dr Ifeanyi Okowa, the incumbent governor of the state reputed for infrastructural development and characterized by deep-seated sustainable visions, policies and programmes.

The above description of Okowa’s administration is a product of careful analysis of available public opinions and commentaries from Deltans and visibly signposted in areas such as values, fiscal discipline, robust and continuous community engagement, effective and efficient public communication, and excellent public service delivery for the benefit of this generation and the next.

His works in this direction consist essentially of the construction of good road networks, renovation/reconstruction/construction of over 5,000 classrooms in the state, rehabilitation of technical colleges in Agbor, Sapele, Ofagbe, Utagba-Ogbe, Ogor and Issele-Uku, incubation/establishment of three additional healthy universities to cater for the academic yearnings of the people of the state among other achievements.

The above feats notwithstanding, the incoming administration will obviously have more work to do and more reforms to make as the state’s economy is still distressed, unemployment high, the infrastructure deficit intimidating, the education sector hard pressed, and palpable despair in the land.

These are challenges in the state that will ‘’greet’ Sheriff led administration in the state upon assumption of office on the 29th of May 2023 and test his desire, resolve, and preparedness to translate to action and result in the ‘expect More mantra’ promised the good people of the state.

More specifically, it is worthy of note that as the incoming governor of the state, the hope of achieving rapid infrastructural development, engendering inclusive economic growth, reduce the worrisome high level of youth unemployment and pervasive poverty while improving the general well-being of all Deltans may be impossible if Oborevwori presents self as all-knowing, selfless, more intelligent or good looking than other stakeholders.

Governor Okowa and his administration made Delta State the Best in Human Capital Development in the 2017 States Peer Review by the National Competitiveness Council of Nigeria and in 2020, adjudged the Second Least Poor State, coming only after Lagos, by Nigeria’s business hub, Sheriff can as well win if he runs an all-inclusive government and execute people-focused projects.

It will be convenient to argue that the incoming governor is capped with the manifesto of his political party as well as laced with envisioned personal programmes to aid his day-to-day administration of the state. But the truth is that the time has come for you to make those codified documents less rigid in order to accommodate sincere suggestions from well-meaning Deltans.

Beginning with the education sector, the incoming administration must recognize that there are a large number of youths in the state that are knowledge/education hungry and daily project vividly and openly their potential, character, behaviour, performance skills and talent that need to be nurtured in a conducive environment and fairest fees.

Oborevwori needs to internalize the truth that any developmental plan in the state without youth education delivered in a well-structured learning environment and fair fees will amount to a mere waste of time and effort. Achieving this objective will be seamlessly made possible via progressive recognition of the right to education as a human right. In fact, it is one vital point the incoming administration in the state must not fail to remember. He must acknowledge and uphold the fact that Nigeria belongs to a number of international conventions, including the International Covenant on Economic, Social and Cultural Rights, where the right to education is paramount.

Very instructive; another reason why the incoming administration needs ample courage to fund the educational sector in the state is that without accessible and affordable education in the state, the children take to the streets where all forms of criminals and other social misfits who pose the actual threats in the forms of armed robbery thugs, drug abusers and other social ills that give bad names to the society are bred.

The plight of Deltans living in the coastal part of the state is another issue that will, in structure and context, demand urgent attention. A visit to that part of the state will reveal that they have not vanished physically but only exist in the frames.

In the riverine communities, many children, particularly the children of fishermen and women, are out of school not because they are not willing to be educated but because the cost of education is beyond the reach of their parents. For the majority of schools, no learning takes place as a greater number of public schools sited in the area are short of teachers and dotted with dilapidated buildings- On the other hand, the private schools where the environment is conducive for learning are not only far from those communities but also capital intensive.

To further support this position, I listened, a while ago, with rapt attention to King Monday Whiskey, Udurhie I, the Ovie of Iderhe Kingdom, speak on the challenges children of his kingdom need to confront to access education. King Whiskey, who spoke in Lagos, among other things, lamented that children in the Niger Delta must attain the age of 12 before starting from primary one because it is only at that age that children can be able to paddle their boat successfully to the other side of the community where their school is located.

From public affairs point of view, this piece believes that under this circumstance, the percentage of uneducated women will be very high since it is only at the age of 12 boys can be allowed to paddle boats to their schools. Readers of this piece can imagine what the fate of young girls in the community becomes. This further makes the global statistics feasible that just 39% of rural girls attend secondary school, and this is far fewer than that of rural boys, which is 45%, compared to urban girls, which is 59% and urban boys, 60%.

While this piece, therefore, calls on Oborevwori to design workable and efficient ways of bringing primary and secondary schools close to communities in the coastal/riverine communities in the state, it is equally important to add that the area is troubled but not despondent, a situation that makes it easy for them to be managed and contained.

Very key, even as the incoming administration in the state will definitely succeed in the assignment of leading the state by providing Deltans with a standard of living adequate for their health and well-being, job creation is vital as the large unemployed youth population is a threat to the security of the few that are employed.

Most importantly, the future of the state is full of promises as it is fraught with uncertainty. And the conventional leadership- the system is giving way to the one based on knowledge, and to build the Delta state of our dreams, the Oborevwori-led incoming administration must learn to be part of the knowledge-based world.

Jerome-Mario Chijioke Utomi is the Programme Coordinator (Media and Public Policy) at Social and Economic Justice Advocacy (SEJA), Lagos. He can be reached via [email protected]/08032725374

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The Future of Payments: Key Trends to Watch in 2025

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Luke Kyohere

By Luke Kyohere

The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:

1. The rise of real-time payments

Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this. 

2. Cashless payments will increase

In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions. 

3. Digital currency will hit mainstream

In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain. 

The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability. 

4. Increased government oversight

As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.

5. Business leaders buy into AI technology

In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk. 

6. Continued AI Adoption in Payments

In payments, the proliferation of AI will continue to improve user experience and increase security.  To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent. 

When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.

7. Rise of Super Apps

To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills. 

8. Business strategy shift

Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble. 

As the payments space evolves,  businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.

Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq

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Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections

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ghana election 2024

In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.

In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.

“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”

The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.

Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.

The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”

The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.

As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.

In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.

“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.

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The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms

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tax reform recommendations

By Kenechukwu Aguolu

The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.

One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.

A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.

In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.

The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.

The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.

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