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2023 Handover Date and Tasks Before Okowa

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Okowa Delta State

By Jerome-Mario Chijioke Utomi

Recently, this author has seen people (Deltans and non Deltans alike) argue that the success of the administration of the Governor of Delta State, Mr Ifeanyi Okowa, particularly in the infrastructural development and promotion of technical education in the state dwarfed that of his predecessors.

These efforts on the part of the Governor contributed appreciably to why Delta State was ranked the Best State in Human Capital Development in the 2017 States Peer Review by the National Competitiveness Council of Nigeria, and also in 2020.

It is also responsible for why Delta as a state was adjudged to be the Second Least Poor State, coming only after Lagos, Nigeria’s business hub, according to the Nigerian Bureau of Statistics (NBS).

Despite the validity of the above declarations, I have also within this span, observed critics argue but scantly that Delta is a small state, oil-producing, and, therefore, can achieve its goals and record developments easily. That the success so far recorded in the state has nothing to do with creative leadership but a function of the availability of natural resources in the state.

Like the first group mentioned above, I have in a recent post among other things noted that the ongoing development in Delta State tellingly justifies the popular belief that creative concepts of leaders can bring both disruptive and constructive aspects; laced with the capacity to shatter set patterns of thinking, can threaten the status quo, or at the very least stir up people’s anxieties.

While noting that Okowa has in the past six years demonstrated that strategic success cannot be reduced to a formula, nor can one become a strategic thinker by reading a book, but through constant demonstration of competence, connection and character, the piece submitted that if one had visited the coastal areas of Delta State before May 29, 2015, till date, he/she may have concluded that the area was a location that has apparently never heard of civilization.

But under Governor Okowa’s administration, the people are coming to understand that education and infrastructural development of an area are the best tools for shaping the future of the people and not devices for an exclusive privileged few.

Among all the reactions/comments received, a particular one from a supposedly coastal dweller seems to stand out as it was a positive reaction with a sprinkle of agenda-setting.

Essentially, it read in part; Okowa has deflected the age-long excuse by previous administrations that the coastal region cannot be developed because the terrain is a marshy-a feature that renders construction difficult if not impossible, can no longer be sustained, this particular reader/respondent in line appreciated the Governor for the level of good/internal road networks and other infrastructural development- a feat that he said qualifies the Governor as the first to give a sense of belonging to the people of the region.

He, however, concluded that for the Governor to finish strong, he should construct road networks that will link Warri to Escravos terminals in Warri South-West Local Council Area of Delta and another from Escravos to Forcados terminal in Burutu Local Government Area as well as complete Ayakoromo Bridge to link communities in Ughelli South and Burutu Council Areas.

More specifically, further analysis of his comment reveals that while the first part of his comment acts as a morale booster to the state governor, the second part is the demand for the construction of road networks that will link Warri to Escravos terminals in Warri South-West Local Council Area of Delta and another from Escravos to Forcados terminal in Burutu Local Government Area, as well as complete Ayakoromo Bridge to link communities in Ughelli South and Burutu Council Areas, performs agenda-setting function for the state governor and his team.

Continuing, he said the bridge project has lingered for a very long time having been awarded by the now outgone Emmanuel Udughan administration. The project has in fact thrust a responsibility and extremely important destiny; to complete this process of socioeconomic rejuvenation of the people of the riverine community which the state has spent far too long a time doing.

Like the Bomadi Bridge which was executed by Chief James Onanefe Ibori’s administration, connecting three local government areas, (Burutu, Ughele and Patani), likewise, the Ayakoromo bridge going by commentaries, when completed, promises to promote the socioeconomic lives and wellbeing of  Deltans living in over in four local governments of the state.

Take, as an illustration, the Bobougbene community and its environs are reputed for the production of palm oil in commercial quantity and supply to Warri metropolis, and Okwuagbe markets in Ugheli South. The bridge when completed will provide easy access to these markets. Even more, it will open up the majority of communities that are yet to have access to the ‘uplands’.

In reputation terms, there are more reasons to applaud Governor Okowa’s effort in this direction. It is said that a leader’s image is an amalgam of a variety of factors, and followers must at intervals evaluate these perceived factors in order to dictate if they are in a positive or negative light.

Particularly, an image is capable of saying much more about a leader than any of his long speeches and verbal declarations and once established, the image becomes not just the leader’s picture but remains highly durable.

Even as this is being internalized, there exists yet another area of concern that in my view needs urgent attention in the coastal area of the state. It is in the areas of bringing primary and secondary schools close to communities in the coastal/riverine communities in the state.

Just very recently, I listened with rapt attention to King Monday Whiskey, Udurhie I, the Ovie of Iderhe Kingdom, speak on the challenges children of his kingdom need to confront to access education.

King Whiskey, who spoke in Lagos, among other things lamented that children in the Niger Delta must attain the age of 12 before starting from primary one because it is only at that age that children can be able to paddle their boat successfully to the other side of the community where their school is located.

In such a case, says Damilola Adeparua, a public affairs commentator, it is arguable that the percentage of uneducated women will be very high since it is only at the age of 12 boys can be allowed to paddle boats, then it will take a supernatural girl of 12 to start at that age. This makes the global statistics feasible that just 39% of rural girls attend secondary school and this is far fewer than that of rural boys, which is 45%, compared to urban girls, which is 59% and urban boys 60%.

Some of the girls who even live in communities which have access to free education and have their schools located in places where it is accessible are denied their right to education based on religious reasons, while some are hampered by poverty.

The issue of children’s education deprivation is not limited to girls as posited by UNICEF that one in every 5 of the world’s out-of-school children is in Nigeria.

Even though primary education is officially free and compulsory, about 10.5 million of the country’s children aged 5-14 years are not in school. Only 61 per cent of 6-11 year-olds regularly attend primary school and only 35.6 per cent of children aged 36-59 months receive early childhood education. Delta State, particularly the people of the coastal communities, is in my opinion not insulated from this challenge.

Why the state urgently needs to act on this new awareness is that school is far or close to the home according to what experts are saying definitely affects the student in many ways.

For the students living far from the school, the long commute every day is physically and mentally tiring and as a result, it’s harder to focus on studying after getting home. Their lifestyle is usually more hectic because of the travel. Most, if not all school-related events are actually near the school so the student has to travel to attend all that, too.

Comparatively, those who live closer to the school, are usually better connected to school and its events because, most, if not all school-related events happen near the school. And because of the small distance, they’re more up to date with it.

Also, a maximum of students who attend a particular school, live close to it, so they’re better connected with each other compared to the folks who live away and therefore tend to have more contacts and more connections. They are also more likely to become popular in school because they know a lot of people. They also are mentally more relaxed because they have a lot of time on their hands and they don’t necessarily have to deal with travelling.

The UNICEF survey says something else; there are still a huge number of those who are in school but are learning nothing, noting that schooling does not always lead to learning. In Nigeria, there are more non-learners in school than out of school, it concluded.

Admittedly, while the people of the region seem certain to make an increasing contribution to the development of the state as a handful of them can now afford the luxury of education and access to good amenities,  it is clear in hindsight that the Governor tackled this outlined challenges before handing over to the yet to be identified administration come 2023.

Achieving this feat will give the people of the region sense to feel that they have a governor that not only cares but act as a technique to support the people understanding of the Governor’s vision.

Most importantly, the state needs to pay attention to present challenges in the region as development professionals warn that preparing for the future involves, first of all, training our young citizens to lead the development process, driven by a sense of their absolute duty to maintain our economic evolution. This will encourage them to place their dynamic potential at the service of our society.

Indeed, the state has a wealth of young talents, and it is the responsibility of each and every sector of society to nurture them. This can only be done through proper education, training, support and encouragement; and by scouting for special skills and talents, while also nurturing creative initiatives.

Jerome-Mario Chijioke Utomi is the Programme Coordinator (Media and Public Policy), Social and Economic Justice Advocacy (SEJA), Lagos. He can be reached via [email protected]/08032725374

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The Future of Payments: Key Trends to Watch in 2025

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Luke Kyohere

By Luke Kyohere

The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:

1. The rise of real-time payments

Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this. 

2. Cashless payments will increase

In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions. 

3. Digital currency will hit mainstream

In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain. 

The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability. 

4. Increased government oversight

As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.

5. Business leaders buy into AI technology

In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk. 

6. Continued AI Adoption in Payments

In payments, the proliferation of AI will continue to improve user experience and increase security.  To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent. 

When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.

7. Rise of Super Apps

To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills. 

8. Business strategy shift

Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble. 

As the payments space evolves,  businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.

Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq

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Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections

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ghana election 2024

In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.

In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.

“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”

The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.

Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.

The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”

The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.

As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.

In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.

“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.

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The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms

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tax reform recommendations

By Kenechukwu Aguolu

The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.

One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.

A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.

In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.

The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.

The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.

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