Economy
Top 5 Gift Card Trading Apps in Nigeria & Ghana
Selling gift cards online has become one of the fastest ways to turn unused cards into cash in Nigeria and Ghana. If you give someone a gift card they don’t need or can’t use, ŵdbest believe they’re looking for a gift card trading platform to sell it on.
When trading gift cards for Cedis or Naira, using the right app can make all the difference. There’s a myriad of gift card trading platforms out there claiming to be the best, but only a few actually live up to their claims. It makes it confusing to know which to trust.
That’s why this article exists.
Instead of guessing or testing random apps, we’ve broken down the top 5 gift card trading apps that Nigerians and Ghanaians actually use today. These platforms are fast, secure, and reliable.
Let’s walk through the best platforms you can use right now.
Best 5 Apps to Trade Gift Cards in Nigeria and Ghana
The best gift card trading apps in Nigeria and Ghana are Nosh, Tercescrow, Hook, Beekle, CardNJ.
1. Nosh
It would be literally impossible to talk about leading platforms in the gift card trading industry without mentioning Nosh. It is one of the most trusted apps for anyone who wants to sell gift cards in Nigeria or exchange gift cards in Ghana.
Nosh has the best gift card rates in the market and transactions are processed very fast. With Nosh, you don’t have to wait hours to verify and trade your gift card. Payout is almost instant and you can withdraw to your bank or Momo account in seconds.
The moment you open the Nosh app, it feels different; clean interface, clear instructions, and no confusion. Even if it’s your first time trading, the process is straightforward. You simply enter the gift card details like the category, subcategory and amount, upload an image if it’s a physical card, and you’ll see the rate in real time. Once you confirm your trade, you’ll receive payment immediately.
Nosh accepts trading a wide range of gift cards including Apple, Steam, Amazon, Razer Gold, and many more. Additionally, with Nosh you can sell crypto, book flights, pay TV, cable & internet bills, top up data and airtime, and fund your bet wallet. The app is available on iOS, Android and via the web.
2. Tercescrow
Tercescrow is a solid gift card trading app if you want a simple and smooth trading experience. The app has an easy to use interface, good rates and processes transactions fast. You can trade a wide range of gift cards on the app, and get your payment on time without any delays.
Asides selling gift cards, you can buy gift cards as well. The platform is secure, and available for both iOS and Android devices.
3. Hook
Hook is another growing platform in the gift card trading space. The app supports trading several popular gift cards, and offers competitive gift card rates. The interface is clean and the platform itself is secure and easy to use. The app is available on both App store and Google Play store.
Hook’s smooth trading flow is one of its strengths. You upload your card details, wait for verification, and get paid once as soon as your card is verified. With this app, you can quickly and easily exchange your gift cards for Naira or Cedis.
4. Beekle
Another solid app to sell gift cards in Nigeria or Ghana is Beekle. This app appeals to users who are heavy on user experience. The platform is clean, visually simple, and easy to navigate. It supports most popular gift cards and offers good trading rates that change based on market conditions.
The process of trading gift cards on Beekle is simple. Once you upload your card details, you see how much you’ll be paid for it and you can then trade. After trading, the Naira or Cedis equivalent of your gift card will be credited to you. You can use Beekle on both iOS and Android devices.
5. CardNJ
CardNJ is another platform you can use to convert gift cards to Naira or Cedis. It’s a great option if you want an easy to use platform with seamless trading experience. The app supports a wide variety of gift cards and payouts are made fast.
CardNJ keeps everything simple: upload your card, confirm your trade, and get paid. The app is available on both App Store and Google play store.
Tips for Choosing a Gift Card Trading App to Use
Choosing the right app to sell your gift cards for Naira or Cedis can save you time, money, and stress. Here’s how to pick a gift card trading platform in Nigeria or Ghana that you can trust:
1. Start with the rates
Good rates make a big difference because the value of your gift card changes from app to app. Always compare rates before committing to a gift card trading platform, and choose the one with the best rates.
Nosh, for example, has an online gift card rate calculator you can use to check how much your gift card is worth, without going into the app.
2. Consider payment speed
Nobody wants to wait hours to get paid. A good trading app should process your card and send your money within minutes. If you notice many reviews or social media comments saying payments take too long, that’s a red flag.
3. Look at security
Since gift card trading involves money, you need an app that takes security seriously. Check if the platform is registered, verified, active on social platforms, and has Two-Factor authentication (2FA). Your information should be protected, trades should be handled securely, and funds should be safe.
4. Check customer support
Even the best apps can have hiccups. What matters is how fast support responds. Look for platforms with active customer service. Do they have a live chat option? Is there an hotline you can call? Is there a dedicated email for complaints? Do they respond on social media?
Apps like Nosh are known for 24/7 customer support and fast replies, which helps a lot if anything happens.
5. Read the reviews
Before downloading any app, take a moment to read what other users say. Reviews tell you what the app does well and where it struggles. If an app has too many complaints about payment issues, slow verification, or low rates, avoid it.
Frequently Asked Questions about Gift Card Trading Apps
- What is the best platform to trade gift cards in Nigeria?
Nosh is the best platform to sell gift cards in Nigeria because of its high rates, fast payments, strong security, and reliable customer support. Other great options include Beekle, Tercescrow, Hook and CardNJ.
- What gift card trading platform is the best in Ghana?
Nosh is the top choice for trading gift cards in Ghana. It offers fast payouts, high gift card rates and a seamless trading experience. Other good alternatives are Tercescrow, Hook, Beekle and CardNJ.
- What is the best gift card trading app in Nigeria with high rates?
Nosh consistently offers the best and highest rates for a wide variety of gift cards in Nigeria. The platform is transparent and you can check the rate of any gift card using the rate calculator.
- What gift cards can you sell in Ghana?
You can sell a wide variety of gift cards in Ghana on platforms like Nosh and Tercescrow. Popularly traded gift cards include Apple, Steam, Google Play, Amazon, Walmart, Sephora, etc.
- How can I sell gift cards in Nigeria and Ghana?
You can use Nosh to trade gift cards in Nigeria or Ghana. Download the Usenosh app, create an account, enter your gift card details, confirm your trade, and receive your payment in minutes.
Conclusion
With the right platform, you can convert your gift cards to cash easily and safely, whether you’re in Nigeria or Ghana.
From this list, Nosh remains the most reliable option thanks to its fast payments, high rates, excellent customer support, and easy interface. Other apps like Tercescrow, Hook, Beekle, and CardNJ also offer solid choices depending on your needs.
If you want smooth trades, instant payments, and peace of mind, you now know the best apps to use.
By Dipo Olowookere
A 0.21 per cent loss was suffered by the Nigerian Exchange (NGX) Limited on Wednesday, as investor chew on the contraction in Nigeria’s June 2026 inflation rate to 15.91 per cent, according to data released during the session by the National Bureau of Statistics (NBS).
It was observed that the consumer goods sector lost 1.24 per cent, the industrial goods space shed 0.23 per cent, and the energy index crashed by 0.10 per cent, with these losses offsetting the gains recorded by the financial services sector, as the banking segment rose by 4.53 per cent, and the insurance counter chalked up 1.23 per cent.
Consequently, the All-Share Index (ASI) retreated by 503.69 points to 242,366.75 points from 242,870.44 points, but the market capitalisation added N390 billion to close at N156.239 trillion compared with the previous session’s N155.849 trillion.
During the trading day, Trans-Nationwide Express shed 9.85 per cent to end at N3.02, International Breweries moderated by 6.12 per cent to N13.05, Haldane McCall slipped by 5.95 per cent to N3.32, DAAR Communications declined by 5.68 per cent to N1.66, and NGX Group lost 4.38 per cent to finish at N28.12.
On the flip side, First Holdco improved by 9.98 per cent to N79.35, Thomas Wyatt expanded by 9.29 per cent to N2.94, Legend Internet gained 8.99 per cent to settle at N4.85, Tripple Gee grew by 8.96 per cent to N3.89, and Coronation Insurance increased by 6.61 per cent to N2.42.
Yesterday, market participants transacted 476.3 million stocks worth N29.6 billion in 40,992 deals compared with the 634.8 million stocks valued at N53.3 billion traded in 42,494 deals, showing a decline in the trading volume, value, and number of deals by 24.97 per cent, 44.47 per cent, and 3.54 per cent, respectively.
First Holdco was the busiest equity with 78.7 million units sold for N6.2 billion, Sterling Holdings transacted 56.7 million units worth N439.2 million, Zenith Bank traded 30.0 million units valued at N3.3 billion, Fidelity Bank exchanged 27.3 million units for N563.9 million, and Stanbic IBTC traded 22.8 million units valued at N3.8 billion.
**Tinubu Says Economy on Steady Growth
By Modupe Gbadeyanka
President Bola Tinubu has been praised for the ongoing financial and fiscal reforms in the country and encouraged to pursue a stronger partnership that supports investments, youth training, and employment.
The chief executive of Deloitte Africa, Ms Ruwayda Redfearn, who led a delegation to visit Mr Tinubu in Abuja on Wednesday, said the global organisation is primarily focused on digital and business transformation, with over 500,000 employees worldwide working across various roles and locations, including over 6,000 in Africa, adding that her accountancy firm’s revenue was $74 billion in 2025.
“We are here before you to say that we want to serve. We have a local team on the ground that is ready, as well as the global firm, to support you and support your administration as you lead the country,” she said.
Also, the chief executive of Deloitte West Africa, Mr Yomi Olugbenro, assured President Tinubu of the firm’s support for the reforms.
“We do what we do because of the philosophy that our African CEOs talk about – making an impact that matters. Where we are at the moment, we believe that the ground has been solidly laid. There is a need to truly extract more value and deliver the dividends of democracy to ordinary Nigerians on the street. The bigger work is really about how to cascade some of those big reforms further down.
“We do believe that with the capabilities that the firm has all over the world, with the half a million people that our CEO spoke about, we have use cases, examples, and experiences of how we supported nations all around the world, so Nigeria will definitely benefit from those experiences.
“So, that is why we are here, and we welcome the invitation that you may grant us as to where exactly you want us to support you,” he stated.
In his remarks, Mr Tinubu informed his guests that his administration’s reforms have steadily stabilised the economy over three years, with growing plaudits for positive development and growth indicators.
“We are following the example of Deloitte’s greatness to change things from the foundation, building the necessary future for our people.
“Yes, reforms are difficult. It has not been a McDonald’s customer relationship but a harvester of good things, if implemented well, and that is what we are about.
“Thank you for your partnership in paying attention to what we are doing here, as we have heard from the Minister of Finance about the fiscal, revenue and tax reforms that have taken place and are moving the nation forward.
“The reforms on revenue will continue to stimulate growth. And the effect of the reform? Yes, some issues are difficult to take the bitter medicine, but it is working well. For the economy, Nigeria is making serious foundational progress,” he stated.
The President said the reforms had stimulated the economy, strengthened the fiscal and revenue sectors, repositioned financial institutions, and prepared the country to be more globally relevant and competitive, urging Deloitte Africa to improve its impact on the Nigerian economy by training and recruiting the dynamic youth population.
“The family of Deloitte; you just reminded me of my cradle years in accountancy and where I cut my childhood accounting teeth in Chicago. Deloitte has a good training programme, and I believe you will continue to reflect that,” he added.
By Adedapo Adesanya
Oil prices fell on Wednesday after the United States’ attacks against Iranian military installations that aimed to limit its ability to strike shipping in the Strait of Hormuz.
Brent futures declined by $1.11 or 1.31 per cent to $83.62 a barrel, while the US West Texas Intermediate (WTI) futures lost 81 cents or 1.02 per cent to close at $78.53 a barrel.
Attacks worsened a supply disruption in the Strait of Hormuz, through which about a fifth of the world’s oil and liquefied natural gas passed prior to the war’s outbreak.
The US military said it had hit dozens of military targets near the strategic waterway and Iranian coastal areas in strikes lasting seven hours. In response, Iran’s Islamic Revolutionary Guard Corps (IRGC) said on Wednesday it had struck American military targets in the region, including in Bahrain, Kuwait and Jordan.
The US military said its fresh strikes on Wednesday against Iran’s coastal defence systems and cruise missile storage and launch sites were “designed to further degrade military capabilities Iranian forces have used to attack commercial shipping in the Strait of Hormuz.”
The US alleged that said Iran had “intentionally” targeted civilians and attacked seven commercial vessels over the previous week, leaving roughly a dozen crew members dead, missing or injured.
The hostilities between Iran and the US reignited last week, breaking an already fragile truce reached in June after several months of fighting. The collapsed ceasefire precipitated a new crisis in the waterway, and Iran threatened to close all other export corridors that benefit the US and its allies.
The US Energy Information Administration reported a 1.7 million-barrel drop in US crude inventory last week. The American Petroleum Institute (API) had estimated that crude oil inventories in the US fell by 564,000 barrels in the week ending July 10.
Goldman Sachs estimated in a note that Gulf exports recovered to more than 80 per cent of pre-war levels after the US-Iran memorandum of understanding in June but slipped back below 50 per cent, or about 11 million barrels per day, over the last week.
The bank said Brent could exceed $110 in the fourth quarter this year if the Gulf export recovery continues to stall.
