Economy
Top 5 Gift Card Trading Apps in Nigeria & Ghana
Selling gift cards online has become one of the fastest ways to turn unused cards into cash in Nigeria and Ghana. If you give someone a gift card they don’t need or can’t use, ŵdbest believe they’re looking for a gift card trading platform to sell it on.
When trading gift cards for Cedis or Naira, using the right app can make all the difference. There’s a myriad of gift card trading platforms out there claiming to be the best, but only a few actually live up to their claims. It makes it confusing to know which to trust.
That’s why this article exists.
Instead of guessing or testing random apps, we’ve broken down the top 5 gift card trading apps that Nigerians and Ghanaians actually use today. These platforms are fast, secure, and reliable.
Let’s walk through the best platforms you can use right now.
Best 5 Apps to Trade Gift Cards in Nigeria and Ghana
The best gift card trading apps in Nigeria and Ghana are Nosh, Tercescrow, Hook, Beekle, CardNJ.
1. Nosh
It would be literally impossible to talk about leading platforms in the gift card trading industry without mentioning Nosh. It is one of the most trusted apps for anyone who wants to sell gift cards in Nigeria or exchange gift cards in Ghana.
Nosh has the best gift card rates in the market and transactions are processed very fast. With Nosh, you don’t have to wait hours to verify and trade your gift card. Payout is almost instant and you can withdraw to your bank or Momo account in seconds.
The moment you open the Nosh app, it feels different; clean interface, clear instructions, and no confusion. Even if it’s your first time trading, the process is straightforward. You simply enter the gift card details like the category, subcategory and amount, upload an image if it’s a physical card, and you’ll see the rate in real time. Once you confirm your trade, you’ll receive payment immediately.
Nosh accepts trading a wide range of gift cards including Apple, Steam, Amazon, Razer Gold, and many more. Additionally, with Nosh you can sell crypto, book flights, pay TV, cable & internet bills, top up data and airtime, and fund your bet wallet. The app is available on iOS, Android and via the web.
2. Tercescrow
Tercescrow is a solid gift card trading app if you want a simple and smooth trading experience. The app has an easy to use interface, good rates and processes transactions fast. You can trade a wide range of gift cards on the app, and get your payment on time without any delays.
Asides selling gift cards, you can buy gift cards as well. The platform is secure, and available for both iOS and Android devices.
3. Hook
Hook is another growing platform in the gift card trading space. The app supports trading several popular gift cards, and offers competitive gift card rates. The interface is clean and the platform itself is secure and easy to use. The app is available on both App store and Google Play store.
Hook’s smooth trading flow is one of its strengths. You upload your card details, wait for verification, and get paid once as soon as your card is verified. With this app, you can quickly and easily exchange your gift cards for Naira or Cedis.
4. Beekle
Another solid app to sell gift cards in Nigeria or Ghana is Beekle. This app appeals to users who are heavy on user experience. The platform is clean, visually simple, and easy to navigate. It supports most popular gift cards and offers good trading rates that change based on market conditions.
The process of trading gift cards on Beekle is simple. Once you upload your card details, you see how much you’ll be paid for it and you can then trade. After trading, the Naira or Cedis equivalent of your gift card will be credited to you. You can use Beekle on both iOS and Android devices.
5. CardNJ
CardNJ is another platform you can use to convert gift cards to Naira or Cedis. It’s a great option if you want an easy to use platform with seamless trading experience. The app supports a wide variety of gift cards and payouts are made fast.
CardNJ keeps everything simple: upload your card, confirm your trade, and get paid. The app is available on both App Store and Google play store.
Tips for Choosing a Gift Card Trading App to Use
Choosing the right app to sell your gift cards for Naira or Cedis can save you time, money, and stress. Here’s how to pick a gift card trading platform in Nigeria or Ghana that you can trust:
1. Start with the rates
Good rates make a big difference because the value of your gift card changes from app to app. Always compare rates before committing to a gift card trading platform, and choose the one with the best rates.
Nosh, for example, has an online gift card rate calculator you can use to check how much your gift card is worth, without going into the app.
2. Consider payment speed
Nobody wants to wait hours to get paid. A good trading app should process your card and send your money within minutes. If you notice many reviews or social media comments saying payments take too long, that’s a red flag.
3. Look at security
Since gift card trading involves money, you need an app that takes security seriously. Check if the platform is registered, verified, active on social platforms, and has Two-Factor authentication (2FA). Your information should be protected, trades should be handled securely, and funds should be safe.
4. Check customer support
Even the best apps can have hiccups. What matters is how fast support responds. Look for platforms with active customer service. Do they have a live chat option? Is there an hotline you can call? Is there a dedicated email for complaints? Do they respond on social media?
Apps like Nosh are known for 24/7 customer support and fast replies, which helps a lot if anything happens.
5. Read the reviews
Before downloading any app, take a moment to read what other users say. Reviews tell you what the app does well and where it struggles. If an app has too many complaints about payment issues, slow verification, or low rates, avoid it.
Frequently Asked Questions about Gift Card Trading Apps
- What is the best platform to trade gift cards in Nigeria?
Nosh is the best platform to sell gift cards in Nigeria because of its high rates, fast payments, strong security, and reliable customer support. Other great options include Beekle, Tercescrow, Hook and CardNJ.
- What gift card trading platform is the best in Ghana?
Nosh is the top choice for trading gift cards in Ghana. It offers fast payouts, high gift card rates and a seamless trading experience. Other good alternatives are Tercescrow, Hook, Beekle and CardNJ.
- What is the best gift card trading app in Nigeria with high rates?
Nosh consistently offers the best and highest rates for a wide variety of gift cards in Nigeria. The platform is transparent and you can check the rate of any gift card using the rate calculator.
- What gift cards can you sell in Ghana?
You can sell a wide variety of gift cards in Ghana on platforms like Nosh and Tercescrow. Popularly traded gift cards include Apple, Steam, Google Play, Amazon, Walmart, Sephora, etc.
- How can I sell gift cards in Nigeria and Ghana?
You can use Nosh to trade gift cards in Nigeria or Ghana. Download the Usenosh app, create an account, enter your gift card details, confirm your trade, and receive your payment in minutes.
Conclusion
With the right platform, you can convert your gift cards to cash easily and safely, whether you’re in Nigeria or Ghana.
From this list, Nosh remains the most reliable option thanks to its fast payments, high rates, excellent customer support, and easy interface. Other apps like Tercescrow, Hook, Beekle, and CardNJ also offer solid choices depending on your needs.
If you want smooth trades, instant payments, and peace of mind, you now know the best apps to use.
By Adedapo Adesanya
Crude production under the collective Organisation of the Petroleum Exporting Countries (OPEC ) fell in May to its lowest level in at least 37 years as the blockade of Iran by the United States and disruptions in the Persian Gulf, continued to limit output.
According to a Bloomberg survey released on Friday, output from the organisation’s 11 current members, including Nigeria, dropped by 1.22 million barrels per day to 16.33 million barrels per day last month.
Iran accounted for more than half of the decline. The data excludes the United Arab Emirates (UAE), which departed the cartel last month after six decades of membership.
War between a US-Israeli alliance and Iran has reduced oil supplies from the Middle East, largely closing the Strait of Hormuz waterway. Saudi Arabia, Iraq, the UAE and Kuwait have been forced to cut crude production. Iranian shipments face additional pressure following a US blockade of its ports imposed in mid-April.
Iranian output fell by 710,000 barrels per day to a five-year low of 2.34 million barrels per day in May, the survey showed. Central Command reported that US forces have redirected 127 commercial vessels to enforce the blockade of all maritime traffic entering and exiting Iranian ports.
Kuwait recorded the second-largest decline last month, with production falling by 310,000 barrels per day to 490,000 barrels per day, less than one-fifth of pre-war levels. Saudi Arabia, the group’s leader, saw output decrease by 240,000 barrels per day to 6.57 million barrels per day.
The production reductions have not prevented OPEC and its allies from raising quotas over recent months, continuing a year-long process of restoring output halted several years ago.
This comes ahead of a meeting scheduled to be held on Sunday, June 7, where a sub-group of seven members is expected to increase targets by 188,000 barrels again in July. The session is one of four online meetings OPEC and its partners plan to hold that day.
Delegates indicated the alliance has plans for two additional monthly quota increases in August and September. UAE output rose by 300,000 barrels per day to 2.44 million barrels per day in May, according to the survey.
By Aduragbemi Omiyale
The 2025 third quarter Budget Implementation Report from the Budget Office of the Federation has shown that the federal government exceeded the funds allocation for repayment of debts for the first nine months of the fiscal year by about 18 per cent.
In a report by Punch, the sum of N10.74 trillion was budgeted for debt servicing between January and September 2025, but the government used N12.63 trillion for the purpose, N1.90 trillion or 17.65 per cent more than the allocation for the year.
The funds were spent on domestic debts, foreign debts and sinking fund by the central government in nine months.
Business Post reports that for the whole year, the amount approved by the National Assembly and signed by President Bola Tinubu for debt repayments was N14.31 trillion.
Looking at the nine-month figures, domestic debt service gulped N6.23 trillion, exceeding its N5.39 trillion provision, while foreign debt service was N6.30 trillion versus the budget provision of N5.06 trillion.
According to the report, the figures indicated that 67.2 per cent of the federal government’s retained revenue of N18.63 trillion was spent on debt service in the first nine months of 2025. When the sinking fund is included, debt-related payments consumed about 67.8 per cent of revenue.
It was also observed that aggregate federal government revenue underperformed the budget by N12.03 trillion or 39.24 per cent, as actual revenue of N18.63 trillion fell short of the N30.67 trillion projected for the first three quarters.
In the third quarter alone, the government generated N7.70 trillion versus the quarterly target of N10.22 trillion as a result of persistent oil revenue shortfalls, despite stronger non-oil collections.
The debt burden also crowded out capital spending, as total capital expenditure was N3.10 trillion in the first nine months compared with the N17.58 trillion budgeted for the period, indicating that actual debt-related payments were more than four times capital expenditure.
By Adedapo Adesanya
The NASD Over-the-Counter (OTC) Securities Exchange recorded a loss of 1.13 per cent on Thursday, June 4, shrinking the market capitalisation by N30.03 billion to N2.630 trillion from N2.660 trillion on Wednesday.
Similarly, this brought down the NASD Unlisted Security Index (NSI) by 50.19 points to 4,396.08 points from the 4,446.27 points recorded a day earlier.
The loss was influenced by the overpowering of the bulls by the bears, after the bourse closed with two price gainers and three price losers, led by FrieslandCampina Wamco Nigeria Plc, which slumped by N20.03 to sell at N190.38 per unit compared with midweek’s N210.41 per unit. Food Concepts Plc declined by 25 Kobo to trade at N2.50 per share versus the previous day’s N3.00 per share, and Acorn Petroleum Plc crumbled by 2 Kobo to end at N1.32 per unit, in contrast to the preceding session’s N1.34 per unit.
For the gainers, Central Securities Clearing System (CSCS) Plc added N2.93 to close at N78.34 per share compared with the previous price of N75.41 per share, and Afriland Properties Plc gained 80 Kobo to settle at N16.80 per unit versus N16.00 per unit.
There was a slip in the volume of transactions yesterday by 46.8 per cent to 280,714 units from 527,221 units, as the value of trades dropped 66.5 per cent to N21.8 million from the preceding session’s N64.2 million, and the number of deals fell by 8.7 per cent to 42 deals from 46 deals.
Great Nigeria Insurance (GNI) Plc ended the session as the most traded stock by value on a year-to-date basis with 3.4 billion units worth N8.4 billion, followed by Infrastructure Credit Guarantee (Infracredit) Plc with 2.3 billion units sold for N6.5 billion, and CSCS Plc with 64.7 million units traded for N4.4 billion.
GNI Plc also finished the day as the most traded stock by volume on a year-to-date basis with 3.4 billion units valued at N8.4 billion, followed by Infracredit Plc with 2.3 billion units exchanged for N6.5 billion, and Resourcery Plc with 1.1 billion units transacted for N415.7 million.
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