SINGAPORE – Media OutReach Newswire – 19 August 2025 – HMLY, an established provider of packaging and design as well as warehousing and storage solutions, has announced the renewal and continued attainment of internationally recognised certifications, marking 16 consecutive years of ISO accreditation. This milestone reflects the company’s ongoing adherence to quality, safety, and compliance standards, which are key requirements for clients operating in highly regulated sectors such as food manufacturing and medical devices.

The certifications include ISO 22000:2018 for Food Safety Management Systems, ISO 9001:2015 for Quality Management Systems, Good Manufacturing Practice (GMP), SS 620:2016 (2021) Good Distribution Practice for Medical Devices, bizSAFE Level 3, and Sedex membership. Collectively, these credentials demonstrate HMLY’s compliance across packaging, logistics, and distribution activities, confirming its ability to meet international quality and safety benchmarks.

HMLY’s ability to maintain these certifications year after year reflects its systematic approach to operational excellence. Meeting the strict requirements of each standard involves detailed process management, regular audits, and a proactive safety culture embedded throughout the organisation. In addition to its packaging service in Singapore, the company offers integrated warehousing solutions, including warehouse storage for rent, ensuring safe handling and compliant distribution for industries with zero tolerance for lapses in safety or quality.

Founded in 1993, HMLY began as a provider of packaging and label printing services, quickly evolving to serve diverse industries including food production, healthcare, and consumer goods. Over the years, the company has invested in infrastructure, technology, and training to stay ahead of evolving compliance requirements. Its portfolio includes partnerships with food manufacturers, medical device distributors, and corporations seeking a single, trusted partner with proven adherence to global standards.

With its renewed certifications valid through 2026, HMLY continues to deliver packaging, logistics, and storage solutions in line with internationally recognised standards.

For more information on HMLY and its range of services, please visit https://www.hmly.com.sg/.

For enquiries, please contact request@hmly.com.sg or call +65 9661 3233.

Hashtag: #HMLY

The issuer is solely responsible for the content of this announcement.

SINGAPORE – Media OutReach Newswire – 19 August 2025 – Licensed moneylenders in Singapore often contend with an enduring set of negative stereotypes: predatory practices, exorbitant rates, and a focus on exploiting the vulnerable. But Unilink Credit is quietly working to challenge these perceptions. Instead of publicity drives, the company focuses on ongoing support for corporate social responsibility in Singapore, reaching some of the most vulnerable local communities.

A Zeno Group survey of over 7,000 consumers, including 1,000 in Singapore, found that nearly 8 in 10 Singaporeans consider a brand’s engagement with social issues when deciding what to buy or recommend. This highlights the growing business impact of corporate social responsibility.

Quiet Contributions to Community Welfare

The company has supported initiatives that provide elderly residents and low-income families with practical assistance, such as school materials for children, festive meals, and nutritious care packages during the Lunar New Year. Although these corporate social responsibility contributions are acknowledged by partner organisations in Singapore, Unilink Credit has chosen not to publicise them widely.

“We did all these with heart and not for any marketing purpose,” said Daphne, Director of Unilink Credit. “You don’t have to be very wealthy to do charity. Every bit counts, and it doesn’t always need to be monetary. The corporate social responsibility effort comes from the heart.”

A Different Side of Lending

For Unilink Credit, the connection between lending and giving is not contradictory. Both are guided by the same principles: trust, responsibility, and social impact. The company believes that a licensed moneylender’s role in Singapore extends beyond simply providing loans. It can also involve offering regulated, transparent credit services and channelling resources toward community support.

Impact Beyond Numbers

The most rewarding outcomes from their corporate social responsibility efforts in Singapore, they say, are the moments that statistics can’t capture: the smiles of elderly residents at a community lunch, the gratitude from families receiving care packs, and the excitement of children awarded for their academic achievements.

Looking ahead, Unilink Credit plans to continue supporting causes that serve the elderly and low-income children, even when the organisations fall outside of its cultural or religious background. “We’re open to helping as long as it reaches those who need it most,” Daphne, Director of Unilink Credit added.

In an industry where public perception is slow to change, the company hopes its example will offer a more balanced perspective. It aims to show that lending and corporate social responsibility in Singapore can exist side by side.

Hashtag: #UnilinkCredit

https://unilinkcredit.com.sg/

The issuer is solely responsible for the content of this announcement.

Millennials and Gen Zs lead the charge in proactive wealth planning; Gen Zs also have the highest expectations towards receiving an inheritance

SINGAPORE – Media OutReach Newswire – 19 August 2025 – A new report by Etiqa Insurance Singapore spotlights growing trends in intergenerational wealth transfer, with 77% of Singaporeans prioritising leaving a financial legacy to future generations. With two-thirds of Singaporeans having either received, transferred or expect to receive or transfer their wealth, a commitment most pronounced among those aged 55 and above (74%), proactive wealth planning and management for Singaporeans is more crucial than ever.

78% of Singaporeans aged 55 years and above prioritise the importance of discussing inheritance matters with their families, signalling a clear cultural shift toward open and proactive legacy planning. This reflects a broader societal shift towards greater transparency and responsibility in legacy planning, as older Singaporeans recognise the importance of wealth transfer conversations before one’s passing.

Over half of Singaporeans surveyed (53%) have either received or expect to receive an inheritance. This expectation is even higher among younger Singaporeans, with 62% under the age of 24 expecting to receive an inheritance. This indicates the need for early financial literacy and planning to ensure wealth is managed effectively.

Among Singaporeans who expect to receive or give an inheritance, one in five anticipate a windfall of $1 million or more. With large sums potentially involved, financial education becomes key, and recipients need financial planning and management to manage this wealth.

Among Singaporeans who have received their inheritance, 53% believe the inheritance plays a critical role in their long-term financial stability. In contrast only 35% of Singaporeans who have yet to receive an inheritance see it as critical factor that ensures their long-term financial stability. As the true value of an inheritance often becomes clear only after it is received, proactive financial guidance is essential to help individuals integrate it effectively into their long-term financial goals.

Other key findings of the survey include:

• Nearly half (46%) of Singaporeans have plans to or have already initiated wealth transfers during their lifetime, shifting away from solely relying on transfers upon their passing.
• About half of Singaporeans surveyed (49%) actively use insurance as an instrument for wealth transfer, recognising it as an effective method for legacy planning beyond basic protection.
• Most Singaporeans preparing to pass on wealth involve their family in financial planning conversations (42%) and instilling values of responsibility and diligence (41%). A notable 18% still lack a plan for successor readiness.
• Wealth transfer comes with complexities. Key worries for Singaporeans regarding wealth transfer include family conflict (36%), maintaining their own financial security (34%), and fears of mismanagement of wealth (31%).
• One in three Singaporeans now involve a financial advisor in their wealth transfer planning, reflecting a growing recognition of the critical need for expert guidance in navigating complex legacy decisions.

“Our Wealth Transfer Insights Report findings indicate that wealth transfer is increasingly viewed not just as a financial event, but as a purposeful act of next generation empowerment,” said Raymond Ong, CEO of Etiqa Insurance Singapore. “It is heartening that Singaporeans are having conversations about wealth planning through open family dialogue and meticulous planning, fundamental to ensuring financial well-being of their families.”

“While Singaporeans demonstrate a strong commitment to securing their family’s financial future through wealth transfer, potential challenges such as wealth mismanagement and preserving this wealth for next generation need to be addressed,” Mr. Ong emphasised. “More strategic and informed legacy planning to bridge existing gaps and fostering continuous open dialogue are essential steps to ensure that legacies not only endure but truly empower future generations.”

Etiqa Insurance Singapore supports the community through financial planning literacy workshops and activities designed to empower individuals across all age groups. These initiatives, that will be rolled out in phases in coming years, aim to equip participants with the essential knowledge to protect, grow, and manage their wealth effectively. Find out more at: www.etiqa.com.sg

Etiqa Insurance Singapore Wealth Transfer Insights Report

The Etiqa Insurance Singapore Wealth Transfer Insights Report was conducted in collaboration with Kantar in June 2025, surveying 1,008 Singapore citizens and permanent residents across four age groups: Gen Z (18 to 28 years old), Millennials (29 to 43 years old), Gen X (44 to 59 years old), and Seniors (60 and above). This study delves into the attitudes, expectations and strategies around both receiving and passing wealth to the next generation.
Hashtag: #EtiqaInsurance

The issuer is solely responsible for the content of this announcement.

Etiqa Insurance Pte. Ltd.

Etiqa Insurance Pte. Ltd. (EIPL) is a life and general insurance company licensed and regulated by the Monetary Authority of Singapore and governed by the Insurance Act 1966. Having protected customers in Singapore since 1961 under the name United General Insurance Co. Sdn. Bhd., the company transitioned into the Singapore branch of Etiqa Insurance Berhad in 2009. Today, EIPL in Singapore stands as the pivotal operating entity of Etiqa Insurance Group, a leading insurance and takaful provider in ASEAN.

EIPL offers a comprehensive range of life and general insurance products accessible through its diverse distribution channels, including bancassurance, agents, brokers, financial advisers, partnerships, direct and online sales via Tiq by Etiqa. Etiqa is rated ‘A’ by credit rating agency Fitch for the group’s ‘Favorable’ business profile. EIPL is owned by Maybank Ageas Holdings Berhad, a joint venture combining local market expertise with international insurance knowledge, with 69% ownership by Maybank, the fourth largest banking group in Southeast Asia, and 31% by Ageas, an international insurance group operating across 13 countries.