Nhaka Foundation Begins Charity at Home in Zimbabwe

Image

By Kester Kenn Klomegah

In this interview, Patrick Makokoro, the Founder and Chief Executive Officer of Nhaka Foundation, discusses the organisation’s efforts at supporting education and health care in rural regions in Zimbabwe, a landlocked country located in southern Africa.

According official information, Zimbabwe’s total population stands at 12.97 million. Due to large investments in education since independence, Zimbabwe has the highest adult literacy rate, in 2013 was 90.70 percent, in Africa, but much still remains to be done in the sector.

Makokoro founded the Nhaka Foundation in 2008 as a charitable organisation that provides education, health care and counselling, and other essential services to orphaned and vulnerable children throughout Zimbabwe.

In 2012, he founded the Zimbabwe Network of Early Childhood Development Actors (ZINECDA). In addition, Makokoro is a founding member of the African Early Childhood Network headquartered in Nairobi, Kenya, which works to champion the development needs of young children in Africa.

As Patrick Makokoro discusses at length with Kester Kenn Klomegah in Harare, in the coming years Nhaka Foundation plans to consolidate its relationship with the Ministry of Primary and Secondary Education and other Government departments at the local level and leading civic society organisations working in Education and Primary Health Care issues in Zimbabwe. Here are the interview excerpts:

What would you say are the achievements and/or success stories since the establishment of the Harare based NGO, Nhaka Foundation?

Nhaka Foundation is a Zimbabwe-based non-governmental organisation, it has developed and implemented a series of interventions designed to bridge the gap between the government’s capabilities and policies mandating the requirement for Early Childhood Development (ECD) programming in primary schools and its ability to fully realise the implementation of such programmes. Along with its partners, Nhaka Foundation provides access to education, basic health care and daily sustenance for the orphaned and vulnerable children in the communities it serves. It further provides aid and support to ensure the creation of a physical environment conducive to learning, growth and the optimal development of all children.

Classroom and Playground Renovation

Nhaka Foundation has managed to partner with the Ministry of Primary and Secondary Education to work with rural area primary schools, parents and caregivers to create Early Childhood Development (ECD) Centers through the renovation of over 32 dilapidated classrooms. The classroom floors, windows, doors and roofs are repaired or replaced, and a fresh coat of paint is applied inside and outside. Each Center has its own unique personality as the exteriors are then finished with hand-painted, age-appropriate drawings by local artists.

As a part of the renovation programmes, the organisation has worked with the families and members of the community to plan and build, expand or repair the playgrounds and equipment using readily available and safe materials, hence fostering a sense of community ownership and building sustainability into the initiative. Once restored to a like-new condition, the Centers would then be officially incorporated into the primary school system and sustained by the community through elected Pre-School Management Committees. This helps to ensure that the children continue to have clean and safe spaces to work and play.

Parenting Education

With the support of school and community leaders, Nhaka Foundation has facilitated meetings with the over 5000 parents and caregivers of children enrolled in the ECD Centers it serves. These meetings have been designed to educate, support and engage stakeholders in finding solutions to building a better future for the children. A lot of emphasis has been placed on building capacity and instilling a sense of community ownership and responsibility through this initiative.

The meetings have covered various topics including the importance of birth registration, immunisations, health record maintenance, HIV&AIDS education and screenings, early childhood development enrollment as well as parental involvement in the education of children. Indeed, the initiative has been successful in providing caregivers with the information and tools needed to better look after the children in their communities. It makes available a platform for voicing concerns and obtaining support from the school, the community, and the government.

Teacher Training

Nhaka Foundation has also managed to forge a cordial working relationship with the Ministry of Primary and Secondary Education (MoPSE) to facilitate the on-going training and development of the ECD teachers working in the Centers it serves. Nhaka Foundation has successfully trained over 350 early childhood development teachers in the past 5 years. On a rotating basis, the organisation accompanies District Trainers to the field to monitor and evaluate teacher performance.

Each teacher would be observed at work, given an opportunity to ask questions and express concerns, and provided feedback for improvement. Through this initiative, the organisation has managed to provide teachers with increased skills and at the same time promote a cooperative environment to share information and resources that have inevitably resulted in quality education for marginalised children.

Feeding Programme

In response to the needs of the rural communities and the children it serves, Nhaka Foundation developed an in-school feeding programme to address one of the biggest challenges faced each day in, and out, of the classroom-hunger. Many children would come to school on empty stomachs making it impossible for them to concentrate or fully participate in classroom and outdoor activities. While the organisation’s work has been focused on children enrolled in ECD Centers, it simply could not ignore the remaining primary school students as the concern was pervasive.

As a consequence, the programme has provided food once each day in the form of a protein drink for all of the students in all of the primary schools it serves. The programme has benefitted well over 5,000 children a day across 15 primary schools in collaboration with the schools and communities, with food preparation and service is managed on-site by community volunteers while Nhaka Foundation manages the logistics, training and programme oversight.

Health Assessments

Nhaka Foundation has partnered with the Ministry of Health and Child Care, District Medical Offices and local health clinic practitioners to facilitate health assessments of the children enrolled in the ECD Centers it serves. On a rotating basis, the Nhaka’s team members have accompanied nurses from the rural health clinics to each school to evaluate the most basic and immediate health concerns facing the children.

The assessments have captured important baseline information on height, weight, heart rate, immunisations, and personal hygiene as well as screen for common conditions such as ringworms, scabies, skin infections and cavities. Indeed, this initiative has created a strong starting point to address basic medical conditions and to educate parents, caregivers and the communities on infant and child health care issues and prevention reaching over 800 children in 2019 alone

In the first place, tell us about the driving reasons, in other words the motivating factors, why the idea of helping rural communities in Zimbabwe?

In 2019, Nhaka Foundation contributed towards the attainment of Sustainable Development Goals (SDG) 1, 2, 3, 4 and 6 as recounted here as follows.

SDG 1: End poverty. The organisation contributed to SDG 1 through transferring skills in new systems of farming to parents, which has a potential to boost their economic status in the long-run. However, due to reasons beyond the organisation’s scope such as recurrent droughts, poverty was said to be the status quo for most households in the communities where Nhaka Foundation introduced these innovations, especially grandparent-headed households.

SDG 2: Zero hunger. Nhaka Foundation’s support of nutrition gardens to strengthen the Feeding Programme and its impartation of new farming skills were meant to eliminate hunger. ECD learners indeed benefited from school-based feeding, although at the schools sampled by this evaluation the feeding had stopped and some nutrition gardens no longer functional.

SDG 3: Good health and Well-being. Nhaka Foundation invested heavily into the health and well-being of its target beneficiaries, including through its trainings in personal hygiene for parents, procurement of nutritious foods like maheu and porridge as well as its facilitation of health assessments for ECD learners.  At the time of this evaluation, these initiatives stopped because of limited funding to the organisation.

SDG 4: Ensure inclusive and equitable quality education and promote lifelong learning opportunities for all. Nhaka Foundation’s support for ECD infrastructure development made education accessible for the ECD learners while its capacity building for ECD teachers contributed towards improved education quality. ECD teachers confirmed that they learned new techniques of teaching and effectively handling ECD learners through workshops that the organisation facilitated in partnership with MoPSE trainers.

SDG 6: Clean water and sanitation. Nhaka Foundation supported the drilling of boreholes and construction of toilets in some schools that had dire need thereof, which tellingly improved access to clean water supply and sanitary ablution facilities.  The evaluation, however, revealed that with growing ECD enrolments, the need for additional boreholes and toilets remains at most intervention schools.

How would you characterise the urban-rural development gap in Zimbabwe?

The development gap between the urban-rural settings is still evident mostly due to unavailable funds that go towards infrastructure development. This challenge is not only limited to Zimbabwe alone but to most countries in Southern Africa Development Community (SADC) and sub-Saharan Africa. As African countries rise against the struggles and inequalities imposed by colonialism, there is the need to invest more resources in order to develop the rural areas. It is important for financial resources be directed towards creating economic hubs in the various rural areas so that there is enough investment that supports and boosts the rural economies.

Under-development, diseases, illiteracy and abject poverty have something do with the Government. Could you please give your views and analysis here?

Over the 20 years after independence, the government in Zimbabwe invested heavily in education, and by the end of this period, Zimbabwe had one of the finest education system (and its highest literacy rate) in Africa. The success of this programme was reinforced by the importance Zimbabweans place on education and the considerable sacrifices families are prepared to make to ensure their children are well educated.

Unfortunately, the financial and political crisis that engulfed Zimbabwe in the first decade of this century resulted in a dramatic decline in the educational sector. The impact of this decline was especially marked in rural schools. In light of these challenges, the investment in early childhood development and education programmes was minimal if any, as the government and other civil society organisations focused more on the delivery of primary and secondary level education.

Early education thus was not given the appropriate attention and action. More importantly, parents have little or no understanding of the substantial long-term benefits that early childhood development programmes have on their children’s educational and social outcomes. Parents and caregivers have limited knowledge of other important child development, protection and welfare issues.

Judging from the above discussion, is it correct to conclude that Nhaka’s activities are closely related to the politics and policies of the Zimbabwean Government?

As far back in 2005, the Zimbabwean government introduced a policy (Statutory Instrument No. 106 of 2005) mandating all government primary schools to introduce two years of ECD education before primary school entry. This was in line with the Commission of Inquiry into Education and Training’s (CIET, 1999) main recommendation to democratise pre-school education, the Ministry designed a two-phased, ten-year programme to establish ECD classes at every primary school in the country. During Phase One (2005/6 to 2010), every primary school was expected to attach at least one ECD class of 4-5 years old referred to as ECD ‘B’, to prepare them for Grade One the following year. In Phase Two (2011 to 2015), every primary school would attach another ECD class of 3-4 years old to prepare them for ECD ‘B’.

Indeed, over the past 11 years, Nhaka Foundation has become a leading organisation in Zimbabwe working in partnership with the Ministries of Education, Health and Social Services to enhance Early Childhood Development (ECD) services and access to early learning opportunities reaching 15,000 beneficiaries directly through its programmes in 2019. Nhaka Foundation’s preschools programme works closely with the Ministry of Primary and Secondary Education and has received its full endorsement through a Memorandum of Understanding signed in October 2017.

Nhaka Foundation is aligned with the established policy of integrating ECD centers into primary schools. The current Government in Zimbabwe is responsible for setting policy priorities and within the education sector that falls under the ambit of the Ministry of Primary and Secondary Education. Nhaka Foundation therefore works to complement government efforts in line with the Memorandum of Understanding signed between the two parties.

How does Nhaka operate in terms of project financing, support from stakeholders and so forth?

Nhaka Foundation promptly responds to calls for proposals as well as carries out internal fundraising activities in order to generate resources for its operations and sustainability.

What are your long-term strategic plans, at least, the next half decade?

Really, we have long-term plans to raise the current achievements to a higher level, especially along the lines of Sustainable Development Goals (SDGs). These are as follows:

Goal 1: Resource Mobilisation

The organisation will focus on the development and implementation of a comprehensive resource mobilisation and sustainability strategy that will encompass both traditional and non- traditional means of fundraising as well as incorporate key principles such as financial accountability and integrity in order to retain the confidence of funding partners

Goal 2: Enhancing Nhaka Foundation’s Visibility

The organisation under this focus area will seek to further promote the Nhaka Foundation brand using traditional and emerging online platforms. The organisation anticipates consolidating its relationship with the Ministry of Primary and Secondary Education and other arms of government at the local level and leading civic society organisations working in ECD programming as a means of strengthening its reputation as a growing practitioner in ECD issues in Zimbabwe.

Goal 3: Governance and Institutional Capacity Development

The organisation will focus on strengthening the role of the Board of Trustees in giving oversight to implementation of this strategy as well as operations of the organisation. Strong attention will be paid towards ensuring strong internal organisational systems, controls and procedures are taken up and implemented by all organisational members.

Goal 4: Enhancing Implementation and Management of Programmes

The organisation plans to strengthen the framework of programme cycle management, including development of an indicator-based monitoring and evaluation (M&E) framework that enables drawing of important lessons and best practices. The organisation intends to build the capacity of programming staff in order to enhance efficacy in project cycle management as well as improving responsiveness to the ever changing trends in ECD-related programming such as responding to the needs of children with special needs and addressing other issues that inhibit access to education by young children.

Goal 5: Influencing Policy, Advocacy and Evidence-based ECD Programming

The organisation anticipates engaging a lot more in thought leadership in ECD issues at national and international level, spearheading and supporting various advocacy and lobby efforts aimed at improving children’s access to affordable and equitable ECD services in Zimbabwe and in sub-Saharan Africa.

Share
Related Stories
Image
26-October-2023

World Bank Okays $1bn Loan for South Africa’s Energy Sector

By Kestér Kenn Klomegâh The World Bank has approved a $1 billion loan to support South Africa’s energy sector which is currently experiencing worse conditions including inadequate funds for overhauling, renovation and upgrading. Energy experts believe that the World Bank’s loan, which seems the last resort, would pull South Africa out of its persistent energy crisis that has adversely hit industrial production. The energy problem has forced the country to lean on its highly polluting coal-fired power stations and consistent difficulties of generating enough electricity for its 62 million people. The state-run power utility, Eskom, generates approximately 80% of the

Image
17-October-2023

World Bank, IMF and Africa’s Development

By Professor Maurice Okoli Amid heightened criticisms and intense debates over several significant global issues including new financial architecture, economic diversification, growing debts and reforms, the International Monetary Fund (IMF) and the World Bank, on October 15 wrapped up their week-long annual meetings held under the theme “Global Action, Global Impact” in Marrakesh, Morocco in North Africa. With the rapid geopolitical changes, it featured prominently finance ministers and central bank governors from 190 countries in desperate search of comprehensive mechanisms and suitable approaches to address the prevailing economic crisis across the globe. The coordinated annual meetings also reviewed its scope

Image
20-October-2023

UAE Establishes Circular Economy Committee

By Precious Olisa The United Arab Emirates (UAE) has established a circular economy committee that will develop a national strategy for the efficient use of resources and reducing waste in the country. A statement disclosed that the team would focus on the circular economy principles of reducing, reusing and recycling materials to minimize environmental impact and save resources. The new circular economy committee comprises public and private sector members, who will promote investments in circularity and accelerate the adoption of circular economy practices. Last year, the UAE announced the UAE Net Zero by 2050 Strategic Initiative, a national drive to

More Stories
Image
06-January-2023

Unlisted Stocks Extend Rally by 0.60%

By Adedapo Adesanya The NASD Over-the-Counter (OTC) Securities Exchange continued its stellar start to the year as it appreciated by 0.60 per cent on Thursday to stretch its consecutive growth to the third trading session. Business Post reports that the appreciation in the stock price of FrieslandCampina Wamco Nigeria Plc spurred the gains recorded by the market yesterday as the milk maker rose by N2.88 to settle at N70.00 per unit, in contrast to the previous day’s value of N67.12 per unit. As a result, the market capitalisation of the unlisted stocks on the NASD Exchange closed higher by N5.63

Image
17-August-2017

S&P Affirms AfDB’s ‘AAA/A-1+’ Ratings; Outlook Stable

By Modupe Gbadeyanka Global rating agency, Standard and Poors has affirmed its AfDB’s ‘AAA/A-1+’ Ratings with Outlook Stable. This is similar to Fitch’s recent affirmation of the Bank’s Triple ‘A’ rating with Stable Outlook as well. In the statement, S&P summarised its ratings released on July 31, 2017 said it expects the African Development Bank (AfDB) will further increase its lending over the next two years, while maintaining its current stand-alone credit quality, with a very strong business profile and very strong financial profile. “In addition, we incorporate into our ratings on AfDB potential extraordinary shareholder support, owing to callable

Image
19-September-2022

Unilever, Others to Unlock Investment in Clean Energy Infrastructure in Nigeria

By Adedapo Adesanya Seven companies operating in Nigeria; AB InBev, Akamai, HP, Iron Mountain, Lady Lawyer Foundation, Rife International and Unilever, have signified their intention to support the clean energy transition by procuring clean energy in the country. Together, the companies seek to unlock investment in clean energy infrastructure arising from commercial and industrial sector operations. Many of these companies are already working with their supply chain partners in Nigeria and confirm the desire to support their suppliers with clean energy procurement once suitable options are available. This collaboration will help develop robust, reliable, transparent, cost-competitive, and credible procurement options

Image
17-August-2019

MAP: DisCos Process 250,000 Applications for Prepaid Meters

By Dipo Olowookere Not less than 250,000 applications for prepaid meters have been received and processed so far by distribution companies (DisCos) across the country under the Meter Asset Provider (MAP) Regulation of 2018. The MAP policy was created by federal government through the Nigerian Electricity Regulatory Commission (NERC) to close the current metering gap of about 5.3 million consumers. Nigeria’s Vice President, Mr Yemi Osinbajo, while speaking at the commissioning projects of Niger Delta Power Holding Company (NDPHC) in Abeokuta on Thursday, August 15, 2019, said efforts were being made to ensure all unmetered electricity consumers are reached. “On

Image
17-November-2017

Baru Delivers ABU Pre-Convocation Lecture Next Friday

By Dipo Olowookere Group Managing Director of the Nigerian National Petroleum (NNPC), Dr Maikanti Baru, has been pencilled down to deliver the pre-convocation lecture at the 40th convocation of the Ahmadu Bello University (ABU), Zaria, Kaduna State. Mr Baru is an alumnus of the prestigious university. The title of the lecture is ‘Oil and Gas Industry and the Nigerian State: Enduring Value, Promoting Economic Integration and Social Stability.’ The event, slated for Friday, November 24, 2017, will be chaired by the Oba of Lagos, Mr Rilwanu Akiolu. The event will also afford Mr Baru the opportunity to visit the Faculty

Image
23-January-2023

When the People Shall Have Nothing More To Eat…

By Prince Charles Dickson PhD One who believes that the earth is chasing him, where did he put his feet while running? The Driver Many years ago, I was driving back from Gombe, and on the highway was this public/commercial Opel car carrying five Nigerians. It was at ‘high’ speed, but I overtook the car, blocked them in commando style and came down. I asked the driver, “do you want to kill these passengers? Is your speed check working…” and I turned to the passengers to scold them for not warning the driver. Before I could finish, they descended on

Image
31-January-2021

100 Kano Landowners to Share N42.5m

By Ahmed Rahma Over 100 farm landowners in Kumbotso local government area of Kano State will share the sum of N42.5 million for forfeiting their lands to the federal government for the proposed 10kw Solar Project. Already, the money has been released for disbursement to the beneficiaries by the Kano State government. According to the Managing Director of Kano State Investment and Properties Company Ltd, Dr Jibrilla Muhammad, the compensation was to assist the farmers to get the reward for their sacrifices. Speaking at the commencement of the payment at the palace of the District Head of Kumbotso, Mr Ahmad

Ad
Ad
Recent Stories
Image
28-November-2023

Cytek Advocates Cybersecurity Resilience in Nigeria’s Financial Services Sector

By Adedapo Adesanya Leading global provider of technological solutions YNV Group, through its cybersecurity brand, Cytek, has advocated that stakeholders in the financial services sector prioritise cybersecurity and highlighted key strategies for resilience at a recently hosted webinar for the industry. The session which was held on November 22, was themed Ensuring Cybersecurity Resilience in Financial Services Companies in Nigeria, and served as a pivotal platform for fostering collaboration and knowledge exchange in the sector. Led by cybersecurity experts in the industry, the webinar analysed some of the pressing challenges and emerging threats faced by financial services companies in Nigeria while

Image
28-November-2023

BetWGB Empowers Youths With Omo Adugbo Initiative

By Aduragbemi Omiyale An innovative initiative called Omo Adugbo, designed to tackle the high rate of unemployment among youths across Nigeria, has been introduced by a foremost bookmaker, BetWGB. This schemed, which is part of the company to bridge the youth unemployment gap in the country, involves the provision of an outlet in each local government across the country to serve as the organisation’s contact office within the local area. By establishing these outlets across the country, BetWGB Nigeria aims to impact positively on the local economy and bridge the unemployment gap that has affected many young Nigerians. With a

Image
28-November-2023

Zenith Bank Seeks Operating Licence for Subsidiary in France

By Aduragbemi Omiyale Zenith Bank Plc has taken a huge step to establish a subsidiary in France, and to make this a reality, it has sealed a Memorandum of Understanding (MoU) with the French government. The Chairman of the company, Mr Jim Ovia, confirmed that the lender may commence operations in the European nation next year, though it is working hard to secure a banking licence. This will add to other countries Zenith Bank has presence in, including Ghana, Sierra Leone, The Gambia, and a Representative Office in China. Speaking at a signing ceremony on Friday, November 24, 2023, Mr

Image
28-November-2023

Stanbic IBTC Capital Shines at AIHN Awards

By Modupe Gbadeyanka Like a golden fish, which has no hiding place, Stanbic IBTC Capital, the investment banking subsidiary of Stanbic IBTC Holdings, was the cynosure of all eyes at the recently concluded Association of Issuing Houses of Nigeria (AIHN) Investment Banking Dinner and Awards ceremony. At the event held in Lagos, the company went home with five awards, named as the Best Investment Bank in Nigeria, the Equity Deal of 2022, the Best Equity House of 2022, the Best Corporate Bond House 2022 and the M&A Deal of the Year 2022. The recognitions spread across Stanbic IBTC Capital’s Advisory,

Image
28-November-2023

Slave Wages for Contract Private Security Guards in Nigeria

By Emmanuel Udom Today, most contract security guards are earning slave wages, putting their lives in danger while ensuring the safety of other people, corporate bodies, government agencies, etc, 24/7. It is noted that all over the world, security business is deadly, risky, slippery, dangerous and sophisticated. Like in other business concerns, owners of registered and yet-to-be-registered private security companies are in for raw deals. They are driven by profits, the laws of supply and demand and the desperate hustle for big, juicy contracts, our investigations have shown. Private contract security companies hire all sorts of people, give them one

Image
28-November-2023

Tinubu Writes Reps for $8.6bn, €100m Foreign Loans

By Adedapo Adesanya  President Bola Tinubu has written to the House of Representatives seeking the approval for an $8.6 billion and €100 million external borrowing plan for critical infrastructure in areas such as power, roads, water, railway, and health. The President also forwarded the Federal Capital Territory (FCT) Supplementary Budget to the lower chamber for consideration. Meanwhile, the President will present the 2024 budget to the National Assembly on Wednesday. This was after the Federal Executive Council (FEC) approved a 2024 budget of N27.5 trillion. The approval followed the review of the Medium-Term Expenditure Framework (MTEF) earlier passed by the

Image
28-November-2023

Nigeria to Develop Integrated Electricity Policy, Implementation Plan

By Adedapo Adesanya Nigeria will develop a new integrated national electricity policy and strategic implementation plan, as mandated by the Electricity Act 2023, according to the Minister of Power, Mr Adebayo Adelabu. President Bola Tinubu had on June 9 assented to the Electricity Bill, now an Act empowering states, companies and individuals to generate, transmit and distribute electricity. This, in turn, repealed the Electric Power Sector Reform Act (EPSR A), 2005 and create a comprehensive legal and institutional framework to guide the Nigerian Electricity Supply Industry (NESI). Mr Adelabu, while speaking on Monday at the Nigeria Electricity Management Services Agency

Image
28-November-2023

Zenith Bank Lights Up Ajose Adeogun Street With Beautiful Decorations

By Aduragbemi Omiyale The popular Ajose Adeogun Street and Roundabout on Victoria Island, Lagos, is wearing a new look, thanks to Zenith Bank Plc, which designed the areas with beautiful Christmas decorations. The yearly ritual of the financial institution is a part of its Corporate Social Responsibility initiatives aimed at setting the tone for the Christmas and Yuletide seasons. Performing the Light-Up ceremony, the 17th of its kind recently, the chief executive of Zenith Bank, Mr Ebenezer Onyeagwu, expressed his delight in heralding the 2023 Yuletide season by lighting up the iconic Ajose Adeogun Street and Roundabout. He urged everyone

Image
28-November-2023

FG Rehabilitate TinCan, Onne Port, Others With $1.1bn

By Adedapo Adesanya  The federal government, through the Nigerian Ports Authority (NPA), has announced plans to invest $1.1 billion to fully rehabilitate decaying port infrastructure at TinCan, Apapa, Rivers, Delta, Calabar, and Onne ports as part of efforts to improve the efficiency of the nation’s existing ports. Out of the estimated 47,000 kilometres of coastline in Africa, Nigeria makes up about 853 kilometres, creating the perfect opportunity to get access to its much-needed revenue. This coastline and a 200 nautical mile exclusive economic zone make up Nigeria’s coastline in the Gulf of Guinea. The coastline equals a maritime area of

Image
28-November-2023

EFCC Educates Public About Ways to Prevent ATM Card Swap Fraud

By Adedapo Adesanya The Economic and Financial Crimes Commission (EFCC) has alerted Nigerians of unauthorised bank withdrawals linked to Automated Teller Machine (ATM) card swap fraud. The commission issued the alert on Monday in a statement by the Head of Media and Publicity, Mr Dele Oyewale. According to the EFCC, fraudsters engaged in this activity typically keep a debit card from the same bank and, under the guise of assisting a confused bank customer at an ATM point, swiftly swap the card while memorising the PIN used with fake cards. “These cards get stuck in the machine due to a