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19 Paragraphs on My Disciplinary Case With University of Ibadan

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By Kunle Adebajo

1. As with other things I have written, I write this in good faith. I write to educate, not to denigrate. I write to cast light, not out of spite. I write that things may get better, not because I derive pleasure in simply writing―whether or not it leads to an improved state of affairs.

2. I wish to sincerely thank everyone who has stood by me since the start of this saga. Everyone, from the members of the Union of Campus Journalists to students at large, from members of the university staff to the general community, from friends in need and indeed to my caring family—mom especially. Because of this case, many have not only sacrificed their time and resources, but have put their career on the line of risk. I thank everyone who has reached out since and before yesterday’s statement. My heart leaps with indescribable joy knowing that I am not alone.

3. Sometime in April 2016, while still in my third year, I noticed as I moved to the basement from Mellanby Hall’s C Block that bags of cement were being offloaded from a huge truck parked outside. I had thought the materials were for the hall’s renovation, especially toilets which have been a constant subject of debate and controversy. But upon enquiry, I realised I was wrong. Rather, they were to be deployed in tiling rooftops. Later that day, I was with Toheeb Arogundade, Speaker of the Students’ Representative Council and Ibrahim Oredola, President of the Union of Campus Journalists. And it was thought that this project was, if at all necessary, a misplacement of priorities. It was further agreed that something needed to be done―more specifically, something needed to be written.

4. I met with hall supervisors and porters. I spoke with building contractors. I interviewed men at the University Student Lodgings Bureau. I wrote and, yes, mailed my write-up to The Guardian’s Youth Speak Column which, it appears, is unfortunately now defunct [https://guardian.ng/…/ui-the-irony-of-fashionable-rooftops-…]. I must have been naïve at the time because when a colleague suggested, the day it was published, that the management might react unpleasantly, I simply shrugged it off.

5. That prophesied reaction came two days after. I received a letter of query from the Mellanby Hall Warden, saying I had 48 hours to give reasons disciplinary action should not be taken against me, because I had “put the name of the school into disrepute”—contrary to my matriculation oath. I penned a five-page response, wherein I stated among other things: “I did not contemplate this aftermath or that the school would be disturbed by the article; all I had in mind is a situation wherein issues raised in the article will be well received by concerned persons for the benefit of all.” I also quoted from Chapter V of the Student Information Handbook, where it is stated that “the legitimate expression of differing opinions and concerns is an essential part of the academic community…”

6. Months after, I received a letter of allegation of gross misconduct, this time from the Student Affairs Department, written and signed by the university legal adviser. The letter also alleged, with a long list of references, that my article was rude, defamatory and insubordinate. In response, I wrote and submitted a four-page response, restating my convictions and replying each sub-allegation. I was, however, advised against this by a senior and experienced lecturer whom I revere. Acting upon his recommendation, I withdrew this response and wrote two others, neither as statements of defence nor statements of apology. Finally, again acting upon wise counsel and personal convictions, I wrote a fourth and final response, where I said I am “regretful that my words come off as rude and insubordinate”, that “I had no intent whatsoever to insult or act with impudence” and that “I never contemplated that the article could be construed as defamatory or that it had the potential of bringing the school into disrepute”.

7. Following this, there was another long bout of silence, this time up to a year, before I was again contacted. I was not even contacted. My mom was. She got a text from my faculty inviting me to a sitting of the disciplinary panel. When I later asked why I was not contacted directly, I was given the excuse that my phone number was not found in the faculty’s records. The faculty, I understand, eventually recommended to the university that I be reprimanded.

8. Earlier this year, when the “Book of Life”, which contains the long list of graduates and their grades, was released, my name was visibly omitted. Rather, it was written alongside names of people with academic shortfalls or who were alleged to have committed examination malpractice among similar offences.

9. On Thursday, May 24 2018, I finally faced the Central Student Disciplinary Committee. With my plea taken, I was told: “The Committee has advised the Vice Chancellor and the Vice Chancellor has approved that you are rusticated for two semesters”. I was also told typically that I could appeal to the Council within fourteen days [of receiving the verdict in writing].

10. Strangely, I am at peace with this decision. Not that I am thankful or I think it was a just outcome. Not at all. But, I doubt I will feel this peaceful and driven if it had turned out otherwise, because this would not have reflected the true state of things. If I shall have two years of my life with a damning disciplinary case hovering above me, then let it end on the same path as it started. I do not want to be the proverbial chicken whose feathers were plucked by a set of fingers and who still lingered because the same fingers offered it cereal.

11. However, I plan to appeal to the University Governing Council as soon as I receive the letter of verdict from the Student Affairs. This I do for three reasons. One, to fulfil all righteousness, explore all internal mechanisms for remedy and leave little for posterity to say I didn’t do my best to get a fair trial. Two, because I have hope that the council shall determine the case fairly, having regard to the trite laws of the land and universal principles of justice. Three, because if my going to the Nigerian Law School never happens or gets delayed, I deserve to make that decision myself and not have it forced upon me.

12. Furthermore, there are two things I do not need: sympathy and hype.

13. Sympathy, I do not need, because I am not the sad, miserable victim that some reckon I would be. I was not “thrown into despair, and emotional trauma while awaiting my fate” as suggested by an article which surfaced days ago. It is not how I was and it is not how I wish to be seen. I am thankful for all that has happened. I have come out not only stronger, but wiser. Whatever decisions I made, I made because I believed they could achieve desired results. Whatever outcomes may have come my way, unpleasant as they may seem, have ultimately broadened my worldview and sharpened my senses.

14. Hype, I do not crave, for many reasons. I strongly believe that if I ever become deserving of fame, it should be because of something I have done, not for something that is done to me. Though necessary at times, I do not want the cheap publicity that comes with being a victim of circumstances. If, one day, my name is mentioned in remote places, I wish not to be remembered first as the student who was rusticated by his university. This is personal. There are also professional reasons, which are better not revealed. Being a journalist myself, I could have run to the media for attention as soon as the decision was pronounced. Yet, I restrained myself.

15. So why do I bother to write this at all? I write to clear the air. I write because I prefer to tell my story and not to have it told on my behalf. I write to make known the facts, that posterity may learn a lesson or two.

16. I do not have anything specifically against the University of Ibadan, because the same chain of events could as well have happened anywhere else. But I remain committed to the good of this country and every one of my countrymen. I remain committed, particularly, to helping improve her education sector. I remain committed to a future where our children do not have to choose between literacy and liberty, and one where our fathers will realise that the methods of old are not the only―or even the best—there are.

17. Once again, I thank everyone who has reached out to assist, and those who have even gone ahead using those methods they believe in. I am indebted to you all. Perhaps this request is already belated, but I will be even more grateful if you can spare me the two aforementioned things: sympathy and hype. By so doing, you have let down neither the cause nor myself. No, you have not. No, you have not.

18. Thank you all for reading.

19. Whatever remains untold of this story, I promise, will be told another day.

Dipo Olowookere is a journalist based in Nigeria that has passion for reporting business news stories. At his leisure time, he watches football and supports 3SC of Ibadan. Mr Olowookere can be reached via [email protected]

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The Future of Payments: Key Trends to Watch in 2025

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Luke Kyohere

By Luke Kyohere

The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:

1. The rise of real-time payments

Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this. 

2. Cashless payments will increase

In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions. 

3. Digital currency will hit mainstream

In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain. 

The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability. 

4. Increased government oversight

As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.

5. Business leaders buy into AI technology

In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk. 

6. Continued AI Adoption in Payments

In payments, the proliferation of AI will continue to improve user experience and increase security.  To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent. 

When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.

7. Rise of Super Apps

To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills. 

8. Business strategy shift

Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble. 

As the payments space evolves,  businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.

Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq

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Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections

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ghana election 2024

In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.

In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.

“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”

The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.

Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.

The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”

The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.

As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.

In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.

“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.

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The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms

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By Kenechukwu Aguolu

The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.

One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.

A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.

In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.

The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.

The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.

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