Feature/OPED
The Phenomenal Tompolo: The Book of Nature and the Meritorious NUJ Award of His Sense of Patriotism
By Asiayei Enaibo
Splash of fishes on the surface of the river, up and deep down again to eat from the offerings, birds perched on the dining of the gods and eat from the delicacies set by the high priest before Oporoza waterfront, the same way God and gods provide for us.
One man with a keen sense of his roots accepts nature and every other thing is added unto him. Nature in its abundance of wealth revealed its powers to Tompolo. Humanity must adore him as he adores nature.
“Tompolo, the book of Nature and Nature, is a phenomenon. Tompolo is a mystery beyond human speculations”-Enaibo
Let me also draw the thought lines of authors of great minds as Tompolo is a book of nature and a phenomenon to aid my thoughts on this chronicle of the most wanted man and the most celebrated living legend and deity in the Niger Delta at all levels of open declaration as I have written the book of Aziza Eferekirikpon in his Dialogue in the forest of the gods, Saimuzobou, the place of his existence and abode before he took the form of a human for the vows of his mother and father to become Oweizide on Earth for that Ijaw man to be liberated at the Turbulence age of the Ijaw Nation.
“Nature is the source of all true knowledge.” –Leonardo da Vinci
“A walk in nature walks the soul back home.” –Mary Davis
“Choose only one master—nature.” –Rembrandt.
The phenomenal Tompolo gives life to the ancient consciousness of the Ijaw Spirituality and development and peace of mind through his call to Nature. Dr Government Oweizide Ekpemupolo, aka Tompolo, is a book of nature. He is at one with the gods of the forest, Barugu., Agbinibor, Aziza, Oyain, Okonoweibousinghan; he is at one with the gods and goddesses of the sea, Bini-pere, Peremobo-ere Eneokubafere, Osuopele and Bini-ebi Madinorbo; he is at one with the gods of the air, Owei-Egba, Aziza-Egba.
Yes, nature lives in his soul and body with a high sense of human passion. Many times, human beings in their high state of ignorance plan to destroy nature, but nature cannot be destroyed by man. Tompolo is a book of nature that cannot be destroyed by man; those who walk against nature return to find solace in what they plan ignorantly to destroy, and nature is Tompolo.
His Tantita has restored the once-destroyed environment, polluted by the activities of unconcerned humans about the beauty of nature. Those whose souls are part of nature as a phenomenon help to build it to its original state, and that man is Tompolo.
Setting phenomenal elements exists in human form beyond the mere thoughts of man. They are unusual, mystical, cryptical, and at every time a doubt to those who are far from the realities of such beings. The supernatural elements of Tompolo are phenomenal.
As in ancient times when people travelled to Egypt and Greece to study in their mystery school of philosophy beyond the ordinary, that phenomenon ascended master Tompolo in Oporoza, built the lost knowledge and regained the paradise of old, bringing it back to the Ijaw spiritual archives in the contemporary age.
The phenomenal Tompolo wrote in the book of Aziza Deity that Aferekiripon is a supernatural being, a deity that came to free mankind at this age of turbulence in Izon land for a specific assignment and disappears to complete the prophecy of old to Ijaw land. His abhorrence to material awards and honour, which he considers discomforting to his being–like when people celebrate his birthdays– he distances himself from the maddening pleasure of the soul like his Spirit being once told him, “Who are you to celebrate yourself when I have not celebrated you 119 years soul in the hallowed forest of Daumapere Aziza?”
Someone who has a heart of forgiveness even in front of those who have agreed to persecute him. Tompolo will tell his disciples to leave them to their thoughts. They do not know what they are doing. Some have confessed and slept off. By seeing his face of nature and a man who has detached himself from materialism to spiritualism, what else can harm him? He is Egbesu beyond destruction.
Someone who distances himself from social functions to spiritual functions alone, worships, and offers sacred sacrifices is beyond the diabolic plans of man. Pour libations, drums, and dance with a mysterious masquerade of spirit, his purity kindness, and friendly spirit disposition are beyond what one can study in any school of philosophy. Like schools’ studies and written books of the Dialogue of Socrates, Plato and Aristotle–that same assignment Enaibo Asiayei is doing an unconscious assignment.
That Tompolo who deprived himself of the pleasures of the mundane world and builds houses for people and does not have a house for himself, only builds magnificent temples for the gods of his forefathers and dwells there as his finest achievement is a phenomenon as a demigod on earth. He has no car and walks barefooted to his sacred shrines to pray for the Ijaw nation, and Nigeria as his only country of all hope. What manner of man is Tompolo?
As he is a book of nature, with unparalleled knowledge of spiritual values, economic knowledge, political sense, and world security expert, he is an institution of cultural heritage, he is a toga of tradition, social value, humility, tolerance, consistent, focus, knowledge and wisdom which he has acquired through Nature as Aziza deity. He has never been to school, but he is a historian and an anthropologist. Tompolo is a book of nature.
Tompolo is Aziza Deity, the king of the great beyond which no man can harm, Eferekirikpon. Father Igologolo appeared once in human lifetimes to correct what had been wronged in centuries, he came to correct an age going amiss. Like the Jews were expecting the coming of their Messiah, they didn’t know when the messiah came until the Messiah ascended as Lord Jesus Christ before they knew, and this is a test to Ijaw Nation and the Neglected Niger Delta people.
Tompolo is the grand master of Egbesu Deity.
The godhood of Ijaw spirituality, the high priest of Agbinibor Deity, a god of war and protection, the high priest of Peremobo-ere Eneokubafere goddess, the messenger of Wealth of Bini-ebi Madinorbo, the High Priest of Queen Bini-ebi Madinorbo goddess twisted in love and marriage in the sea of River Forcados,–that man who has revived all the Deities in Gbaramatu Kingdom and Ijaw land, built sacred golden temple’s of worship and sacrifice, libations to commune in the realm of the spirits to bring development that had long been forgotten in Ijawland– Tompolo not the Nature of a seasoned phenomenon?
Someone who didn’t go to school but through universities trained thousands of students to PhD levels and has a foundation called the Tompolo Foundation to take care of people medically. For he knew that the government would not provide these things to the deprived Ijaw people, and pay for their medical bills from different parts of the world – an assignment oil companies and the Government failed to do. Tompolo builds on it to create a soft landing for humanity at all levels. What manner of man is Tompolo? A phenomenal deity in human form!
He brought back all the ancient Deities of development and progress that had distanced themselves from the Ijawland– making unusual progress in their various communities.
These powers were bought from our fathers and sold to white people for science and technology. Yes, the deities of our land are the science. Our lack of care for these powers lost our development in time but regained through Tompolo. Those who doubt this revelation will see the Gbaramatu Kingdom in the next ten years and will know the reality of what form the science of development in foreign countries will see in Gbaramatu. As many people are already fighting their minds, why everything is Gbaramatu? It is a mindset of those who have failed themselves. The gods took the science of development as they followed their master Tompolo.
Let me count a few on the list: Ibolomoboere, Ziba Opuoru of Ijaw Nation, the mother God of creation and power, has brought peace, harmony, and development, Barugu Agbinibor Deity, Aziza-Egba deity of Oporoza, Amaseikumor, the king of all Masquerade all in Oporoza, has transformed man and the Community, Ade-ere Opuasain, Nanabodiseimugha of Kokodiagbene, development beyond the expectation of men in the community, Okonoweibou-Esinghan deity, Amadifiye, Tinbai Deities of Kuritie Community, yes Ogoni deity, Aziza-Egba, Ekeremor Egbesu of Kunukunuma is another spiritual and physical rapid transformation,
Binipere, Oweiseimor, Sarabobou Deity in Sarabobouwei is another power of wealth. Biagbene Deity, of Benikrukru Community, and many more are the journeys of transformation, from the Niger Delta struggle, emancipation and resource control that led to the creation of Government parastatal and agencies that have benefited the Niger Deltans. He brought Maritime University through the agitation, the Ministry of Niger Delta Affairs (NDDC) state agencies, and others.
He brought the school to educate his people, and the Federal Government of Nigeria declared him wanted after they failed to implement the blueprint of the presidential amnesty document. Yes, Tompolo didn’t discontinue his true dignity to save his region and went to the gods to fulfil his mission. Yes, more awards are coming, but soon, he will not accept them because Aziza is not pleased with human ceremonial activities except the invocations of mastery drums in their temples of old.
The same university he brought that the government declared him wanted was the same university that gave him an honorary award of PhD in Education. Is Tompolo not a phenomenon?
Nigeria, in the age of Turbulence in the economic meltdown through the oil sector, sent all their best security personnel to safeguard the government facilities. The personnel did trade by battering their right security way to oil thefts and bunkering in Nigeria. The economy was no longer safe, so who could save Nigeria, the Deity himself? AZIZA, Eferekirikpon, whom they once knew the capacity through the ages of his determination, struggled with the era of Global West for Nimasa waterways with all sense of patriotism, failed leaderships don’t work with patriots.
The federal government maliciously confiscated his company on no account, and they came like Nicodemus at night. How can this country’s economy be revived? Verily, they sought the face of the grand master Tompolo as many betrayals stood his way. The gods fought his fight like the way Amasa was tormenting Israel in their ignorance.
Today, Tompolo’s Tantita Security has come to save Nigeria. Yes, during the time of election, presidential aspirants, and governorship candidates will go and visit Tompolo and what the Aziza accept in the forest of the gods manifests the science of development as their secret of advancement in technology and development. The world has yet to visit Tompolo, the miracle man of nature
The man Tompolo has distanced himself from mundane man to a god called Aziza as his progenitor in the forest of the gods that a time will come when he will disappear from the world without a trace to complete his purpose here on earth.
When the federal government gave him the contract to secure national assets, where parastatals failed, Tompolo breezed the gap and curbed oil theft, his transparency and accountability, and cabals raised against him. This man is called Tompolo. When all failed, Aziza appeared to correct what he was sent to do.
All federal lawmakers came to honour that unusual phenomenon from Abuja. Yes, Tompolo is another Jesu” or Socrates of that era of truth, morality, and discipline as a Philosopher King.
Yes, the Nigerian Union of Journalists is the watchdog of human society, like a mirror of life. On different occasions, they have honoured Tompolo. The fourth realm of the Estate came from near and far to meet Lord Tompolo to give a meritorious award of honour, yes, to Government Oweizide Ekpemupolo, he is not comfortable with such honours. The honour he has for himself is to be at the temples of his sacred deities, not this mundane mindset of countless awards without true self-conviction of patriotism Tompolo often says, “I do not have anywhere to call my country, Nigeria is my home, let us join patriotic hands to build Nigeria and save our environment.” His sense of nature as a phenomenon is always perceived when he speaks about Nigeria as a country.
I rejoice with my father and leader who declared his birthday not to be celebrated any way in the world but only in the forest of Aziza deity and told people not to inconvenience him with awards here and there but to worship the gods of his forefathers and be a benevolence spirit to humanity, should be honoured.
Tompolo and Awards
Tompolo beforehand has been a man of total commitment, and integrity, and an outstanding leader. As the Grand Officer Commanding (GOC) at the peak of the Niger Delta struggle for emancipation, development, and resource control before and after the presidential amnesty, Tompolo is still the Tompolo, he has not politicized himself as one of the pillars of the region. Yes, in the human world, the transformation of a country and region is done by men with a committed sense of patriotism, and nationalist consciousness. America was built by humans, and the Niger Delta region can also be built by Tompolo, with other sincere-like minds, not hypocritical ones.
The Sun Newspaper, 17th of February 2024, deemed it fit to award Tompolo a prestigious award: “Courage in Leadership”
Who else dares to confront one of the most corrupt arms of the Nigerian economic sector, the crude oil that feeds the nation?
Everybody is interested in themselves, but Tompolo’s Tantita has the courage in leadership to curb oil theft in the Niger Delta region and block the nostrils of cabals, is not courage in Nature?
On the 2nd of March, NUJ inducted Tompolo into the Hall of Fame, and those who came to award him brought themselves to Tompolo’s Hall of Fame and generosity as it is written in the book of Aziza Deity. It is part of the human sense, so he humbly accepted it.
As a cultural journalist in the Niger Delta region, I have never met a man in any form of worship as generous and charitable as Tompolo–men, and women who are in the African faith, worship with Tompolo see him as their god on earth. To me, he is the kindest of all–loved by both spirits at all spheres and mankind.
Tompolo and his high priest will do thanksgiving with millions of Naira, worship and dance to the gods of their forefathers, eat and drink, and monetary appreciation to dancers and drummers. All-inclusiveness shares all the money that you see at every live coverage by GbaramatuVoice is shared back to everyone who came to worship and daily people are happy–men and women– souls elevated, he made this as his private way of life and as many faiths tasked their members to sow seed building a house for the Lord, but Oweizide builds a house for the gods alone. Charity is Tompolo.
This is the unwritten activities of Aziza as the godhead, noiseless.
I will refer my readers to the Dialogue of Aziza written by Asiayei Enaibo
Tompolo is a phenomenon. His existence is to correct and put in place what the ignorant mind of the foreign religion has on the mindset of our people and to bring them back to regain the lost paradise of the African traditional institution, beliefs, cultural values and morality of mind.
Humanity should look inward and follow the gospel of Tompolo to save Nigeria.
Asiayei Enaibo is the SA to Tompolo on Osobu Matters, and he writes from GbaramatuVoice media organization
Feature/OPED
AI and Cybercrime in Nigeria: Can Weak Laws Support Strong Technology?
By Nafisat Damisa
Introduction
The proliferation of generative AI has transformed Nigeria’s cybercrime landscape, enabling deepfake fraud, automated social engineering, and AI-enhanced phishing at scale. In early 2024, scammers using AI-generated deepfake videos impersonating a company’s CFO defrauded a Hong Kong finance worker of $25.6 million. As similar threats emerge in Nigeria’s fintech sector, this article examines whether the Cybercrimes (Prohibition, Prevention, etc.) Act 2015 (as amended 2024) is legally adequate, or whether Nigeria’s evidentiary and accountability frameworks are too weak to support effective prosecution of AI-driven cybercrime
Current Legal Landscape
Nigeria’s primary legal framework on preventing cybercrime is the Cybercrimes (Prohibition, Prevention, etc.) Act 2015, amended in 2024 to address cryptocurrency transactions, cyberbullying and various forms of digital misconduct. Complementary frameworks include the National Information Technology Development Agency Act 2007, the Nigerian Data Protection Act 2023, and sectoral regulations such as the CBN’s Risk-Based Cybersecurity Framework. However, the majority of these frameworks were issued far before now, and emerging risks like AI-driven threats are not really being addressed. The Act nowhere mentions “artificial intelligence,” “algorithm,” or “autonomous system.” Notably, the National Artificial Intelligence Commission (Establishment) Bill, 2025, is currently pending before the Senate. If passed, it would establish a dedicated commission to coordinate AI strategy, research, and ethical deployment. However, the Bill in its present form focuses primarily on development and innovation promotion, with limited provisions on criminal liability, evidence handling, or enforcement against AI-facilitated cybercrime, leaving the core accountability and evidentiary gaps largely unaddressed.
AI as a Double-Edged Sword
AI paradoxically enables both defence and attack. Nigerian financial institutions deploy AI for real-time fraud detection and pattern recognition. Conversely, cybercriminals exploit generative AI for deepfake creation, automated credential stuffing, and convincing phishing tailored to Nigerian English and Pidgin. The same technology that powers fraud detection systems can be weaponised to evade them. Take justice delivery as an example, the Evidence Act 2011 (as amended 2023) admits computer-generated evidence under Section 84, but remains silent on AI’s capacity to seamlessly generate or alter electronic records, creating “doctored AI-generated evidence”. These and many more issues await Nigeria’s digital space in the coming years.
The Legal Gaps
There are multiple critical gaps that undermine AI governance. For this article, three are considered. First, no framework attributes criminal liability when an autonomous AI commits an offence. The question of whether the developer, user, or owner should bear criminal responsibility for the acts of an autonomous system remains entirely unanswered under Nigerian law, leaving prosecutors without a clear legal theory of culpability.
Second, Section 84 of the Evidence Act 2011 governs computer-generated evidence but does not address AI-generated outputs. The Act’s definition of “computer” excludes AI’s cognitive processing capabilities, creating a statutory blind spot where evidence produced by generative or autonomous systems falls outside the existing admissibility framework.
Third, Nigeria lacks any framework for mandatory AI-generated content labelling, impeding deepfake traceability. Computer-generated evidence under Section 84 of the Evidence Act 2011 remains admissible if unchallenged at trial, a dangerous precedent for AI evidence, as opposing parties may lack the technical capacity to mount any challenge at all.
Comparative Jurisdictions: Rich Laws, Tangible Results
Jurisdictions with advanced AI laws demonstrate clear outcomes. The EU AI Act (Regulation 2024/1689) mandates transparency obligations, requiring synthetic content labelling and informing individuals when interacting with AI systems; non-compliance triggers significant penalties. The US Algorithmic Accountability Act of 2023 is a proposed Act that will require impact assessments for high-risk AI systems in housing, credit, and employment, with FTC enforcement and a public repository. China implemented mandatory measures for the Identification of AI-generated (Synthetic) content. These rules, mandated by the Cyberspace Administration of China (CAC) and others, require explicit (visible labels) and implicit (watermarks/metadata) identification for all AI-generated text, images, audio, video, and virtual scenes to ensure transparency, traceability, and combat disinformation. These laws contribute to measurable results: forensic traceability, expedited prosecution of deepfake fraud, and clear liability chains. Nigeria has none of these.
Hope or Illusion?
Without legislative intervention, AI’s promise against cybercrime remains an illusion. Nigeria requires the following to boost its hope:
- Amendment of the Cybercrimes Act to include AI-specific offences and mandatory content provenance standards;
- Revision of Section 84 of the Evidence Act 2011 to address AI-generated evidence credibility, not merely admissibility;
- Investment in digital forensic capabilities is currently hampered by inadequate enforcement, weak forensic capabilities, and a lack of specialised personnel; and
- A risk-based framework drawing from EU and US models.
- Review of both secondary and tertiary education curricula to address the knowledge gap in AI and prepare the next generation for the AI-driven future.
Conclusion
AI can help curb cybercrime in Nigeria, but only if legal capacity catches up with technical capability. The Cybercrimes Act 2024 amendments were a step forward, but they did not address AI accountability, algorithmic transparency, or evidentiary credibility. The pending National Artificial Intelligence Commission Bill, 2025, signals legislative awareness, but without substantive provisions on liability, evidence, and enforcement, it cannot fill the existing gaps. The effectiveness of existing frameworks remains a question. An optimistic but cautious path exists, but until Nigeria enacts AI-specific legislation, whether through amending the Cybercrimes Act, revising the Evidence Act, or strengthening the pending Bill, weak laws will remain unable to support strong technology.
Nafisat Damisa is a Legal Research Associate in Olives and Candles – Legal Practitioners. For further information, enquiries, or clarification, please contact Nafisat via: [email protected] or [email protected]
Feature/OPED
Before Oil Hits $150: A Warning Nigeria Cannot Ignore
By Isah Kamisu Madachi
As of April 30, 2026, the crude price is said to have reached $125 in the global market. The all-time high price per barrel was recorded in 2008, when it surged to $147. It is obvious that the price is heading in that direction or even towards what experts have predicted — crude reaching a new all-time high of $150 in the near future if crude passages remain closed in the Middle East, which would ultimately come with several disproportionate challenges for businesses and households.
In Nigeria, what began as a mild adjustment in the price of gasoline and other refined crude products has not stopped anywhere until it reached N1,400 per litre of petrol at filling stations. When the price was surging, experts in energy, economics, marketing, business and other relevant fields tried to come up with explanations for how Nigeria, despite housing the largest petrochemicals refinery in Africa and being one of the largest oil-exporting countries on the continent, would continue to absorb this shock.
Despite our advantages, Nigeria recorded the world’s second-highest surge in petrol prices following the escalating geopolitical tension in the Middle East. In Africa, Nigeria has the highest spike, with many sources citing it at 39.5% and above. Even non-oil-producing countries in Africa, and countries that do not refine a drop of oil, did not experience this surge. Also, African countries like South Africa at 1%, Morocco at 2.1%, and Tanzania at 2.7% experienced far smaller increases that are nowhere near Nigeria’s.
To put it in context, South Korea, Japan, and China are among the foremost dependents on the Strait of Hormuz, whose closure escalated the crude price, but none of these countries has recorded even a 20% increase in their petrol prices. Nigeria does not import its crude through the Strait of Hormuz. Yet, as an oil-exporting nation, we have suffered some of the sharpest petrol price increases in Africa.
What went wrong in Nigeria to warrant this surge is not the primary focus of this piece. What lies ahead is. As a result of the increase in petrol prices, Nigerians have been disproportionately affected. Life has become unbearably difficult, with sharp increases in transportation costs, rising food prices, and higher costs of goods and services. Even charging points that used to collect N150 for charging a phone or battery now charge N300 or more.
As it stands, the gap between the current crude price and the predicted new all-time high is about $25. This means that if the passages continue to remain closed, we are not far from another historic price peak. It is even said that reopening the passages may not immediately stabilise prices, as crude tankers would still take time to reach their destinations.
What this means for Nigeria is another sharp increase in refined petroleum product prices, which could trigger another wave of stagflation. Already struggling, Nigerians do not deserve this. They are only just adapting to the post-subsidy era, yet are being hit again by another round of global geopolitical tensions. Many are already in deep energy poverty, with businesses struggling due to unstable electricity supply.
Therefore, as crude oil prices hover above $125 per barrel and threaten to reach the predicted $150 if disruptions in the Strait of Hormuz persist, Nigeria must act decisively to shield its citizens. The Dangote Refinery exists. Nigeria refines oil. What the federal government owes Nigerians at this point is a deliberate policy decision to make that the refinery serve domestic needs first, with pricing that does not mirror whatever is happening in the global market. That is not complicated; other oil-producing countries do exactly this.
The NMDPRA has the authority to act on this. The question is whether there is a political will to act before another price wave hits and Nigerians are once again left to absorb what their counterparts elsewhere never have to.
Sub-national governments also have something to do. Commercial motorcyclists and small business owners are the people who feel every petrol price increase the hardest and the fastest. Pushing CNG and LPG adoption among this group beyond the FCT and Lagos, with genuine support, would cushion a significant part of the next shock. Expanding solar access in underserved communities would do the same. A shop owner running on solar is not at the mercy of the next diesel price spike.
These solutions are quite feasible. Nigeria has attempted versions of them before. Where we often seem to get it wrong is in execution, and Nigeria has to treat this with the same urgency and seriousness as given to elections, for the well-being of its citizens. The only thing that has never matched the problem is the seriousness of the response.
Isah Kamisu Madachi is a policy analyst and development practitioner. He writes via [email protected]
Feature/OPED
A Simple Guide to Obtaining Pension Clearance Certificate in Nigeria
By Gbolahan Oluyemi
In 2025, the National Pension Commission (PenCom) directed all Licensed Pension Fund Operators (LPFOs) to demand a Pension Clearance Certificate (PCC) from service providers before engaging their services. This new policy typically affects various types of entities, including small and medium-scale enterprises, most of which are not usually compliance-driven. Following this directive, the PCC has become an essential compliance document for both large, medium and small-scale firms. This article provides a guide on what a PCC is, why it matters, and how it can be obtained.
What is a Pension Clearance Certificate (PCC)?
A Pension Clearance Certificate (PCC) is an official document issued by PenCom confirming that an organisation has complied with the provisions of the Pension Reform Act. It is an annual document that must be renewed every year at no cost. The yearly renewal is intended to ensure that organisations treat compliance as a continuous activity rather than a one-off act.
Why is a PCC Important?
The PCC is important because it demonstrates that an organisation is compliant with the provisions of the Pension Reform Act, especially as it relates to employee pension contributions under Section 4 (1) of the Pension Reform Act and subscription to group life insurance under Section 4 (5) of the Pension Reform Act. It is also required for certain transactions, such as government contracts and engagements with compliance-sensitive partners. In essence, a PCC assures investors, partners, and clients that your business is properly structured and compliant with regulatory requirements.
Who Needs a Pension Clearance Certificate?
Under Nigerian law, companies with three or more employees are required to participate in the Contributory Pension Scheme (CPS). If your organisation employs at least three staff members and provides or intends to provide services to Licensed Pension Fund Operators (LPFOs) or other regulated entities, you are expected to obtain a PCC annually.
How Do I Obtain a PCC?
PenCom issues the PCC electronically and at no cost through its web portal: https://pcc.pencom.gov.ng/. Please note that Applicants who are just beginning compliance and remitting employees’ pensions are required to first obtain an employer code from a Pension Fund Administrator (PFA). This code is necessary to initiate the PCC application on the PenCom portal.
Upon logging into the portal, you will be required to complete your company profile by providing your date of incorporation, contact details, and website (if applicable), as well as uploading your CAC documents.
Next, you will upload an Excel schedule (using the template provided on the website) containing your employee list. After this, you will be required to upload Excel sheets detailing pension contributions. You will also need to upload your organisation’s group life insurance documentation and payment instrument.
Finally, you will review your application and submit it for further processing by PenCom. Before commencing an application, ensure you have the following:
- Certificate of Incorporation (CAC documents)
- Group Life Insurance Policy for employees
- Evidence of Pension Fund Administrator (PFA) registration for employees
- Three years’ proof of monthly pension remittances, including penalties for any defaults (where applicable). For companies less than three years old, provide proof of remittances from the date of incorporation
- A valid Tax Identification Number (TIN)
- An employee schedule showing staff details and contributions (usually in Excel format) Templates are available on the PenCom portal
Also note that for the portal to accept employee details and remittance records, employees must have completed their data capture with their respective Pension Fund Administrator and updated their records to reflect their current employer.
Conclusion
Obtaining a Pension Clearance Certificate in Nigeria may seem technical at first, but once proper processes are established, it becomes routine. The key is consistency in remittance, maintenance of accurate records and prioritisation of compliance in overall operations.
For many Nigerian businesses, the PCC is more than a regulatory requirement; it is a mark of credibility. In a competitive environment, that credibility can make all the difference.
Gbolahan Oluyemi is a Legal Practitioner and currently leads Olives and Candles – Legal Practitioners. For further information, enquiries, or clarification, please contact Gbolahan via: [email protected] or [email protected]
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