Banking
Sort Codes of Zenith Bank Branches in Nigeria
By Dipo Olowookere
The transfer of money online from one financial institution to another is almost not complete without the use of a sort code.
The code, which comprises a six-digit number, identifies both the bank and the branch where the account is held. It is a code used to route money transfers between banks.
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Below are the sort codes of Zenith Bank branches in Nigeria. We hope this article helps you in getting the sort code of your branch.
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S/N ZENITH BANK PLC BRANCHES
1 057230014 ABA
2 057210021 ABA ROAD
3 057330011 ABAKALIKI
4 057170019 ABEOKUTA
5 057080015 ABUJA
6 057150657 ABULE EGBA
7 057150709 ACME ROAD
8 057150343 ADENIRAN OGUNSANYA
9 057150204 ADETOKUNBO ADEMOLA
10 057150547 ADEYEMO ALAKIJA
11 057340014 ADO-EKITI
12 057150686 AGBARA
13 057190044 AGBENI MARKET
14 057240033 AGBOR
15 057150521 AGIDINGBI
16 057150437 AGUDA
17 057080099 AHMADU BELLO WAY
18 057150372 AIRPORT ROAD
19 057010030 AKA ROAD
20 057150288 AKIN ADESOLA
21 057150660 AKOWONJO
22 057180012 AKURE
23 057150576 ALABA INTERNATIONAL
24 057150165 ALLEN AVENUE
25 057150754 ALLEN II
26 057080044 AMINU KANO 1
27 057080109 AMINU KANO 2
28 057150615 AMUWO ODOFIN
29 057150505 ANTHONY
30 057150055 APAPA
31 057150835 APAPA RD
32 057230030 ASA ROAD
33 057240020 ASABA
34 057040055 AUCHI
35 057020046 AWKA
36 057150550 BAR BEACH
37 057030010 BAUCHI
38 057040013 BENIN
39 057040042 BENINAIRPORTRD
40 057160032 BIDA
41 057270016 BIRNIN KEBBI
42 057210047 BONNY ISLAND
43 057150275 BOURDILLON
44 057150631 BROAD STREET
45 057200028 BUKURU
46 057080060 LAW SCHOOL (BWARI)
47 057070012 CALABAR
48 057150725 CATHOLIC MISSION ST.
49 057080073 CENTRAL BUS. DISTRICT
50 057150301 TRINITY
51 057150107 COKER
52 057150848 COMPUTER VILLAGE
53 057150330 CREEK ROAD
54 057310015 DAMATURU
55 057150194 DOPEMU
56 057260013 DUTSE
57 057150712 EJIGBO
58 057010027 EKET
59 057040068 EKPOMA
60 057250010 ENUGU 1
61 057250023 ENUGU 2 (OGUI RD)
62 057150220 ERIC MOORE
63 057250036 ESTATE LAYOUT
64 057240062 EZENEI AVENUE
65 057150217 FALOMO
66 057150233 FESTAC
67 057130020 FUNTUA
68 057080028 GARKI
69 057150738 GBAGADA
70 057350017 GOMBE
71 057370013 GUSAU
72 057080112 GWAGWALADA
73 057150602 H/O ANNEX II
74 057150796 H/O ANNEX III
75 057020033 BRIDGE HEAD
76 057150013 HEAD OFFICE
77 057150424 HERBERT MACAULEY
78 057190015 IBADAN
79 057190031 IBADAN 3
80 057150851 IDIMU
81 057150741 IDI-ORO
82 057150039 IDUMAGBO
83 057150026 IDUMOTA
84 057170022 IJEBU ODE
85 057150534 IJU
86 057150042 IKEJA
87 057150314 IKEJA GRA
88 057070038 IKOM
89 057150385 IKORODU
90 057150644 IKORODU ROAD
91 057010043 IKOT EKPENE ROAD
92 057150479 IKOTA
93 057150518 IKOTA SHOPPING COMPLEX
94 057150136 IKOYI
95 057040026 IKPOBA HILL
96 057210034 IKWERRE ROAD
97 057290025 ILE-IFE
98 057290038 ILESA
99 057140010 ILORIN
100 057150123 ILUPEJU
101 057150408 INT’L AIRPORT TERMINAL
102 057150084 ISOLO
103 057190028 IWO ROAD
104 057300012 JALINGO
105 057200015 JOS
106 057110011 KADUNA
107 057110037 KADUNA 2
108 057110040 KAFANCHAN
109 057120014 KANO
110 057120027 KANO 2
111 057130017 KATSINA
112 057150864 KETU
113 057150877 KINGSWAY
114 057150291 KOFO ABAYOMI
115 057160045 KOTANGORA
116 057360010 LAFIA
117 057150178 LAGOS CENTRAL
118 057080125 BWARI
119 057150699 LAWANSON
120 057150398 LEKKI
121 057150880 LIVERPOOL
122 057280019 LOKOJA
123 057150770 MAGODO
124 057060019 MAIDUGURI
125 057060022 MAIDUGURI 2
126 057050016 MAKURDI
127 057080057 MARARABA
128 057150068 MARINA
129 057150628 MARINA II
130 057150071 MATORI
131 057150453 MEDICAL ROAD
132 057160016 MINNA
133 057150822 MOLONEY
134 057090021 MUBI
135 057150589 MURI OKUNOLA
136 057020059 NKPOR
137 057210050 NNAMDI AZIKWE(OGINIBA)
138 057020020 NNEWI
139 057250052 NSUKKA
140 057280022 OBAJANA
141 057140023 OFFA
142 057150110 OGBA
143 057020075 OGIDI
144 057070025 OGOJA
145 057150466 OGUDU
146 057150356 OGUNLANA DRIVE
147 057150893 OJODU
148 057040084 OKADA
149 057150181 OKE ARIN
150 057100021 OKIGWE
151 057150411 OKOTA
152 057150440 OLD OJO ROAD
153 057150369 OLOSA
154 057150783 OLOWU
155 057020017 ONITSHA
156 057210076 ONNE
157 057150259 OPEBI
158 057150246 OREGUN
159 057290012 OSHOGBO
160 057100018 OWERRI
161 057150767 OZUMBA MBADIWE
162 057210089 OYIGBO
163 057040071 SAPELE ROAD
164 057150327 PALM AVENUE
165 057150903 PEN CINEMA
166 057210018 PORT HARCOURT
167 057250065 PRESIDENTIAL ROAD
168 057020062 RELIEF MARKET
169 057210063 RUMUIBEKWE
170 057120030 SABON-GARI
171 057150495 SANGO OTA
172 057150592 SANUSI FAFUNWA
173 057240046 SAPELE
174 057170035 SAGAMU
175 057220011 SOKOTO
176 057150563 ST. FINBARRS ROAD
177 057160029 SULEJA
178 057150097 SURULERE
179 057150673 TEJUOSHO
180 057150262 TRADE FAIR
181 057080086 TRANSCORP HILTON
182 057230027 UMUAHIA
183 057120043 UNITY ROAD
184 057040039 USELU
185 057080138 JABI
186 057080141 UTAKO
187 057010014 UYO
188 057150149 VICTORIA ISLAND
189 057240017 WARRI
190 057240059 WARRI II
191 057150152 WHARF RD
192 057080031 WUSE
193 057150055 SNAKE ISLAND
194 057320018 YENAGOA
195 057090018 YOLA
196 057110024 ZARIA
197 057250049 ZIK AVENUE
198 057150806 ALUMINIUM VILLAGE
199 057150819 GBAGADA 2
200 057150916 LASU
201 057050029 OTUKPOR
202 057240075 ABRAKA
203 057080154 EFAB
204 057150929 FALOMO R/ABOUT
205 057150932 ADENIYI JONES
206 057150945 MOBIL ROAD
207 057150958 SANGO OTA 2
208 057190057 BODIJA
209 057150961 LEKKI EXPRESSWAY
210 057080167 MAITAMA 2
211 057210092 ABA ROAD 2
212 057210102 AZIKIWE ROAD ,P/H
213 057030023 AZARE
214 057150974 LASPOTECH
215 057150987 EPE
216 057080170 GARKI MODEL MKT
217 057210115 OMOKU
218 057100034 ORLU
219 057330024 AFIKPO
220 057150990 KUDIRAT ABIOLA WAY
221 057151009 BOLADE OSHODI
222 057120056 HOTORO
223 057151012 ILUPEJU 2
224 057080183 CENTRAL BUS. DISTR 2
225 057330024 NEW WUSE
226 057040097 UNIBEN
227 057040107 SAKPOBA ROAD
228 057040110 EKENWA ROAD
229 057151025 BADAGRY
230 057180025 ONDO TOWN
231 057151038 ASPAMDA
232 057060035 MAIDUGURI 3
233 057310028 POTISKUM
234 057120069 WUDIL
235 057080206 FED SECRETARIAT
236 057151041 ALAGBADO
237 057151054 TRINITY 2
238 057020088 EKWULOBIA
239 057151067 KEFFI
240 057151070 SATELLITE TOWN
241 057240088 UGHELLI
242 057020091 UMUNZE
243 057040123 MISSION ROAD
244 057080219 KUBWA
245 057040136 UROMI
246 057100047 OWERRI
247 057151083 OGBA 2
248 057151096 IKOTUN
249 057151106 AGEGE MOTOR RD
250 057151119 EBUTE-ERO
251 057140036 ILORIN 2
252 057230043 ABA 3
253 057080222 DEI-DEI
254 057080235 NATIONAL ASSEMBLY
255 057010046 UYO 3
256 057151122 AKUTE
257 057151135 SEME-BORDER
258 057080248 DUTSE ALHAJI
259 057080251 ENUGU HOUSE ABUJA
260 057190060 OYO TOWN
261 057190073 OLUYOLE
262 057170048 OWODE
263 057330024 ABAKALIKI 2
264 057020101 ELECTRONIC MRKT
265 057080264 GWARIMPA
266 057080277 KEBBI HOUSE
267 057080280 MAPAPE
268 057280035 OKENE
269 057080293 EAGLE
270 057200031 JOS 2
271 057070041 MARY SLESSOR
272 057170051 OKE ILEWO
273 057240091 PTI ROAD
274 057151148 LADIPO OLUWOLE
275 057151151 ALAUSA
276 057120072 KOFAR RUWA
277 057300025 WUKARI 278 057080303 SULTAN ABUBUKAR
By Aduragbemi Omiyale
More than $700 million was disbursed in loans to Micro, Small, and Medium-sized Enterprises (MSMEs) in 2025 by Moniepoint, the financial technology (fintech) firm said in its inaugural Impact Report titled Creating Financial Happiness.
The report also revealed that for three out of four borrowers, a loan from Moniepoint was the first formal business credit their enterprise had ever accessed because of the strategies deployed by the organisation to make financing more accessible to small business owners.
“Ten years ago, we began this journey with a simple but audacious goal — to build financial infrastructure that worked for everyone. Today, that goal has crystallised into our mission of creating a world where every African, everywhere, can experience financial happiness.
“This report shows how that vision is taking shape, through the lives and businesses that are improving because they now have access to the right financial tools.
“For 75 per cent of the businesses we lent to this year, ours was the first formal business loan they had ever received. We also significantly expanded lending to women-owned businesses because we know that when African women thrive, entire communities are uplifted,” the chief executive of Moniepoint Incorporated, Mr Tosin Eniolorunda, stated.
The report showed that Moniepoint now serves over 20 million businesses and individuals, processing over $250 billion in transaction value annually.
It also highlights the impact of expanded access to credit, banking, and business management tools for MSMEs in Nigeria, which face a funding gap of approximately $32.2 billion.
In addition, businesses that received credit recorded a 36 per cent increase in average transaction value, while enterprises banking with Moniepoint employed more than 8 million people in 2025.
Beyond access to credit, Moniepoint’s payments infrastructure is extending financial access to underserved communities, as customers without smartphones or reliable internet can use the company’s USSD service, which turns a basic feature phone into a banking tool.
It was observed that people without smartphones carried out over $170 million in transactions by dialling a simple code.
Across the country, Moniepoint’s POS terminals operate in all 774 local government areas and enable payments for 100 million people in 2025. These gains are showing up in how people experience their financial lives.
In surveys of Moniepoint users, 83 per cent reported that their quality of life has improved, and 85 per cent reported increased confidence in achieving their financial goals.
Beyond its commercial operations, the report also highlights Moniepoint’s broader contribution to economic and social development through investments in talent, education, entrepreneurship and community development.
Guided by the UN Sustainable Development Goals, the financial giant has expanded employment pathways through initiatives such as Women in Tech and DreamDevs engineering programmes, while supporting STEM education, financial literacy, women entrepreneurs and underserved children, collectively reaching tens of thousands of beneficiaries.
Through strategic delivery partnerships, Moniepoint has also supported large-scale government intervention programmes, enabling subsidised food distribution to more than 800,000 people in northern Nigeria.
By Aduragbemi Omiyale
It was a double honour for Zenith Bank Plc at the prestigious Euromoney Awards for Excellence 2026, clinching the biggest and most coveted national and continental awards in banking.
The lender was named Africa’s Best Bank and Nigeria’s Best Bank, the latter for the second consecutive year, at a ceremony held on Thursday, July 16, at The Peninsula London Hotel, London, England.
The Euromoney Awards for Excellence are among the most respected in the global financial industry, evaluating banks on criteria including strategy, profitability, risk management, digital transformation and impact on stakeholders. Victory at the awards is regarded as a mark of the highest distinction in global banking.
“We are deeply honoured by these recognitions from Euromoney. Being recognised as Africa’s Best Bank and Nigeria’s Best Bank reflects the trust of our customers, the dedication of our unicorn workforce, and our unwavering commitment to building a truly African global financial institution.
“These awards inspire us to do even more to deliver superior value, drive financial inclusion, and support the growth of businesses across Africa,” the chief executive of Zenith Bank, Ms Adaora Umeoji, said.
The dual recognition of Zenith Bank is a testament to its sustained excellence in financial performance, customer service, digital innovation, and its contribution to economic development across Nigeria and the wider African continent.
In this year’s edition, a record of over 770 entries were received from world-class financial institutions, including HSBC, Morgan Stanley, Citibank, Barclays, Standard Bank and DBS Bank of Singapore.
Zenith Bank has continued to deliver strong financial results while accelerating investments in technology, artificial intelligence, and digital banking solutions.
In the 2025 financial year, the bank grew gross earnings by six per cent year on year to N4.19 trillion and delivered profit after tax of N1.04 trillion, while reducing its non-performing loan ratio from 4.7 per cent to 3.8 per cent.
In keeping with its dividend policy, Zenith Bank rewarded its investors with a record-breaking total dividend of N10.00 per share (totalling N410.69 billion) for the 2025 financial year, representing a 100 per cent increase over N5.00 per share paid in 2024.
By Adedapo Adesanya
The Wireless Application Service Providers Association of Nigeria (WASPAN) has asked the Federal High Court in Lagos to suspend the enforcement of the Federal Competition and Consumer Protection Commission’s (FCCPC) Digital, Electronic, Online or Non-Traditional Consumer Lending (DEON) Regulations 2025 pending the determination of its appeal against an earlier judgment.
The application follows the dismissal of WASPAN’s substantive suit challenging the regulations, although the court made significant pronouncements on the regulatory responsibilities of the FCCPC and the Nigerian Communications Commission (NCC).
Justice Ambrose Lewis-Allagoa had ruled that the FCCPC possesses powers under Sections 104, 105, 106, and 163 of the Federal Competition and Consumer Protection Act to investigate anti-competitive conduct, protect consumers, and issue regulations.
The court also held that there was no conflict between the FCCPC Act and the Nigerian Communications Act, affirming that while the FCCPC oversees competition and consumer protection, the NCC remains the statutory regulator responsible for licensing telecommunications operators.
However, the judge clarified that “the FCCPC lacks the power to issue telecommunications licences,” adding that “nothing in the DEON Regulations creates a telecommunication licensing.”
Despite the ruling, WASPAN has filed a notice of appeal and is seeking an injunction to preserve the status quo pending the outcome of the appellate process.
In its Motion on Notice, the association asked the court for “an order of injunction restraining the Defendant whether by itself, officers, employees, agents or such other persons howsoever named from enforcing, implementing and/or otherwise giving effect to the enforcement and/or implementation of the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations 2025” pending the hearing and determination of the appeal.
WASPAN also requested an order preventing the FCCPC from interfering with services provided by its members under the disputed regulations.
Specifically, it sought an order restraining the commission “from taking any steps towards interfering with or preventing the Plaintiff’s members from providing or continuing to provide or deploy any services or product governed by the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations 2025.”
In addition, the association urged the court to restrain the FCCPC “from imposing any sanction, penalty, punishment or fines on the Plaintiff’s members” over any alleged non-compliance with the regulations while the appeal is pending.
According to WASPAN, the interim reliefs are necessary to preserve the subject matter of the appeal and prevent actions that could render the appellate proceedings ineffective.
Business Post reports that the latest application extends the legal battle over the FCCPC’s DEON Regulations and sets the stage for the Court of Appeal to further clarify the scope of the commission’s regulatory authority in Nigeria’s digital lending and telecommunications sectors.
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