Technology
AfriGlobal to Launch InsurTech Digital Platform, AfriCover24/7
By Adedapo Adesanya
AfriGlobal Insurance Brokers Limited is launching its InsurTech Digital Platform, AfriCover24/7, a round-the-clock digital insurance transaction platform as part of its effort for strategic growth.
AfriCover24/7 InsurTech Digital Platform will assist businesses, individuals and technology providers access insurance and redistribute insurance products with ease. It is a digital insurance platform enabling 24/7 insurance transaction including claims management from start to finish.
The brand will deliver services and products from insurance underwriters and service providers through its B2B2C channels; web, mobile, social media and API’s interfaces and more to the sector.
The platform allows users to register and purchase real-time motor, marine, homeowner, fire and burglary, travel insurance, rent assurance, loss of employment insurance from start to finish. Users can also visit its website to request for quotes for other life and other classes of insurance products.
While the web app and social media can be accessed through its domain, mobile apps are available on the app stores.
Developers and technology providers who wish to integrate and embed insurance into their applications and app developments can access the API’s documentation at developer.africover.ng.
Africover24/7, which is another first from the foremost Insurance Broker in Nigeria, will combine agility with insights to enable market differentiation and deliver best-in-class customer experience through the web, mobile, social media and application programming interface (API) interfaces.
In recent years, the insurance community has struggled to adapt to the changing demands of consumers. The ability to make the move from analogue to digital is being held back by their legacy estates that are slow to change, difficult to integrate, complex to draw insight from, and lack the agility to deliver innovative services. This is why Africover24/7 is proactively a landscape of dynamic and flexible insurance as a service model.
Africover24/7 will serve as an accelerator asset that is much quicker, cheaper and more sustainable than ever before. It demonstrates a fast and low-cost stand-up of core platform and architecture with the ability to leverage new partners and Insurtech innovation in a plug and play model, and the ability to adopt more customer-centric business models.
The Africover24/7 ecosystem will bring together a new technology collective to deliver data-driven solutions that understand insurance customer needs and meet their expectations.
Technology Solution providers can connect with Africover24/7 core insurance hub and leverage cloud-native technologies and open APIs to create speedy and scalable solutions for their users or customers.
In addition, because it is architected as an open ecosystem, rather than as a pre-defined vendor market place, insurers can also connect new partners without difficulty.
Africover24/7 is designed to deliver the following:
Agility: This will bring about the rapid release of modern technology solutions that are fully digital and cloud- and API-based.
Plug and play integration with a series of Insurtechs and service providers, modular approach to IT, providing the ability to incrementally ‘rip and replace’ key components.
Insight: Scalable platform to consume data and provide intelligent analytical capabilities and consolidated data hub that uses an industry-standard data model.
Differentiation: Quickly launch new customer-centric products, such as parametric or on-demand coverages, meaningful digital experiences built for connected customers and prepackaged data-driven risk mitigations to enable market differentiation.
The Managing Director/CEO of AfriGlobal Insurance Brokers Limited, Mr Casmir Azubuike said, “As the insurance sector is undergoing transformation and tries to future proof itself from further disruption Africover24/7 is a breakthrough to platform economy where it’s easy to develop new products and value-added services, fit for the customer of tomorrow.
“What is more, it provides AfriGlobal Insurance Brokers Limited with a unique opportunity to differentiate itself from competitors with a connected platform that allows the company to understand the customers and their needs.
“The launch of Africover24/7 signifies a new milestone in our relationship with the insurance community globally. We are interested in speaking with Insurtechs, solution providers and insurers interested in participating in this ecosystem initiative.”
Technology
The Difference Between VPS and Dedicated Server Explained
Choosing between a VPS and a dedicated server can be complex. They run apps and webpages. But they operate differently. Understanding the difference between VPS and dedicated server solutions will help you prevent complications and save money later on. In this text we will explain everything in detail with examples from actual life.
VPS vs Dedicated Server: What Actually Sets Them Apart
One physical machine is divided into multiple virtual servers by a VPS. Through virtualization software, each user receives a portion of resources that are separate from those of other users.
A dedicated server operates in a different manner. One user owns a single physical machine. No neighbors, no sharing, simply complete hardware access.
This is the core of the vps vs dedicated server debate. Shared hardware means lower costs, while full ownership means more raw power. Finding the best vps hosting service often comes down to how well a provider balances performance with fair pricing on shared resources.
| Factor | VPS | Dedicated Server |
| Resource allocation | Shared pool, virtualized | 100% dedicated hardware |
| Performance consistency | Possible noisy neighbor effect | Guaranteed, stable capacity |
| Scalability | Instant resize | Requires hardware upgrade or migration |
| Cost | Lower entry price | Higher fixed cost |
Performance, Cost and Control: Where Each One Wins
In terms of raw performance, dedicated servers are superior. Each gigabyte of RAM and each CPU cycle are part of a single project. There is no competition for resources.
Flexibility is where VPS excels. It takes minutes, not days, to scale up. Pricing stays lower too, since costs get split across multiple users on the same hardware.
Shared hardware limitations rarely cause problems for smaller projects. Providers like Antihost allocate resources fairly, so performance stays steady even during traffic spikes. The gap only really matters once traffic gets heavy and consistent.
The contrast of vps vs virtual machine is also confusing people often. A VPS is a virtual computer in a technical sense, but it’s rented from a hosting company, rather than running on your own hardware.

Matching the Server to the Project: Real Scenarios
A dedicated server is rarely required for a small business website. A VPS can easily manage moderate traffic while maintaining low expenses.
A growing SaaS product usually starts on a VPS and expands as the user base grows. This adaptability is more crucial in the early stages than brute strength.
A database-heavy application benefits from dedicated hardware once query volume reaches a certain level. In this case, the lack of resource sharing and a constant disk speed are essential.
A game server depends on low latency and steady performance. Many game servers run fine on VPS today, especially with modern hardware. As David Heinemeier Hansson put it: “Personal servers have gotten really scarily quick, inefficient, and personal internet connections rival what we connected data centers with just a decade or two ago.” That shift makes VPS a stronger option than it used to be.
Here is a quick breakdown of what typically fits best:
- Small business website: VPS, for cost and simplicity
- Growing SaaS product: VPS, then scale to dedicated later
- Database-heavy app: Dedicated server, for consistent speed
- Game server: VPS, unless player counts get very large
Summary
In every situation, neither choice is superior to the other. Everything impacts the optimal selection, including the scale of the project, traffic patterns, and all growth plans. Scale from what works now when the numbers really demand it.
Technology
Damage to Fibre Networks Carries Significant Economic Consequences—NCC
By Modupe Gbadeyanka
The Executive Vice Chairman of the Nigerian Communications Commission (NCC), Mr Aminu Maida, has reemphasised the need to protect the nation’s telecommunications infrastructure, especially fibre networks, noting that damage to fibre networks carries significant economic consequences.
Speaking virtually at the Association of Telecommunications Companies of Nigeria (ATCON) Critical Conversation Forum on Fibre-to-the-Home (FTTH) in Lagos recently, he described FTTH as a critical enabler of Nigeria’s digital future.
“FTTH is uniquely positioned to meet Nigerians' next phase of data demand. The quality of our broadband will increasingly shape the competitiveness of our businesses, the growth of our digital industry and the opportunities available to our citizens,” the NCC chief stated.
“We must uphold deployment standards. Nigeria needs fibre that is properly installed, properly documented, and properly protected,” Mr Maida further said at the event themed Fibre to the Home in Nigeria: Addressing Challenges, Strengthening Standards and Ensuring Sustainable Deployment.
During a panel discussion titled Policy, Governance and Regulatory Alignment, the Deputy Director of Strategic Business Initiatives at ipNX, Mr Segun Okuneye, highlighted the need for stronger collaboration across the telecommunications ecosystem to unlock the full potential of fibre broadband in Nigeria.
According to him, sustainable fibre deployment extends beyond technology and investment to include policy consistency, stakeholder alignment, infrastructure protection, and shared responsibility.
“Achieving universal fibre connectivity requires more than deploying infrastructure; it requires sustained collaboration between operators, regulators, government agencies and host communities.
“When policies are aligned, deployment standards are consistently enforced, and critical infrastructure is protected, we create an environment where investment thrives and more Nigerians can enjoy reliable, high-speed broadband.
“At ipNX, we remain committed to working with all stakeholders to build resilient digital infrastructure that will support Nigeria’s economic growth for generations to come.”
Earlier in his welcome address, ATCON President, Mr Tony Emoekpere, underscored the strategic importance of FTTH in achieving the country’s broadband penetration targets while calling for greater public awareness around protecting communications infrastructure.
“This forum is critical because Fibre-to-the-Home is the technology that will enable the country to achieve full broadband penetration. We all depend on communication infrastructure, and it must be protected,” he declared.
Drawing a comparison with power infrastructure in the country, he added, “If somebody comes to your neighbourhood to tamper with your transformer or power cables, everybody will come out. The same thing needs to apply for communications infrastructure. When we see people damaging fibre cables, we should raise an alarm.”
Technology
Financial Services Professionals Discuss Meeting Rising Customer Expectations
By Modupe Gbadeyanka
Thursday, July 23, 2026, provided an opportunity for financial services professionals to converge on Landmark Event Centre, Lagos, to brainstorm on ways to meet the rising customers’ expectations.
The platform used for this purpose was Core by Interswitch. It is part of the company’s broader commitment to strengthening Africa’s digital payments ecosystem by fostering collaboration, knowledge sharing and operational excellence across the financial services value chain.
At the event, participants, numbering over 400, also highlighted the growing importance of operational excellence in sustaining resilient payment infrastructure.
As digital financial services continue to expand across Africa, closer collaboration among financial institutions, fintechs and payment service providers will be essential to improving responsiveness, resolving operational challenges more effectively and delivering consistently reliable customer experiences.
The Executive Vice President for Operations and Technology at Interswitch, Mr Babafemi Ogungbamila, said the forum reflects the company’s belief that exceptional customer experiences are built not only on innovative technology but also on the expertise, collaboration and commitment of the professionals who keep payment systems running every day.
“Every successful digital transaction is powered by professionals whose work often goes unseen but is fundamental to building trust in digital payments. Core by Interswitch was created to recognise their contribution, strengthen collaboration across the industry and create opportunities for shared learning that ultimately benefit financial institutions and the customers they serve.
“As digital payments continue to evolve, investing in the people and processes that power the technology is just as important as investing in the technology itself,” Mr Ogungbamila said.
Beyond recognising the professionals whose work often goes unnoticed, the programme underscored the value of creating stronger connections across the payments ecosystem.
By creating a dedicated platform for knowledge sharing, collaboration and professional development, Core by Interswitch aims to build a more connected community of payments operations professionals equipped to respond to the evolving demands of the digital economy.



