Feature/OPED
Why Coronavirus Will Become Africa’s Catastrophe
By Omoshola Deji
Coronavirus disease (Covid-19) is giving humanity its toughest challenge since 1918 – when influenza killed more people than during World War I. Since its outbreak late last year in Wuhan, China, Covid-19 has infected over 3.3 million persons and killed more than 234,000 globally. The fatality keeps mounting as the virus is alive in every region, except Antarctica.
As of May 01, in order of fatality, Europe announced over 1.4 million confirmed cases and 132,543 deaths. The region of the Americas declared over 1.2 million cases and 74,591 deaths.
Additionally, the Middle East announced 176,928 cases and 7,304 deaths. Western Pacific reported 146,720 cases and 6,037 deaths. Furthermore, South-East Asia reported 51,351 cases and 2,001 deaths. Africa reported 36,743 cases and 1,591 deaths, according to Statista.
Observe that Africa is the least affected continent, despite being the poorest in health care delivery and disaster control. Here we examine the factors that will make Covid-19 a catastrophe in Africa.
Late Detection
Virtually every nation on the continent lack sufficient testing facilities. The most populous nation, Nigeria has only 17 testing laboratories for about 200 million population living in 36 states and the federal capital. The labs can only conduct about 3,000 scans daily.
Hence, thousands of suspected cases face a long wait. During the delay, most of the suspected cases, out of faith that they’re uninfected with Covid-19, continues to interact and infect people. Many would have stayed at the isolation centers, but the abodes are at best unconducive, and at worst inhabitable.
The late detection problem is made worse by elites using their influence to get tested fast, even when they have no reason to worry. They are robbing those who really need testing and treatment of attention. In consequence, Sudan’s first case was reported posthumously. Another posthumous case was reported in Nigeria.
False Statistics and Underreported Cases
Late detection brings about underreported cases. The low fatality being reported across Africa is deceptive. The figures give African governments a pass mark when they’re failing. It makes them think they’re curtailing the virus excellently, when they’re not. False statistics is misleading African nations to plan poorly for an imminent outbreak. They are planning a bit ahead, when they should be planning far-ahead.
Worrying, Africa can’t measure up when the fatality erupts. The Commissioner for Health of Lagos State, Nigeria, Professor Akin Abayomi, stated during a media briefing on April 06 that “if we see 5,000 cases in four weeks or two weeks, we do not have the capacity to cope with that and most other (African) countries do not have the capacity to cope with that.”
Illiteracy and Ignorance
Majority of Africa’s rural population and the urban underclass either thinks Coronavirus does not exist or they’re immune to it. Efforts by civil societies to convince them otherwise has been abortive, and would remain so till they begin to see people die in their environment. Then, it would be too late to contain the spread.
African governments have largely failed to provide consistent and credible information to the ignorant many – a flaw the Coronavirus-5G controversy has shown some developed nations are also guilty of. Countless persons in Nigeria’s 20 million commercial city, Lagos, thinks Covid-19 is a sham. Same applies to Accra, Abidjan, Johannesburg and many others.
Majority of the rural population don’t even know what a virus is. Enlightenment is being done on the radio and television they have no electricity to power. Nationally, the illiterates and ignorant-many can’t learn online as they’re either unskilled to surf the web, lack access to internet or can’t afford it. With multitudes either discounting or ignorant of Covid-19, Africa becoming Italy is just a tick away.
Self-medication and Misdiagnosis
A lot of people guess ailment, and treat themselves when sick in Africa. This act is mainly caused by illiteracy, poverty, unaffordable, and unavailable health care services. People who periodically suffer from ailments that share symptoms with Covid-19 will naturally think they’re down with the same ailments when sick. Several persons on the continent are currently treating cough, malaria, and other common illnesses when they are actually down with Covid-19.
Africans rarely visit hospitals to treat common ailments such as cough and malaria. They simply procure a widely-acclaimed effective drug or make herbal concoctions for cure. It is when the self-medications fail that they think of hospital. In the course of misdiagnosis and self-medication, they infect their contacts, who then go on to infect the larger community. Such delay in diagnosis and treatment is what Covid-19 needs to spread.
Rife Malnutrition and Terminal Diseases
Africa has infectious pathogens such as Lassa hemorrhagic fever and Ebola. The continent also has several people living with deadly diseases such as cancer, tuberculosis and HIV. There are roughly 15.3 million people living with HIV in Africa, according to the World Health Organization (WHO). Covid-19 will exterminate these immune compromised persons fast, if they contract it. South Africa has over 7 million HIV-infected persons.
Tuberculosis weaken the lungs, which make its patient who contract Covid-19 susceptible to death. WHO reported 2.5 million persons fell ill with tuberculosis in Africa in 2016. This implies that the continent currently has no less than 10 million persons living with tuberculosis.
Like other continents, Africa has scores of youngsters whose supposed strong immune should hasten recovery from Covid-19. Unfortunately, many are suffering from malnutrition due to pervasive poverty. The malnutrition, which has weakened their immune system, would make them die fast of Covid-19.
Deficient Infrastructure
One means of preventing Covid-19 spread is regular hand washing, but potable water supply is a challenge in most parts of Africa. There are three prevailing conditions in the cities: water is either being rationed, sourced from private boreholes, or purchased daily. Buying water to wash hands regularly is unrealistic to the poor majority living in slums. They also can’t afford sanitizers due to price hike.
Electricity is a problem. Employees told to work from home are unable to function due to lack of power. Rather than work, people spend most part of the day discussing. Those already infected, but asymptomatic, spread Covid-19 while passionately talking sports, politics, fashion, etc. Some go out to play football. Such action, influenced by infrastructural deficiency, aids community transmission.
Beyond the metropolis, the rural areas are worse off as some parts have no infrastructural exposure. The lack of amenities will frustrate the fight against Covid-19 as poor living conditions will make people have close interaction, even if they don’t wish to.
Uncontrollable Spread in Vulnerable Communities
Extremely poor persons in Africa think abroad returnees are wealthy. As a result, many would have beseeched the infected returnees for alms and contracted Covid-19. Regrettably, these poor persons have returned to their densely populated communities spreading the virus.
Furthermore, some of the returnees who tested positive have hangout at popular spots and visited their relatives in the village. One thing African villages – most of which lack health facilities – need to go in ruins is a single case of Coronavirus. Several cases have been recorded in many villages.
Also vulnerable are the internally displaced persons and refugee camps. According to estimates by the United Nations Refugee Agency (UNHCR), eight of the world’s ten largest refugee camps are located in Africa and occupied by 6.3 million persons. Almost 18 million persons are internally displaced across the continent. People living in close proximity, as experienced in the displaced and refugee camps, have a high risk of contracting Coronavirus. Just one sneak-in case will cause disaster. Same for the overly congested prisons.
Impracticable Social Distancing and Self-Isolation
Curbing Covid-19 via social distancing and self-isolation is only effective in other continents, where majority of the population have descent homes. In Africa, except the rich few, people generally live close together, sharing toilet and bath. Over 40 people share convenience in some densely populated homes. Under such condition, how would a couple occupying a room with four children practice social distancing? Should one of them get infected, how would (s)he self-isolate?
African cities are congested out of rural-urban migration and the search for job opportunities. The rural migrants, many of whom can’t afford to own a home in the city, live in uncompleted buildings. Some team up to rent an apartment. A few of the migrants save to own an apartment and sublet bed spaces. The sleeping pattern in those apartments is synonymous to the prisons. How would such plebs in Abidjan, Cape Town, Nairobi, Lagos and other cities practice social distancing? All Coronavirus needs to rule there is just one victim, and now it has many.
Hasty Ease of Lockdown
Africa has taken raft measures to curb Covid-19, but if the fatality witnessed in leading continents is anything to go by, the black race cannot escape a catastrophe. Despite being disadvantaged, African nations are easing lockdown to save their economies, while the most part of other continents remain lockdown. This will lead to an aggravation of fatality. In fairness to Africa, America and Europe have strong economies to float prolonged lockdown, but Africa do not. Thus, the continent is trapped between a rock and a hard place – remain on lockdown to save lives or ease out to save the economy.
Opting for the economy will bring Africa catastrophe. The most populous nation, Nigeria is relaxing lockdown amid fast rising Covid-19 cases. Nigeria failed to learn from Ghana, whose infection rose tremendously a week after relaxing lockdown. Africa’s hasty ease of lockdown, especially in the congested cities – where social distancing and hygiene devotion is almost impossible – is the havoc wreaking opportunity Covid has been seeking. The easement won’t last as increased fatality would lead to restoration of lockdown.
Poor Healthcare System
African countries healthcare system lacks capacity. WHO recommends doctor-population ratio of 1:1,000, but Cameroon, Central African Republic, and Somalia has 1:10,000. Kenya has 130 intensive care unit (ICU) beds for 50 million people. South Africa has 3,500 ICU beds for 58 million population – a three quarter of what Italy with similar population has.
Nigeria has 350 ICU beds for 200 million people. Most of the nation’s healthcare facilities don’t have clean running water. Generally, the system is so flawed that doctors had to call off strike over unpaid wages to combat Coronavirus.
Other challenges rendering African healthcare systems incapable of handling several Covid-19 cases include low budgetary allocation, poorly paid staffs, and equipment shortages. The hospitals lack sufficient test kits, laboratories, ventilators, masks, gloves, medicines, protective suits, and other essentials. These deficiencies put Africa in a tragedy of not being able to fend for itself as the Covid-19 cases multiply.
End Note
Except an existing drug, such as the Chloroquine being touted by US President Donald Trump works, or the newly discovered vaccines on trial come out effective, Africa cannot escape a catastrophe. A direful state in which many will die without doctor’s touch is looming. Thousands will rest eternally in mass graves. It’s difficult for optimists to accept and painful for the writer to assert, but the handwriting on the wall is as clear as the biblical “Mene, Mene, Tekel, Upharsin.” Covid-19 will deliver its message of catastrophe to Africa in the next days.
Omoshola Deji is a political and public affairs analyst. He wrote in via [email protected]
Feature/OPED
The Future of Payments: Key Trends to Watch in 2025
By Luke Kyohere
The global payments landscape is undergoing a rapid transformation. New technologies coupled with the rising demand for seamless, secure, and efficient transactions has spurred on an exciting new era of innovation and growth. With 2025 fast approaching, here are important trends that will shape the future of payments:
1. The rise of real-time payments
Until recently, real-time payments have been used in Africa for cross-border mobile money payments, but less so for traditional payments. We are seeing companies like Mastercard investing in this area, as well as central banks in Africa putting focus on this.
2. Cashless payments will increase
In 2025, we will see the continued acceleration of cashless payments across Africa. B2B payments in particular will also increase. Digital payments began between individuals but are now becoming commonplace for larger corporate transactions.
3. Digital currency will hit mainstream
In the cryptocurrency space, we will see an increase in the use of stablecoins like United States Digital Currency (USDC) and Tether (USDT) which are linked to US dollars. These will come to replace traditional cryptocurrencies as their price point is more stable. This year, many countries will begin preparing for Central Bank Digital Currencies (CBDCs), government-backed digital currencies which use blockchain.
The increased uptake of digital currencies reflects the maturity of distributed ledger technology and improved API availability.
4. Increased government oversight
As adoption of digital currencies will increase, governments will also put more focus into monitoring these flows. In particular, this will centre on companies and banks rather than individuals. The goal of this will be to control and occasionally curb runaway foreign exchange (FX) rates.
5. Business leaders buy into AI technology
In 2025, we will see many business leaders buying into AI through respected providers relying on well-researched platforms and huge data sets. Most companies don’t have the budget to invest in their own research and development in AI, so many are now opting to ‘buy’ into the technology rather than ‘build’ it themselves. Moreover, many businesses are concerned about the risks associated with data ownership and accuracy so buying software is another way to avoid this risk.
6. Continued AI Adoption in Payments
In payments, the proliferation of AI will continue to improve user experience and increase security. To detect fraud, AI is used to track patterns and payment flows in real-time. If unusual activity is detected, the technology can be used to flag or even block payments which may be fraudulent.
When it comes to user experience, we will also see AI being used to improve the interface design of payment platforms. The technology will also increasingly be used for translation for international payment platforms.
7. Rise of Super Apps
To get more from their platforms, mobile network operators are building comprehensive service platforms, integrating multiple payment experiences into a single app. This reflects the shift of many users moving from text-based services to mobile apps. Rather than offering a single service, super apps are packing many other services into a single app. For example, apps which may have previously been used primarily for lending, now have options for saving and paying bills.
8. Business strategy shift
Recent major technological changes will force business leaders to focus on much shorter prediction and reaction cycles. Because the rate of change has been unprecedented in the past year, this will force decision-makers to adapt quickly, be decisive and nimble.
As the payments space evolves, businesses, banks, and governments must continually embrace innovation, collaboration, and prioritise customer needs. These efforts build a more inclusive, secure, and efficient payment system that supports local to global economic growth – enabling true financial inclusion across borders.
Luke Kyohere is the Group Chief Product and Innovation Officer at Onafriq
Feature/OPED
Ghana’s Democratic Triumph: A Call to Action for Nigeria’s 2027 Elections
In a heartfelt statement released today, the Conference of Nigeria Political Parties (CNPP) has extended its warmest congratulations to Ghana’s President-Elect, emphasizing the importance of learning from Ghana’s recent electoral success as Nigeria gears up for its 2027 general elections.
In a statement signed by its Deputy National Publicity Secretary, Comrade James Ezema, the CNPP highlighted the need for Nigeria to reclaim its status as a leader in democratic governance in Africa.
“The recent victory of Ghana’s President-Elect is a testament to the maturity and resilience of Ghana’s democracy,” the CNPP stated. “As we celebrate this achievement, we must reflect on the lessons that Nigeria can learn from our West African neighbour.”
The CNPP’s message underscored the significance of free, fair, and credible elections, a standard that Ghana has set and one that Nigeria has previously achieved under former President Goodluck Jonathan in 2015. “It is high time for Nigeria to reclaim its position as a beacon of democracy in Africa,” the CNPP asserted, calling for a renewed commitment to the electoral process.
Central to CNPP’s message is the insistence that “the will of the people must be supreme in Nigeria’s electoral processes.” The umbrella body of all registered political parties and political associations in Nigeria CNPP emphasized the necessity of an electoral system that genuinely reflects the wishes of the Nigerian populace. “We must strive to create an environment where elections are free from manipulation, violence, and intimidation,” the CNPP urged, calling on the Independent National Electoral Commission (INEC) to take decisive action to ensure the integrity of the electoral process.
The CNPP also expressed concern over premature declarations regarding the 2027 elections, stating, “It is disheartening to note that some individuals are already announcing that there is no vacancy in Aso Rock in 2027. This kind of statement not only undermines the democratic principles that our nation holds dear but also distracts from the pressing need for the current administration to earn the trust of the electorate.”
The CNPP viewed the upcoming elections as a pivotal moment for Nigeria. “The 2027 general elections present a unique opportunity for Nigeria to reclaim its position as a leader in democratic governance in Africa,” it remarked. The body called on all stakeholders — including the executive, legislature, judiciary, the Independent National Electoral Commission (INEC), and civil society organisations — to collaborate in ensuring that elections are transparent, credible, and reflective of the will of the Nigerian people.
As the most populous African country prepares for the 2027 elections, the CNPP urged all Nigerians to remain vigilant and committed to democratic principles. “We must work together to ensure that our elections are free from violence, intimidation, and manipulation,” the statement stated, reaffirming the CNPP’s commitment to promoting a peaceful and credible electoral process.
In conclusion, the CNPP congratulated the President-Elect of Ghana and the Ghanaian people on their remarkable achievements.
“We look forward to learning from their experience and working together to strengthen democracy in our region,” the CNPP concluded.
Feature/OPED
The Need to Promote Equality, Equity and Fairness in Nigeria’s Proposed Tax Reforms
By Kenechukwu Aguolu
The proposed tax reform, involving four tax bills introduced by the Federal Government, has received significant criticism. Notably, it was rejected by the Governors’ Forum but was still forwarded to the National Assembly. Unlike the various bold economic decisions made by this government, concessions will likely need to be made on these tax reforms, which involve legislative amendments and therefore cannot be imposed by the executive. This article highlights the purposes of taxation, the qualities of a good tax system, and some of the implications of the proposed tax reforms.
One of the major purposes of taxation is to generate revenue for the government to finance its activities. A good tax system should raise sufficient revenue for the government to fund its operations, and support economic and infrastructural development. For any country to achieve meaningful progress, its tax-to-GDP ratio should be at least 15%. Currently, Nigeria’s tax-to-GDP ratio is less than 11%. The proposed tax reforms aim to increase this ratio to 18% within the next three years.
A good tax system should also promote income redistribution and equality by implementing progressive tax policies. In line with this, the proposed tax reforms favour low-income earners. For example, individuals earning less than one million naira annually are exempted from personal income tax. Additionally, essential goods and services such as food, accommodation, and transportation, which constitute a significant portion of household consumption for low- and middle-income groups, are to be exempted from VAT.
In addition to equality, a good tax system should ensure equity and fairness, a key area of contention surrounding the proposed reforms. If implemented, the amendments to the Value Added Tax could lead to a significant reduction in the federal allocation for some states; impairing their ability to finance government operations and development projects. The VAT amendments should be holistically revisited to promote fairness and national unity.
The establishment of a single agency to collect government taxes, the Nigeria Revenue Service, could reduce loopholes that have previously resulted in revenue losses, provided proper controls are put in place. It is logically easier to monitor revenue collection by one agency than by multiple agencies. However, this is not a magical solution. With automation, revenue collection can be seamless whether it is managed by one agency or several, as long as monitoring and accountability measures are implemented effectively.
The proposed tax reforms by the Federal Government are well-intentioned. However, all concerns raised by Nigerians should be looked into, and concessions should be made where necessary. Policies are more effective when they are adapted to suit the unique characteristics of a nation, rather than adopted wholesale. A good tax system should aim to raise sufficient revenue, ensure equitable income distribution, and promote equality, equity, and fairness.
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