Feature/OPED
Nigeria Without Teachers
By Prince Charles Dickson PhD
I know the biggest crime is just to throw up your hands and say, “This has nothing to do with me; I just want to live as comfortably as I can,” Ani DiFranco.
Dog wey wan lost no dey hear owner whistle.
I want to end the year 2022 in this manner.
A #BIGTHANKYOU to Lawrence Njoku (Enugu), Gordi Udeajah (Abia), Charles Ogugbuaja (Owerri), Uzoma Nzeagwu (Awka), Obinna Nwaoku (Port Harcourt), Monday Osayande (Asaba), Ayodele Afolabi (Ado Ekiti), Rotimi Agboluaje (Ibadan) and Adewale Momoh (Akure) all of Guardian and all media practitioners that put in the shift to tell stories that we don’t want to hear and yet we know. Writing under the caption As the year ends… Sad tales from states over unpaid salaries, and arrears.
The highlight was—
- Imo teachers yet to be paid two and half years
- Delta teachers receive old salary
- In Rivers, teachers not promoted in seven years
- Ondo teachers drive Bolt, Uber to survive
- Ekiti owes four months
- Rufus Giwa Poly lecturers owed 11 months
I will pick the “koko” of the matter because, as usual, we will go ahead like nothing has been said or written.
In Abia State, hundreds of public school teachers have not received their salaries since October 2018. The Guardian gathered that teachers are now living in abject poverty, which, invariably, has affected their performances in class. Already, public secondary and primary schools have been closed down for months over the state government’s inability to pay teachers’ salaries.
According to sources, secondary school teachers are owed 14 months; the state college of education (technical) 27 months and Abia State Polytechnic 30 months.
Others include Abia State University for seven months, primary school teachers for seven months, state college of health sciences and management for four months, pensions between 14 and 24 months, gratuities not paid for over 15 years and unpaid leave allowances from 2018 to 2020.
In Imo State, the same fate has befallen teachers. Since February 2020, they have not received their salaries. The governor, Hope Uzodimma, on the assumption of office in January 2020, ordered the suspension of teachers’ salaries.
In Enugu state, they declared an indefinite strike on July 27, this year, over the inability of the state government to pay the N30, 000 minimum wage, primary school teachers in Enugu had always received their full salary.
Ekiti state teachers have expressed mixed reactions over backlogs of unpaid salaries and other allowances. The state university teachers described the situation as near hopeless, wondering when their nine months’ salary arrears would be paid while accusing the government of paying lip service to education funding. Ondo can brag that they owe ‘only’ two months.
Rivers, Anambra, Delta, and Oyo, were not owing but had issues, from non-promotion of the teachers to refusal to employ new teachers or non-implementation of N30,000 minimum wage to primary school teachers. In this list is the Kogi state which pays a percentage salary rather than full.
Now before we start blaming the government and all the hullabaloo, a cursory look into the International Labour Organisation’s Global Wage Report 2022–23 tracks the horrendous collapse of real wages for billions of people around the planet. The gaping distance between the incomes and wealth of 99% of the world’s population from the incomes and wealth of the billionaires and near-trillionaires who make up the richest 1% is appalling. In Nigeria, it is a case of priority and a deliberate act and art now mastered by politicians to leave the populace uneducated.
If you take a walk in any city on the planet, not just in the poorer nations, you will find larger and larger clusters of housing that are congested with destitution. They go by many names: angwa, tudun wada, ajegunle, nyayan, bastis, bidonville, daldongneh, favelas, gecekondu, kampung kumuh, slums, and Sodom and Gomorrah. Here, billions of people struggle to survive in conditions that are unnecessary in our age of massive social wealth and innovative technology. But the near-trillionaires seize this social wealth and prolong their half-century tax strike against governments, which paralyses public finances and enforces permanent austerity on the working class. In Nigeria, teachers bear the brunt; they suffer it like there is no tomorrow.
The constricting squeeze of austerity defines the world of the bastis and the favelas as people constantly struggle to overcome the obstinate realities of hunger and poverty, a near absence of drinking water and sewage systems, and a shameful lack of education and medical care. In these bidonvilles and slums, people are forced to create new forms of everyday survival and new forms of belief in a future for themselves on this planet. In Nigeria, the dog has simply refused to adhere to the call of her master.
In this context of immense poverty and social fragmentation, people turn to different kinds of popular religions for relief. There are practical reasons for this turn of events, of course, since churches, mosques, and temples provide food and education as well as places for community gatherings and activities for children. Where the state mostly appears in the form of the police, the urban poor prefer to take refuge in charity organisations that are often connected in some way or another to religious orders. But these institutions do not draw people in only with hot meals or evening songs; there is a spiritual allure that should not be minimised.
We are playing with fire, and ask me where are we, as a nation, educationally? I would tell you; we are at the point where kids write exams after staying at home after eight months watching the Engliish Premier League, Mexican soaps, and going to several MTN/GLO music gigs and making TikTok skits.
I weep for this nation because we cannot have a nation with a generation of young persons who lack qualitative education baptized in the waters of the 4E’s Enlightenment, Exposure, Experience and Emotional Intelligence. Beyond those well-prepared speeches at convocation grounds and occasions, the Nigerian School system is dead, and most of us cannot see any reason this should be the portion of a nation that has and continues to produce a lot of first-class brains nationally and internationally.
Despite all the propaganda of free education by some states, the UBE thing has been all propaganda, with most States’ Primary Education Boards serving as a conduit pipe for educational donor agencies’ money to state CEOs.
Really where are the teachers that taught us schools in Nigeria, in the same Baptist Secondary School, Ansaru Deen, St. Gregory, Sardauna Memorial, Barewa College, the Unity schools and many such in which discipline and morals. Today, teaching is part of a journey to something better (sic).
Now young graduates do all sorts of things to make a living when their paper qualification cannot fetch them the big break or the executive seat, and all the years at the University or Polytechnic did not prepare them for the task ahead, and society itself is not ready for them.
In 2023, pupils will still receive classes under the trees; after grammar school, our young ones may only have the likes of Obasanjo to thank for how to write an open letter skill.
One morning, it is six years of mandatory primary education, and by noon, it is nine years, and by night, who knows what it would be? One state is returning schools; another is taking them back; the policymakers do not even have faith in the system they claim to be reforming.
I have said as a nation, we have the wherewithal to make education from primary to tertiary free; let ability be the determinant. The way we are treating our educational system, I dare say that when the consequences spill, may it not be like the gun; it does not know who carries it, the dog is running, to where and who it will bite, only time will tell.
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
-
Feature/OPED5 years ago
Davos was Different this year
-
Travel/Tourism8 years ago
Lagos Seals Western Lodge Hotel In Ikorodu
-
Showbiz2 years ago
Estranged Lover Releases Videos of Empress Njamah Bathing
-
Banking6 years ago
Sort Codes of GTBank Branches in Nigeria
-
Economy2 years ago
Subsidy Removal: CNG at N130 Per Litre Cheaper Than Petrol—IPMAN
-
Banking2 years ago
First Bank Announces Planned Downtime
-
Sports2 years ago
Highest Paid Nigerian Footballer – How Much Do Nigerian Footballers Earn
-
Technology4 years ago
How To Link Your MTN, Airtel, Glo, 9mobile Lines to NIN