Feature/OPED
Liberated Africa: Pathways to Self-Transformational Development
By Ehiedu Iweriebor
In the period since independence in the 1950s, Africa has undergone profound social, cultural, economic and political changes. Some inherited and historically rootless colonialist political and social systems have collapsed, been transcended and reconstituted. Different political systems – single party rule, personal rule and military governments have come and gone. New post-independence political and social systems; economic institutions, professional associations and labour unions, various types – traditional and new and varied cultural expressions have all emerged. Creative efforts to foster effective nation-building, develop a sense of belonging and manage diversity productively have also been made. New political systems, different forms of electoral democracy and democratic government; political parties and groups, varied social and intelligentsia organizations, confident youth groups, civil society organizations are also emerging. Disruptive and traumatic political and social crises have occurred. These include civil wars, secessionist wars, famines, elite generated manipulative ethnicity and deadly intergroup conflicts, and recently home grown and imported religious terrorism and their destructive wars, spectacular damaging actions, the creation of refugees and internally displaced peoples and the generation of general feelings of insecurity.
Social development institutions like health and educational facilities that barely existed under colonialism have been built. For example, vast numbers of schools at all levels including universities and other tertiary institutions – conventional and specialized have been established and dot various parts of Africa. They have produced millions of educated Africans as never existed before in African history. New physical infrastructures: roads, railways, water ways and airports have been built. This is a rough profile of profound changes in Africa since the 1950s.
However, given Africa’s size and vast unmet human, social and economic needs there is no question that substantial as what has been built is, the extant physical and social infrastructures are not adequate or abundant enough.
At the same time, it is quite clear that the physical and social landscapes of Africa today are vastly different from what they were 60 years ago such that it is unlikely that people from those times will recognize Africa of today.
Yet it is also true that there are some aspects of African realities that have not changed substantively or for the better during this period because Africa did not regain, recover or assert its ownership and use of its autonomous self-direction capacities in some spheres over the past six decades. These are primarily in the areas of economic sovereignty, development capacitation, self-actuated development and ideological self-direction. This failure is manifested in such conditions as persistent underdevelopment, the pre-eminence of primary commodities production and export in its economic interactions with the world, import dependency, development incapacitation and poverty generation. It is also manifested in Africa’s ideological subordination to external diktat through the acceptance and implementation of the economic management dogmas and prescriptions of the multilateral imperialist agencies – the World Bank, IMF and similar bilateral external agencies. These prescribed non-development dogmas include: privatization, deregulation and African states self-withdrawal from promoting socio-economic development and the simultaneous promotion of the ascendancy of “MARKET FORCES, FOREIGN INVESTORS, FOREIGN DIRECT INVESTMENTS and FOREIGN TECHNOLOGY TRANSFER ” as the primary and indispensable engines of African economic growth.
The forceful application of these disempowering dogmas through the active complicity of psychologically programmed and ideologically defeated African leaders and elite over the past three decades has yielded or in fact consolidated Africa in its status as under- developed, under-equipped and incapable of development self-propulsion. With African economies arrested in primary commodity export and the mass importation of manufactured goods they are mired in the same exocentric rut and this inevitably results in the export of jobs and import of poverty, therefore recurrent poverty-generation.
This condition and its persistence over this period suggest that IT CANNOT BE RESOLVED WITHIN ITSELF. It has to be transcended by African strategies of psycho-cultural recovery and development capacitation. Psycho-cultural recovery will entail the self-conscious efforts of liberated Africans to peel off the layers of self-deceit, self-delusion, psycho-ideological incapacitation, diminution of African self-worth, self-marginalization of African agency in African development. It would also require the expurgation from African leaderships and elite of their worshipful dependence on outsiders and preference for all things foreign including pre-fabricated solutions that have been introduced into Africa as dogmas of disempowerment and mechanisms of control from the slave trade era to the present. In its various incarnations, African disempowerment was partially procured through various seemingly neutral but ultimately destructive external ideological constructs such as “Christianization”, “Islamization”; European “Civilization” during the colonial era; “Modernization” in the neo-colonial period after independence and its latest expression, as multilateral imperialist “globalism” and dictatorial globalization that ideologically and politically dictates a single, global capitalist and liberal democratic system as the only “approved” economic, political and social and order for all times. This would be composite world of the rich and powerful, and the weak and powerless with Africa at the top.
But all these disempowering political, social, cultural and economic constructs and systems of domination were politically and self-consciously created by organized and mission-driven national and racial elites pursuing the objectives of group ascendancy and global domination. They are not divine constructs imposed on the world. In the same way, liberated Africans can self-consciously choose and work to exit from this state of UNFREEDOM AND INDIGNITY by dismantling and reconstituting the extant world order (as Asians have done) and chose to create and enter the realms of FREEDOM AND SELF-DIRECTION through development capacitation, psychological liberation, cultural recuperation, mental freedom and self-actuated development so as to emerge as powerful participants in the world system as actors not subjects. This is the liberatory imperative.
In order for Africa to assume responsibility for its own transformation and elevation, and be able to undertake self-reliant development and create secure domestic prosperity, it has to create its own specific ideology and strategy of self-development. To do this there are a number of irreducible components that have to be designed and put in place. These are: the recovery and application of African agency in African development, the creation of the liberated African state, establishment of an African development capacitation system, the creation and dissemination of the Affirmative Africa Narrative and African comprehensive military empowerment.
The Centrality of African Agency in African Development
The first requirement of this liberated development strategy and process is the emplacement of African Agency at the centre of African thought and action as the primary psycho-cultural foundation, ideological premise and endogenous propellant for Africa’s self-actuated development. In this context African Agency is the endogenously created psycho-cultural software embedded in societies with which African societies train, organize, motivate, self-activate and direct themselves to accomplish desirable ends individually and collectively. It is the absolute psycho-cultural grounding and ideological ownership of the African project devoid of compromises to any external imperatives. African Agency is grounded on the supremacy of African endocentric thought and motive-forces as the propellants of development as a self-directed imperative.
Without contemporary Africans’ psychological internalization of this understanding and ownership of their development vision and their assumption of complete responsibility for self-actuated development, African societies will remain dependent, underdeveloped and insecure. Therefore the new liberated Africa vision must recognize the absolute necessity of the restoration of African Agency to primacy for any successful African actuated process of transformation. This new perspective is critically important because it has to be realized that one of the major challenges and primary impediment to Africa’s development since independence in the 1960s has been the absence of African Agency in African development as the directive force. This was due to the concerted and largely successful efforts of external multilateral imperialist forces (posing as omniscient advisers) working with psycho-ideologically unprepared and even naive African collaborator-leaders to promote exocentric authority and the corresponding marginalization, diminution and de-activation of African Agency in African development. Consequently, without the unquestioned ascendancy, centrality and directive role of African Agency, African development understood as Africans’ self-equipment for total liberation and radical transformation can never occur.
The Liberated African State
Second, is the imperative of the creation of a new Liberated African State through the rigorous ideological cleansing, psychological re-empowerment and administrative reconstruction of the contemporary politically compromised and disabled neo-colonial African states that are more representative of external forces than national interests.
The decolonization of the colonial African state and the evolution and emergence of the liberated state after independence was disrupted in the 1980s when most African states were captured and disabled by the cancerous ideologies, dogmas and prescriptions of the multilateral imperialist agencies – the World Bank and the IMF and their bilateral supporters in the context of the economic crises of the late 1970s and early 1980s. Embodied in various formulations and policy diktats such as the Structural Adjustment Programme (SAP), and its unvarying conditionalities: currency devaluation, subsidy removal, trade liberalization and others like deregulation, privatization, poverty reduction; these prescriptions have transformed African states into disabled, compromised, neo-colonial political-administrative contraptions that are responsible to neo-imperialist multilateral institutions and not to Africans. They therefore cannot serve Africa’s interests
This is why it is imperative to create the new Liberated African state. It will be a strong and interventionist developmental state. Its raison d’ etre would be the representation and promotion of national interests. This Liberated African state will be grounded on the affirmation and militant expression of its untrammeled sovereignty; and the absolute non-compromise of national interests to any external agencies, formulations, dogmas and imperatives. It would self-consciously assume and assert uncontested ideological ascendancy. In fact the new liberated state will represent the completion of the decolonization of the African states and the emergence of truly endogenous states. It is only such Liberated African developmental states that can lead to the realization of the African citizens’ expectations for defence and protection, advanced development, material prosperity and freedom from want and colonialist philanthropy, psychological security and empowerment, dignity and equity with all other groups in the world.
The African Development Capacitation System
The third critical requirement is the development and placement of an African Development Capacitation System as the primary motive-force for Africa’s social and economic transformation and creation of advanced societies. This is proposed against the background of the complete failure of the extant neo-colonial economic system inherited and maintained from colonialism. In over five decades of its use and application as the dominant economic management system and growth strategy it has yielded and maintained Africa in a state of development incapacitation, primary commodity exportation, secondary goods importation, dependency, poverty generation, incapacity for self-propulsion, and subjection to the diktat and control of multilateral imperialist agencies – the World Bank and IMF. It is quite clear that the extant exocentric economic system with its development motive forces externally situated is organically defective, un-reformable and inherently incapable of propelling Africa to the highest levels of development.
Therefore in order for Africa to develop and achieve the highest levels of human development it has to own the instruments and systems of self-actuated development. This perspective is partly based on this author’s succinct definition of Development – as a society’s self-equipment with the resources and capacities for its self-reproduction. Consequently, the African Development Capacitation system is the creation and existence within all African societies of the endogenous capacities to conceive, design, construct, manage and operate projects in ALL sectors of the economy. These include the technological, scientific, managerial and operational capabilities for all facets of modern industrial and agricultural production and development self-propulsion.
Practically, the components of the development capacitation system include the domestic possession and ownership of the following capacities: Project Conception and Design capabilities; Technological Production Capacity or Capital Goods Industries comprising : Engineering Industries for the manufacture of all types and levels of machine tools, industrial machinery and equipment, transport equipment, electrical and power equipment; electronic and professional tools and equipment. Intermediate Goods Industries (Metals, Heavy Chemicals, Petrochemicals, Paper, Rubber etc); Civil Engineering Construction Capabilities for large, medium and small scale projects; and Project management and operation and supervision Capabilities.
This endogenous development capacitation system is found in all successful global examples of societal self-development as the prime movers of any society’s self-actuated transformation from conditions of UN-FREEDOM: material underdevelopment, mass poverty, indignity and colonialist philanthropy to new empowered conditions of FREEDOM: expressed as self-created material abundance and prosperity, psycho-cultural confidence and dignified existence. This is practically expressed in mass industrialization, modernized mass agricultural production, mass mineral exploitation and beneficiation primarily for domestic use; mass employment, mass prosperity generation; cultural elevation, self-actuation, self-agency, human dignity and societal power. This is in effect the enthronement of the strategy and process of endocentricity and its ineluctable creation and production of a state of development.
The Affirmative Africa Narrative
The fourth basic requirement is the creation and permanent dissemination of a self-elevating paradigm or narrative to be known as the Affirmative Africa Narrative. Currently there is no global African created narrative that conceives, presents, projects and widely propagates a truthful, complex and elevating narrative of Africa and Africans. In its absence there exists a universal externally fabricated, pervasive and routinely propagated perverse perspective on Africa that I describe as the Pathological Africa Narrative. This narrative which evolved from the era of the European slave trade; was expansively propagated and consolidated during colonialism and has been fine-tuned and expanded since independence to the present to include other foreign propagators like Asians and even Africans. It presents an image and impression; perception and narrative of Africa as a world of deficits, lack, deprivation, absence, danger, disease, inaction, native incapacity, immobility and a basket charity case that is rescueable only by the self-assigned salvationary efforts of Western multilateral imperialist agencies – World Bank and IMF – their dogmas, experts and prescriptions. This Pathological Africa Narrative is not only inaccurate but it is also dangerous and damaging as it represents the software of African self-denigration, servility, surrender and incapacitation.
In order to pursue the vision of liberated Africa it is imperative to create and propagate the Affirmative Africa Narrative. This would be a robust and unapologetic statement of African accomplishments in all areas of human endeavor since independence despite all internal and external obstacles. It would provide the psychological props and grounding among Africans for their self-representation. The Affirmative Africa Narrative is intended to confront, combat, degrade, pulverize, defeat, eliminate and replace the Pathological Africa Narrative that currently pervades external and internal descriptions and representations of Africa and Africans. In its place, the Affirmative Africa Narrative should become the primary perceptual representation and imagistic projection of an energetic and boundless; resurgent and self-directed Africa.
Consequently, for Africans committed to racial upliftment and continental advancement and empowerment embodied in the new liberated Africa vision, the requisite framework of self-representation, self-projection and self-activation is the Affirmative Africa Narrative. This is thus a necessary and indispensable accompaniment and organic adjunct to the determined pursuit of the liberated African vision and mission.
The Imperative of African Military Empowerment
A fifth requirement of the liberated Africa vision is the imperative of Africa’s military empowerment through deliberate provisions for continent-wide development of military capabilities. In order to meet the defence needs of a self-conscious people and continent determined to assume responsibility for its own self-advancement, self-protection, self-projection and emergence as a powerful and dynamic participant in global affairs, two range of actions are minimally imperative.
First is the establishment and development of military industries throughout Africa to ensure that virtually all military equipment from the most basic to the most advanced are manufactured (not assembled) in Africa. This is will free Africa from its current pathetic situation of dependency for military wares from the countries which participated in the past in Africa’s conquest and colonization as well as from new armament producers and traders. To be militarily none self-equipped and self-reliant is to reside in a state of UNFREEDOM.
The second aspect of African military empowerment is the revival, re-steaming and realization of the long-standing grand visions from the 1960s for continental defence institutions and systems. The founding nationalist and pan Africanist leaders of the 1960s and 1970s, had canvassed and proposed the development a comprehensive continental military defence system. This is was to be known as the African Military High Command. These pioneer leaders envisaged it as a powerful continental defence force for self-protection, internal security issues, intra-continental intervention, conflict resolution, contributions to continental and global peace keeping and management as needed and as a force of self-projection that announces Africa’s global presence. It would also be responsible for the security of African geo-political and oceanic spaces against foreign powers desirous of containing, controlling and constraining Africa by the establishment of their military cordon around the continent.
The over-all rationale for the prescription of Africa’s military empowerment is due to the historical purblindness and psychological incapacitation of African leaderships and dominant elite since independence. In the light of the rapid conquest, colonization and exploitation of African communities after the Berlin Conference between the 1880s-1900s, self-conscious Africans should never have the luxury of forgetting that Africa was conquered primarily because of Western military superiority in arms and armaments. Thus it would seem minimally patriotic, psychologically imperative, behaviourially logical and eminently sensible that such a people and continent should give premium attention to the establishment of a powerful military capacity for defence and offense as indicated by its historical experiences and new status as sovereign states.
Therefore a fulsome strategy for African military self-equipment and a powerful and expansive African Military High Command should be developed and incorporated as part of the liberated development strategy to equip Africa to defend, protect and project itself and to play a dynamic role in global affairs.
Conclusion
The various elements outlined above constitute a new strategy and process of endocentric development or African Liberated Development and their application would produce Liberated Africa. This Africa would be truly self-made: developmentally transformed, ideologically self-directed, politically stable, technologically advanced, industrially developed, socially prosperous, culturally renascent, psychologically assertive, militarily powerful, a globally ascendant continent with self-restored human dignity, an Africa of which all Africans will be duly proud.
Ehiedu Iweriebor, Ph.d (Columbia) is a Professor and former Chair of the Department of Africana and Puerto Rican/Latino Studies, Hunter College, City University of New York, USA.
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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