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Siam Paragon Unveils NEXTOPIA, a Global First Prototype for the World of Tomorrow

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BANGKOK, THAILAND – Media OutReach Newswire – 28 November 2025 – Siam Paragon, one of the world’s most visited global landmarks, continues to hold a Top of Mind position as a premier destination that consistently delivers experiences beyond expectations. Over the past two decades, Siam Paragon has continuously pioneered new retail prototypes and shaped outstanding success stories. Its latest achievement is the launch of NEXTOPIA: The Prototype for World of Tomorrow, an unprecedented new world created through the combined capabilities of Siam Paragon and global partners, including innovation organizations, business alliances, communities, and Friends of NEXTOPIA. Open to everyone to Join us in the Making of a Better World, NEXTOPIA aims to enrich quality living and meaningful happiness in every dimension. This marks another milestone of success for Siam Piwat, the owner of the Global Destination development concept that delivers experiences beyond expectations and serves as a Game Changer which clearly demonstrates that the capabilities and creativity of Thai people are strong on global stage.

NEXTOPIA, new World-Class Attraction by Siam Paragon, is conceived under a Revolutionary Concept as a major co-creation platform to Co-creating Communities for a Better World. Spanning more than 15,000 square meters on Floors 5 and 5A, the project represents an investment of over THB 850 million.

This is a prototype city of the future that brings together industry leaders, innovators, and environmental advocates to showcase comprehensive sustainable innovations. The space invites everyone to take part in building a better urban community under the concept Join us in the Making of a Better World. Every experience at NEXTOPIA is designed to elevate everyday living with creativity, from environmentally friendly architecture, year-round sustainability-driven activities, and sustainable retail, to dining concepts that place sustainability at their core. NEXTOPIA represents a true integration of sustainability into daily life.

ENG NEXTOPIA Model

The NEXTOPIA Model is a prototype platform for large-scale collaboration to build a better world. It applies the Co-creation concept with visionary partners and drives practical participation through Experimental Engagement that is enjoyable and creates positive impact leading toward sustainability. The model consists of three core components:

1. Cutting-edge Infrastructure: A vital foundation formed by the Co-creation of 50 visionary organizations across diverse industries, integrating knowledge to collaboratively build a complete model city for the world of tomorrow.

2. Communities: Positive Forces for a Better World. A convergence of active environmental and sustainability advocates powered by more than 30 communities, together with Friends of NEXTOPIA, united to drive long-term impact.

3. Retailers: Defining New Global Standards. Retailers and service providers delivering value-led offerings rooted in Sustainability, Equality, and Inclusivity, comprising more than 40 brands and over 300 SMEs that play a vital role in this ecosystem.

NEXTOPIA represents a significant step in advancing Sustainability into concrete practice. Siam Piwat has consistently operated under the principles of sustainable development, integrating these principles across all dimensions of the organization — from internal management and customer-related activities to projects that continually benefit Thai society. In July 2025, Siam Paragon signed a power purchase agreement with the Metropolitan Electricity Authority under the Utility Green Tariff (UGT1) program, a green electricity service accompanied by a Renewable Energy Certificate (REC). As a result, this makes Siam Paragon as Thailand’s first retail group to source over 30% of its electricity from certified renewable energy of Siam Piwat Group.

NEXTOPIA SIAM PARAGON 5

Recently, NEXTOPIA achieved a new milestone by receiving the Fitwel Certification (2-Star level). It is officially the first Multi-Tenant Retail Building project in Thailand to earn Fitwel 2-Star Certification, reflecting a commitment to health, well-being, and creating a sustainable environment for all visitors.

NEXTOPIA drives a major Co-Creation movement, uniting leading global organizations to build a prototype city of the future.

NEXTOPIA represents a significant global collaboration, uniting leading organizations to Co-creating Communities for a Better World, with visionary partners collectively advancing sustainability across multiple dimensions. Siam Paragon and NEXTOPIA are working together with the United Nations (UN) and international organizations, including UN Global Compact Network Thailand, UN World Food Programme, UNDP BIOFIN, UNICEF, and WWF, reflecting a global collaboration taking place in Thailand with participation from countries around the world.

NEXTOPIA has been co-founded with the support of more than 50 leading organizations across diverse industries, all sharing a united mission to build a better world. These include principal partners such as B.Grimm, SCG Decor Public Company Limited (COTTO), Indorama Ventures Public Company Limited, KASIKORNBANK Public Company Limited, and The Siam Cement Public Company Limited (SCG).

The initiative further brings together a wide range of mission-driven partners committed to creating a better world, spanning multiple industries, including Atelier Ten, Bangkok Cable Co., Ltd. (BCC), NS BlueScope (Thailand), CASA TECH CO., LTD, Coway (Thailand) Co., Ltd., Siam Daikin Sales Co., Ltd., Dynasty Ceramic Public Company Limited, ENDO Lighting Corporation, EEC Engineering Network, JOURNAL CORP CO., LTD., VITTEK, Plan B Media Public Company Limited, Saint-Gobain (Thailand), SC Asset Corporation Public Company Limited, The Shell Company of Thailand Limited, Thai Obayashi, TOA Paint (Thailand) Public Company Limited, TPI Polene (Public) Co., Ltd., Urban Architect, Vanachai Group Public Company Limited, Welcraft Products Co., Ltd., and WP Energy Public Company Limited. In addition, NEXTOPIA collaborates with King Mongkut’s Institute of Technology Ladkrabang (KMITL), led by Assoc. Prof. Dr. Singh Intrachooto, Chief Sustainability Advisor, who co-creates and oversees the development of this prototype for the world of tomorrow together with the NEXTOPIA Team, a young generation of executives from Siam Piwat.

NEXTOPIA: A prototype space of sustainable innovations and future infrastructure.

NEXTOPIA brings together cutting-edge innovations for sustainable development and applies them across every dimension, from meticulously designed infrastructure to showcased technologies that maximize resource efficiency and generate usable renewable energy. This marks the first time in the global retail industry that a destination unites breakthrough innovation, creative collaboration, and sustainability in a fully integrated ecosystem that sets a new benchmark for the global retail industry.

Sustainable Innovation & Clean Energy

  • The Kinetic Floor
    A kinetic energy floor that converts every step into clean electricity. Built on the idea that everyone can play a role in generating renewable energy, the system not only produces power but also visualizes energy creation in real time. Developed through a collaboration between Bangkok Cable and King Mongkut’s Institute of Technology Ladkrabang, it showcases technology and creative design as a practical model for sustainable cities of the future.
  • The Clean Energy
    NEXTOPIA partners with B.Grimm to install one of Thailand’s largest solar rooftop systems, converting sunlight into clean energy that can be used directly within the project. This initiative advances accessible green power and enhances a key innovation in clean-energy management for next-generation retail environments.

Innovations for Clean Air & Climate Comfort Solutions

  • Floor Radiant Cooling
    Experience natural cooling through a radiant floor system that eliminates the need for forced-air ventilation. By avoiding air blowers, it reduces the circulation of dust, allergens, and airborne pathogens, ensuring cleaner and safer air. The system is energy-efficient and environmentally friendly, developed by Casa Tech.
  • The Cooling Waterfall
    A 16-meter waterfall flowing across three levels creates a massive natural cooling effect. Acting like a giant air conditioner inspired by nature, it nhances humidity and conserve energy to create a comfortable environment.
  • DAS & DOAS
    Advanced air-conditioning technology by Daikin, combining the Displacement Air System (DAS) with the Dedicated Outdoor Air System (DOAS) to mirror cleanroom mechanisms. The system continuously separates and removes stale air, contaminants, and airborne pathogens, delivering purified, fresh, and comfortably cool air throughout the space.
  • Healthy Building Materials and Paints
    NEXTOPIA uses TOA specialty paints that are free from mercury and lead and emit ultra-low volatile organic compounds (VOCs), ensuring exceptional indoor hygiene and compliance with global green-building standards. Additionally, TPI Polene, Vanachai Group, and Saint-Gobain supply building materials specifically engineered to reduce hazardous chemical emissions and minimize environmental impact across the project.
  • Recycle Building Material
    BlueScope metal sheets are used as sustainable building materials that offer high recyclability and long-lasting structural durability. By applying recyclable, robust materials, NEXTOPIA reduces resource consumption in a measurable and meaningful way.

Beyond delivering purified air with precise temperature and quality control 365 days a year, NEXTOPIA is enriched with meaningful art, architecture, and interior design. Key highlights include The Tree of Life, a grand entrance that welcomes visitors into the prototype city of tomorrow; The Spiral, a sculptural staircase linking Floors 4, 5, and 5A, designed with a nature-inspired concept that artistically reconnects humans with the natural world, enhanced by art pieces made from upcycled materials; and The Forest Canopy and The Ocean Canopy, avant-garde interior creations made from recycled materials and ocean waste, transformed into captivating works of art. The atmosphere is further elevated with a bespoke fragrance exclusively crafted for NEXTOPIA by JOURNAL, enhancing the sensory experience throughout the space.

The Globe at NEXTOPIA: World Sustainable Reflection and Global Trend
Discover a new way of seeing the planet through The Globe: World Sustainable Reflection and Global Phenomena, a striking installation floating at the heart of NEXTOPIA. Created in collaboration with Plan B Media, this immersive centerpiece presents a new perspective of our world through real-time sustainable storytelling. Highlight Innovations Include:

  • Real-Time Planetary Data: Displays live global climate conditions and natural phenomena, powered by insights and scientific data from the Geo-Informatics and Space Technology Development Agency (GISTDA) and the National Aeronautics and Space Administration (NASA).
  • Eco Impact Dashboard: A dashboard visualizing environmental impact in 4 dimensions: energy use, water use, waste management, and electricity produced from every step on The Kinetic Floor, represented as a power index displayed on The Globe.

Experimental Engagement: Playful Participation That Drives Real Impact
Every step in NEXTOPIA encourages you to live sustainably in simple, enjoyable ways. Interactive attractions are thoughtfully integrated throughout the city, inviting visitors of all ages to take part in meaningful, hands-on experiences, such as:

  • The Vertical Farm: A real vertical farming experience brought to life for the first time within a city-center retail destination. This attraction showcases cutting-edge Thai agricultural technology, allowing visitors to join inspiring workshops and plant their own vegetables and herbs with ease. Participants can take their harvest home or have it used in restaurants within NEXTOPIA. Co-created with Distar.
  • AR Binoculars: Special augmented-reality binoculars help visitors better understand the innovative features across NEXTOPIA. By pointing the device at different spots, digital explanations appear instantly, making learning intuitive and engaging for both children and adults.
  • NEXTOPIA Mascots: Meet the citizens of NEXTOPIA which are Nextsi, Tobi, and PYE. Our friendly mascots positioned throughout the space to welcome and interact with visitors, adding fun and connection to the journey.

In addition, everyone can experience NEXTOPIA anytime, anywhere through NEXTOPIA World on the ONESIAM SuperApp. Users can explore stories and information about each zone, stay updated on upcoming activities, and actively participate in Co-creating Communities for a Better World with NEXTOPIA. The platform also rewards users with exclusive benefits through Green Points, encouraging sustainable engagement in everyday life.

NEXTOPIA is driven by Communities & Friends of NEXTOPIA, united to build a better world.

NEXTOPIA is a space designed for meaningful participation, inviting everyone to engage in activities that generate positive impact for society and the planet. Through ECO-workshops, exhibitions, and thought-provoking talks featuring global sustainability leaders, NEXTOPIA fosters inspiration and collective action. The Community Room, a co-working hub in the heart of Bangkok, welcomes all to work, collaborate, and exchange ideas, serving as a year-round center for community empowerment. It stands as a catalyst for communities dedicated to improving lives and creating a better world — 365 days a year.

Everyone is invited to Join us in the Making of a Better World, raising awareness and driving action on global issues spanning social equity, environmental protection, and humanitarian causes under the concept of Global Awareness. This mission is powered by community organizations, thought leaders, and media allies who share the same values and are committed to transformative change. Partners include AUTISTIC THAI FOUNDATION, CANNS, CHALUPAS, DOTS COFFEE, FYI MARKET, IWELTY.CLUB, LOCAL ALIKE, LOOPERS, Microsoft, MIRREN, PATOM ORGANIC LIVING, PEACHES ACTIVE, PRECIOUS PLASTIC, SOAP OPERA, SOI DOG FOUNDATION, SOUL GLOW WITH MAI, SOUL 4 STREET, THAILAND GASTRONOMY NETWORK, THE PAWSE CLUB, TOCA, UNITY.BANGKOK, USEMEREPEAT, VTOPIA, WAMP.CO, WORLD FOOD PROGRAM, WWF, YAMAHA, YPS PILATES, The Church of Jesus Christ of Latter-day Saints, Carbon Institute for Sustainability, Thailand Environment Institute Foundation, Social Enterprise Thailand Association, The Royal Flora Ratchaphruek, CNN, ENVIRONMAN and many more who will join in creating meaningful initiatives For the Greater Good together.

In addition, Friends of NEXTOPIA: inspiring individuals from diverse fields and influential voices will take part in sharing knowledge, perspectives, and creative experiences. This group includes Khemupsorn Sirisukha (Little Big Green), Pattaradanai Setasuwan (Koen), Amata Chittasenee (Pearypie), Charee Boonyavinij (Uncle Ree), Jinn Sattapornsattitsuk (GROM), Pimlada Chaiyapreechawet (PEAR is hungry), Sai Scott, Intiporn Taemsukhin (Maxdicine), Warut Chanthayanont, Jiraroach Pochanavaraphan,

Dr. Saran Naraprasertkul, and many others who will collaborate to deliver inspiring talks, meaningful storytelling, and creative workshops aimed at building a better world.

NEXTOPIA Creates a Platform for Entrepreneurs with a Sustainability Mindset

Within NEXTOPIA, entrepreneurs come together to build businesses that generate positive impact for communities, society, and the country. They operate responsibly, offering products and services under the concept of Co-creating Communities for a Better World, designed for a new generation of conscious consumers who value smart choices, sustainability, and creativity that benefits both people and the planet.

Beyond commerce, NEXTOPIA also serves as a platform of opportunity, bringing together individuals from diverse backgrounds to create meaningful change. Guided by the values of Sustainability + Equality + Inclusivity, this space recognizes the potential of every person to contribute — whether by showcasing purposeful products or participating in community-driven initiatives. NEXTOPIA becomes a Life Transformation experience, where every visit delivers a sense of pride through meaningful involvement in protecting the planet and creating value for others — an experience that money simply cannot buy.

A Creative Powerhouse of Green Entrepreneurs, from Thailand to the World

Led by ECOTOPIA, a community that believes “Together, we can co-create the world better.” This space curates sustainable products and innovations from environmentally conscious entrepreneurs — from local SMEs to global brands — across 8 key categories: Upcycled, Zero-Waste, Hygienic, Beautiful, Stylish, Kids, Green, and Wellness. ECOTOPIA is a platform that empowers everyone to drive real change, helping people discover simple, everyday ways to live more sustainably. Every product embodies purpose, creativity, and the commitment of its creators. Every purchase and every act of participation becomes a meaningful contribution, benefiting you, your community, and the planet.

ECOTOPIA has been recognized among Asia’s 20 Coolest Retailers, selected by Inside Retail, a leading retail business media in Asia that highlights brands celebrated for their uniqueness, creativity, and power to inspire across the Asian region.

In addition, NEXTOPIA brings together leading sustainable brands from across industries including Doi Tung from Mae Fah Luang Foundation, Chan, MIIR, Sedar.W, Shima Park (first in Thailand), Somuti, Sudtana, and many more who are joining this future-forward movement.

NEXTOPIA also welcomes pets, opening a new world for you and your animal companions. Club Pawrents by Arak offers curated products specially designed for pets, along with professional veterinary services by Arak Animal Hospital, led by expert veterinarians providing comprehensive care. The full-service clinic will officially open on December 12, 2025. In addition, animal lovers can explore Pawtopia, a joyful haven filled with quality brands and adorable products, offering an exciting shopping experience for every pet parent.

A New Standard of Sustainable Dining & Café Experiences

NEXTOPIA curates restaurants and cafés built on the principles of Sustainability, where every brand operates responsibly — reducing waste, minimizing food loss, and managing food waste properly with a commitment toward Zero Waste to Landfill. The spaces are powered by clean energy from WP Energy, while menus highlight fresh, healthy ingredients sourced from local farmers, celebrating flavors that are both delicious and responsible. Every dish is crafted with taste and purpose, allowing guests to enjoy memorable dining while contributing to a better world. Discover world-renowned and Thai favorites including L’antica Pizzeria Da Michele and Gordon Ramsay Street Burger, each opening their first location in Thailand at NEXTOPIA Siam Paragon. Other highlights include %Arabica, A Keen House, City Fresh, Crafter by Hobs, Dean & Deluca, Distar Fresh, Fallabella, Fatbro, FIKKA, Gelateria Kitokki, GROW by getfresh, Gong Cha, Henry Fry, Hopsy. Story, Kyo Roll En, Nicolo, Piche, Shabu Baru, Shersanctuary Teabar, Small Table, Ta Lay Jai, Kai Yang Suea Yai, Tiew Copper Craft, Sapparos, and more. NEXTOPIA also welcomes socially impactful concepts such as Dots Coffee, a café employing visually-impaired baristas, and SC All-Day Morning Café, a breakfast-inspired experience served all day long.

At the heart of NEXTOPIA stands The Spiral, a striking staircase leading to the 4th floor where EATELIER, a new era of Dining Entertainment, unfolds. This innovative destination blends culinary art with music, fashion, and culture, revolutionizing the way people dine and unwind. Designed as Bangkok’s first “Eat–Drink–Chill Hub,” it introduces an immersive experience never before seen in the city. Rooted in the concept of “Curation & Co-Creation,” EATELIER brings together Michelin-starred chefs, artists, performers, and entertainment icons from Thailand and around the world to co-create exclusive culinary journeys. The experience is elevated further with Live Bands & DJs, energizing the space with vibrant, day-to-night atmosphere filled with flavor, creativity, and excitement.

The launch of NEXTOPIA marks a pivotal milestone as Siam Paragon enters a new decade, completing the most significant renovation in its 20-year history. This transformation introduces world-class attraction that elevate the global retail destination to the next era. Among the highlights is MELAND, one of the world’s most advanced indoor theme parks and the first global flagship outside China, opening on Level 5. Additionally, EATELIER, a groundbreaking Dining Entertainment destination on Level 4, emerges as the newest hangout hub in the heart of Siam.

NEXTOPIA, Prototype for The World of Tomorrow, stands as a global destination that creates meaningful value for every visit, for individuals, communities, and the planet. It is set to become a powerful magnet that draws people from every corner of the world. Siam Paragon continues its unwavering commitment to delivering experiences beyond expectations, consistently introducing groundbreaking phenomena that redefine the industry. This reinforces its position as a Revolutionary Retail Development, a true game-changer in global retail real estate, and secures its place as the number-one global destination in the hearts of Thai consumers and international travelers alike.

Hashtag: #NEXTOPIA #PROTOTYPEWORLDOFTOMORROW #SIAMPIWAT #SIAMPARAGON #ECOTAINMENT #YEARENDCELEBRATION #20YEARSIAMPARAGON #PROTOTYPECITYOFTOMORROW #COCREATEFORABETTERWORLD #SUSTAINABILITY #RETAILSUSTAINABILITY #WORLDOFTOMORROW #BANGKOK #CHRISTMASINBANGKOK #BANGKOKHAPPENING

The issuer is solely responsible for the content of this announcement.

About NEXTOPIA

NEXTOPIA, new World-Class Attraction by Siam Paragon, is conceived under a Revolutionary Concept as a major co-creation platform to Co-creating Communities for a Better World. Spanning more than 15,000 square meters on Floors 5 and 5A, the project represents an investment of over THB 850 million.

This is a prototype city of the future that brings together industry leaders, innovators, and environmental advocates to showcase comprehensive sustainable innovations. The space invites everyone to take part in building a better urban community under the concept Join us in the Making of a Better World. Every experience at NEXTOPIA is designed to elevate everyday living with creativity, from environmentally friendly architecture, year-round sustainability-driven activities, and sustainable retail, to dining concepts that place sustainability at their core. NEXTOPIA represents a true integration of sustainability into daily life.

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AEON Bank Helps Ease Festive Season’s Budget Constraints with No-Hassle Personal Financing-i

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KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 24 December 2025 – As Malaysians gear up for multiple financial commitments in the upcoming weeks and months, especially during the year-end holidays, back-to-school and double festive season, AEON Bank (M) Berhad, Malaysia’s first digital Islamic bank, strengthens its commitment to financial inclusion by offering accessible support through its Personal Financing-i (PF-i).

From December 2025 till March 2026, the bustling seasons present convergence of multiple spending needs for many households. Acknowledging that this might raise the need for flexible liquidity, AEON Bank provides a solution to address such budgetary constraints in the form of the PF-i; an inclusive, hassle-free financing facility, easily accessible via its digital banking app.

Optimising a Risk-Based Pricing (RBP) framework to determine a competitive and personalised profit rate, AEON Bank ensures that customers can seamlessly apply for PF-i online, as long as they are Malaysian citizens aged 18 to 55, with a minimum monthly gross income of RM2,500 – be it salaried employees or self-employed individuals, freelancers, as well as gig economy workers.

Aligned with Shariah banking principles, PF-i offers financing facility from RM1,000 up to RM100,000 with flexible tenure options ranging from 3 to 84 months, allowing for repayments tailored to individual budget needs. The Flat Profit Rate starting from 3.88% p.a. and a nominal Wakalah Fee of RM1 is applicable upon acceptance.

The entire process, from the application to fund disbursement are all managed online via the AEON Bank app. This simplifies the process and eliminates the need for physical paperwork or branch visits. To apply for PF-i, customers simply need to follow these steps :

  • Step 1 : Activated Savings Account-i pre-requisite

Download the AEON Bank app and activate the Savings Account-i, prior to applying for PF-i.

  • Step 2 : Eligibility check and employment details

Applicants must be Malaysian citizens aged 18 and above, earning a minimum monthly gross income of RM2,500 – either as salaried employees, self-employed or gig workers.

  • Step 3 : Financing selection

Select the preferred financing amount ranging from RM1,000 up to RM100,000 and flexible repayment tenure, with options between 3 to 84 months.

  • Step 4 : Supporting document submission

Upload the latest EPF (KWSP) statement, reflecting the latest consecutive 6-months contributions (for salaried workers) or latest consecutive 6-month bank statement (for self-employed/gig workers).

  • Step 5 : Approval and fund disbursement

Applications will be processed immediately and upon approval, funds will be disbursed directly into the applicant’s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.

PF-i enables Malaysians to access a Shariah compliant financing facility to ease their needs; be it an emergency financial support, family budget constraint, small renovation, vehicle repair or a much needed financial aid to bridge the temporary cashflow gaps.

For comprehensive details on the Personal Financing-i (PF-i), including full terms and conditions, click here to browse the website and scan the QR Code to download the AEON Bank app: https://www.aeonbank.com.my/api/qr-handler

Hashtag: #AEONBank #DigitalBanking #IslamicDigitalBank #ShariahCompliant #FinancialInclusion #IslamicFintech #PersonalFinancing





The issuer is solely responsible for the content of this announcement.

AEON Bank (M) Berhad

AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).

Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.

On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, with the initial onboarding of vendors from AEON Credit Service (M) Berhad and suppliers within the broader AEON ecosystem. The targeted approach is designed to create an integrated value chain linking AEON’s retail and financial services networks, supporting strategic growth and greater inclusivity. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for business owners and entrepreneurs. AEON Bank Biz’s products and services will soon be extended to more local businesses and entrepreneurs across Malaysia.

Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia and it is. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.

AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.

Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.

AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.

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Media OutReach

AEON Bank Helps Ease Festive Season’s Budget Constraints with No-Hassle Personal Financing-i

Published

on

KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 24 December 2025 – As Malaysians gear up for multiple financial commitments in the upcoming weeks and months, especially during the year-end holidays, back-to-school and double festive season, AEON Bank (M) Berhad, Malaysia’s first digital Islamic bank, strengthens its commitment to financial inclusion by offering accessible support through its Personal Financing-i (PF-i).

From December 2025 till March 2026, the bustling seasons present convergence of multiple spending needs for many households. Acknowledging that this might raise the need for flexible liquidity, AEON Bank provides a solution to address such budgetary constraints in the form of the PF-i; an inclusive, hassle-free financing facility, easily accessible via its digital banking app.

Optimising a Risk-Based Pricing (RBP) framework to determine a competitive and personalised profit rate, AEON Bank ensures that customers can seamlessly apply for PF-i online, as long as they are Malaysian citizens aged 18 to 55, with a minimum monthly gross income of RM2,500 – be it salaried employees or self-employed individuals, freelancers, as well as gig economy workers.

Aligned with Shariah banking principles, PF-i offers financing facility from RM1,000 up to RM100,000 with flexible tenure options ranging from 3 to 84 months, allowing for repayments tailored to individual budget needs. The Flat Profit Rate starting from 3.88% p.a. and a nominal Wakalah Fee of RM1 is applicable upon acceptance.

The entire process, from the application to fund disbursement are all managed online via the AEON Bank app. This simplifies the process and eliminates the need for physical paperwork or branch visits. To apply for PF-i, customers simply need to follow these steps :

  • Step 1 : Activated Savings Account-i pre-requisite

Download the AEON Bank app and activate the Savings Account-i, prior to applying for PF-i.

  • Step 2 : Eligibility check and employment details

Applicants must be Malaysian citizens aged 18 and above, earning a minimum monthly gross income of RM2,500 – either as salaried employees, self-employed or gig workers.

  • Step 3 : Financing selection

Select the preferred financing amount ranging from RM1,000 up to RM100,000 and flexible repayment tenure, with options between 3 to 84 months.

  • Step 4 : Supporting document submission

Upload the latest EPF (KWSP) statement, reflecting the latest consecutive 6-months contributions (for salaried workers) or latest consecutive 6-month bank statement (for self-employed/gig workers).

  • Step 5 : Approval and fund disbursement

Applications will be processed immediately and upon approval, funds will be disbursed directly into the applicant’s AEON Bank Savings Account-i. Repayments will be automatically deducted via monthly auto-debit.

PF-i enables Malaysians to access a Shariah compliant financing facility to ease their needs; be it an emergency financial support, family budget constraint, small renovation, vehicle repair or a much needed financial aid to bridge the temporary cashflow gaps.

For comprehensive details on the Personal Financing-i (PF-i), including full terms and conditions, click here to browse the website and scan the QR Code to download the AEON Bank app: https://www.aeonbank.com.my/api/qr-handler

Hashtag: #AEONBank #DigitalBanking #IslamicDigitalBank #ShariahCompliant #FinancialInclusion #IslamicFintech #PersonalFinancing





The issuer is solely responsible for the content of this announcement.

AEON Bank (M) Berhad

AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).

Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.

On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, with the initial onboarding of vendors from AEON Credit Service (M) Berhad and suppliers within the broader AEON ecosystem. The targeted approach is designed to create an integrated value chain linking AEON’s retail and financial services networks, supporting strategic growth and greater inclusivity. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for business owners and entrepreneurs. AEON Bank Biz’s products and services will soon be extended to more local businesses and entrepreneurs across Malaysia.

Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia and it is. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.

AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.

Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.

AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.

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Empowering Website Operations Across ASEAN with AI and Teamwork

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Japan’s MONJI+—A WebOps Enablement Platform Inspired by Voices from 77 Countries—Launches Its English Edition

OSAKA, JAPAN – Media OutReach Newswire – 24 December 2025 – ALAKI Inc., celebrating its 15th anniversary, has officially launched the English edition of MONJI+, an evolution of its 2018-born feedback tool MONJI β, now reimagined as a comprehensive WebOps Enablement Platform.

Alongside its free plan, available indefinitely, MONJI+ begins its full-scale expansion into the ASEAN market, helping teams elevate their website operations. In addition, a free Academic Edition is now offered to educational institutions to foster the next generation of web and IT talent.

▶️ Learn more about MONJI+

A Platform Born from 77 Countries of Real-World Insight

Since its launch in Japan in 2018, MONJI β has been adopted by web agencies, corporations, and advertising firms worldwide—across 77 countries and regions—streamlining feedback workflows for website management and development.

In everyday website operations, teams often face:

  • Feedback scattered across tools and channels
  • Miscommunication between internal teams and agencies
  • Unclear priorities that fail to drive results
  • Knowledge loss when members change
  • Valuable learnings buried and forgotten

MONJI+ connects creation, publishing, maintenance, and optimization into a single workflow—eliminating silos and enabling all members to move forward toward shared goals.

▶️ See how MONJI+ transforms your workflow

Since its official launch in Japan in January 2025, MONJI+ has rapidly spread among enterprises and educational institutions. It is increasingly adopted as a practical standard among agencies and in-house teams, improving productivity and measurable outcomes.

Responding to Global Voices – Official Launch of the English Edition

During forums and seminars held alongside the Expo 2025 Osaka, Kansai, Japan, ALAKI engaged with government representatives and industry leaders from around the world.

The feedback was clear: inefficiencies in website operations, lack of improvement cycles, and a shortage of web marketing expertise are universal challenges. But one issue stood out above all—the shortage of skilled web and IT professionals.

Some governments even requested that MONJI+ contribute to national web/IT talent development, not just productivity gains. Following the Expo, inquiries from multiple countries confirmed the demand, prompting the official release of the English edition of MONJI+.

Confidence from SWITCH 2025, and a Vision for What’s Next

As part of its ASEAN expansion, ALAKI visited SWITCH 2025 (Singapore Week of Innovation & Technology), held from October 29–31. Through dialogues with government agencies, corporations, startups, and academic institutions, the importance of website operations productivity and digital talent development was reaffirmed.

Insights from leading ASEAN web and IT innovators will continue to shape the evolution of MONJI+.

Key Benefits of MONJI+

Eliminate inefficiencies and dependency on individuals—enhancing both productivity and performance in website operations.

  • Workflow Efficiency: Centralize feedback and progress tracking to prevent oversights
  • Error Reduction: Detect typos automatically with AI proofreading
  • Results-Oriented: Integration with analytics tools helps identify improvement areas instantly
  • Team Collaboration: Share real-time updates across internal and external members
  • Knowledge Building: Use the Wiki feature to retain expertise and reduce training costs

▶️ Explore MONJI+ features

The Future of “Agentic WebOps” — Powered by Data and AI

MONJI+ evolves beyond a simple management tool—it becomes an AI-driven partner that learns from operational data to support human decision-making and creativity.

Our vision: a human-in-the-loop “Agentic WebOps” environment that helps teams achieve outcomes with AI-assisted decision support.

Available AI Features:

  • AI typo and error detection for feedback
  • AI chatbot assistance

Upcoming AI Features (Examples):

  • Content suggestion and creation
  • Feedback trend analysis and improvement recommendations
  • Design assistance
  • Webpage performance analysis and enhancement
Customer Success Stories
  • Global Marketing Agency (Singapore): “Sharing the same interface greatly improved collaboration across our international offices.”
  • Web Production Agency (Japan): “Centralized feedback management accelerated delivery times by roughly 30%.”
  • E-commerce Company (Japan): “By linking with an analytics tool, we identified key improvement areas instantly—our conversion rate increased by over 20%.”
  • Recruitment Platform (Japan): “With AI detecting typos automatically, our job listing checks became faster and more reliable.”
Vision Video – ‘Pride and Hope for the Web Industry’

Discover how MONJI+ envisions the future of website operations.

▶️ Watch the Vision Video

CEO’s Comment

“Website operations shouldn’t be about chasing scattered messages—it should be about generating results that matter. With MONJI+, we unify feedback, workflow, and analytics, while AI suggests the next strategic move. Our mission is to help ASEAN teams reach outcomes faster and more reliably.”

Yuji Yamauchi, Founder & CEO, ALAKI Inc.

Getting Started

Getting started is easy, with no credit card required. MONJI+ aims to be the shared foundation for website operations, accessible to everyone.

  • Forever-Free Plan: Access essential functions without time limits
  • 30-Day Free Trial: Experience all features in a live environment

▶️ Start your free 30-day trial now

Free “Academic Edition” for Educational Institutions

To empower the next generation of web and IT professionals, MONJI+ offers an Academic Edition free of charge to universities, vocational schools, and online programs. Students and educators can experience real-world website operations, gain practical skills, and collaborate through shared projects.

▶️ Learn more about the Academic Edition

Hashtag: #MONJI+

The issuer is solely responsible for the content of this announcement.

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