Feature/OPED
2023: SSENA And Atiku/Okowa’s Endorsement
By Jerome-Mario Chijioke Utomi
The venue of the event was lavishly decorated with different cultural regalia to impress, and it did impress. The event, which commenced at about 11 am at a location in Warri, Delta State, saw all present culturally kitted in their numbers, men and women alike. They sat in such a manner that the gathering could be mistaken for a celebration of cultural fiesta. They wore ample smiles and listened to the various speakers with disciplined attention but said little, even as the banter was exchanged at intervals.
Interestingly, the gathering was by no means a cultural fiesta but a meeting of the members of the South-South Ethnic Nationalities Assembly (SSENA), which comprises various regional groups, community leaders, activists, traditional titleholders, stakeholders, religious leaders, captains of industries, students, and think tanks from across the South-south geopolitical zone of Nigeria.
They gathered for a world press conference to, among others, endorse Atiku Abubakar and Ifeanyi Okowa for President and Vice President of the Federal Republic of Nigeria and the Peoples Democratic Party (PDP) as their vehicle for achieving this objective.
Of all that I heard/observed, two need to be highlighted. First and very fundamental, the gathering acknowledged what has been on the mind of Nigerians: politics is about personal interest.
The second and very strategic is that the virtues and attributes of members all through the world press conference essentially suggest that the forthcoming February 25 and March 11, 2023, general elections in the country may be greeted with an ideological shift.
It was observed that Nigerians might be excused to cast their votes not based on pecuniary consideration or gains arising from a candidate’s deep pocket.
Rather, it will be largely a function of interest anchored on past records of performance (scorecards/political history and antecedents) of the political parties and that of their members angling for elective positions on the platform of the party.
There are many facts to back the above assertion.
First, while addressing the press on the kernel of the meeting, the National Coordinator of SSENA, Chief Favour Izoukumor, stated that with the 2023 general elections just weeks away, the peculiar challenges and the interest of the region is once again on the front burner, and there is a need to make a critical appraisal of the political parties, candidates, their manifestos, antecedents, leadership, and track records, as it affects the growth and development of South-South region over the past 62 years since independence.
To further establish insight on what informed the choice of Atiku/Okowa as candidates and PDP as a party, Izoukumor explained that the federal government under the PDP led by President Olusegun Obasanjo, a former military Head of State, through to President Umaru Musa Yar’Adua and Goodluck Ebele Jonathan, provided extensive support to the South-South geo-political zone.
Presenting the scorecards of these past administrations and how the people of the South-South region benefited, Izoukumor pointed out that it was under the leadership of these great men (Obasanjo, Yar’Adua, and Jonathan) that the Niger Delta Development Commission (NDDC) was created, 13% derivation fund was allocated to the oil-producing Niger Delta states, the Presidential Amnesty Program, the Niger Delta Ministry, the Nigerian Maritime University of Okerenkoko, the Federal Petroleum University, Effurun-Warri, the Federal University of Otuoke and many others were created.
These institutions and their policies were geared toward the development of the region. It is fair to say that the current peace and tranquillity in the Niger Delta is the product of the then-PDP-led federal government.
While the visitors, made up of journalists and other members of specialized groups, were trying to internalize, as well as compare notes as it affects the above claims, SSENA Coordinator again dished another set of reasons as to why the group is rooting for PDP as a party and Atiku/Okowa as their President and Vice Presidential candidates respectively.
He captures it this way; under the glaring performance of the then-PDP-led government, Nigeria regained its rightful place in the comity of nations as a leader of the African continent. The Universal Basic Education Programme (UBE) was established. PDP brought about astronomical growth of the Nigerian economy, with a 100% GDP growth from 3% to 6%; resuscitation of the national fertiliser companies in Kaduna and Onne (Rivers) as well as grew the excess crude oil account from a paltry sum of $2bn to $43bn, while managing to forge an $18bn debt relief deal with major creditor nations and groups, including the Paris Club.
The group furnished the media present with some examples. It reads; worthy of note is how the PDP considered the South-south region in the equation of Nigeria politics by making a minority ethnic nationality, Dr Goodluck Ebele Jonathan, a Vice-President and subsequently President of Nigeria. It was the highest political office attained by a minority from the South-South and went ahead to make him the President of the Federal Republic of Nigeria. Under Jonathan’s formidable economic team, Nigeria’s economy was rebased for the first time in a decade, leading to the country’s emergence as the largest economy in the continent after overtaking South Africa.
SSENA boasted that even as the nation braces up for the 2023 general election, the PDP has again demonstrated its ‘organicness’ and love for minority groups by picking Ifeanyi Okowa from Delta State as the Vice-Presidential candidate.
Okowa, according to SSENA, symbolizes a bridge between the South-South and South-East. His adoption by the party was borne out of his sterling performance as a governor of Delta State. His giant strides are evident across the land and are visible to the blind and audible to the deaf. His landmark achievements in Delta State are evident, particularly in riverine communities, where his carefully thought-out programs and policies have created wealth for Deltans.
Still, on why they have thrown their weight behind PDP, the Group again fired; The PDP is known for talent hunting, and they have done it again by picking Okowa in this coming election. Presently, we believe this is the best for the South-South. There is no major political party other than the PDP and its candidate, Atiku Abubakar, that has shown interest in the S/S and the Nigerian people, and with his charisma and willpower to pull Nigeria out of the quagmire of hopelessness and to rescue it for a better and greater nation.
Advancing other reasons that are Atiku-specific, SSENA said; It is pertinent to recall that under the PDP government (1999 – 2007), during which Atiku Abubakar served as Vice President and also as Chairman of the National Economic Council (NEC) (from 1999-2011), Nigeria recorded the highest economic growth in history. In 2002, Nigeria recorded the highest GDP growth rate of 15.33%.
The PDP government initiated the fight against corruption through the establishment of anti-corruption agencies such as the EFCC and the ICPC. Under the PDP, Nigeria witnessed private-sector telecommunications, banking, and pension administration reforms. The PDP-led government paid off the foreign debts inherited by the civilian government.
The chronicles of PDP achievements over those years cannot be written without His Excellency Atiku Abubakar getting a prominent mention, both for his tireless effort as a backbone of the reforms and as chairman of the National Economic Council (NEC).
The Group insisted that Atiku Abubakar’s wealth of experience in private and public sectors gives him an edge over all rival candidates in the 2023 elections. They stressed that he had created thousands of direct and indirect jobs for Nigerians in his home state of Adamawa and other parts of the country, noting that Atiku has already pledged a whopping sum of $10 billion to small and medium-sized businesses to create jobs that will solve the unemployment crisis we face if elected president.
“He, Atiku again, promised to restructure Nigeria if elected president. We must recall that the critical demands of the people of the Niger Delta over the decades of marginalization have been restructuring and resource control, as were the cases during both CONFABs convened by former Presidents Obasanjo and Jonathan. One of the demands of the people of the Niger Delta presented to the Nigerian government was to restructure Nigeria so that the people of the Niger Delta would benefit from their God-given natural resources. We are aware that of all the candidates and political parties, only PDP’s Atiku has categorically promised Nigerians restructuring and resource control. We believe this will bring peace and transform the Nigerian economy, as it would galvanize all regions to explore their options and available resources for growth and better citizens’ lives. For the aforementioned reasons, we, the South-South Ethnic Nationalities Assembly, hereby endorse Atiku/Okowa PDP 2023 presidential ticket to rescue Nigeria.
To conclude, the organizers argued that their present action has a place in Nigerian political history; We looked at some of the defunct regional political party’s vis-a-vis NCNC and NPC, led by Nnamdi Azikiwe, Sir Abubakar Tafawa Balewa and Alhaji Ahmadu Bello respectively, whose programs, economic and administrative policies favoured the minorities of Edo and Delta provinces (Defunct Midwest region and later Bendel State) and by extension the whole Niger Delta region. We recall that the first Prime Minister of Nigeria, Sir Abubakar Tafawa Balewa, saw the creation of the Mid-West region and, subsequently, the mid-West state, despite the resentment of some members of the political class during that time.
In a similar vein in the 4th Republic, the federal government under the PDP provided extensive support to the South-South geo-political zone, he concluded.
As the author, I have nothing to add!
Utomi Jerome-Mario is the Programme Coordinator (Media and Policy) at the Social and Economic Justice Advocacy (SEJA), Lagos. He can be reached via je*********@***oo.com/08032725374
Feature/OPED
From Force to Partnership: How IGP Disu is Changing the Police Narrative
By Jerome-Mario Utomi
There are moments in the life of a nation when leadership is measured not merely by the ability to command institutions but by the courage to transform them. Such moments demand more than administrative competence; they require vision, strategic communication, and an unwavering commitment to rebuilding public confidence. The keynote address delivered on behalf of the Inspector-General of Police (IGP), Mr Olatunji Rilwan Disu, at the Lagos PR Fest 2026 grand finale was one of such defining moments.
Held at the iconic MUSON Centre, Onikan, Lagos, the event transcended the boundaries of a conventional police engagement. It became a national conversation on security, governance, public trust, and the indispensable role of strategic communication in nation-building.
More importantly, the IGP, who was represented at the event by AIG Simeon Udofia Akpanudom, Head of the Force Criminal Investigation Department (FCID) Annex, Alagbon Close, Ikoyi, revealed a policing philosophy that is quietly but deliberately redefining the image and operational culture of the Nigeria Police Force.
For decades, public perception of policing in Nigeria has largely been shaped by mistrust, misunderstanding, and an unfortunate history of strained relations between citizens and law enforcement agencies. While successive administrations have introduced reforms, many struggled to address the most fundamental ingredient of effective policing-public trust.
IGP Disu appears determined to confront that challenge from an entirely different perspective.
His declaration that “security is everyone’s business” was not a rhetorical flourish. It was a profound statement of intent. It reflected an understanding that sustainable security cannot be achieved through coercion alone but through partnership, inclusion, transparency, and continuous engagement with the people. Indeed, what the IGP has introduced is more than institutional reform. It is a comprehensive rebranding of policing itself.
Unlike cosmetic rebranding that focuses on uniforms, slogans, or public ceremonies, this initiative is rooted in changing institutional culture and public perception simultaneously. It seeks to replace fear with confidence, suspicion with collaboration, and silence with meaningful dialogue.
The brilliance of this approach lies in its recognition that trust is not demanded; it is earned.
Throughout the keynote, the IGP consistently emphasised evidence-based communication, accountability, and transparency as pillars upon which public confidence must be rebuilt. At a time when misinformation travels faster than facts, and public institutions are constantly subjected to intense scrutiny, his insistence that policing should be supported by credible information rather than propaganda reflects both wisdom and contemporary relevance.
Perhaps nowhere is this transformation more visible than in the establishment and expansion of the Violent Crimes Response Unit (VCRU). Rather than allowing achievements to remain hidden within internal reports, the Nigeria Police Force is increasingly communicating measurable outcomes, demonstrable operational effectiveness, and encouraging independent public assessment.
This deliberate openness and transparency represent a significant departure from the communication style traditionally associated with many security institutions.
Equally commendable is the renewed emphasis on accessible channels for complaints, feedback and citizen engagement. Every modern democratic institution understands that accountability strengthens authority rather than weakening it. By inviting public scrutiny instead of avoiding it, the Nigeria Police under IGP Disu is gradually redefining what institutional confidence should look like. The Inspector-General deserves particular commendation for recognising that public relations is not an appendage to policing but an operational necessity.
Far too often, public relations is misunderstood as image laundering or crisis management. In reality, effective public relations is about building relationships, creating understanding, managing expectations, and sustaining credibility. It is this broader and more professional understanding that permeated the Inspector-General’s address.
His decision to engage public relations professionals at Lagos PR Fest was therefore highly symbolic. It demonstrated that security communication must evolve beyond press statements announcing arrests or crime statistics. It must become a continuous conversation with citizens, communities, opinion leaders, professional bodies, and the media.
Equally remarkable is the renewed focus on community policing and the revitalisation of the Police Community Relations Committee (PCRC). These initiatives acknowledge an enduring truth: communities understand their security challenges better than distant bureaucracies.
By encouraging local participation, youth engagement, religious leaders, traditional institutions, and civil society organisations to become active stakeholders, the Nigeria Police is moving policing closer to the people it serves.
This approach is consistent with successful policing models across the world where intelligence flows more freely because communities trust law enforcement agencies enough to share information.
The emphasis on participatory campaigns such as “Security is Everyone’s Business” and “If you see something, say something” further reinforces this philosophy. These messages wisely redefine every citizen from being a passive observer into an active contributor to national security.
That represents strategic public relations at its finest. Perhaps the most compelling dimension of the Inspector General’s address is his deliberate connection between policing and nation-building.
Security does not exist in isolation. It supports economic growth, encourages investment, protects democratic institutions, and creates the stability necessary for social development. Safe highways promote commerce. Secure schools guarantee educational continuity. Protected communities attract investment. Professional law enforcement strengthens constitutional governance.
Viewed through this broader lens, policing becomes an essential instrument of national development rather than merely an agency of law enforcement. The Inspector-General’s appeal for “Nigeria First” narratives equally deserves commendation. In an era characterised by misinformation, polarisation, and divisive narratives, institutions must intentionally promote messages that unite rather than divide.
Strategic communication has become an important national asset. This is where professional public relations practitioners have an enormous responsibility. Their expertise extends beyond media visibility to fostering social cohesion, encouraging responsible public discourse, and strengthening confidence in democratic institutions.
The Nigerian Institute of Public Relations (NIPR), therefore, occupies a strategic position in supporting this national assignment.
Naturally, scepticism remains understandable. Public confidence, once diminished, cannot be restored overnight. Institutional reforms require consistency, measurable outcomes, and sustained leadership commitment.
Fortunately, the Inspector-General himself demonstrated refreshing realism by acknowledging that rebuilding trust remains an ongoing process. That honesty itself strengthens credibility.
His clearly articulated roadmap-rebuilding institutional credibility through transparency, strengthening community intelligence through grassroots participation, and promoting national cohesion through coordinated communication-provides a practical framework for long-term institutional renewal.
Importantly, these objectives align with internationally recognised principles of democratic policing. What distinguishes the current leadership is the willingness to place communication at the very centre of institutional transformation rather than treating it as an afterthought.
Leadership is often remembered less for the challenges inherited than for the direction established. Judging from the philosophy articulated at Lagos PR Fest 2026, IGP Disu is laying the foundation for a policing model that recognises that legitimacy derives not only from constitutional authority but from public confidence.
That distinction is profound. A police force may possess legal powers, but without public trust those powers become increasingly difficult to exercise effectively. Conversely, when citizens willingly cooperate, volunteer intelligence, respect lawful authority, and see themselves as partners, security becomes collective rather than confrontational.
That appears to be the future envisioned by the Inspector-General. His concluding appeal that all stakeholders must work together in transparency, accountability, and shared responsibility captures the essence of democratic policing in the twenty-first century.
Ultimately, the significance of the Lagos PR Fest address extends far beyond one conference or one keynote presentation. It represents a declaration that the Nigeria Police Force is prepared to measure success not only by arrests made or crimes prevented but also by relationships built, confidence restored, and communities united.
For me, the recent elevation by the IGP and express approval by the Nigerian Police Service Commission of some senior officers to the rank of Assistant Inspectors-General of Police (AIGs). Commissioners of Police (CPs) and others truly proves beyond reasonable doubt that the IGP is a man who understands that professionalism, strategic thinking and operational excellence are the defining features of global policing. In fact, analysts in particular and Nigerians of goodwill in general are beginning to view the recent appointment of IGP Disu as a very huge blessing to the nation.
If sustained with consistency, integrity, and measurable performance, this strategic shift may well become one of the most consequential institutional reforms in contemporary Nigeria. For at the heart of every peaceful nation lies a simple but enduring truth: security thrives where trust flourishes.
By placing strategic public relations at the centre of policing, IGP Disu has demonstrated an appreciation of that timeless principle. In doing so, he has presented Nigerians with something far more valuable than a communication strategy. He has presented a vision.
A vision in which the police badge symbolises not fear but reassurance; not distance but partnership; not mere authority but earned legitimacy. That is a vision worthy of national support, thoughtful reflection, and sustained implementation.
Utomi, a media specialist, writes from Lagos, Nigeria. He can be reached via Je*********@***oo.com/08032725374
Feature/OPED
How Responsible Borrowing Can Help You Reach Your Financial Goals
By Gloria Onosode
For generations, conventional financial advice has treated debt like a trap — a final, desperate resort for emergency cash or a slippery slope toward financial instability. But as Nigeria’s economic terrain evolves, this defensive mindset is changing. Progressive business leaders, entrepreneurs, and forward-thinking individuals are realising that it can be an important financial tool for achieving personal or business objectives when used responsibly and within one’s repayment capacity.
To build a sustainable financial future, we must change our relationship with credit. Borrowing shouldn’t be a cycle of survival; it should form part of a broader financial plan designed to support sustainable growth. The secret lies in masterfully understanding borrowing for productive purposes and learning how to leverage purposeful borrowing to hit your most ambitious milestones.
At its core, the difference between constructive and destructive borrowing comes down to one fundamental principle: what does the cash do once it lands in your account?
Bad debt funds depreciating lifestyle assets or temporary consumption. Borrowing to buy luxury clothing, fund a lavish party, or upgrade to a consumer gadget that does not increase your income simply pulls future earnings forward to pay for a fleeting present moment. It drains cash flow without offering a return.
Conversely, good debt acts as an investment in your future self or your company. It is capital deployed to acquire assets, increase productivity, or generate recurring revenue that far outpaces the cost of the interest. When you borrow to buy a delivery truck for your logistics company, stock up on inventory ahead of a peak retail season, or fund a specialised certification, you aren’t spending money — you are investing in assets that may contribute to increased productivity and income generation.
When integrated into a clear, long-term plan, purposeful loans may enable eligible borrowers to respond more quickly to business opportunities that would otherwise take years to save for. For small and medium enterprises (SMEs), cash-flow timing mismatches are the silent killers of momentum. You might get a massive corporate purchase order but lack the immediate working capital to fulfil it. Waiting weeks to organically pool cash from existing revenue means losing the contract. Appropriately structured commercial financing can help businesses address temporary working-capital gaps, ensuring that viable opportunities turn into realised revenue.
In inflation-heavy environments, waiting to save up the full purchase price for vital business assets like manufacturing machinery, solar power installations, or commercial vehicles can backfire, as equipment costs often outpace savings rates. By using asset-backed financing, you can acquire the equipment today, put it to work immediately, and allow the asset to generate revenue that may contribute towards financing costs over time.
Investment in skills and capacity development can generate significant long-term benefits. Utilising credit to fund high-value education, technical upskilling, or operational training directly expands your earning capacity. The resultant career advancement or business efficiency multiplies your income potential for decades to come.
Shifting from a defensive borrowing stance to a wealth-creation strategy requires strict financial discipline. Truly responsible borrowing is anchored in three non-negotiable practices.
First, borrow only for a productive purpose. It can be tempting to redirect a portion of a business loan toward personal expenses. Resist the urge; borrowed funds should be applied primarily to the purpose for which the financing was obtained.
Second, know your repayment runway before you sign. Borrowing decisions should be supported by realistic cash-flow planning and repayment capacity assessments. Review your cash-flow data, factor in market fluctuations, and map out exactly how the investment will generate the funds needed to clear the balance.
Finally, prioritise speed and transparency. In today’s fast-moving market, opportunity doesn’t wait for weeks of manual paperwork. Borrowing decisions should be supported by realistic cash-flow planning and repayment capacity assessments that offer transparent pricing with no hidden fees, giving you the clarity needed to compute your precise cost of capital.
When you strip away the historical stigma surrounding credit, you find that borrowing is simply a neutral financial tool. In the hands of an undisciplined spender, it creates friction, but in the hands of a strategic planner, it can support business growth and financial planning when used responsibly.
As you look toward your next major milestone — whether that is expanding your storefront, digitising your corporate supply chain, or acquiring productive assets — Before taking on any borrowing commitment, carefully assess your financing needs, repayment capacity, and long-term financial objectives. Instead, ask yourself if your business can afford the cost of standing still. When used responsibly, purpose-driven credit can support individuals and businesses in achieving sustainable financial goals.
Responsible borrowing also means understanding that credit creates a legal repayment obligation. Borrowers should carefully assess affordability, understand all applicable charges, and avoid taking on debt beyond their repayment capacity.
Gloria Onosode is the Director of Enterprise Sales at FairMoney Business
Feature/OPED
Three Interdependent Pillars Reshaping African Financial Infrastructure
By Winston Osuchukwu
Africa’s financial infrastructure is entering a defining phase. Digital adoption continues to accelerate, financial inclusion is deepening, and institutions across the ecosystem are investing in connected, data-driven services. According to the World Bank’s Global Findex Database, account ownership across Sub-Saharan Africa has expanded significantly over the past decade, while mobile money continues to process hundreds of billions of dollars annually. Sustained investment in Africa’s fintech ecosystem reflects the same growing confidence in the continent’s financial future.
As the ecosystem matures, success will depend less on isolated innovation and more on how institutions connect their capabilities. The next phase of financial infrastructure is being shaped by three interdependent pillars: connected ecosystems that widen the data available on each customer, data intelligence that turns that scattered data into a single coherent picture, and intelligent decision-making that turns insight into measurable outcomes.
Connected Ecosystems Create the Foundation for Intelligence
No single institution has a complete view of the financial ecosystem. Banks, fintechs, payment providers, telecommunications companies, regulators, and other participants each contribute different pieces of the picture. As these organisations become more connected through interoperable payment systems, shared infrastructure, and collaborative partnerships, financial services become more accessible and seamless for individuals and businesses alike.
Connectivity alone, however, is not enough. A more connected ecosystem also creates exponentially more data, and unless that information can be integrated and interpreted consistently, greater connectivity simply produces greater complexity. The value of collaboration therefore depends on the ability to transform fragmented information into a coherent picture.
Data Intelligence Creates Shared Understanding
Once data flows across connected ecosystems, the next challenge is making sense of it. Financial institutions need more than access to information; they need the ability to unify diverse data sources, identify meaningful patterns, and generate insights that accurately reflect customer behaviour, operational performance, and emerging risks.
Data intelligence provides this common understanding. It enables institutions to move beyond isolated datasets and develop a trusted, enterprise-wide view that supports regulatory compliance, operational efficiency, and customer-centric innovation. Yet even the clearest insight has limited value if it remains descriptive. Understanding what is happening is only useful when institutions can confidently decide what to do next.
Intelligent Decisions Drive Real Outcomes
This is where artificial intelligence, predictive analytics, and machine learning become transformative. Built on a foundation of connected ecosystems and high-quality data intelligence, these technologies enable organisations to make faster, more consistent decisions across lending, fraud detection, compliance, customer engagement, and strategic planning.
Rather than replacing human expertise, intelligent decision-making augments it by helping institutions anticipate change, respond proactively, and allocate resources more effectively. When decisions are powered by reliable data and supported by a connected financial ecosystem, organisations become more resilient, customers enjoy better experiences, and the entire financial value chain operates more efficiently.
Africa’s financial future will not be shaped by technology or data in isolation. Progress requires that these capabilities work together. Connected ecosystems generate the information. Data intelligence transforms that information into “features” – the meaningful attributes of a customer’s behaviour that a model can learn from. Intelligent decision-making algorithms then convert those “features” into action. Together, they form the foundation of a financial infrastructure that is more inclusive, resilient, and capable of supporting sustainable economic growth.
At Mathesis Analytics, we turn information into action – helping financial institutions transform complex and frequently unstructured data into meaningful insights they can act on – helping financial institutions make sense of complex, fragmented data and lend confidently to the people and businesses driving Africa’s economy.
Winston Osuchukwu is the Founder and CEO of Mathesis Analytics Inc.


